发帖数: 1 | 1 整理一下 自己買進的原因 (不過也買太多了)
近期的麻煩
1、專利藥品期限到了 營收受到挑戰
2、川普打壓仿藥廠商
3、用太高的價格併購對手
4. 欠債太多
優勢
1. 全世界500強企業之一
2. TEVA並非全部是仿製藥 - 有 6成仿製, 4成專利藥. 全球銷售收入達到219億美元仿
製藥模塊120億美元和專科藥模塊收入87億美元. 的研發主要分為仿製藥、新治療實體
（NTE）、創新藥三部分, 擁有26個仿製藥研發中心和6個臨床中心，3000個仿製藥研發
人員，研發產品差不多cover全部治療領域。
3. 常常併購專利 (最近用太高的價格併購對手) 我自己認為不見得是一件壞事
最近的好消息
New experience CEO
Teva sells Paragard asset to CooperSurgical for $1.1B
https://seekingalpha.com/news/3294738-teva-sells-paragard-asset-
coopersurgical-1_1b
FDA approvals
https://seekingalpha.com/n... 阅读全帖 |
|
发帖数: 1 | 2 整理一下 自己買進的原因 (不過也買太多了)
近期的麻煩
1、專利藥品期限到了 營收受到挑戰
2、川普打壓仿藥廠商
3、用太高的價格併購對手
4. 欠債太多
優勢
1. 全世界500強企業之一
2. TEVA並非全部是仿製藥 - 有 6成仿製, 4成專利藥. 全球銷售收入達到219億美元仿
製藥模塊120億美元和專科藥模塊收入87億美元. 的研發主要分為仿製藥、新治療實體
（NTE）、創新藥三部分, 擁有26個仿製藥研發中心和6個臨床中心，3000個仿製藥研發
人員，研發產品差不多cover全部治療領域。
3. 常常併購專利 (最近用太高的價格併購對手) 我自己認為不見得是一件壞事
最近的好消息
New experience CEO
Teva sells Paragard asset to CooperSurgical for $1.1B
https://seekingalpha.com/news/3294738-teva-sells-paragard-asset-
coopersurgical-1_1b
FDA approvals
https://seekingalpha.com/n... 阅读全帖 |
|
u*l
发帖数: 1943 | 3 找到答案了。
国外房产 (real estate)根本就不需要申报！
想靠告密发财的WSN，可以洗洗睡了。
http://www.irs.gov/Businesses/Corporations/Basic-Questions-and-
3. Does foreign real estate need to be reported on Form 8938?
Foreign real estate is not a specified foreign financial asset required to
be reported on Form 8938. For example, a personal residence or a rental
property does not have to be reported.
我用了Turbo Tax，答案是一样的。
About Foreign Financial Assets
There are two types of foreign financial assets: 1) Foreign Financial
Accounts; a... 阅读全帖 |
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w***3
发帖数: 938 | 4 看这个：
https://www.uscis.gov/sites/default/files/err/B6%20-%20Skilled%20Workers,%
20Professionals,%20and%20Other%20Workers/Decisions_Issued_in_2013/APR262013_
13B6203.pdf
计算一下2015 net current assets吧：
关注下面一段,发给公司老板或者会计，算一下看看。
Net current assets are the difference between the petitioner's current
assets and current liabilities.A corporation's year-end current assets are
shown on Schedule L, lines 1 through 6 and include cash-on-hand. Its year-
end current liabilities are shown on lines 16 through 1... 阅读全帖 |
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w***3
发帖数: 938 | 5 net current asset, 你看看下面这个，可能对你有帮助。
https://www.uscis.gov/sites/default/files/err/B6%20-%20Skilled%20Workers,%
20Professionals,%20and%20Other%20Workers/Decisions_Issued_in_2013/APR262013_
13B6203.pdf
其中有一段是这么写的：
Net current assets are the difference between the petitioner's rrent assets
and current liabilities.' A corporation's year-end current assets are shown
on Schedule L, li s l(d) through 6(d). Its year-end current liabilities are
shown on lines 16(d) through 18(d). If a end-of-year net cur... 阅读全帖 |
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t******n
发帖数: 93 | 7 有合适推荐人的请站内联系
Manager/Senior Manager - Real Estate Acquisition and Asset Management
A large Chinese company based in Shanghai is seeking a full time
Acquisition and Asset Manager/Senior Manager to join our team in Shanghai,
China for strategic international real estate investment mainly in Europe
and North America.
Responsibilities
The candidate will participate in underwriting new development and
acquisition projects, conducting due diligence, and where appropriate
presenting such projects to t... 阅读全帖 |
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t******n
发帖数: 93 | 8 有合适推荐人的请站内联系
Manager/Senior Manager - Real Estate Acquisition and Asset Management
A large Chinese company based in Shanghai is seeking a full time
Acquisition and Asset Manager/Senior Manager to join our team in Shanghai,
China for strategic international real estate investment mainly in Europe
and North America.
Responsibilities
The candidate will participate in underwriting new development and
acquisition projects, conducting due diligence, and where appropriate
presenting such projects to t... 阅读全帖 |
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S*******s
发帖数: 10098 | 9 下面这篇文来自于《Private Wealth Magazine》2010年3月
有的孩子有先天性病症， 有的受伤后只能在轮椅上生活。。。怎样使孩子qualified
for Medicaid?
设立special needs 信托使得父母（或祖父母）的资产变成“间接
available to the beneficiary's access ”， 这样使得信托收益人也就是disabled
kid更容易 qualified for 政府福利。 A special needs trust can protect
Medicaid eligibility because assets in the trust are uncountable， 这个
special needs 信托的基本目的就是保障a disabled individual 的终生需要。
可怜天下父母心， 家长们知道40年之后也许自己过世了， 40-50岁的special needs
成人孩子由谁来照料？
家长早作信托安排， 指定专业受托人(受托机构)， 减轻高额遗产税负担，留下钱照料
孩子。
Trusts As A Ca... 阅读全帖 |
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u*l
发帖数: 1943 | 10 找到答案了。
国外房产 (real estate)根本就不需要申报！
想靠告密发财的WSN，可以上床睡觉了。
http://www.irs.gov/Businesses/Corporations/Basic-Questions-and-
3. Does foreign real estate need to be reported on Form 8938?
Foreign real estate is not a specified foreign financial asset required to
be reported on Form 8938. For example, a personal residence or a rental
property does not have to be reported.
我用了Turbo Tax，答案是一样的。
About Foreign Financial Assets
There are two types of foreign financial assets: 1) Foreign Financial
Accounts; ... 阅读全帖 |
|
t******f
发帖数: 509 | 11 Trust is a very small sector that tax professionals practice within. At big
CPA firms, the only group deals with trust returns is the group which
handles high net worth individual and closely held entities. Tax attorney
handles a big portion of this practice since they usually help in setting up
the trust and administer its operation.
You can consider most trust as a separate legal entity other than living
trust. Income generated from asset within a living trust is taxable to the
owner on his... 阅读全帖 |
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t*****e
发帖数: 224 | 12 ☆─────────────────────────────────────☆
fyyzy (雪的童话) 于 (Tue May 8 01:59:45 2007) 提到:
两个 assets, risk free 资产的return R＞0 和一个risky asset Z (其return 是
state－contingent，只有两个equally likely states),riskly asset Z return 分别
是A， B， 满足A＞R＞B，只有一个investor with strictly increasing and risk
averse utility function U（.），她可以买risky和riskless资产，w是weight on
risky asset。
Fix B，consider a new asset with the same distribtution of returns as Z
except that A increases. Does the new asset distribution necessarily |
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G****n
发帖数: 145 | 13 But Andrei Shleifer, who won the clark medal is the real deal!
The law and economics of self-dealing[PDF] from uva.nl…, R La Porta, F
Lopez-de-Silanes, A Shleifer - 2005 - nber.org
... Andrei Shleifer Department of Economics Harvard University Littauer
Center M-9 Cambridge,
MA 02138 and NBER a*******[email protected] Page 3. 1 1. Introduction. Over the
last twenty
years, both academic and practical approaches to corporate ...
Cited by 462 - Related articles - Library Search - BL Direct - All 71
vers... 阅读全帖 |
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a*********n
发帖数: 602 | 14 What is private equity?" was the common question asked in China back in the
1990s.
The terminology was not as widespread as it is today, with only a handful of
private equity firms active in the market. I recall having to conduct a
small
seminar with a company's management team, explaining the virtues of private
equity
before any transaction terms could be discussed. Times have changed since
the
early years as China is now home to over 200 China-dedicated funds raising
over
$15bn (Rmb 103bn, 0.8... 阅读全帖 |
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n****3
发帖数: 6 | 15 我来贴个这两年hedge fund ranking (AUM):
2011
Rank FIRM/LOCATION AUM
1 Man Group / London 69.0
2 Bridgewater Associates / Westport, CT 62.0
3 JPMorgan Asset Management / New York 45.5
4 Paulson & Co. / New York 36.0
5 Brevan Howard Asset Management / London 32.3
6 Och-Ziff Capital Management / New York 28.7
7 Soros Fund Management / New York 27.0
8 B... 阅读全帖 |
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w********0
发帖数: 1211 | 16 首先感谢大家的回复。刚开始的时候我对前几位的回复还有疑问，但一直忙着没空发帖
。后来时不时想想，貌似明白了。大家看看我理解得对不对。
Asset - Liability = Capital
我一开始说银行“自己的钱“其实就是指Capital，也就是把银行想象成了一个普通的
股份公司，股东们入股，于是有了Capital，比如100块。银行可以借钱，比如借来500
块，于是有了500块的liability，同时Asset增加了500块，变成600块。
这么想也许没有太大的错误，但接下来我错误地以为银行买bond或其他东西，用的只是
“自己的”那100块Capital，“别人的”那500块不能动（看来我的思想太小农意识了
），如果真那样的话，当然不存在还不出钱的问题。但就那100块，银行能做多少生意
？同时又何必借那500块呢？
所以事实是，其实整个600块Asset都可以拿去用买东西。这时候就出现了要是买来的东
西亏掉了，还能不能还得起500块的问题，于是就要算Capital。本质上就是要求在最坏
的情况下（确切地说是几乎最坏的情况，99.几个9%的概率下），Asset减去亏掉的钱还
能大... 阅读全帖 |
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B*D
发帖数: 5016 | 17 http://goo.gl/TXhT6E
New Yorker的专栏
HOW DO HEDGE FUNDS GET AWAY WITH IT? EIGHT THEORIES
The other day, I asked how hedge funds manage to bestow such great riches on
their managers despite the fact that, in many cases, their performance seem
s pretty ordinary. That got quite a reaction. The responses ranged from clai
ms that hedgies are remunerated perfectly appropriately to charges that they
are outright crooks who prey on gullible and greedy investors. Because the
industry has grown enormously i... 阅读全帖 |
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s*******h
发帖数: 1361 | 18 Steve Zhu's paper is actually the easy part. The complexity can explode once
you try to implement it in real world. You are about to solve one of the
hardest yet mandatory cross-asset-class problems that each bank faces.
Smaller firms may not be able to set up the problem even if they want to.
- How can you generate scenarios across different asset classes and
instruments in each netting set and across all netting sets? Are simple
difussion processes enough to model individual assets, and are si... 阅读全帖 |
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z*******n
发帖数: 1034 | 19 http://venturebeat.com/2014/05/09/ceo-david-helgason-on-why-uni
David Helgason has grown up with indie-game developers by providing tools
like the Unity 5 engine for building cross-platform games. As mobile
exploded, so did Unity, which can be used to publish games across Android,
iOS, PC, Facebook, the web, and next-generation consoles.
But Helgason, the chief executive of Unity Technologies, doesn’t like to
see game developers die. So the San Francisco-based company has expanded
into providing... 阅读全帖 |
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y***q
发帖数: 4147 | 20 【 以下文字转载自 Stock 讨论区 】
发信人: rueled (Wise investing), 信区: Stock
标 题: 财报分析简介 1
发信站: BBS 未名空间站 (Fri Jul 2 00:09:58 2010, 美东)
大多数人认为财报分析是个高技术活，有难度。但在我看来主要是力气活。为什么呢？
因为其实你不
用懂太多的会计就可以进行基本的分析。你只要愿意花些时间去读报表，找一本基本的
financial
accounting书就可以开始了。如果你真愿意在股市里长时间混的话我觉得学点基本的东
西会对你有
好处的而且凭你的毅力一定不会是难事。但要达到Buffett只看报表就能决定买不买公
司的水准还要
有年头的：）
本人最喜欢的分析方式就是financial ration analysis. 写点东西跟大家讨论。
首先让我们从最直接的一个ratio开始谈起：ROE—return on equity (Net income 除以
equity)。没学过会计的人可以把它当银行利率来考虑：你投到银行的钱到年底给你多
少回报？无非
就是你的年利息率。同样道理，投资人投给... 阅读全帖 |
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t*******o
发帖数: 1464 | 21 【 以下文字转载自 Stock 讨论区 】
发信人: rueled (Wise investing), 信区: Stock
标 题: 财报分析简介 1
发信站: BBS 未名空间站 (Fri Jul 2 00:09:58 2010, 美东)
大多数人认为财报分析是个高技术活，有难度。但在我看来主要是力气活。为什么呢？
因为其实你不
用懂太多的会计就可以进行基本的分析。你只要愿意花些时间去读报表，找一本基本的
financial
accounting书就可以开始了。如果你真愿意在股市里长时间混的话我觉得学点基本的东
西会对你有
好处的而且凭你的毅力一定不会是难事。但要达到Buffett只看报表就能决定买不买公
司的水准还要
有年头的：）
本人最喜欢的分析方式就是financial ration analysis. 写点东西跟大家讨论。
首先让我们从最直接的一个ratio开始谈起：ROE—return on equity (Net income 除以
equity)。没学过会计的人可以把它当银行利率来考虑：你投到银行的钱到年底给你多
少回报？无非
就是你的年利息率。同样道理，投资人投给... 阅读全帖 |
|
g********n
发帖数: 2314 | 22 Perception vs. Reality
Paul Krugman, a Times Op-Ed columnist, is a professor of economics at
Princeton University and winner of the 2008 Nobel economics prize.
Well, the stock market loved the Geithner plan, which proves … nothing.
Stock investors have no special knowledge here; they’re groping like
everyone else. For what it’s worth, credit markets didn’t react much at
all.
But let’s back up and focus on the fundamentals.
In essence, the Geithner plan is the same as the Paulson plan from six
mo... 阅读全帖 |
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d****z
发帖数: 9503 | 23 不是。因为政府又不创汇。创汇的是企业。然后企业把美元给政府换成人民币。当企业
需要美元购买东西的时候，可以拿手上的人民币找政府换回美元。人民币就是中国政府
的liability，美元储备是中国政府的asset，两者相抵，政府哪里来的净资产？除非中
国政府强行没收企业赚到的美元，要么哪里来净资产？
人们经常搞错一件事情。钱对于个人和对于政府来说是本质不同的。你有一美元，那是
一美元的asset。而这一美元在美联储账面上是算liability的。说白了，美元本身就是
美联储给你的欠条，是美联储的负债。同样，人民币对中国人民银行来说是liability
，是负债。如果政府把自己的asset，也就是美元储备，给花了，那拿什么来支持
liability呢？靠印人民币是还不了债的，因为人民币对中国政府来说本身就是
liability，不是asset。印钱本质上不是政府还帐，而是政府赖帐。也就是政府没有足
够的asset来meet自己的liability，就是政府资不抵债，所以要赖帐。通货膨胀不是政
府还钱，而是政府赖钱。除非中国政府印美元。
政府印一块钱，社会总净资产不会发生任何变化。而当政府把这 |
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s*******l
发帖数: 8210 | 24 天啦，如此无知的你还敢在这里讨论这问题？ 我告诉你吧，资产负债表，也就是你所
说的那balance sheet上的asset所对应的liability，并不一定是相等的。也就是说，
企业的assets，不一定全是贷款买来的。因为你可以用自有资金买，可以通过国家投资
买，也可与合伙或者股份持有者共同出资买。所以，现实中balance sheet上的asset和
liability从资金平衡的会计和经济意义上讲，是永远都不会绝对平衡的。而它真正所
代表的意义，只是，仅仅只是反映构成资金平衡的两个方面，代表了资金来源与占用的
两个方向而已。 所以，你用balance sheet上的 total asset 和total liabliity的试
算平衡的概念，试图说明企业有多少资产就有多少负债的说法压根就是无知的，幼稚的
，可笑的和令人笑破大牙的。因为，学过三天会计学的人都知道，这个平衡公式是：
资产 = 负债 + 股东权益，
或者用你看着似乎会一点的弯弯文给你说就是：
total assets = to... 阅读全帖 |
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h******t
发帖数: 872 | 25 http://www.businessinsider.com/chinas-end-gamethe-dark-side-of-
1. The frustrated and aggressive central bank
If one wants to know how bad the health of China's economy has gone, look no
further than the PBOC's composure, which seems rather frustrated and
aggressive as of late. On 5th July, the central bank cut benchmark interest
rates for the 2nd time in less than a month. This happened right after the
fact that in December 2011, PBOC cut the reserve requirement ratio(RRR) by a
50 bp to 21%, it... 阅读全帖 |
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w*********r
发帖数: 42116 | 26 Chapter 11和Chapter 7是完全不同的两个阶段。AIG和Lehman也是两个截然不同的公司
。如果比较TOTAL ASSET，TOTAL EQUITY，AIG的ASSET远高于EQUITY，AIG可以通过
Chapter 11重组过渡，可以卖掉部分ASSETS。Lehman借债太多了，ratio of assets to
owners equity达到31:1，已经无法重组了，华尔街可以通过让Lehman破产而得到
Lehman的assets，而不接受任何负担。 |
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j***o
发帖数: 2842 | 27 今天的华尔街日报
Reckoning Nears for Detroit
Emergency City Manager to Call Meeting That May Be Precursor to Bankruptcy
By MATTHEW DOLAN
DETROIT—Detroit's emergency manager plans to call unions and creditors to a
meeting in mid-June amid signs he is laying the groundwork to take the city
into bankruptcy within a matter of months.
Kevyn Orr, appointed by Michigan Gov. Rick Snyder in March to take control
of the long-struggling city, plans to use the meeting to present a detailed
restructuring plan for De... 阅读全帖 |
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u****d
发帖数: 2578 | 28 谁说雷曼兄弟已死，看，华尔街的旗帜前仆后继。
Worst Is Over for Asia’s Emerging Markets, Nomura’s Ashley Says
By Jonathan Burgos and Joyce Koh - Sep 2, 2013 The worst may be over for
Asian emerging markets, according to Nomura Holdings Inc. (8604), after
investors pulled billions of dollars last month on concern the U.S. Federal
Reserve will start cutting back bond purchases.
“We’re through the worst of the crisis but it doesn’t mean individual
countries won’t continue to suffer significant challenges,” Steve Ashley,
... 阅读全帖 |
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b********n
发帖数: 38600 | 29 Total mind control of the masses program:
1. Get control of central banks.
2. Take control of emerging market governments through massive loans where
it is apparent that the governments will not be able to repay and then will
be subject to control through capital ;markets or through the International
Monetary Fund. Use the IMF "privatization" and "austerity" programs to take
control of national assets and sell them to cronies at low prices.
3. Use intelligence services to manipulate or destabil... 阅读全帖 |
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d**z
发帖数: 3577 | 30 Trafigura Says It's Winding Down Flagship Commodity Hedge Fund
Commodities trader Trafigura Pte Ltd. said it is closing its flagship Galena
Metals Fund, the latest hedge fund victim of the rout in raw materials
markets from oil to copper.
Commodities hedge funds are heading for their worst year since the 2008-09
global financial crisis, with some shutting down -- including the $450
million Armajaro Commodities Fund -- after losing money and clients.
"In view of the difficult conditions prevailin... 阅读全帖 |
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l****z
发帖数: 29846 | 31 By Howard Richman, Raymond Richman, and Jesse Richman
The latest house price data (the S&P Case-Shiller index) shows a clear
downward trend for the most recent six months, as shown in the graph below:
The next graph shows how this year's data fits in with the long-term trend.
It is clear that the house price bubble, which began in 1997 and peaked in
2006, has not yet finished popping:
How We Got Here
The black stars in the above graph highlight 1951 and 1997, the two years
when Congress changed ... 阅读全帖 |
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g******s
发帖数: 68 | 32 First of all, income is easier to calculate, so that is why they can tax it
that way. You have income from us, you pay for that. But asset is different
story. Since you propose tax on asset, not income, so just currently we have
way to calculate income does not necessary to accurately count asset. The
guy mowing your lawn have income, but his asset will be just pickup truck
and lawn mower. Your lawyer and cap, doctor all have good income, but his
law firm has no asset. He can sell his firm to yo... 阅读全帖 |
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g******s
发帖数: 68 | 33 I told you I burned that 1 million for heating. I was too drunk and high.
Should I provide video tape? well, maybe you will see one video that I am
burning money in my fire palce. But you better be able to prove I really
have 1 million in asset left because all I have is a property worth 1
million and I own bank 1 million.
what if I told you I sent 1 million dollar home as a birthday gift to my dad
in China. You can check the bank transaction. He will confirm my account.
Well, he bought a nice h... 阅读全帖 |
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d***h
发帖数: 97 | 34 Billions in Hidden Riches for Family of Chinese Leader
http://www.nytimes.com/2012/10/26/business/global/family-of-wen
BEIJING — The mother of China’s prime minister was a schoolteacher in
northern China. His father was ordered to tend pigs in one of Mao’s
political campaigns. And during childhood, “my family was extremely poor,”
the prime minister, Wen Jiabao, said in a speech last year.
But now 90, the prime minister’s mother, Yang Zhiyun, not only left
poverty behind — she became outright ric... 阅读全帖 |
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j***o
发帖数: 2842 | 35 【 以下文字转载自 Military 讨论区 】
发信人: jigao (左季高), 信区: Military
标 题: 底特律要宣布破产了，呵呵
发信站: BBS 未名空间站 (Mon Jun 3 21:04:43 2013, 美东)
今天的华尔街日报
Reckoning Nears for Detroit
Emergency City Manager to Call Meeting That May Be Precursor to Bankruptcy
By MATTHEW DOLAN
DETROIT—Detroit's emergency manager plans to call unions and creditors to a
meeting in mid-June amid signs he is laying the groundwork to take the city
into bankruptcy within a matter of months.
Kevyn Orr, appointed by Michigan Gov. Rick Snyder in Ma... 阅读全帖 |
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S**C
发帖数: 2964 | 36 Before I get into some of your detail arguments, I want to firstly say any
tax regime change, spending level etc, especially something fundamental, if
done in a short period of time, will rock the system, as you said a death
spiral. But there is something called "gliding path" or "phase in".
Essentially, cap fed tax revenue to 20% GDP, slowly increase tax on asset,
and decrease tax on income. How long it takes? For reference, S-B's proposal
on SS reform will take about 60 years.
Then some detail... 阅读全帖 |
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m********8
发帖数: 7463 | 37 何止退休金啊
Fed looks at exit fees on bond funds
search it on http://www.ft.com
June 16, 2014 7:35 pm
Fed looks at exit fees on bond funds
By Tom Braithwaite, Tracy Alloway and Michael Mackenzie in New York and Gina
Chon in WashingtonAuthor alerts
Jeremy Stein, governor of the U.S. Federal Reserve, speaks during a
discussion at the Brookings Institution in Washington, D.C., U.S., on
Thursday, Oct. 11, 2012. Stein said diminishing returns from Fed purchases
of Treasury securities indicate the central ... 阅读全帖 |
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l****z
发帖数: 29846 | 38 What's Eroding the Middle Class?
This erosion of a self-employed, independent middle class was an important
pre-condition for the collapse of Rome and the French Revolution.
I have devoted many blog posts to the erosion of the middle class, for the
specific reason that when the middle class--the layers of the economy
between the Power Elites and landless laborers/state dependents--erodes away
, the nation/empire is destabilized and descends into crisis.
A society without a functioning middle lay... 阅读全帖 |
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m********g
发帖数: 10469 | 39 就有甜妈这等型号的专业泼粪机伺候。老头刚得意洋洋推特了一下夏威伊他的宾馆他雇
佣了很多人。结果一大堆媒体包括NATIONAL REVIEW开始甜妈式泼粪，说老头撒谎了，
宾馆不是他的所有权，所以人都不是他雇佣的。这些人泼完粪撒手就走,就剩老头傻呼
狐莫明奇妙站那一身粪
问题是宾馆是使用了他的名字，管理公司就是TRUMP HOTEL COLLECTION，他和３个子女
打理，雇佣的人都是他们发工资,这都能开口骂。看老头这么挨骂，老王家两票都得给
老头送上
Avatar
BrisketGuy • 8 hours ago
Sorry I have to call BS on the author of this article. It is very, very
common for a hotel operator to have either a management contract or a
marketing contract with the hotel, and to have another entity, often a real
estate investme... 阅读全帖 |
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m*****u
发帖数: 19562 | 40 我告诉你吧， 你们看错了， 都在看income, 不对的。
跟我念三遍啊， asset asset asset!!
很多没income的人， asset都在1%.
很多income 1% top的， asset 10%开外。 |
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f*******y
发帖数: 8358 | 41 他说8年可以干掉16 trillion的债务。问他怎么办。
他说好办，卖掉政府财产就行了。
现在政府财产是3.2 trillion
http://www.msnbc.com/msnbc/donald-trumps-unusual-plan-eliminate
As president, Donald Trump would sell off $16 trillion worth of U.S.
government assets in order to fulfill his pledge to eliminate the national
debt in eight years, senior adviser with the campaign Barry Bennett said.
“The United States government owns more real estate than anybody else, more
land than anybody else, more energy than anybody else,” Bennett told Chris
J... 阅读全帖 |
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d*****n
发帖数: 365 | 42 来自主题: Automobile版 - 1%开啥车 求LZ所说的“政府asset tax网站”的链接。
求LZ所说的“政府asset tax网站”的链接。
求LZ所说的“政府asset tax网站”的链接。
求LZ所说的“政府asset tax网站”的链接。
求LZ所说的“政府asset tax网站”的链接。 |
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m****g
发帖数: 69 | 43 协议已签 如下：
Agreement
This agreement is reached between 男方 and 女方, husband and wife. Before
entering the marriage, the parties agreed to keep their financial fairs
totally separate from each other during the marriage, and all household
expenses during the marriage shall be equally shared.
男方 and 女方 agree to sign this agreement because 1) 女方 just purchased a
property at 女方新购的房子, 2) 男方 has no intent to move in with 女方 to
this new location at 女方新购的房子 and is planning to move out of their
current res... 阅读全帖 |
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t***s
发帖数: 163 | 44 我一定奉陪到底
1. Portfolio management 和 index investing是两回事
Portfolio design讲究的就是asset allocation，确定
asset allocation要看你的投资目的和risk tolerance
投资的目的不是最大化return，而是达成finacial goal（退休）
不根据自身risk tolerance设计portfolio最后在bottom
bail out结果不言而喻了
Portfolio management当然要active management，比如
随着年龄增加降低风险，rebanlance等等
一旦asset allocation确定了，买进asset的时候
就只有一个选择了：index fund
在每一个asset里index fund和activemanaged fund的
比较就不用说了，结论请google
2. market只有一个，即全球的资本市场
包括所有自由交易的stock，bond，Real estate。
如果投资者没有risk tolerance和投资年限的限制。
E |
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m**********w
发帖数: 4161 | 45 还有这段：
To determine the source of assets distributed from a Roth IRA, the IRS uses
the 'ordering rules'. According to the ordering rules, assets are
distributed from a Roth IRA in the following order (once assets from one
source run out, the assets from the next source are distributed):
1. regular Roth IRA participant contributions.
2. taxable Traditional IRA conversions.
3. nontaxable Traditional IRA conversions.
4. earnings on all Roth IRA assets.
这个taxable Traditional IRA conversio |
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d*****r
发帖数: 273 | 46 Here are the rules on how 529 is used in calculating financial aid. If you
have different experience, please share it. Thanks.
Calculating the impact on financial aid by 529 plans is relatively simple
where a parent is the holder of the 529 plan. The impact on financial aid is
complicated when the plan is in the student's name. This is something to
consider when you take out a 529 plan.
529 plans held by parents or other non-beneficiary
A 529 account owned by a parent for a dependent student is ... 阅读全帖 |
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p****e
发帖数: 1028 | 47 i think several others have addressed this topic well, but it can be
summarized briefly as below:
1. some stable economic growth period; with hindsight, people are thinking
we are entering another growth highway
2. asset pricing bubble starts to emerge; wealth effect leads to more
consumption and hence even higher asset valuation
3. speculators start to leverage up
4. ordinary folks start to pile up
5. prices start going parabolic
6. asset valuation goes too high such that at least one of the be... 阅读全帖 |
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t***n
发帖数: 546 | 48 说index并不是只持有一种index，而是用index来配出自己理想的asset allocation，
并且不停的rebalance。用index是因为fee低，而且一般在那个asset的efficiency
frontier。正真的risk 和return由asset allocation决定。
如果真的坚持固定的asset allocation并且及时rebalance的话，在2000年的internet
泡沫前已经卖了不少到bond了吧。在08年也会卖了不少bond来填股票，到现在股票
index都涨了一倍了吧。
关键要rebalance，这样才能take advantage of各个asset class之间的low
correlation。有涨有跌才能赚钱嘛。 |
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r**m
发帖数: 1825 | 49 Mebane Faber (10 month average ~= momentum )
采用200天移动平均线作为操作标准，如果某asset class跌过平均线就卖出，持有现金
，不rebalance，直到买入信号出现，这个实际上market timing了，已经违背了
基本的index 投资的原则，但是 bogleheads 多人back test的结果都是出奇的好，
不仅可以有效避免两次大熊市，而且牛市表现也不俗。
The work of Mebane Faber demonstrates that moderately active management can
help investors avoid the worst of bear markets. Faber looked at five asset
classes - U.S. stocks, foreign stocks, real estate, commodities and the U.S.
10-year Treasury bonds. He used a simple buy rule, holdin... 阅读全帖 |
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r**m
发帖数: 1825 | 50 Mebane Faber (10 month average ~= momentum )
采用200天移动平均线作为操作标准，如果某asset class跌过平均线就卖出，持有现金
，不rebalance，直到买入信号出现，这个实际上market timing了，已经违背了
基本的index 投资的原则，但是 bogleheads 多人back test的结果都是出奇的好，
不仅可以有效避免两次大熊市，而且牛市表现也不俗。
The work of Mebane Faber demonstrates that moderately active management can
help investors avoid the worst of bear markets. Faber looked at five asset
classes - U.S. stocks, foreign stocks, real estate, commodities and the U.S.
10-year Treasury bonds. He used a simple buy rule, holdin... 阅读全帖 |
|
