a******e
发帖数: 36306 | 1 不大可能，新房的合同基本都是不平等条约，一般只有buyer需要卖掉旧房来finance新
房的contigency。不过有个办法，就是arbitration。。。 |
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y*******w
发帖数: 5917 | 2 inspection contigency 没过的话，你可以退出，把定金弄回来 |
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m******z
发帖数: 608 | 3 inspection contigency 还没过。只是把要求维修的告诉了seller。对方还没回。 |
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z****n
发帖数: 1933 | 4 inspection contigency不管结果咋样，只要你想退，都能退。
这是我agent告诉我的。 |
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a*****a
发帖数: 19262 | 5 我们是否可以跟卖家谈，让他们低五千呢？
大家给我出出主意吧。
谢谢了
我出350K，估价是345K，是appraisal contigency。 |
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b*x
发帖数: 5456 | 6 看中一个这里学区最好的房子。 greatschool上10-10-10（elem，junior，high）
离一条高速4个block。 2005年新建的。 离火车站1miles， 离wholefood half block
。 装修很不错。 2005-11卖了 1.085M。 现在卖主strategicly short sale。 还
没有miss payment。 现在出租一年。 旁边的房子， 50%比这还贵。
上市50天， 15天前从1M降到800K short sale。 银行还没批。 我们出价650K， 据
agent讲，他们受到另一个offer，远远比这高， 结果人家seller就拽了， 不理我们了
， 后来我们加到720K。 结果人家开始和我们讲价了。 还告诉我们他们期待的价格是
760K， 另一个offer是743K。 我们觉得不太对。 觉得人家肯定有contigency或者退出
了。 否则shortsale差 17K，谁管呀，还得银行批。 buyer agent全我们加到 744K。
我们觉得没必要， 甚至觉得720K可能都多了。
现在在反复考虑。
1. 这里房... 阅读全帖 |
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N****E
发帖数: 1474 | 7 Use inspection contigency. Ask attorney to request seller to fix it. If
they refuse, you can back out without losing your earnest money.
★ Sent from iPhone App: iReader Mitbbs Lite 7.19 |
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x*****u
发帖数: 41 | 8 头脑一热递了一个没有contigency的offer，seller接受了。心里现在很郁闷，还有没
有反悔的机会?听说有个72小时时限的说法？ |
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m********o
发帖数: 25 | 9 My 2 cents
You should continue negotiating through your agent with the seller to close
the transaction.
If you want to sue the seller, I feel that you are most likely wasting your
time and money paid to the attorney. If you signed the contract claiming the
closing date to make the transaction and removed the contigency, you would
be fault if you can not close it on time. The seller has the right to take
away your deposit and refuse selling the property to you. The etscow company
will investigate... 阅读全帖 |
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s*******y
发帖数: 851 | 10 On which base the seller can sue him? A deal is not closed and the contract
has no binding unless it is finalized. He can pull out the deal in many ways
if his buyer agent put in some contigencies into the contract. If the
property has a hoa he can pull out the contract with no reason after he got
the hoa code. He can pull out at the loan applicaiton stage. He won't even
need to worry about earnest money. But on the other hand appraisal can give
you wrong impression. Even the guy can show you ho... 阅读全帖 |
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b*d
发帖数: 9308 | 11 Loan Contingency 就是保护包括earnest money的。你的理解是对的。 |
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C*S
发帖数: 1658 | 12 any contingency, including HOA terms review 保护 earnest money, as you can
safely walk away with EMD back. |
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x*****u
发帖数: 41 | 13 contigency都remove了， 发现founding有问题，violation of code， 还能和seller
重新negotiate吗？如果可以，seller可以给credit用于repair，而不用重新做loan吗？
我的agent说不能给credit，重新negotiate需要重新做loan，就来不及了，有这样的道
理吗？ |
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N****E
发帖数: 1474 | 14 Attorney will choose tar title company they are familiar with, which may not
be the cheapest.
No appraisal contigency, if appraisal amount is lower and impact your loan
ratio below bank required ratio, you may have to paid the difference.
★ Sent from iPhone App: iReader Mitbbs Lite 7.20 |
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a****g
发帖数: 3027 | 15 但是几天前卖主刚做的 wood pest inspection 没有任何问题。
找卖主要去年的tenting的report，卖主必须要给吗？不想拖到remove contigency之后
才知道tenting干了什么？
如果自己在找人查白蚁，需要注意那些地方? |
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m****t
发帖数: 412 | 16 可以，只要做过调研，SUBMIT任何OFFER都可以，但是如果太低的话，是浪费大家的时
间。
现金的OFFER在某些情况下优势很明显， 因为没有LOAN的CONTIGENCY，很多卖家会考虑
的。 |
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N****E
发帖数: 1474 | 17 First, you give a offer, and once the seller accept the offer and both
parties signed the contract, it is under contract.
Next step called attorney review, and the same time you hire a inspector yo
do home inspection. Usually you have 14 days after sign the contract to do
inspection, otherwise you just givr up your right. Your attorney start to
review contract, prepare rider, which is customize the standard contract you
and seller signed already, include any clauses, etc. Once both parties
ag... 阅读全帖 |
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B****n
发帖数: 1523 | 18 墙上cracks，相对是纵向的不好，还是横向的？
final walkthrough如果找人查出问题怎么个一说？这时候退出，算合理退出吗？
inspection和financing的contigency都pass了，会不会deposit拿不回来？ |
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m*h
发帖数: 462 | 19 Thanks a lot for understanding!!! There is loan contigency but we got pre-
approval and there seems no reason why we cannot get loan.
的人
怕， |
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o***h
发帖数: 92 | 20 谢谢。那些loan,inspection,appraisal 的contingency都在，可是还没到那一步，这
些contigency好像也用不上。合同里面也没有说这时退出会怎样。很纠结。。。 |
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K*F
发帖数: 455 | 21 拿到了inspection report radon>10.3。
因为是finished basement,而且gym就在basement, 即使装了mitigation心里也不爽.
想退出， 过两天inspection contigency就要过期了。 想在能不能通知卖家我不买
了？ |
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M********I
发帖数: 848 | 22 现在的市场，appraisal应该是另一个常见的contigency。
如果出offer是没加，就只能以贷不到款来和卖家讨价还价了。 |
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M******k
发帖数: 51 | 23
I placed an offer for a condo and is now in the middle of financing. But the
seller increased the HOA fee suddenly and I want to back out from the
contract now. I have a large amount of earnest money held by the seller and
want to get it back. The financial contigency period has already passed. I
wonder if there is any other way to back out from the contract and get my
earnest money back.
Any information is appreicated. |
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m*h
发帖数: 462 | 24 Do you have other contingency? I remember somebody said there should be hoa
contigence, but my contract did not have that either. We even agreed to lose
the deposit and now seller tried to sue us.
the
and |
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N*****t
发帖数: 209 | 25 可能大部分的人都知道，此文只对买房的新手：
1。 明确自己的需要和承受能力：买房是为了自己和家人住着舒服，满足自己的需要。
How many bedrooms, bathrooms, what school district, and how far from work,
and what is your price range (please consider proprety tax).
2. 看房: Tell your agent your needs, and townships. The agent will send you
all the active houses. You can pick up some for general screening. During
this process, you may need to modifiy and balance the needs and price.
3. 下offer and 讨价还价: Your agent can handle this. Lots of people ask
whether it is... 阅读全帖 |
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N*****t
发帖数: 209 | 26 可能大部分的人都知道，此文只对买房的新手：
1。 明确自己的需要和承受能力：买房是为了自己和家人住着舒服，满足自己的需要。
How many bedrooms, bathrooms, what school district, and how far from work,
and what is your price range (please consider proprety tax).
2. 看房: Tell your agent your needs, and townships. The agent will send you
all the active houses. You can pick up some for general screening. During
this process, you may need to modifiy and balance the needs and price.
3. 下offer and 讨价还价: Your agent can handle this. Lots of people ask
whether it is... 阅读全帖 |
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M********I
发帖数: 848 | 27 这个appraisal本来就是给银行看的，银行要买家出钱做，要不然不给你贷款，你有什
么办法。
还是有很多时候，appraisal低于买价的。尤其是目前的市场。所以加appraisal
contigency 也是一般offer都有的了。 |
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C*******d
发帖数: 15836 | 28 我也是买的银行Foreclosed的房子。银行自动就给了全部的通常contigencis，包括
inspection和financial. |
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f*****i
发帖数: 3558 | 29 你到底有多喜欢这个房子？真的是很喜欢，那就忍一下，希望他们快点close。几百块
钱虽然也是钱，但是和错过一个房子来看，还是事小。。。不过我还是不明白seller有
什么事能让他们不能close的？如果是有repair work要做，那你就还有inspection
contigency，那么walk out应该能拿回钱来的
如果你真的无所谓买不买这个房子，还是要你agent去和对方联系，能怎么做。我知道
退deposit，是要seller同意之后才能退的
你的那些问题，我真的不知道会怎么样。等版上agent吧
虽然这个买房过程很stressful，但是还是劝你以房子本身你喜不喜欢为主来考虑。为
这些事错过一个喜欢的房子，不值得。不是很喜欢的，那不买也没事
being
close, |
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k*******2
发帖数: 132 | 30 如果你的inspection contigency还在，可以再找seller； 如果已经签了字，可以try.
反正你要的也不多。 |
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s*********n
发帖数: 599 | 31 inspection contigency已经签了, 听起来好像大家都觉得现在要太晚了, mortagage都
批了,不过rate还没lock. 第一次买房太没经验了,我们的agent也没提醒, 心里总觉得
不舒服,虽然可能也就能要个几百.
try. |
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w***d
发帖数: 137 | 32 我现在就是感觉在用我们的offer吊，否则他给的理由根本不成立，谁的finance
contigency 不是30天阿，我们的一切正常范围。 |
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f*****i
发帖数: 3558 | 33 有HOA的一定要拿到那个文件，三天review的时间。这之前不会要求remove contigency
的。我agent说的。在北加的情形 |
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c**w
发帖数: 60 | 34 的确感到我的agent有点经验不足。不过现在这种情况，如果我们还要这个房子，还有
可能让银行便宜个几千么？是不是还要重新来一遍？escrow都已经开了。我的agent都
在不停催我的remove contigency的form了。可是我钱都没凑齐，实在不想现在签，不
然后来连earnest money都拿不回来了。 |
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k******o
发帖数: 3328 | 35 If your deposit is in the escrow, read contract agreement. If all of the
contigency is removed, you will be likely losing your deposit. |
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j**o
发帖数: 6425 | 36 这个帖子告诉我们，以后买老中的房子一定要把清理下水道作为contigency,或砍价5%做
补偿
去。 |
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m*******d
发帖数: 274 | 37 My agent sent off an offer letter, saying we will put down 10% when we sign
the contract. The contract will be signed after the inspection. I am
wondering if 10% as deposit is common, it as around 50K, which seems to be a
lot to me. The agent said that we can get the money back if we cannot get
the loan, we have loan contigency. The money is in escrow account. I just
think 50K is too much. If our loan cannot go through, can we get thie money
back for sure? Thank you. |
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y********a
发帖数: 159 | 38 你有inspection contigency吗？有就可以退 |
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y********a
发帖数: 159 | 39 你有inspection contigency吗？有就可以退 |
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a****g
发帖数: 3027 | 40 可以撤，只要17天之内你没有remove掉contigency (inspection, financial, ...) .
但是，一般agent不愿意你这么做：快到手的鸭子飞了。
找一个好的agent重要，自己学习了解知识更重要。
back |
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L*********t
发帖数: 144 | 41 新手买房，请问30天如果没有close怎么办？
如果所有的contigency都已经remove了，但是银行那边还有点拖，
会有罚款吗？
还是只是owner可以把房子转卖给别人？
谢谢了：） |
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L*********t
发帖数: 144 | 42 我的agent跟我说owner嚷嚷着要罚款，让人心烦。
圣诞节/新年银行放假，加上appraisal的时候seller联系不到耽误了几天，所以现在还
没有close。
条约上规定可以罚款吗？如果不给他罚款是否他只能决定把房子卖给别人？
btw，我现在所有的contigency都remove了。 |
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k******o
发帖数: 3328 | 43 如果有inspection contigency,一般是可以inspection后讨价还价些,但是你这个是银
行卖出来的,所以有时候可能讨价还价困难些, |
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p********0
发帖数: 186 | 44 Recently, a transaction didnot go through because of the HOA is not
incororated (Fannie Mae regulation). So contract get cancelled because of
financing contigency.
Contract specify Seller to pay for the HOA doc prepartion fee, however
escrow officer deduct the money from earnest money BUYER put in
and use the small print to ask buyer to cover the cost, is it resonale?
ADVANCE FEES: Buyer and Seller are aware that Escrow Holder may incur
certain expenses during the course of processing this escr... 阅读全帖 |
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a****g
发帖数: 3027 | 45 有的builder根本就没有inspection contigency怎么办？ |
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w*****t
发帖数: 49 | 46 One 1200sqft town house that I am interested in was just sold for $460k, no
any contigency on the offer.
220K for $1XXX thouse is very low already. |
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i*********o
发帖数: 772 | 47 那我现在该怎么办？？有没有懂行的xdjm给我建议？
我们有inspection contigency，本来是到2月11号，因为煤气管道，延期到2月21号。
20号晚上，我们签了再次延期协议，但银行没有答应了（我们都怀疑他是不是有意说银
行没有答应）。
现在已经过了做inspection 的时间，他发过来termination form是23号，但我们拖着
一直没有签字，要求他改写为 我们对inspection 不满意。他不改。
如果我们不签字，他是不能把房子再放到市面上去卖。那是不是银行就默认我们会继续
买这个房子？
这样拖着，最后是不是还是对我们不利？？？ |
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y****d
发帖数: 1376 | 48 有人 买房子遇到过altisource 这个公司么?
我签了他们的合同 现在担心earnest money 拿不回来...
我extend mortgage contingency deadline 被seller reject
我以为这种 应该是能拿回来的
但是我看altisource的合同上面写着
这钱全看seller 愿不愿意退...
就是 一旦你签了合同 如果不能在mortgage contingency 前批下贷款 你earnest
money 就没了 extension你没有权利
谢谢
|
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b********2
发帖数: 5191 | 49 不明白LZ的意思, loan contingency就是当贷款有问题的时候用来保护deposit的一种
手段. |
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k******o
发帖数: 3328 | 50 你有inspection contigency嘛 |
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