b*****g 发帖数: 2322 | 1 买房子20%down 不用付primary mortgage insurance
如果15% down, with PMI. 几个月以后 多付一些,principle 到了 20%,还需不需要
继续付PMI?
3.5% downpayment FHA 有什么好处,如果qualify,是不是应该去申请? | t**s 发帖数: 1393 | 2 如果15% down, with PMI. 几个月以后 多付一些,principle 到了 20%,还需不需要
继续付PMI?
No
3.5% downpayment FHA 有什么好处,如果qualify,是不是应该去申请?
Well...for the same house, your need borrow more (since ur downpay is 3.5%),
it is harder to apply the loan unless your income is high enough | x***f 发帖数: 35 | 3
Are you sure? I heard PMI insurance has to be paid for at least one (or two)
year.
),
【在 t**s 的大作中提到】 : 如果15% down, with PMI. 几个月以后 多付一些,principle 到了 20%,还需不需要 : 继续付PMI? : No : 3.5% downpayment FHA 有什么好处,如果qualify,是不是应该去申请? : Well...for the same house, your need borrow more (since ur downpay is 3.5%), : it is harder to apply the loan unless your income is high enough
| b********3 发帖数: 994 | 4 FHA的loan没有任何好处,特别是对于华人来说。总体来看,华人买房子是量力而行,
FHA意味高closing costs和相对较高的rate。Private Mortgage Insurance如果不是借
的loan比房价的比例过于高,一般是保loan amount的6%。其实也还可以接受,当然最
好的情况是20% down payment了。 |
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