b****s
发帖数: 876 | 1 For every $10,000 traditional IRA/401K rollover to Roth IRA, many mid income
family would pay totally $3000 to $4000 federal tax, state tax, plus lost
credit. Do you still choose to rollover to Roth? What is your opinion? | a*****n
发帖数: 5158 | 2 why bother to rollover since u are already in the highest tax bracket,
u want to defer NOT the other way
income
【在 b****s 的大作中提到】
: For every $10,000 traditional IRA/401K rollover to Roth IRA, many mid income
: family would pay totally $3000 to $4000 federal tax, state tax, plus lost
: credit. Do you still choose to rollover to Roth? What is your opinion?
| S**C
发帖数: 2964 | 3 Same question as why your portfolio are not 100% equity.
Nobody knows what will be the tax rate when you withdraw, so to have nice
combination of taxable, tax-deferred and tax-exempt portfolio is a good
thing. Besides, no RMD and to be able to take large sum out when needed
without incur huge income tax for a given year is definitely a big plus.
income
【在 b****s 的大作中提到】
: For every $10,000 traditional IRA/401K rollover to Roth IRA, many mid income
: family would pay totally $3000 to $4000 federal tax, state tax, plus lost
: credit. Do you still choose to rollover to Roth? What is your opinion?
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