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n***l 发帖数: 143 | 2 http://www.h4h.org/our-programs/refrigerator-replacement-progra
Available through March 21, 2014
You may qualify for a new, free refrigerator, delivered to your home at no
cost to you!
Qualification Criteria
You must reside in a single-family home in Washtenaw County, Michigan.
Apartment/housing complexes and multiple-residence structures are not
eligible. One refrigerator per address.
You must have DTE Energy for your electrical service.
Your annual household income must be no more than the ma... 阅读全帖 |
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G****a 发帖数: 10208 | 3 多少年的房贷是最佳的?这样的问题经常被人问及,答案也总是因人而异。下面的文章
给了你一个侧面的分析,体现了普通美国人对金融和理财的观念。
华裔和一般的美国人在理财观念上有不少的差异,各有优势各有劣势,很难说谁的办法
更好。所以。具体的理性和专业性的分析,也就显得非常的重要。
就房贷时间长短的选择而言,有好几个因素必须考虑:
第一,多少房贷你可以承担?如果三十年是唯一你可以承担的房贷,那么,你已经没有
选择,也不用选择了——就是它!如果你可以承担五年、十年、十五年任何长度的房贷
,也就是说,你的财力足够强大,那么,你就得考虑下一个问题了。
第二,你的理财能力——也就是说,资金在你自己手里有多大的升值能力,为了这样的
升值,你需要承担的风险是不是足够低?如果比你预期要坏很多的情形(小概率事件)
发生,你是不是能够坦然应对?而你将钱放到房子上,就相当于是购买了和你的房贷利
息一样高的定期CD,是没有多少投资风险的。你不可以基于已经过去的几年股市的投资
回报,来预测你未来的可能实现的投资回报。在这方面,我有好几个非常沉痛的朋友故
事。故事之一是,一位原本已经有高达百万美元资金在手的美国白人朋友... 阅读全帖 |
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p**********u 发帖数: 15479 | 4 【 以下文字转载自 USANews 讨论区 】
发信人: TravisBickle (Travis), 信区: USANews
标 题: NYT: 木斯林今天在全球各地机场被拦截了
发信站: BBS 未名空间站 (Sat Jan 28 13:12:40 2017, 美东)
Trump’s Immigration Ban Blocks Travelers at Airports Around Globe
WASHINGTON — President Trump’s executive order on immigration
quickly
reverberated through the United States and across the globe on Saturday,
slamming the border shut for an Iranian scientist headed to a lab in Boston,
an Iraqi who had worked as an interpreter for the United S... 阅读全帖 |
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R*******d 发帖数: 13640 | 5 乔治·迈克尔(英语:George Michael,1963年6月25日),原名:乔治斯·基里亚科
斯·帕纳约托(Georgios Kyriacos Panayiotou ),是英国国籍、但具有希腊、法国
和犹太人等多种混合性遗传基因的天才创作型歌手,曾经2度获得葛莱美奖,原是1980
年代流行的2人演唱组威猛演唱组(Wham)的主歌手,后来是灵魂乐派流行音乐的音乐
家。
https://www.youtube.com/watch?v=izGwDsrQ1eQ
这首歌讲的是情圣乔治同时爱上了三个女孩,别人在谈论这件事情,他的正式女友知道
了这个秘密,结果大家心照不宣,跳最后一个舞……,可是他是爱她的。他不敢说话,
却在心里唱着歌,交织着悔恨、伤感和表白,但一切已是无可挽回了,沉默中感情正在
趋向破裂。你会发现在人的内心,背叛和忠诚竟然是一对共生的本性……
"Careless Whisper"
I feel so unsure
As I take your hand
And lead you to the dance floor
As the music dies
Something in ... 阅读全帖 |
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j*****g 发帖数: 622 | 7 schmidt's
in german village
german village is one of my fav spot in columbus. I can spend hours and days
at their famous book store book loft. schmidt's is easily my fav restaurant
in that area. They mostly serve german food, as you can tell from the name,
and great german food too. If you are unsure of what you like, go to their
buffet and you can try different sausages. I am not sure what days they run
the buffet now, but you can go to their website and check.
I have been there with a friend f... 阅读全帖 |
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j*****g 发帖数: 622 | 8 schmidt's
in german village
german village is one of my fav spot in columbus. I can spend hours and days
at their famous book store book loft. schmidt's is easily my fav restaurant
in that area. They mostly serve german food, as you can tell from the name,
and great german food too. If you are unsure of what you like, go to their
buffet and you can try different sausages. I am not sure what days they run
the buffet now, but you can go to their website and check.
I have been there with a friend f... 阅读全帖 |
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b*z 发帖数: 1372 | 9 buying 1-month insurance is prob. b/c ur salary starts after 8/24, the last
day to get ur benefits to kick in on 1/9.
not a student, so unsure about ur other q. |
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s******r 发帖数: 110 | 10 Only in the summer? Are the Chinese kids going to the summer camp offered by
the SDJA, or Gateway? I know a lot of Chinese kids go to Gateway Summer
School located in the SDJA campus.
I am considering SDJA because I am running out of options:
Carmel Valley Preschool: Still unsure
Kindercare Del Mar: It actually looks good to me. But I have to put its bad
reputation into consideration.
Bright Horizons: My other kids went to that school briefly. It used to be a
good school but don't seem to be any... 阅读全帖 |
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s******d 发帖数: 2568 | 11 居然身在米国性感之都。。。
Victoria's Secret Angel descends upon San Diego, dispenses wisdom
What is sexy?
By Walter Mencken, Sept. 27, 2015
Stunning Victoria's Secret Angel Martha Hunt made an appearance at Fashion
Valley Mall yesterday afternoon, following San Diego's selection via popular
vote as America's Sexiest City. (Other winners included TV actress Ellie
Kemper for Sexiest Sense of Humor and Celebspiration.com YouTuber Tess
Christine for Sexiest Social Style.) But while the model is most famous for... 阅读全帖 |
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w*********e 发帖数: 5286 | 12 很多人对bill都不太清楚,这里根据CNN总结,不当请指正。
这个bill有长期(2014年)和短期效果,受众不包括非法移民
简单说,
立刻生效的有
1. No more annual/life time caps. 现在的保险都有最大限额,以后没有这个cap了
2. Help on unsured with pre-existent condition
(是否对探亲的父母有效,还有待确认)
3. Coverage for older children (non-dependent Children, 直到26岁)
4. Drug discount for senior
2014年生效的
1. Health insurance exchange. 保险公司不能因为pre-existent condition
拒绝或者多charge钱
2. Mandated coverage, UHC. 不买保险要罚款(收入的1%-2.5%),但是穷人免除罚款
, 4口之家$88000以下收入的给补助
3. Medicaid expansion. 收入线提高到现在贫困线的133%, 包括adult |
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c******a 发帖数: 140 | 13 大家讨论讨论对房市有何影响?
http://www.insidebayarea.com/argus/localnews/ci_15010215
"Fremont is the type of district that really needs a Mandarin immersion
program," said Juan Espinosa, director of federal and state projects for
Fremont Unified, the department that oversees language immersion programs.
But despite optimism by some community members, Espinosa is unsure if four
months is enough time to plan a program and launch it successfully in the
fall, or if it would be better to wait a year. His staff wi |
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i**p 发帖数: 940 | 14 来自主题: SanFrancisco版 - 低回报时代 http://www.ft.com/intl/cms/s/0/d5733486-c42d-11e0-ad9a-00144fea
简而言之,大公司和asset manager手上有太多钱(4 trillion USD),他们只有不断
的买美国短期国债。这样把利率搞的很低。如果再考虑一些主权基金(更是没有好办法
投资),那就更容易理解了。
从这个意义上讲,股票是很便宜的。spy的yield都有每年1.8%。
Cash-rich investors choose crazy Treasury returns
By Gillian Tett
Why does money keep flooding into the short-term Treasuries market, or T-
bills? It is a fascinating question, given last week’s US rating downgrade
– and the fact that yields on three-month bills are now a mere 0.01 per
cent. The... 阅读全帖 |
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w*********o 发帖数: 3030 | 16 No. I was talking about people with big loan and a family, who could try to
avoid ending up like that Chinese guy who shot his coworkers during last
housing crisis.
Are those "等着抄底的人" regular working people with W2 and the health
insurance? If so, they won't have the stomach to tie the money in houses in
a unsure job market with less job security, rampant inflation and college
tuition to pay.
This bill feel like forcing people who like to save to move money from real
estate to stock market for h... 阅读全帖 |
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t*****r 发帖数: 4431 | 17 下班的时候保安过来给我打招呼,问有没有听说下午发生的枪杀案,我说没有看新闻。
他说,那是他的母校,他很伤心,晚上电视肯定有新闻。在车上的时候QQ群就有国内报
道发布了,RIP.
SEATTLE -- A gunman opened fire at Seattle Pacific University Thursday
afternoon, killing one person and wounding two others before being pepper-
sprayed and disarmed by students.
The wounded were rushed to Harborview Medical Center, where one victim, a
man in his 20s, died shortly after arrival. A 20-year-old woman is in
serious condition while another man was in satisfactory condition with minor
injuries, ... 阅读全帖 |
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p********g 发帖数: 366 | 18 【 以下文字转载自 FleaMarket 讨论区 】
发信人: pingyawang (Yaping), 信区: FleaMarket
标 题: 【出售】Handgun License Class at Houston @ $50
发信站: BBS 未名空间站 (Thu Oct 20 14:02:03 2011, 美东)
我想卖的物品:
Concealed Handgun License Class Voucher at Houston
单张面值:
150
可接受价格(必须明码标价!):
50
邮寄方式要求:
Email to you Pick up
买卖双方谁承担邮寄损失(Required if not code only):
default
付款方式说明:
BOA online/counter transfer
Chase QuickPay
non CC PayPal
其他补充说明:
广告的有效期:
Till Gone
物品来源(Required for All Cards!):
Living Social
我的联系方式:
PM
Warranty期限:
能否证明是合法的一手卡?... 阅读全帖 |
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n**y 发帖数: 11447 | 19 人家就是学习差了点,怎么能叫智障呢
Roy faced challenges before entering college. His parents and his older
brother had not attended college, and due to a learning disability Roy had
difficulty with the Scholastic Aptitude Test; his reading comprehension was
slow, which increased the time he needed for tests. He had taken the test
four times (with tutors) before finally meeting the NCAA requirements.
Unsure whether he would be able to attend a four-year college course, Roy
worked on the Seattle docks, cleaning sh... 阅读全帖 |
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b******5 发帖数: 1415 | 20 The only thing unsure is if the Lakers will be 13th, 14th, or 15th. They
will fight with Timberwolves and Nuggets.
小的 |
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d**n 发帖数: 3172 | 21 NEW YORK -- On July 1, 2016, as he contemplated his basketball future with
nearly a dozen others inside a room in his hometown of Palo Alto, California
, Jeremy Lin ended up pulling an all-nighter.
"I couldn't sleep," Lin said. "I was too excited."
After meeting with the Brooklyn Nets and New Orleans Pelicans at the start
of the NBA's free-agency period at 9:01 p.m. PT, the unrestricted free-agent
point guard sat down with his agents, family members and close friends to
decide his future.
Hours ... 阅读全帖 |
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w****b 发帖数: 623 | 22 It's between negative double and 3D. 4D voluntarily takes too much bidding
space where you are unsure about the stream; 2H completely gets the wrong
picture -- given your void in D and strength in H, if there's a slam in major,
S would probably play better.
The upside of double is it introduces two suits cheaply, and you can always
support pd's C later on. The downside is pd may not sure if you are 4-4 in
major and after 1C-2D-x-3D, with 4 card major he may not introduce anyway. But
the real dow |
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i****e 发帖数: 642 | 23 That is true killing defense. But unsure of trump support at dummy, a trump
lead is far from obvious.
At two tables, one table led CA, while the other one led a heart. These are
reasonable lead IMO. I like an ace lead better in this situation: risk to
cost a tempo is low, while you will have much better idea after you see
dummy.
Can you guess what were the result for these two tables? This hand seems
VERY interesting to me. |
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i****e 发帖数: 642 | 24 That is true killing defense. But unsure of trump support at dummy, a trump
lead is far from obvious.
At two tables, one table led CA, while the other one led a heart. These are
reasonable lead IMO. I like an ace lead better in this situation: risk to
cost a tempo is low, while you will have much better idea after you see
dummy.
Can you guess what were the result for these two tables? This hand seems
VERY interesting to me. |
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b******n 发帖数: 1269 | 25 Very niu indeed. In doing so, you are almost acting as a head tailor in a
way. Problem is, what if you are not a tailor, but only know how a suit
looks when you put it on? I still feel a bit unsure if I have to correct
them every step of the way... |
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G*********s 发帖数: 6786 | 26 【 以下文字转载自 Joke 讨论区 】
发信人: hll (hll), 信区: Joke
标 题: A young guy from West Virginia moves
发信站: BBS 未名空间站 (Fri Sep 19 19:12:27 2014, 美东)
A young guy from West Virginia moves to Florida and goes to a big "
everything under one roof" department store looking for a job.
The Manager says, "Do you have any sales experience?" The kid says "Yeah. I
was a vacuum salesman back in West Virginia ."
Well, the boss was unsure, but he liked the kid and figured he'd give him a
shot, so he gave him the job.
"You... 阅读全帖 |
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E*******n 发帖数: 29 | 27 Were you using a casting net? You have to be very careful. Many states have
very strict fishing regulations on netting. For anything that you are unsure
, just don't do it.
For this case, you may take the other posters' suggestion to have a lawyer
to represent you. Don't take it lightly. |
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w****1 发帖数: 4931 | 28 not interested in who you are or what you look like. simply telling you to
stop lying about your finishing time.
all the official results are posted online. if you are unsure of your time,
go look it up. |
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a******n 发帖数: 4290 | 29 The Vikings have signed T.J. Houshmandzadeh, a source tells FOX6 Sports in
Milwaukee.
Even FOX6 itself seems unsure of its own report, saying they can not "
personally confirm nor deny" their source's claim. Still, the signing would
make a ton of sense for the Vikings, who have lost Sidney Rice to a hip
injury and cut Javon Walker today. Although Housh is well below average
after the catch and as a playmaker, he can still help the Vikings as a
possession receiver.
有意思 |
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R*3 发帖数: 11814 | 30 这个是ESPN对雅图PASS RUSHING的点评。
When you generate pressure as a defense, you force teams to get rid of the
ball quicker and make life easier on your coverage unit by asking them to
cover receivers for less time. So measuring sacks tells only a partial story
. You have to go deeper. With that in mind, this week we're using our
grading system to produce a list of the best pass-rushing defenses..........
...
Here are the five best pass-rushing teams in the NFL, along with the players
with the highest an... 阅读全帖 |
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B*****e 发帖数: 9375 | 31
哦 对了 就在AB1226法案这个问答前后几分钟里 另一个问题是
"你们俩都说教育很重要 请问你们自己的孩子 是去了什么学校?"
共和党人:"我的四个孩子 长子已经从本地公立高中毕业 在西点读大二
另外三个女儿 正在本地公立高中/初中就读."
民主党人:"我的孩子在读一个天主教学校 我和夫人都是天主教徒
所以 ... 把她送去一个天主教学校"
AB1226法案 只限令公立学校执行
You cannot make this up. 这真是只有荷里活的剧本里才能出现的鲜明对比
公立学校教师工会是民主党自由派的铁仓票源
而谁要是还unsure总统的两个女儿是送去公立学校还是私立学校 ......
Don't Be. |
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G**Y 发帖数: 33224 | 32 都有大合同了
今年气质不对
play feared unsure
没主心骨一般 |
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D***m 发帖数: 129 | 33 I started about four months ago. Read the Dummies and Ben Hogan's book. I
can
hit with a 7 iron for about 100 yard pretty straight. One thing I am unsure
is,
during a down swing, after I have rotated my hip to be paralleled with the
target line and my arms have dropped down at waist level, should I apply
force
directly to my arms to hit the ball, or continue letting my shoulders to "
drag"
my arms?
Thank you for your teaching... |
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D***m 发帖数: 129 | 34 Thank you all for the great suggestions.
Another unsure thing is whether I should do weight shift or
not. It seems that all
pitching starts with most weight on the left foot. After
that, some
instructions say keep the weight on the left for the rest
of the swing;
while others (like David Leadbetter) say weight transfer to
right then come
back to left like a regular swing. Personally I find it
easier to make
accurate shot with weight staying on the left. |
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U******u 发帖数: 5829 | 35
worry too much on zombie!!!
it's kind of joke or alternative word for "" lal. more concern car accidents
, robbery or ilegal attack, home accidency--fire, injuries, poison, etc are
more common and frequently-seeing issues and do need seriously face them,
rather to be too naive after watching those junky horry movies!!!
At least I'm not stupid enough to watch those junky movies.....hehehe.....
read following from CDC!!!
Social Media: Preparedness 101: Zombie Apocalypse
The following was origina... 阅读全帖 |
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h******d 发帖数: 4761 | 36 http://www.msnbc.msn.com/id/44880955/ns/us_news-crime_and_court
SEAL BEACH, Calif. — A gunman opened fire Wednesday in a busy Southern
California hair salon, killing eight people and critically wounding another.
Seal Beach police Sgt. Steve Bowles said two of three victims who were
transported to a hospital in critical condition died.
The other six victims died at the scene, where bodies lay scattered
throughout the business in a normally sedate beach community.
The gunman, whose name was not r... 阅读全帖 |
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p********g 发帖数: 366 | 37 【 以下文字转载自 FleaMarket 讨论区 】
发信人: pingyawang (Yaping), 信区: FleaMarket
标 题: 【出售】Handgun License Class at Houston @ $50
发信站: BBS 未名空间站 (Thu Oct 20 14:02:03 2011, 美东)
我想卖的物品:
Concealed Handgun License Class Voucher at Houston
单张面值:
150
可接受价格(必须明码标价!):
50
邮寄方式要求:
Email to you Pick up
买卖双方谁承担邮寄损失(Required if not code only):
default
付款方式说明:
BOA online/counter transfer
Chase QuickPay
non CC PayPal
其他补充说明:
广告的有效期:
Till Gone
物品来源(Required for All Cards!):
Living Social
我的联系方式:
PM
Warranty期限:
能否证明是合法的一手卡?... 阅读全帖 |
|
j****N 发帖数: 1289 | 38 拔草了。
California Customers Please Note : We are unsure if any of the current Mag
locks will work on the gun and will not know until the shipment arrives and
we can test the current mag locks on the market .We would ask you not to
place a order until we know a unit will work. |
|
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h***i 发帖数: 1970 | 40 http://rivals.yahoo.com/ncaa/football/news?slug=cr-newtonnext11110
With investigators gathering new information into pay-to-play allegations
surrounding Auburn star quarterback Cam Newton, the NCAA could recommend
Friday that the star quarterback be held out of competition pending a ruling
on his eligibility.
Cameron Newton could be forced to sit if the NCAA decides it needs to
investigate.
(Al Messerschmidt / Getty Images)
Known runner Kenny Rogers told ESPN Radio in Dallas on Thursday that New... 阅读全帖 |
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t*****i 发帖数: 668 | 41 Miami fires coach Randy Shannon
http://sports.espn.go.com/ncf/news/story?id=5858214
CORAL GABLES, Fla. -- Miami fired coach Randy Shannon on Saturday, hours
after the Hurricanes finished a
7-5 regular season
Shannon received a four-year extension just before the start of the 2010
season. He was 28-22 in four
seasons at Miami.
"We have made a decision to seek new leadership for our football program,"
Miami athletic director Kirby
Hocutt said in a statement from the school. "Our expectations are t... 阅读全帖 |
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H*****r 发帖数: 764 | 42 http://msn.foxsports.com/collegefootball/story/NCAA-investigati
Updated Feb 16, 2011 8:34 PM ET
NCAA investigators on Monday interviewed several people in Thibodaux, La.,
about Auburn’s recruitment of offensive lineman Greg Robinson and wide
receiver Trovon Reed and both players’ involvement with Sean Nelson, who
took them on multiple unofficial visits to Auburn.
Dennis Lorio, Thibodaux High School's former football coach, said he was
interviewed for 45 minutes by one of two NCAA investigators w... 阅读全帖 |
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H*****r 发帖数: 764 | 43 The sick feeling growing in Ross Homan’s stomach had nothing to do with the
breakfast he was preparing. The former all-Big Ten linebacker at Ohio State
was in his kitchen early on Memorial Day when his cell phone began going
off.
“I was making breakfast and my phone started blowing up with texts,” Homan
told BSB. “For some reason I had a weird feeling that I knew what it was
so I turned on ESPN and there it was. It’s sad it’s come to this.”
The news was that head coach Jim Tressel had resigned f... 阅读全帖 |
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g*********d 发帖数: 8125 | 44 After what seems like the 1 billionth bad news day for Ohio State in the
last year I think I am finally ready to accept defeat. By now I am sure most
of you have heard that more bad news has come down the pipes in the way of
more players suspended for taking more illegal benefits. I could go into
great detail about who and what they did or how it is the systems fault or
that everyone is doing it but I won’t do that. Not this time and not ever
again.
This time I am heart broken not because my tea... 阅读全帖 |
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J********l 发帖数: 988 | 45 that is my fault. i was so unsure about that game, has to take the high hand
. |
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J********l 发帖数: 988 | 46 that is my fault. i was so unsure about that game, has to take the high hand
. |
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c*******0 发帖数: 5247 | 48 Mariota under pressure doesn't look that good. Happy feet, unsure where to
throw.
Not sure about his NFL fate |
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