b*********3
发帖数: 1709 | 1 The failed Fast Train project in California, where the cost overruns are
becoming world record setting, is hundreds of times more expensive than the
desperately needed Wall!
https://twitter.com/realDonaldTrump/status/1097856727020720128?ref_src=twsrc
%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1097856727020720128&ref_url=https%3A
%2F%2Fwww.zerohedge.com%2Fnews%2F2019-02-20%2Ftrump-administration-demands-
25-billion-repayment-californias-high-speed-rail-fail
California has been forced to cancel the m... 阅读全帖 |
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B*V
发帖数: 3365 | 2 http://finance.yahoo.com/news/9-unbelievable-student-loan-horro
512874.html
这钱哈时候还完啊
With the cost of college continuing to rise and the economy still stagnating
, the student debt burden has swollen to a record $1 trillion.
Mark Kantrowitz, publisher of Fastweb.com and FinAid.org, believes that one
of the main culprits behind the student debt crisis is the private student l
oan sector.
"Students are following their dreams and don't pay attention to their debt,"
Kantrowitz says. "They sign whate... 阅读全帖 |
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l****z
发帖数: 29846 | 3 By Ben Geman - 10/31/11 08:04 AM ET
A Massachusetts company that received a $43 million Energy Department loan
guarantee last year filed for bankruptcy Sunday, a step certain to fuel
criticism of federal green energy financing in the wake of the solar company
Solyndra’s collapse.
Beacon Power Corp., which develops energy storage systems, filed for
bankruptcy protection in the U.S. Bankruptcy Court in Delaware.
Beacon Power had received a federal loan guarantee to help build an energy
storage... 阅读全帖 |
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l****z
发帖数: 29846 | 4 By CHARLES FORELLE And DAVID ENRICH
LONDON—Investors fled from Spanish government debt on Monday, an immediate
rejection of the country's planned bank bailout by the constituency it most
desperately needs to impress: the buyers of its own government bonds.
The market rout puts Spain and the euro zone in a dire position. The bailout
plan—in which Spain agreed to accept up to €100 billion ($125
billion) to recapitalize banks—was hatched to alleviate the concern that
Spain itself could be d... 阅读全帖 |
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l****z
发帖数: 29846 | 5 Top U.S. Firms Are Cash-Rich Abroad, Cash-Poor at Home .
By KATE LINEBAUGH
Emerson Electric Co. EMR +0.34% has $2 billion of cash in the bank. But this
year it had to borrow money in the U.S. to help buy back shares, distribute
dividends and even pay its taxes.
That's because "substantially all" of Emerson's cash is in Europe and Asia,
according to the company's filings with securities regulators. The maker of
power-plant and data-center equipment could always bring that cash back home
, but it ... 阅读全帖 |
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l****z
发帖数: 29846 | 6 Obama's Push to Expand Credit to "Credit Invisibles"
A recently released government study by the Consumer Financial Protection
Bureau on "Credit Invisibles" has some interesting facts on people with and
without credit histories.
Approximately 188.6 million Americans have credit records at one of the
NCRAs that can be scored by the commercially-available model. This
represents over 80 percent of the adult population.
An additional 19.4 million Americans, representing 8.3 percent of the
ad... 阅读全帖 |
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l****z
发帖数: 29846 | 7 Sociopath Explains Why He’s Above Paying Off His Debts
BY: Sonny Bunch
I’m utterly fascinated by Lee Siegel’s op-ed in the New York Times about
how he was too good to pay off his college debts.
No really. That’s the whole piece. Let’s leave aside the basic moral
question about whether or not one should feel some sense of obligation to
repay one’s debts. It’s filled with lines like:
Years later, I found myself confronted with a choice that too many
people have had to and will have to face. I... 阅读全帖 |
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r*****o
发帖数: 1484 | 8 字体大小: 发表于 2016-05-06 14:07 |只看该用户
义正言辞为穷人当家做主的三德子也爆丑闻了，FBI调查希拉里的时候发现的。
我就知道这老头子有料，他要真是个善良正义的人，怎么会有暴力野蛮罪恶的追随者
干打砸抢的事？装B的总有露出尾巴的时候。
While more than 147 FBI agents investigate Hillary Clinton, it appears
socialist Senator Bernie Sanders (I-VT) has trouble of his own!
Catholic leaders in Vermont are not happy with Sander’s wife Jane O’Meara
Sanders, who may have committed loan fraud while serving as president of
Burlington College. They allege that she illegally exaggerated the amount of
money ... 阅读全帖 |
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l***n
发帖数: 606 | 9 Read this one:
I am #$%$ citizen and I completed my masters in computer science.I have 60k
students loan to repay.There is another Indian working with me and she
completed her graduation from India and there she completed her studies
without any loan because it is very cheap there.Her total fees was 1000$ for
all 4 years.she told me same with medical college.You guys know what her
pay would be if she was working in India? 500$ per month.She is sending back
3000$ per month after her expenses that... 阅读全帖 |
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b********n
发帖数: 38600 | 10 What is the US doing wrong?
It has put the interests of Wall Street first and this is damaging the real
economy.
Silly old America, it didn't realise finance was a cost centre sucking money
out of the real economy.
The banker’s mortgage and loan repayments have to covered by businesses in
wages, raising costs and reducing profits.
Just look at the minimum wage that has to cover the cost of living, e.g.
housing costs, healthcare insurance and student loans which are all payments
to finance.
The b... 阅读全帖 |
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b*********3
发帖数: 1709 | 11 【 以下文字转载自 Military 讨论区 】
发信人: beijingren3 (), 信区: Military
标 题: 高铁停建，床铺猛抽加州左逼
发信站: BBS 未名空间站 (Wed Feb 20 11:24:47 2019, 美东)
The failed Fast Train project in California, where the cost overruns are
becoming world record setting, is hundreds of times more expensive than the
desperately needed Wall!
https://twitter.com/realDonaldTrump/status/1097856727020720128?ref_src=twsrc
%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1097856727020720128&ref_url=https%3A
%2F%2Fwww.zerohedge.com%2Fnews%2F2019-02-20%2Ft... 阅读全帖 |
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T*****e
发帖数: 799 | 12 Really?? Check this out.
General Motors announced this week that it repaid its multibillion-dollar
taxpayer-backed TARP loans. GM even bragged that it was able to “repay the
taxpayers in full, with interest, ahead of schedule, because more customers
are buying [GM] vehicles.” There was great fanfare, including expensive,
around-the-clock GM TV commercials nationwide. But, the hype is not the
reality. In fact, GM did not repay the loans with money it earned from
selling cars. Instead, GM repaid t |
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d******g
发帖数: 1073 | 13 不是25%，是10%.
以下是我的indentity monitor上的，看着觉得有用给我发大包子吧。
You are using less than 10% of the credit limit. This raises your score.
High usage (such as balances above 50% of the credit limit) is usually
considered negative because lenders worry that you may be using more credit
than you can reasonably afford to repay. In fact, as little as 15% usage may
lower your score if you have no serious negatives (such as late payments)
in your report. Being "maxed out" or overlimit on a credit card (when your
ba... 阅读全帖 |
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w******u
发帖数: 1030 | 14 My 2 cents. I made similar advice when approached by a Liz6i's victim.
I do not think it is practical to get all the money back to all vicims in a
short time frame. It is better for all victims to stick together to make him
to figure out a repay plan, and more importantly, force him to excute the
plan. Unfortunately, his family in China may have to get invovled in this
process. The intent here is still to save this kid and save the vicitms's
money.
The worst scenario could be Liz6i loses the fre... 阅读全帖 |
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u******e
发帖数: 65 | 15 FYI.
When you file the petition for your parents’ green card, you sign the
contract with Federal government. As long as your parents are not citizen,
you hold the legal obligation to provide financial support to them.
Here is what said in the I-864,
When you sign the affidavit of support, you accept legal responsibility for
financially supporting the sponsored immigrant(s) generally until they
become U.S. citizens or can be credited with 40 quarters of work. Your
obligation also ends if you or... 阅读全帖 |
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K**********r
发帖数: 2640 | 16 不太清楚，主要是不知道chapter 7到地怎末保护他们的，网上查了一下，一旦file
chapter 7,debtor的任何财产就不能动了。看code 362,这个最好能找律师咨询一下。有的学校有免费的，大家能不能明天去问问。
以前收到的信上有写：
creditors generally may not take certain actions: prohibited collection
actions are listed in bankruptcy code 362. Common examples like contacting the debtors by telephone, mail, or demand repayment, blablabla.
dispute after they filed bankruptcy 算不算demand repayment? |
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f*********7
发帖数: 1040 | 17 thanks
the interest rate of student loan is stupid high, compared to mortgage and
auto loan.
If I refinance federal student loan, I will lose some benefits of federal
student loan (e.g. income base repayment, write off after 20 year repayment)
.
thanks again
，学
吗？ |
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f******n
发帖数: 137 | 18 Repayment: Your relocation allowance is subject to repayment if your
employment with the company ends at any time prior to your one year
anniversary.
我只他是说如果我工作不到一年，应该返回relocation allowance. 但是整个信里面根
本就没有提relocation 的事。因该不是指的sign on bonus 吧。 |
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z****h
发帖数: 203 | 19 Sorry, I cannot type Chinese.
I didn't get my H-1b visa this year, my OPT extension expires August 31,
2015. I joined my current company since December 2014 (< l year). Because of
my OPT expiration in August, the company has to terminate my employment
even before my 1 full year service. Do I need to pay back the large amount
of relocation cost as this is not my voluntary termination of employment? It
was caused by some other visa problem. (The offer letter said "If, within
12 months of your offi... 阅读全帖 |
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n*******9
发帖数: 3244 | 20 seller has to prove that he/she is in financial hardship and can not repay
the money seller has borrowed in order to obtain lien holder's approval for
a short sale. otherwise, lien holders will follow any and all other seller's
assets to repay the money seller owns. be careful for short sale if you are
considering. |
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f*****d
发帖数: 2726 | 21 My understanding is the following: (please let me know if my conclusion is
wrong)
If you don't sell or rent your property, and it's not destroyed, then based
on the Q&A, you only need to repay the tax credit if:
* You converted the home to a vacation or second home.
* You no longer live in the home for the greater number of nights in a
year.
For the first one: since I won't buy another home in two months, this
property is not a "second" home.
For the second one: I lived in my current addr... 阅读全帖 |
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z**********i
发帖数: 12276 | 22 Can I borrow money from my 403(b)?
Yes, but not all providers permit loans from 403(b) accounts. Contact your
provider for availability. Plan loans are convenient, but they are not
always the right solution. Consider both the positive and negative
repercussions to determine if a plan loan is right for you. And, always
compare the overall cost of a plan loan with other sources of funds. The
true cost of the loan is more then just interest paid; it also includes the
lost interest earned and/or gro... 阅读全帖 |
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e**y
发帖数: 784 | 23 每个plan不一样，我copy了我的一段网页下来。fidelity直接网上操作借钱就可以进账
号了，等你真借钱的时候再拿出来也行，具体什么时候拿问你agent。数额是可以借一
半出来，贷款401k的利息还给你自己的账户。说了这么多，给个包子吧。
What would you like to do? Help me decide
Take a Loan
A loan allows you to borrow money from your plan and repay it over time. A
loan is not subject to taxes or penalties, though you will pay interest on
the loan amount, as well as setup and maintenance fees. If you are able to
make regular payments and repay the amount you borrow, a loan will usually
cost you less than a wi... 阅读全帖 |
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q********a
发帖数: 438 | 24 若你使用的是CONVENTIONAL CONFORMING LOAN, 你的GIFT FUND 具有以下几个特点和要
求：
1）若你的DOWN PAYMENT 超过20%， GIFT FUND 没有数量限制；
2）需要出具 GIFT WRITTEN LETTER;
3) WRITTEN LETTER 需要有 DONOR 的NAME, ADDRESS, PHONE# , THE RELATIONSHIP TO
THE BORROWER, GIFT AMOUNT, 必须指明 GIFT FUND 不需要REPAY；
4）BORROWER 的PROPERTY ADDRESS；
5) SIGNATURE OF GIFTERS ;
特别需要说明， THIS GIFT IS ACTUALLY A GIFT TO THE GIFTEE, NOT A LOAN,
WITHOUT REQUIREMENT TO REPAY,
以上是大致的要求，具体要求请洽你的LENDER ; |
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a*****n
发帖数: 5158 | 25 是不错了，那个federal的还有4% fee
The Graduate PLUS loan (Grad PLUS) is available to students at the
graduate level through the Direct Loan program.
This loan is dependent on a credit check. If it is determined that
you have an adverse credit history, you will have the ability to
obtain an endorser.
The interest rate on the Grad PLUS loan is a fixed 7.9 percent. This
loan is a type of unsubsidized loan so interest does accrue while you
are in school or in deferment.
There is a loan origination fee of 4 ... 阅读全帖 |
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z****l
发帖数: 5282 | 26 ☆─────────────────────────────────────☆
flycolor (flycolor) 于 (Wed Aug 4 14:12:08 2010, 美东) 提到:
刚才无聊看了一下信用报告，里面有个分析的，其中negative factors第一条就是下面
写的.
这张开了6年零１个月的卡是我老公的，我最近才加进去，没想到成为降低我分数的第
一大要啊。
我被默认为历史是6年前开始的，而我payment history才３个月(从我加入他那时开始算)，拥有长历史的卡，但payment 历史短，就会降低信用分
这好像不太公平嘛
Here are the top factors that lower your score:
You opened your first credit account 6 years and 1 month ago. This does
not include disputed accounts and accounts for which the date opened is not
reported.
... 阅读全帖 |
|
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h**t
发帖数: 1678 | 28 各位宝妈美妈帮忙看下。谢谢！
【 以下文字转载自 Working 讨论区 】
发信人: hytt (荷叶田田), 信区: Working
标 题: 这个到底签不签
发信站: BBS 未名空间站 (Thu Sep 15 16:59:07 2011, 美东)
大意就是2年之内如果我 elect to leave or is let go for cause , i have to
repay (some exact money) plus incurred expenses
问题：
is let go for cause 是被雷吗； 被雷还要repay?!
这个incurred expense 怎莫问秘书都不能给出具体数字； 头的头儿解释说，就是实际
办卡的时候比写出来的数字多出来的钱
到底签不签阿？！ |
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i******e
发帖数: 1720 | 29
2
我来科普一下学生贷款吧。 不是每个人都能用低利息借到十五万的。(please google
for more details)
1. Federal Direct loans.
====================
Federal Direct loans - Maximum Loan Amounts for Dependent Undergraduates
First Year $5,500 (no more than $3,500 may be subsidized)
Second Year $6,500 (no more than $4,500 may be subsidized)
Third Year & Beyond $7,500 (no more than $5,500 may be subsidized)
Federal Direct Loan - Subsidized
* Who is eligible? Students who demonstrate financial need
* Interest rate? Fixed a... 阅读全帖 |
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G***W
发帖数: 1967 | 30 我们能正经地讲人话吗？sex 对你那么重要吗？ 都60+了。。我不要得到你的腐朽的肉
体，但是我妒忌你高尚的灵魂，作为soul mate也不错啊。。柏拉图啊。。只要你老婆
同意，我们开始吧。。。。
你参加PTA 了吗？我是 president耶。。。。
During an average week, around 20 kids are told they do not have enough
money in their lunch accounts to pay for lunch. When this happens, students
are given fruits and vegetables to eat, but have to put back other items on
their lunch tray. The school reminds us when money is needed by giving the
students a sticker, but when the kids come home saying that money wasn't ... 阅读全帖 |
|
发帖数: 1 | 31 Physician Assistant 微信群
对Physician Assistant感兴趣的兄弟姐妹看过来，我们有一个Physician Assistant微
信群，里面都是已经工作了的PA,欢迎已经是PA还有想申请PA的兄弟姐妹们加入.
本群主要讨论physician assistant申请，学习还有就业以及工作以后的发展. 现
在PA就业很好，起薪十万到十二万美金一年，多做几年以后十六万到三十万美金都是可
能的,也因此入学申请竞争激烈。
欢迎大家加入，想加入的请PM我你的微信号码，我拉你进去，在你发微信号码给我的时
候，请自我介绍一下自己。介绍一下自己的学术背景，比如以前学什么专业有什么学位
，是转行想申请PA，还是PA在读，还是已经工作了的PA，这是进群以后马上需要做的，
进群以后请把群内昵称按照以下方式改一下：first name, 专业（生物，会计,RN,etc)
,location.群里藏龙卧虎 ，大家畅所欲言。
其实在读的有公民的PA完全可以申请NHSC奖学金免费读书 ，每个月还有一千多美金的
生活费，但是只有9%的申请者能够拿到这个奖学金， 唯一要求就是毕业以后去
... 阅读全帖 |
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b******i
发帖数: 4776 | 32 只是考虑到从高到低还那是没脑子人的想法。不同loan不同的repayment day所产生的
interest是完全不同的。但你现在有1000块在手，3个loan，不同的interest rate,不
同的repayment date,你怎样选择怎样放这1000块在这个3个loan上呢？应该哪天pay哪
个才最省利息呢，应该pay多少呢？
你如果真的有兴趣了解，你可以站内联系我，我再详尽给你解析，这个软件不是在这里
三言两语就能解析清楚你听。不要在这里未了解清楚就妄下结论。 |
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p******8
发帖数: 120 | 33 AIG 到底还欠政府多少钱？
“We are on track to generate approximately $50.7 billion from these
two transactions alone, consisting of approximately $31.5 billion in cash to
repay the FRBNY, plus another approximately $19.2 billion in securities
that we will sell over time to repay the government.“ |
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S*********0
发帖数: 214 | 34 related to CEO'Robert's cancer???
BOSTON (AP) -- American International Group Inc. said Monday that CEO and
President Robert Benmosche is healthy enough to remain in his leadership
post as he continues undergoing treatment for cancer.
Monday's announcement came three months after the New York insurance company
said Benmosche had been diagnosed with cancer and was undergoing aggressive
chemotherapy. The company has not specified what kind of cancer Benmosche
has.
The 66-year-old said in a news re... 阅读全帖 |
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s*********8
发帖数: 901 | 35 At Jim Grant's recent conference in London, David Stockman, director of the
White House Office of Management and Budget under Ronald Reagan, explained
why credit exploded:
American lawmakers have been freed of the classical monetary constraints.
There is no monetary squeeze, and there is no reserve asset drain. The Fed
always supplies enough reserves to the banking system to fund any and all
private credit demand at rates which are invariably low.
By 1990, the total debt-to-GDP ratio in the U.S.... 阅读全帖 |
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w*********s
发帖数: 2136 | 36
http://news.yahoo.com/s/nm/20110415/bs_nm/us_morgan_stanley_rea
TOKYO (Reuters) – A Morgan Stanley property fund failed to make $3.3
billion in debt payments by a deadline on Friday, handing over the keys to a
central Tokyo office building to Blackstone (BX.N) and other in
The $4.2 billion MSREF V real estate fund missed its April 15 deadline to
repay 278 billion yen($3.3 billion) vestors, the largest repayment failure
of its kind in Japan. |
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r*********5
发帖数: 2183 | 37 Greece Set for Severe Bail-Out Conditions
Published: Sunday, 29 May 2011 | 8:05 PM ET
European leaders are negotiating a deal that would lead to unprecedented
outside intervention in the Greek economy, including international
involvement in tax collection and privatization of state assets, in exchange
for new bail-out loans for Athens.
People involved in the talks said the package would also include incentives
for private holders of Greek debt voluntarily to extend Athens’ repayment
schedul... 阅读全帖 |
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s*********8
发帖数: 901 | 38 General Electric owes its creditors $600 billion. That huge amount of debt
is offset by $468 billion of investments and cash. However, much of those
investments are credit-card receivables and Eastern European mortgages. The
business, which no longer focuses on manufacturing, is dependent on credit
markets.
Again, GE would have collapsed if it didn't get a government bailout. (The U
.S. government guaranteed all of GE's debts through 2012 for free.) It can't
afford its debt at current, manipulat... 阅读全帖 |
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d******8
发帖数: 1972 | 39 The euro crisis is a direct consequence of the crash of 2008. When Lehman
Brothers failed, the entire financial system started to collapse and had to
be put on artificial life support. This took the form of substituting the
sovereign credit of governments for the bank and other credit that had
collapsed. At a memorable meeting of European finance ministers in November
2008, they guaranteed that no other financial institutions that are
important to the workings of the financial system would be al... 阅读全帖 |
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G*******1
发帖数: 6411 | 40 Nearly 95% of Greek Creditors Agree to Bond-Swap Deal
Published: Thursday, 8 Mar 2012 | 4:34 PM ET
Text Size
By: Reuters
Greece's race to slice 107 billion euro ($140 billion) off its debt entered
the home stretch Thursday, with participation in a bond swap deal nearly 95
percent, a Greek government official close to the process said on Thursday.
"About an hour before the deadline expired, the participation rate was
nearing 95 percent and responses were still coming in," a Greek government
offic... 阅读全帖 |
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l******r
发帖数: 4021 | 41 Tesla Motors Joins NASDAQ-100 - Analyst Blog
By Zacks.com, July 10, 2013, 04:56:47 PM EDT
Vote up
According to NASDAQ, Tesla Motors Inc. ( TSLA ) will be a part of the NASDAQ
-100 Index and the NASDAQ-100 Equal Weighted Index before the market opens o
n Jul 15. Tesla will replace technology giant Oracle Corporation ( ORCL ) on
the NASDAQ-100. Oracle will move its stock listing to the New York Stock Ex
change.
The NASDAQ-100 Index includes 100 largest domestic and international non-fin
ancial se... 阅读全帖 |
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t*******l
发帖数: 3662 | 42 当然有关，借用你的中国身份，那就是和中国这边有关。借用你的美国身份
那就是和你的美国身份有关。
最近的几次和(FBAR)有关的案子
March 21, 2014 - Victor Lipukhin, formerly a resident of St. Charles,
Illinois, was indicted for attempting to interfere with the administration
of the Internal Revenue laws and filing false tax returns. Mr. Lipukhin, a
Russian citizen and former lawful permanent U.S. resident, kept between
approximately $4,000,000 and $7,500,000 in assets in two bank accounts with
UBS from at least 2002 through 2007.
March 18, 2014 — California a... 阅读全帖 |
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M*B
发帖数: 491 | 44 用TurboTax添税表的时候看到这段，怎么这笔钱还要还回去呀？
2008 First-Time Homebuyer Credit
You can take a first-time homebuyer credit for 2008 of $7,500.
You will receive this amount as a refundable credit for 2008 and will be
responsible to repay the amount in equal installments starting two years
from 2008. This repayment amount will be included as an additional tax for
those years.
还有，开始还说我qualify 那个什么经济刺激credit,填完表，这一项怎么找不到了？
多谢！！ |
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a***g
发帖数: 2931 | 45 From IRS:
You may have to repay the full or a part of the credit when:
You sold your main home to a non-related person or entity. You repay the amo
unt of the credit up to the amount of your capital gain. Note: when calculat
ing gain or loss on your main home if you received the first-time homebuyer
credit, you reduce your basis by the amount of the credit. See Publication 5
51, Basis of Assets, for more information.
这句话怎么理解?有些情况下不用全退8000吗?up to the amount of your capital
gain.是不是如果我卖房亏钱,亏损部分可以用... 阅读全帖 |
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b****n
发帖数: 328 | 46 No.
If you are required to repay your parents in future, then it is a loan.
If you are not required to repay, then it is a gift from parents.
whatever, it is not your income.
Of course, you need to keep all supporting documents of the transactions. |
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s**********0
发帖数: 71 | 49 大家好有一个很急的问题：
去年employer是一个小公司，所以HR，payroll外包给另外一个公司（R公司）。我去年
提前reign所以repay了一部分bonus，但是employer没有给我report repayment，这样
我W2的钱比真正拿到的钱多了。
我找这个R公司他们说我需要找previous employer，另外employer现在也不和他们（R)
有关系了。
我想上来问问大家，我应该怎么办，找谁report重新correct W2？谢谢 |
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d********4
发帖数: 860 | 50 谢谢啊，不过好像bonus repayment不在1040上面，而在schedule A上。所以如果算
repayment就要itemized deduction对吧？
deductions |
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