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发帖数: 703 | 1 ☆─────────────────────────────────────☆
nysb (好大的雪) 于 (Tue May 9 21:49:04 2006) 提到:
最近一直在准备房子，今天算了一下如果现在买房，五年后想卖掉的话，房价需要涨多少
才能不亏。算完之后觉得有些后怕。
下面是一个大概的计算：
Purchase Price: $650,000
Downpay (20%): $130,000
Mortgage: $520,000
Mortgage Rate: 6.5%
Mortgage Years: 30
Monthly Payment: $3268.75
After 5 years, the total payment made would be $197,205, with $163,982 being
interest and $33,222 towrad the principle (from Yahoo's amortization table).
So the balance of principle is $486,777.
Assu |
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