o*******u
发帖数: 242 | 1 最近收到roth ira broker的通知，说我的2013 contribution太多了，其实是因为把
2013年1月和4月转的钱都算到了2013年，实际上应该吧1月的钱算到2012年，因为我
2012年没有存。现在貌似有两个选项
1. 把多余的钱的earning都取出来，报一个1040X给irs。
这样是不是就不用交excess contribution的6%的penalty，但是earning要补税和额外
10%的penalty。
2. 把excess contribution留到以后。
但是我已经把2014年的roth存过了，那么2013年的excess是不是要交2013和2014两年的
各6%的penalty。如果这样做，我什么时候交penalty给irs? 如果我现在把2014年的
contribution取出来，是不是还会有什么penalty？
除了这两个办法，还有什么好方法么？
谢谢！ |
|
d********4
发帖数: 860 | 2 今年10月换公司，所以今年有两个401k contribution，之前的rollover到IRA了，是不
是我需要把每个pay statement里面401k contribute的钱加起来，那个是上半年upto
Oct的contribution， 比如3000，我需要保证11月以后401k contribute的钱要小于18k
－3k＝15k？
这样算没有错吧？谢谢 |
|
|
l*****g
发帖数: 996 | 4 我在老板这里博后两年半才开始投第一篇一座文章，通讯作者是老板的合作者。这个合作
者submit了以后给所有人电邮了一份，我一看他写的我的contribution只有分析数据，
虽然我是第一作者，但是明显如果只有做数据分析，肯定不够资格当一座的。
我当时挺生气地，就给这个合作者单独发信，要求以后修改这篇文章的时候把我在写作
上的贡献也加进去。我说的比较委婉，就是如果不加的话我将来找工作，人家雇主就没有
办法证明我写作技能的（我写作很弱，所以这个才更加重要）。原话是：
Just one minor thing in the author contribution, in the subsequent revision,
is it possible to specify my contribution in terms of the writing up in the
method, analysis, and result sections please? I think this could be an
important aspect that a potential employe... 阅读全帖 |
|
t**i
发帖数: 688 | 5 If you have 401k and your modified AGI is within the limit, then you can
still contribute to traditional IRA for the year of 2009 if the contribution
is made by April 15, 2010 AND you indicate (on the contribution form or web
page) the contribution is for 2009. |
|
o******6
发帖数: 39 | 6 请问401K的contribution，也就是W-2 表 box 12 code D,属于IRA contribution 吗？D是免税的，没有包括在box 1中。
大家是什么情况才能填Form1042的Item 36 IRA deduction?
401K的contribution能claim retirement saving contribution credit( Form 1042
Item 56 )吗？ |
|
S**C
发帖数: 2964 | 7 【 以下文字转载自 Investment 讨论区 】
发信人: SOFC (SOFC), 信区: Investment
标 题: ROTH excess contribution problem
发信站: BBS 未名空间站 (Wed Feb 15 18:21:26 2012, 美东)
Some unexpected income near the year-end pretty much eliminated, or at least
reduced, our permitted ROTH contribution for the year 2011. since we
already contributed to ROTH for the year 2011, we get a problem which need
to be corrected. It is certainly a good problem to have but a problem all
the same.
It appears to us the best practice is to recharact... 阅读全帖 |
|
w******1
发帖数: 154 | 8 On my W-2 form, line 12 says: "W: 3100", which means my employer contributes
3100 to my HSA. However, my employer only contributed 750. I contributed
the rest to HSA during the year. What can I do for form 8889, line 9:
Employer contributions made to your HSAs for 2012? Do I need to provide some
proof to irs? |
|
o*******u
发帖数: 242 | 9 最近收到roth ira broker的通知，说我的2013 contribution太多了，其实是因为把
2013年1月和4月转的钱都算到了2013年，实际上应该吧1月的钱算到2012年，因为我
2012年没有存。现在貌似有两个选项
1. 把多余的钱的earning都取出来，报一个1040X给irs。
这样是不是就不用交excess contribution的6%的penalty，但是earning要补税和额外
10%的penalty。
2. 把excess contribution留到以后。
但是我已经把2014年的roth存过了，那么2013年的excess是不是要交2013和2014两年的
各6%的penalty。如果这样做，我什么时候交penalty给irs? 如果我现在把2014年的
contribution取出来，是不是还会有什么penalty？
除了这两个办法，还有什么好方法么？
谢谢！ |
|
N*****d
发帖数: 310 | 10 用TurboTax填税表. 其中问到
Tell Us how much you contributed:
Enter the total amount you put into a traditional IRA for 2014, even if you
later transferred some or all of it to a Roth IRA.
Your total 2014 traditional IRA contributions xx1xx
Tell us how much of the above total contribution for 2014 you contributed
between xx2xx January 1, 2015 and April 15, 2015.
请问怎么填那个数字xx1xx? 这是要填我去年放入401K中的我自己出的钱, 还是公司出
资+我自己的出资? 这个数字从哪里找啊. 管理我401K的那个公司给我的2014
statement 找不到了. 还有一个奇怪的现象是: 比如我在xx1xx处输入$2000, 则我的
Federal... 阅读全帖 |
|
a*****n
发帖数: 149 | 11 上网搜了一下HSA 2017 contribution limit
HSA contribution limit (employer + employee) Self-only: $3,400 Family: $6
,750
我和我LD 各自都有自己的工作，各自contribute 自己的HSA账号。
我现在已经contribute 了 3400$ 到我自己的HSA 账号。 我的问题是，我LD的HSA账号
是能最多存3400$, 还是最后能存
6750 - 3400 = 3350$? 我们俩将会 file jointly tax return.
多谢指教了！ |
|
m***g
发帖数: 171 | 12 自己DIY的EB1A, claim老三项， paper 20篇，citation 100（independent 50）
review 40，recommendation letter 7 (5 independent), pp之后的来了RFE, 质疑
contribution一项， 请大家帮我分析一下应该如何准备：
Evidence of your original scientific, scholarly contributions of major
significance in the field.
a. The petitioner asserts that he has made numerous original scientific
contributions of major significance in the field of XXX; he has published
his work, his work has been cited independently a small number of times; he
has served as a revi... 阅读全帖 |
|
m***g
发帖数: 171 | 13 自己DIY的EB1A, claim老三项， paper 20篇，citation 100（independent 50）
review 40，recommendation letter 7 (5 independent), pp之后的来了RFE, 质疑
contribution一项， 请大家帮我分析一下应该如何准备：
Evidence of your original scientific, scholarly contributions of major
significance in the field.
a. The petitioner asserts that he has made numerous original scientific
contributions of major significance in the field of XXX; he has published
his work, his work has been cited independently a small number of times; he
has served as a revi... 阅读全帖 |
|
m***g
发帖数: 171 | 14 自己DIY的EB1A, claim老三项， paper 20篇，citation 100（independent 50）
review 40，recommendation letter 7 (5 independent), pp之后的来了RFE, 质疑
contribution一项， 请大家帮我分析一下应该如何准备：
Evidence of your original scientific, scholarly contributions of major
significance in the field.
a. The petitioner asserts that he has made numerous original scientific
contributions of major significance in the field of XXX; he has published
his work, his work has been cited independently a small number of times; he
has served as a revi... 阅读全帖 |
|
s******t
发帖数: 3572 | 15 一篇学术论文，用来申请authroship，那么自然侧重的是authorship。你写了，你发表
在major media上了。
contribution的申请自然集中在这篇论文里有哪些你的original contribution，以及产
生了什么样的significant impact。
区别是很清楚的。
你糊涂在支撑上述两条申请背后要求的sustained national/international acclaim 以
及 recognized by the expertise in the field。
比如有人用citation的数量来支持上述的要求。citation的数量作为一个evidence是可
以同时支持authorship 和 contribution。你就以为authorship和contribution的区别
不大。这个你自己要仔细想想，好好领会一下。 |
|
l*w
发帖数: 567 | 16 其实前面一点里的contribution是问对研究领域的贡献。
这个和大多数人在这里的讨论是吻合的。所以证据要找的话，就从这方面努力。
不过authorship这一条俺有点费解。除了把文章，书篇章，还有载要，有的人还有专利
，这些个列上去外，还要别的什么呀？一列上去不就一目了然吗？
可是我那个IO还真在RFE上写了一句“没有contribution的证据”，真费解，这一条也
没说要contribution呀。如果要说contribution，那就是对文章的贡献。
所以我律师说起文章署名的惯例，指出名字的位置和贡献是直接相关的。除了最后的通
讯作者外。
不过这个惯例哪里可以找到文献依据啊？有哪位达人知道请告诉一声。 |
|
t**h
发帖数: 82 | 17 Eb1a DIY, 被RFE （XM1219 TSC）。 Contribution部分给了个标准模板。请教大家都
怎样回复这个标准模板，尤其是第一条。个人觉得第一条包括了后面的几条。另外，是
否必须按这几条组织response。多谢！
1.Objective documentary evidence of the significance of the beneficiary’s
contribution to the field.
2.Documentary evidence that people throughout the field currently consider
the
beneficiary’s work important.
3.Testimony and/or support letters from experts which discuss the
beneficiary
’s contributions of major significance.
4.Evidence that the beneficiary’s major significant co... 阅读全帖 |
|
h*******y
发帖数: 444 | 18 准备eb1a，但是情况比较弱
只有 1. paper 十几篇一作，本专业最好的两篇（不是NCS）
2. review 争取提交材料时到20或者更多一些
3. 引用 100多
没有媒体，没有会议，没有奖项，没有专利。请问如果claim contribution,
authorship和judgement，那是不是我的contribution只能提到citation，但是刚才看
到一位大牛contribution里有很多，比如媒体专利获奖PI等等，他把citation放到了
authorship里面，以证明其文章牛。请问各位大侠，我这个contribution是不是太太太
弱了，就只有citation。感觉我的PL写2页就没有了....................55555
拜谢各位！ |
|
c******g
发帖数: 9273 | 19 ☆─────────────────────────────────────☆
lookforward (dadu) 于 (Fri Sep 30 10:14:01 2011, 美东) 提到:
does contribution have to be claimed before publication and review?
I heard most of the lawyer does this and the IO is used to this order:
contribution
publication
review
If I change the order, this will confuse the IO?
☆─────────────────────────────────────☆
falklove (快点绿！) 于 (Fri Sep 30 10:25:38 2011, 美东) 提到:
I used the order review, publication, contribution and pass. review is only
2 pa... 阅读全帖 |
|
l******o
发帖数: 279 | 20 我的 Outline of Contributions 就是这一项里小标题，是我自己加在律师写的PL里的
，再充实了一些内容。我觉得这样突出了重点，一目了然。可能跟其他PL里的模板区别
不大。不过如果能真正做到条理清楚、内容简洁、重点突出，基本上就没问题了。
I. Brief summary of credentials (one page)
A. Dr. XXX has contributed original scientific contributions of major
significance in the field (six and a half pages)
A.1 Dr. XXX is the first scientist to DO SOMETHING in FIELD1 with
programmable TECHNIQUE (Based on first-authored paper #1)
A.2 Dr. XXX independently developed the technology to fabricate SOMETHINGs
in FIELD2... 阅读全帖 |
|
b**********d
发帖数: 419 | 21 去年12月的EB1A和一月的NIW，四月中pp，NIW过，EB1A被RFE。
Review 过，authorship过。contribution没过。
领域：工程。
publication：8。
Citation：48， 42 independent
我们把citation放到publication 里去了，是不是要移到contribution里，以证明widely cited？
弱case，不知道能不能死马当作活马医。
最近带孩子，找工作，忙的顾不上来这里update。以前工作的工作，学习的学习，很稳定，没有想绿卡的事，现在都要找工作，才知道绿卡重要。
RFE内容如下：
petitioner has provided:
1. Letters from peers and colleagues.
2. Evidence of reports on the beneficiary's projects.
This criterion has not been met because the evidence submitted does not show that the benefic... 阅读全帖 |
|
K******g
发帖数: 1870 | 22 我觉得是contribution.但是律师这么说：
because they relate to your publications, in turn because the documents
mentioned are citations of your publications. They show the impact of your
research, but because your work was published in journals and are cited in
journals, we cannot use them as evidence of your contributions.
We could use them to support contributions if they became widespread, such
that they were reported in major media.
Stated another way, simply being cited or having your methodology used ... 阅读全帖 |
|
z****a
发帖数: 143 | 23 研究产生影响的领域，都一样，都是新型材料这个大领域
具体是两种不同的新型材料。具体怎么划分都可以。
我面临的问题，是如果只按两种材料来分两大块写contribution，会不会显得
contribution太小/少？
如果按照一篇paper一个contribution，分成6个contribution，只有2篇文章有足够的
证据支撑，其他的又会显得薄弱。 |
|
d********e
发帖数: 1334 | 24 我在版上看到有人说google scholar上多少个citation，怕citation不够，然后
contribution被REF。
我前段时间看精华版的时候看到
“citation：需要cite的那篇文章里明确提到你的名字和你的工作。最好有大段或小段
介绍。如果有的话， 那么一篇足矣。两三篇perfect. 如果没有大段介绍的话，至少需
要正面评价你的工作，比如有一句话提到你的工作[引文]启发了我们。。。。。。使得
我们继续努力发现了。。。。。之类的也行了。名字必须明确有。 没有姓名的引用不
算citation category, 只能算到authorship里 ”
所以我就有这个疑问
（1）到底Citation到底算是contribution 还是authorship，精华区的说法应该是对的
吧？我律师也是这样说的。
（2）出现名字的引用一般都在人家paper的introduction里面，这样的能拿出来claim
是contribution吗？我觉得这个就是个人写作风格的问题啊，有的人引用别人的喜欢带
上名字，有的人不喜欢。。。
（3）cover，highlights，top... 阅读全帖 |
|
g*********1
发帖数: 459 | 25 PL写道contribution，觉得contribution很弱，现在把本人详细情况介绍一下，求大家
给点关于contribution的建议：
本人生物博士后，22篇文章（1作=8，其中2片cns子刊,if>25),引用〉950（1作引用〉
750）。有5篇preview专门介绍我的文章。所以authorship很好弄
但是没有找到像样子的media报道。也没有几个人要细胞啥的。这个情况，
contribution应该怎么写？
跪谢！！ |
|
s******4
发帖数: 1322 | 26 我觉得你的问题是你没有理解怎么把citation convert成contribution, 而误以为
contribution是靠别的什么媒体报到，invited presentation什么吹的。其实大错特错
。为了证明contribution而去找各种歪门邪道是我们这些citation刚过百的人的手段；
你这个citation的数目，随便挖掘一下就够contribution了－－当然要讲究方法。
当然如果你这900+ citation都是来自于非洲，那就当我没说。 |
|
T********l
发帖数: 31 | 27 呵呵，看了看这个标题，几个关键字个个都高潮。
周四晚收到email通知，可能EB1A DIY PP RFE后在杀手XM100的手下过了。小弟从只知
道绿卡是不要签证的卡到现在，从本版上学习了很多，所以特地深夜码一些感想和经历
，用来回馈本版。
背景：
TSC，NIW2009年过，但priority date 是2010年。现在才排到2008年。等不急了。
2011年找律师做EB1A，没pp。等了一年没动静，突然有一天想起来了，狂打电话，发
email查询。可能是把签证官惹烦了，没过几天就是RFE，contribution没过。和律师来
回搞了一个多月，把补充材料交上去，个把个月后直接悲剧。律师最后的电话把我打击
的快跳楼了：“我们EB1A90％都过的，你的不知道为什么没过”。后来常常逛本版，才
发现好像我不是唯一被这么打击的。呵呵。
2013初，决定DIY。老三样。四月初把材料递出去，过了几天PP。十天后，收到RFE，还
是contribution。哎。
背景如下：
文章：十四篇（中文大概有6篇）。其实还有大概五六篇，但都是烂文章，没什么独立
引用，影响因子又一般，放在表格里面不好看，... 阅读全帖 |
|
a********r
发帖数: 857 | 28 本人虽是phd, case很弱，领域是冷门学科，现在在大学里工作。peer review的只有5
篇，其中2篇一作，引用加一起能有20吧，主要引用不是1作来的。一篇一作一片n作有
可能在提交前接收。
review也有20, 但开会什么的还行，不过不是工程类，所以开会基本是投了就能去
现在跟的老板funding不错，做的项目倒是对government挺重要的，经常要和goverment
agency做汇报以及交些report一类的文档，有的文档是备份要长期保存的，不过网上
还没有public release(以后可能)
有一些问题，恳请有经验的同学赐教
1）我的publication太弱，但看网上说authorship是必须claim的，可不可以不claim而
是加到contribution里
2）非一作的文章（2和3作）好拿出来在推荐信里讲吗？应该是可以要到1st author出
证明说贡献很大或者equal contribution一类的
3）非一作的conference abstract可以算在contribution里吗
4）那些没有public release的document... 阅读全帖 |
|
f******5
发帖数: 104 | 29 刚拿到律师EB1b PL的draft，claim了2项：contribution和authorship。
draft中先claim contribution，再claim authorship， 感觉顺序有点别扭，
请问可以先claim authorship后claim contribution么？
Note：在可以claim的6项中，contribution （204.5(i)(3)(E).）的确是排在
authorship（204.5(i)(3)(F).）前的。
不知道是否可以不管这个E、F的顺序 |
|
y***n
发帖数: 114 | 30 Just noticed that I have reached this year's personal contribution limit (e.
g. $16,500) and cannot contribute any more for the rest of the year. Does
this mean the company will also top matching since my contribution will be
zero? Should have checked the balance earlier to make sure at least
contribute some amount every month in the year. |
|
c*****r
发帖数: 8227 | 31 If you stop contributing, there is nothing for your company to match.
For your case, you have reached Before-Tax contribution limit, however, you should be allowed to contribute use your After-Tax income - then your company has to match your contribution.
e. |
|
l*****g
发帖数: 996 | 32 我在老板这里博后两年半才开始投第一篇一座文章，通讯作者是老板的合作者。这个合作
者submit了以后给所有人电邮了一份，我一看他写的我的contribution只有分析数据，
虽然我是第一作者，但是明显如果只有做数据分析，肯定不够资格当一座的。
我当时挺生气地，就给这个合作者单独发信，要求以后修改这篇文章的时候把我在写作
上的贡献也加进去。我说的比较委婉，就是如果不加的话我将来找工作，人家雇主就没有
办法证明我写作技能的（我写作很弱，所以这个才更加重要）。原话是：
Just one minor thing in the author contribution, in the subsequent revision,
is it possible to specify my contribution in terms of the writing up in the
method, analysis, and result sections please? I think this could be an
important aspect that a potential employe... 阅读全帖 |
|
l*****g
发帖数: 996 | 33 我在老板这里博后两年半才开始投第一篇一座文章，通讯作者是老板的合作者。这个合作
者submit了以后给所有人电邮了一份，我一看他写的我的contribution只有分析数据，
虽然我是第一作者，但是明显如果只有做数据分析，肯定不够资格当一座的。
我当时挺生气地，就给这个合作者单独发信，要求以后修改这篇文章的时候把我在写作
上的贡献也加进去。我说的比较委婉，就是如果不加的话我将来找工作，人家雇主就没有
办法证明我写作技能的（我写作很弱，所以这个才更加重要）。原话是：
Just one minor thing in the author contribution, in the subsequent revision,
is it possible to specify my contribution in terms of the writing up in the
method, analysis, and result sections please? I think this could be an
important aspect that a potential employe... 阅读全帖 |
|
l****q
发帖数: 767 | 34 Dear all,
I have a question about how much we should donate to the United Way. Four
years ago, I asked a coworker, but she didnot say anything; I then asked a
Chinese coworker, she said she didnot contribute.
Today, an officer held a contribution campaign meeting, asking employees to
support it. I don't know how much I should contribute... please give me some
advice. Thanks! |
|
m******1
发帖数: 19713 | 35 Mitt Romney Discloses Contributions to Antigay Groups
By Lucas Grindley
MITT ROMNEY ISN'T WORKING X390 (GETTY) | ADVOCATE.COM
Mitt Romney
Tax returns unveiled by Mitt Romney today show contributions to two antigay
organizations, including one that campaigned against a transgender rights
bill by implying trans people are sexual predators.
The Human Rights Campaign points out a report by CNN that says Romney's
charitable foundation gave at least $35,000 to antigay groups in 2010, with
$10,000 goin... 阅读全帖 |
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j******o
发帖数: 20 | 36 俺今年秋天的新AP，学校是某州立大学。contribution rate自己要出10%，学校出15%
左右。这种contribution rate是不是相对来说算比较高的了？
选plan的时候是选defined contribution好呢，还是选definied benefit 好？大家给
个建议哈：）谢谢 |
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l********r
发帖数: 468 | 37 当然不，虽然大家经常用equal contribution，但是事实上，第一作者就是第一作者，
比equal contribution的第二作者的contribution要多的多 |
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s********n
发帖数: 1962 | 38 ☆─────────────────────────────────────☆
leisuretig (浪荡虎) 于 (Fri Feb 15 17:03:46 2008) 提到:
在用turbotax的时候，建议开TIRA，问题是已经有403b，而403b是与401k类似的，JHQ
里说有了401k就不能开TIRA，拿不准是否可以开？
如果可以开，可以contribute多少？在403b里已经存了5.6k， 还能在TIRA里存吗？
第一次搞这问题，搜了一圈，直看得头晕眼花。
☆─────────────────────────────────────☆
Civ (大雪崩,算不清) 于 (Fri Feb 15 17:20:38 2008) 提到:
A couple comments:
1. If you only contribute 5.6K in 403b, why bother thinking about a
Traditional IRA? You are way below the up limit for 403b contribution of 15. |
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c**********7
发帖数: 4176 | 39 For example, etrade has only "pre-mature distribution", how do I specify
that I'm taking out previous contributions only (not earnings), isn't that
supposed to be tax-free and no penalty?
If I just put in an amount, say $15K, will I get a tax bill? Who is supposed
to keep track of the contribution/earning? Can I just put the $15K as non-
taxable on 1040 myself?
I talked to eTrade rep and they said there is no place to mention you are
taking out contribution only?
Thanks |
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s*******d
发帖数: 126 | 40 "after-tax 401K最后还是要交profit的税"
where did you learn this?
There are only two types of 401(k), traditional and Roth, traditional is pre
-tax, Roth is after-tax. There are three types of IRAs, traditional, Roth,
and non-deductable IRA.
You can contribute to either types of 401(k) as long as your company offers
them.
You can contribute to a traditional IRA (individual retirement account, or,
annuity) and deduct the contribution if you income is less than a threshold,
maybe 60,000 as a single or 80,0 |
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h******y
发帖数: 46 | 41 问一个弱问题：
我在2008年开了一个Traditional IRA账户，放了5000美元。在2010年3月又放入5000，
然后把Traditional IRA里的所有钱（一万美元左右）Convert to Roth IRA.
现在我想contribute $5000 for 2010 tax year. 请问我是直接contribute to my
Roth IRA account, 还是先contribute to tranditional IRA then convert to Roth
IRA?
多谢！ |
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w**s
发帖数: 141 | 42 I have lost track of my Roth IRA contribution for the past years. One
reason is because I have rolled over my Roth IRA from my broker to another.
And signed up for e-statement for both brokers. Therefore, lost all the e
statement from previous broker. And I do not do a even contribution every
year. So it's hard to remember what I did to myself. hehe.....
But I think IRS or some government organization should have this on track
and there must be a way for us to find out our total amount of Ro... 阅读全帖 |
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c*****x
发帖数: 429 | 43 http://www.irs.gov/newsroom/article/0,,id=248482,00.html
The elective deferral (contribution) limit for employees who participate in
401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings
Plan is increased from $16,500 to $17,000.
The AGI phase-out range for taxpayers making contributions to a Roth IRA is
$173,000 to $183,000 for married couples filing jointly, up from $169,000 to
$179,000 in 2011. For singles and heads of household, the income phase-out
range is $110,000 t... 阅读全帖 |
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S**C
发帖数: 2964 | 44 Some unexpected income near the year-end pretty much eliminated, or at least
reduced, our permitted ROTH contribution for the year 2011. since we
already contributed to ROTH for the year 2011, we get a problem which need
to be corrected. It is certainly a good problem to have but a problem all
the same.
It appears to us the best practice is to recharacterize our excess 2011 ROTH
contribution to non-deductible IRA, am I right? In order to do that, each
of us need to open a new IRA account, transf... 阅读全帖 |
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t**********r
发帖数: 2019 | 45 I think HSA has very attactive tax benefits.
1) Contribution is pre-tax, even before FICA and medicare (unlike 401k is
after FICA and medicare)
2) If you are in a high tax bracket, HSA contribution could help bring down
the AGI so that you may qualify for other tax benefits which are only
available to people with AGI below certain threshold (roth IRA contribution,
child credit, education credit, etc)
3) Even though you are not using the money in HSA in the near future, it can
be invested in fund... 阅读全帖 |
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P*****a
发帖数: 629 | 46 in 2011, I made a $5000 Roth IRA contribution.
Now, I am preparing my 2011 tax. realize most of my salary was paid by a
fellowship and not shown in W-2. On my W-2 there is only $4084. So my Roth
contribution is limited to $4084.
Please help me with some instruction to reduce my Roth excess contribution.
1. Should i jus simply withdraw some money like $2000? $1500?
2. Should i calculate exactly $5000-4084=$916. and also the money gain from
it? How to calculate this, any formula?
Thank a lot. |
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s*********0
发帖数: 2045 | 47 Not always - depends on employer. Some plans automatically prevents over
contribution. Some plans allow after-tax contribution so you end up with
some funds in there already taxed once. The after tax contribution will not
be taxed again when withdrawn and their gain will grow tax-deferred. But you
have the burden to track this little bit each year and tell IRS when you
retire and start withdrawing how much should not be taxed again. |
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f*******n
发帖数: 12623 | 48 recharacterize就是改变当初contribution的类型。把你当初的Roth IRA
contribution变成当初的Traditional IRA contribution。当然本金和所有收益都要转
。 |
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m*****s
发帖数: 99 | 49 The limit for 401k contribution in 2011 is $16,500. Does that includes
employer's contribution (401k match) or purely employee's contribution?
Thanks. |
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l****q
发帖数: 767 | 50 Dear all,
I have a question about how much we should donate to the United Way. Four
years ago, I asked a coworker, but she didnot say anything; I then asked a
Chinese coworker, she said she didnot contribute.
Today, an officer held a contribution campaign meeting, asking employees to
support it. I don't know how much I should contribute... please give me some
advice. Thanks! |
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