m*******d
发帖数: 274 | 1 My agent sent off an offer letter, saying we will put down 10% when we sign
the contract. The contract will be signed after the inspection. I am
wondering if 10% as deposit is common, it as around 50K, which seems to be a
lot to me. The agent said that we can get the money back if we cannot get
the loan, we have loan contigency. The money is in escrow account. I just
think 50K is too much. If our loan cannot go through, can we get thie money
back for sure? Thank you. | p******y
发帖数: 3523 | 2 是earnest money吧？
10%是多了些，5%足够了吧？
LZ要仔细看合同的退出条件了，如果loan拿不到要能全身而退才行呀。 | m*******d
发帖数: 274 | 3 Thank you. Yes,it is earnest money.My agent insisted us to put 10% instead of
5% in escrow account. He said it is the norm in New York State. I am not sure.
He said the contract will make sure that we can get this money back if we
cannot get the loan. he said if we want to change this to 5% now, it might
make the seller question our financial capability and does not want to sign the
contract with us.
【在 p******y 的大作中提到】
: 是earnest money吧？
: 10%是多了些，5%足够了吧？
: LZ要仔细看合同的退出条件了，如果loan拿不到要能全身而退才行呀。
| g******a
发帖数: 4774 | |
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