J*V
发帖数: 3150 | 1 民主是野蛮政治的终结，这个没有错。
但是民主是需要代价的，经济发展到一定程度，民主才有真正实现的可能。
请问美帝为什么没有在农奴时代实现民主？
给朝鲜实行民主就好比给老鼠拉了一个马车。
印度式的民主有什么用？
资本主义政治的发展是随着其经济的发展逐步建立起来的。
自由竞争阶段的资本主义是非常残酷的，也没有民主可言。
到了垄断资本主义，需要所谓民主的时候，民主在逐步出现并健全。
Necessity is the mother of invention.
Necessity is also the mother of democracy.
Necessity literally is the mother of everything. |
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B**W
发帖数: 2273 | 2 The National Institutes of Health on Thursday suspended all new grants for
biomedical and behavioral research on chimpanzees and accepted the first
uniform criteria for assessing the necessity of such research. Those
guidelines require that the research be necessary for human health, and that
there be no other way to accomplish it.
In making the announcement, Dr. Francis S. Collins, the director of the N.I.
H., said that chimps, as the closest human relatives, deserve “special
consideration and ... 阅读全帖 |
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l****z
发帖数: 29846 | 3 美国地区法院裁决，马萨诸塞州必须用纳税人的钱，资助因谋杀而判处终身监禁的囚犯
做变性手术
BOSTON (AP) — State prison officials must provide taxpayer-funded sex-
reassignment surgery to a transgender inmate serving life in prison for
murder, because it is the only way to treat her "serious medical need," a
federal judge ruled Tuesday.
Michelle Kosilek was born male but has received hormone treatments and now
lives as a woman in an all-male prison. Kosilek was named Robert when
married to Cheryl Kosilek and was convicted of murdering her in ... 阅读全帖 |
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l****z
发帖数: 29846 | 4 New York State Forced to Defend Absurd New Gun Laws in Court
by Jammie
This hopefully will be a humiliating blow for the tinpot dictator Andrew
Cuomo, who ignored state law and rammed through unconstitutional laws in the
dead of night.
A New York state judge agreed Friday to consider whether the state’s
tough new gun restrictions were rushed into law in violation of the state
constitution.
State Supreme Court Justice Gerald Connolly signed an order granting the
request for a hearing by ... 阅读全帖 |
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x*********1
发帖数: 44 | 5 今天公司收到audit的mail了，里面居然有4个audit request，看起来很复杂很麻烦，
不知道该不该继续了，请大家帮忙分析分析，先谢谢了！
#1 Resumes and applications, recruitment report
#2 declaration that employer did not receive payments
#3 这点很看不明白，就copy在下面
Please provide business necessity for all/any level(s) of education,
experience, training,skills and/or qualifications for the job opportunity of
a ****（我的职位） as listed on the ETA Form 9089. Business necessity must
be provided for any of the aforementioned requirements which exceed the
minimum baselin... 阅读全帖 |
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l***y
发帖数: 4671 | 6 应该是同一个吧：R v Dudley and Stephens。
问题是：当只有有限的生存机会时，杀人是否合法。这个问题可以简化为：当两个人中
只有一个人能够活下来时，杀人是否合法。
这个问题在法学上应当属于 necessity （紧急避险）的尺度的问题。这个尺度很大程
度上取决于自然法 （natural law） 和实在法（positive law）/风俗法（normal law
）的优先性上。认为自然法优先的，会支持 necessity 成立；相反，认为实在法优先
的，会支持 necessity 不成立。法学的根基在神学或哲学。R v Dudley and Stephens
案反映了当时英国的神学思想，既：重视人的罪与救赎，重视摩西律法，轻视上帝创
世时所赋予宇宙和人类的自然规则。
美国的法律精神支持自然法优先。《独立宣言》中很清楚地描述了这个精神，虽然针对
的是基于契约和权利让渡来组建政府，而不是对法律系统而言：
我们认为下面这些真理是不言而喻的：人人生而平等，造物者赋予他们若干不可剥
夺的权利，其中包括生命权、自由权和追求幸福的权利。为了保障这些权利，人类才在
他们之间建立政府... 阅读全帖 |
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S********5
发帖数: 753 | 7 Well, alcohol and swimming pool are not necessities. If your logic is that
we should ban guns since it's not necessity and we can save lifes by banning
it, then we should ban alcohol and swimming pool as well.
Baning cars, eating, or buildings are not practical since they are
necessities. |
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D*****r
发帖数: 6791 | 8 A SPEECH OF Mr. JOHN MILTON
For the Liberty of VNLICENC'D PRINTING,
To the PARLAMENT of ENGLAND.
______________________________________________________________
This is true Liberty when free born men
Having to advise the public may speak free,
Which he who can, and will, deserv's high praise,
Who neither can nor will, may hold his peace;
What can be juster in a State then this?
... 阅读全帖 |
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G*******s
发帖数: 4956 | 9 首先给大家看个故事，然后再探讨经文：
林慈信牧师的《基督教教义发展史》中提到这个：
http://blog.sina.com.cn/s/blog_622134fd01013i7l.html
基督论的发展史(1)：基督论的争辩
HISTORY OF THE DOCTRINE OF CHRIST (1):
The Christological Controversies
(Louis Berkhof, A History of Christian Doctrines, pp. 101ff.)
基督论与三位一体之问题的关联
Connection of Christological and Trinitarian Problems
基督论的难题可以从一般神学（译注：神论）方面，与拯救论方面来加以
研究。早期教父对基督论拯救方面的关系，虽未曾加以轻忽，但他们在重要的讨论上却
没有重视。在三位一体争论的气氛中，他们从一般神学（译注：神论）方面来研究基督
，乃天经地义的事，而三位一体争论所导致的决定则是，基督为神的儿子，事与父同质
的，因此祂是神。从此而发生的问题，就是基督... 阅读全帖 |
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a*****y
发帖数: 33185 | 10 Philosophical zombie
A philosophical zombie or p-zombie is a hypothetical being that is
indistinguishable from a normal human being except that it lacks conscious
experience, qualia, or sentience. When a zombie is poked with a sharp object
, for example, it does not feel any pain. While it behaves exactly as if it
does feel pain (it may say "ouch" and recoil from the stimulus, or tell us
that it is in intense pain), it does not actually have the experience of
pain as a putative "normal" person d... 阅读全帖 |
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C*****D
发帖数: 1299 | 11 美国是第三方付费制。最后保险公司会纠正过来，但过程比较痛苦。文章有点长，
bottom line is work with them not against them.
http://www.huffingtonpost.com/linda-bergthold/health-insurance-
Health Insurance Claim Denied? Don't Despair. Fight Back.
According to a recent report from the U.S. Government Accountability Office
(GAO), fighting back when you have a health insurance claim denied is well
worth your time.
Michelle Andrews in Kaiser Health News explains:
The... Report found that more claims problems stemmed from annoying but
ofte... 阅读全帖 |
|
C*****D
发帖数: 1299 | 12 美国是第三方付费制。最后保险公司会纠正过来，但过程比较痛苦。文章有点长，
bottom line is work with them not against them.
http://www.huffingtonpost.com/linda-bergthold/health-insurance-
Health Insurance Claim Denied? Don't Despair. Fight Back.
According to a recent report from the U.S. Government Accountability Office
(GAO), fighting back when you have a health insurance claim denied is well
worth your time.
Michelle Andrews in Kaiser Health News explains:
The... Report found that more claims problems stemmed from annoying but
ofte... 阅读全帖 |
|
h*****n
发帖数: 2415 | 13 米国宪法修正案
U.S.C. § 2385 : US Code - Section 2385: Advocating overthrow of Government
Whoever knowingly or willfully advocates, abets, advises, or
teaches the duty, necessity, desirability, or propriety of
overthrowing or destroying the government of the United States or
the government of any State, Territory, District or Possession
thereof, or the government of any political subdivision therein, by
force or violence, or by the assassination of any officer of any
such government; or
Whoever, with i... 阅读全帖 |
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w****j
发帖数: 5581 | 14 东部还有印第安保护区啊。比如最早接触欧洲殖民者的Wampanoags部落，现在在麻省
Duke County的Watuppa Wampanoag Reservation。2000年人口统计的时候就剩91个人了
。Wampanoags很悲愤的。在1970年，麻省Department of Commerce为纪念the Pilgrims
' Landing 350周年，邀请Wampanoag人Frank James（印第安名字Wamsutta）发
表演讲。但Frank James演讲稿没有通过审查，被噤声了（谁说只有共产党搞
censorship的）。如果麻省DOC给予他言论的自由，那么他在纪念仪式上将会发布如下
演讲（希望大家能耐心读下去，我觉得写得相当不错，白人挖人家坟的事情都是真的。
里面提到的印第安酋长的雕像应该还在，有在Plymouth的同学没有？）：
I speak to you as a man -- a Wampanoag Man. I am a proud man, proud of my
ancestry, my accomplishments won by a str... 阅读全帖 |
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w**********5
发帖数: 1741 | 15 12. Memorandum of Conversation1
Beijing, February 17–18, 1973, 11:30 p.m.–1:20 a.m.
PARTICIPANTS
Mao Tsetung, Chairman, Politburo, Chinese Communist Party
Chou En-lai, Premier of the State Council
Wang Hai-jung, Assistant Minister of Foreign Affairs
Tang Wen-sheng, Interpreter
Shen Jo-yun, Interpreter
Dr. Henry A. Kissinger, Assistant to the President for National Security
Affairs
Winston Lord, NSC Staff
(At 11:00 p.m. February 17, 1973 at a meeting in a villa near the Guest
House where Dr. Kiss... 阅读全帖 |
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s*******w
发帖数: 2257 | 16 独立节读《独立宣言》 (2016-07-05 14:18:58)
美利坚合众国第二百四十个独立节之日，重温了一下当时美国立国时杰弗逊起草的《独
立宣言》。
每读一次就不得不再次感慨当时立国之父们的英明及远见。他们在北美这块土地上，抛
弃了大不列颠的君王统治，建立起美利坚这样一个伟大的国家。
一切似乎都是上帝赐予的：这块土地上不仅有雄伟壮观的东部阿普拉契山脉及西部的落
基山脉，而且有着从广袤无际的大草原到美丽宽阔的大海洋，这富绕的土地难道不是一
种恩赐吗？是的，不过上帝恩赐给地球的土地也不仅限于美利坚，算算美利坚的土地面
积，即使现在也只位于全球第三或第四，为何美利坚却成了人们向往的地方呢？
作为移民，也许比这儿生长的美国人有更多的比较。一个感悟是当年《独立宣言》的基
石，即人人生而平等（all men are created equal)，天赋给个人的权力等不能受到侵
犯，这包括生命权（Life），自由权(Liberty)及追求幸福的权力（Pursuit of
happiness)。先父们没有意愿创建一个皇权帝制，没有意愿让政府来统治人民。他们的
智慧是政府是为保障人们的安全与幸福而建... 阅读全帖 |
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t*******a
发帖数: 4055 | 17 谈谈“持枪权”和“推翻暴政的权利”
分享到：
时间：2017-10-05 09:13
•来源： 察网
•作者： 唐律疏议
•浏览：394
评论： 0
字号： 大 中 小
每次美国爆发枪击案，关于美国宪法中“持枪权”的话题就会热起来。有一种说法广为
流传：美国宪法规定了人民拥有“持枪权”;更有甚者，还说这个“持枪权”是为了保
证宪法赋予人民“推翻暴政的权利”。但事实上，“持枪权”只是对美国联邦宪法第二
修正案的曲解。而所谓“推翻暴政的权利”则完全是讹传。
谈谈“持枪权”和“推翻暴政的权利”
每次美国爆发枪击案，关于美国宪法中“持枪权”的话题就会热起来。有一种说法广为
流传：美国宪法规定了人民拥有“持枪权”;更有甚者，还说这个“持枪权”是为了保
证宪法赋予人民“推翻暴政的权利”。但事实上，“持枪权”只是对美国联邦宪法第二
修正案的曲解。而所谓“推翻暴政的权利”则完全是讹传。本文接下来分别对二者进行
分析。
§1 美国宪法赋予人民“持枪权”了吗?
关于“持枪权”的说法，来源于对美国联邦宪... 阅读全帖 |
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S****t
发帖数: 2183 | 18 Necessity is no defence against a charge of murder.
这句话是最近刚从一个节目上看的。你有生存的必需（necessity）和发财致富的需要
（need），那么这种必需必需是不是可以以牺牲他人或者动物为前提？这是个很严肃的
问题。 |
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h****d
发帖数: 1420 | 19 美帝主子又打老将的脸了。
§ 2385. Advocating overthrow of Government
Whoever knowingly or willfully advocates, abets, advises, or teaches the
duty, necessity, desirability, or propriety of overthrowing or destroying
the government of the United States or the government of any State,
Territory, District or Possession thereof, or the government of any
political subdivision therein, by force or violence, or by the assassination
of any officer of any such government; or
Whoever, with intent to cause the overthro... 阅读全帖 |
|
L*********d
发帖数: 7037 | 20 US CODE
TITLE 18
PART I
CHAPTER 115
§ 2385 Advocating overthrow of Government
Whoever knowingly or willfully advocates, abets, advises, or teaches the
duty, necessity, desirability, or propriety of overthrowing or destroying
the government of the United States or the government of any State,
Territory, District or Possession thereof, or the government of any
political subdivision therein, by force or violence, or by the assassination
of any officer of any such government; or
Whoever, with intent... 阅读全帖 |
|
p****m
发帖数: 510 | 21 这个制度问题还是总统的问题。大家说说。
http://news.yahoo.com/blogs/lookout/more-americans-chinese-t-pu
The number of Americans who lack access to basic necessities like food and
health care is now higher than it was at the peak of the Great Recession, a
survey released Thursday found. And in a finding that could worsen fears of
U.S. decline, the share of Americans struggling to put food on the table is
now three times as large as the share of the Chinese population in the same
position.
The United States' Basic In... 阅读全帖 |
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w****2
发帖数: 12072 | 22 发信人: youdu (youdu), 信区: Military
标 题: 军版各位，有没有研究过锡安长老教义？
发信站: BBS 未名空间站 (Sat Nov 26 13:15:49 2011, 美东)
对理解过去三百年很有帮助。
http://www.biblebelievers.org.au/przion1.htm#TABLE OF CONTENTS
THE PROTOCOLS DIGEST-ED
Since discourse in the Protocols is often disjointed, we have taken the
liberty of grouping quotations (from Victor Marsden's 1934 edition) in what
seems a logical order of subject. We have also tried to minimize the more
offensive ones. Contemptuous references to goyim (the unfortunate Talmudi... 阅读全帖 |
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l**i
发帖数: 8144 | 23 简单地讲 就是谋事在人 成事在天
认为社会发展沿着某个预定方向发展的理论 都是傻逼理论
--------------------------------------
Anthropic principle
From Wikipedia, the free encyclopedia
In astrophysics and cosmology, the anthropic principle is the philosophical
argument that observations of the physical Universe must be compatible with
the conscious life that observes it. Some proponents of the argument reason
that it explains why the Universe has the age and the fundamental physical
constants necessary to accommodate conscious life. As a ... 阅读全帖 |
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R****a
发帖数: 6858 | 24 大棋局与9/11
来源: ognc 于 2013-02-22 16:08:44[档案] [博客] [旧帖] [转至博客] [给我悄悄
话] 本文已被阅读：63次
字体：调大/调小/重置 | 加入书签| 打印| 所有跟帖 | 加跟贴| 查看当前最热讨论主题
The Moral Decoding of 9-11
By Prof. John McMurtry
(Journal of 9/11 Studies) - I was sceptical of the 9-11 event from the first
time I saw it on television. It was on every major network within minutes.
All the guilty parties were declared before any evidence was shown. The
first questions of any criminal investigation were erased. Who had the most
compelling motives for... 阅读全帖 |
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z**********e
发帖数: 22064 | 25 http://www.wsj.com/articles/xi-and-putina-camaraderie-of-conven
Necessity drives a friendship in which China sees itself as top dog
By Andrew Browne
Updated May 12, 2015 12:06 p.m. ET
SHANGHAI—In a slick propaganda video to showcase popular enthusiasm for
Vladimir Putin in China, a middle-aged woman plays coy before blurting out
her feelings.
“Putin, you’re a big handsome man,” she shrieks.
“Very big muscles,” grins a young man in dark-rimmed spectacles. And then
the ultimate compliment from a 2... 阅读全帖 |
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s**i
发帖数: 220 | 26 這篇是2015年4月2號刊登在Taipei Times的投書
【Itu Aba claim a distracting waste】
【In terms of resources, there is not a single Taiwanese fishing boat within
800km of Itu Aba】
【There is no oil or food on the island. There used to be fresh water, but
after decades of over-extraction there is nothing left and water must be
imported from Taiwan. All necessities, except sunlight
菲律賓當庭提出的聽打內容在此:
https://www.pcacases.com/web/sendAttach/1550 看看仲裁庭的完整聽打原文吧。(讀
書要認真)
Mr President, no further corroboration is needed,
6 b... 阅读全帖 |
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b***y
发帖数: 14281 | 27 楼上好几个对美国一知半解，知其一不知其二，还自以为是的家伙。
在美国，宣扬“和平的”共产主义是合法的，所以美国也有共产党，但是宣扬通过武力
手段方式推翻政府是违法的，所以我强调的是主张工人武装暴动。下次老将们想要武装
对抗暴政的时候小心了，最高刑期是20年。
http://codes.findlaw.com/us/title-18-crimes-and-criminal-procedure/18-usc-sect-2385.html
Whoever knowingly or willfully advocates, abets, advises, or teaches the
duty, necessity, desirability, or propriety of overthrowing or destroying
the government of the United States or the government of any State,
Territory, District or Possession thereof, or the government of an... 阅读全帖 |
|
b***y
发帖数: 14281 | 28 的确。美国的法律真是太恶心了。
http://codes.findlaw.com/us/title-18-crimes-and-criminal-procedure/18-usc-sect-2385.html
Whoever knowingly or willfully advocates, abets, advises, or teaches the
duty, necessity, desirability, or propriety of overthrowing or destroying
the government of the United States or the government of any State,
Territory, District or Possession thereof, or the government of any
political subdivision therein, by force or violence, or by the assassination
of any officer of any such governm... 阅读全帖 |
|
b***y
发帖数: 14281 | 29 http://codes.findlaw.com/us/title-18-crimes-and-criminal-procedure/18-usc-sect-2385.html
Whoever knowingly or willfully advocates, abets, advises, or teaches the
duty, necessity, desirability, or propriety of overthrowing or destroying
the government of the United States or the government of any State,
Territory, District or Possession thereof, or the government of any
political subdivision therein, by force or violence, or by the assassination
of any officer of any such government; or
Wh... 阅读全帖 |
|
b***y
发帖数: 14281 | 30 注意：违反行为包括：advocates, abets, advises, or teaches the duty。
http://codes.findlaw.com/us/title-18-crimes-and-criminal-procedure/18-usc-sect-2385.html
https://en.wikipedia.org/wiki/Smith_Act
Whoever knowingly or willfully advocates, abets, advises, or teaches the
duty, necessity, desirability, or propriety of overthrowing or destroying
the government of the United States or the government of any State,
Territory, District or Possession thereof, or the government of any
political subdivision therein,... 阅读全帖 |
|
h******k
发帖数: 15372 | 31
.
最有名的就是Dennis v. United States和Brandenburg v. Ohio，在Brandenburg v.
Ohio上诉案件中明确了仅仅是鼓吹暴力在本质上是受保护的言论。明确了不受到法律保
护的言论只能是造成了“迫在眉睫的不法行为”的言论。事实上史密斯法已经被高院以
一系列上诉案例判定为违宪，虽然它还留在联邦法典的纸面上，国会并没有再就此案专
门做一个全部废止的法案，这种情况是很常见的。
Brandenburg v. Ohio, 395 U.S. 444 (1969), was a landmark United States
Supreme Court case based on the First Amendment to the U.S. Constitution.
The Court held that government cannot punish inflammatory speech unless that
speech is "directed to inciting or producing imminent lawless actio... 阅读全帖 |
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m*****t
发帖数: 16663 | 32 虽然他是gay. 王尔德真是太牛逼和太逗逼了。
我认为，上帝造人有点过高估计了自己的能力。
（I think that God, in creating man, somewhat overestimated his ability.）
永远原谅敌人，没有什么能比这个让他们更恼火。
（Always forgive your enemies; nothing annoys them so much.）
我什么都能抗拒，除了诱惑。
（I can resist everything except temptation.）
为了赢回我的青春，我什么都愿意做，除了锻炼、早起、做个对社会有用的人。
（To win back my youth, there is nothing I wouldn't do - except take
exercise, get up early, or be a useful member of the community.）
年轻的时候，我以为钱是人生最重要的，现在我老了，我懂了，确实如此。
（When I was young I thought that mon... 阅读全帖 |
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z****g
发帖数: 3509 | 33 necessity个屁，这要是necessity，是不是你家附近流浪汉都可以到你家过夜？ |
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发帖数: 1 | 34 Stone Cold Word
Longboat Key, Florida4m ago
AG Barr investigating a missing Twinkie is a joke.
So I am reading all these comments laughing and calling out "conspiracy
theories". It's easy to "throw shade"..... getting "shade to stick" is
another story.
I know this. A high profile prisoner, who supposedly tried to kill
himself just two weeks ago, this guy could not get near a 6 inch piece of
thread. Now that's not a "conspiracy theory".
The "shade slingers" want us to believe that this ego ... 阅读全帖 |
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b*********3
发帖数: 1709 | 35 用美国法律衡量一下港毒的暴力言行
在美国任何人敢宣扬”暴力革命‘推翻政府是Title18 USC 2385 -提倡暴力against 任
何level政府 -二十年徒刑加没收财产 — 注意这大罪只是因言words而不需要暴力的
action advocates, advises or teaches;prints, publishes, issues,circulates,
distributes, publicly displays, organizes, helps, encourages — not the
action of violence itself
18 U.S. Code §?2385.Advocating overthrow of Government
Whoever knowingly or willfully advocates, abets, advises, or teaches the
duty, necessity, desirability, or propriety of overthrowing or destroying
the governme... 阅读全帖 |
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b*********3
发帖数: 1709 | 36 ABSOLUTE Redistribution of all wealth FROM the 99% TO the Inbred Inheritance
-birth-lottery-winning globalist billionaires
#HostLife - The people have been turned into "hosts" (a food source - rent
payers) for the 1% inbred parasites (leeches - rent collectors) by the re-
establishment of the "West Virginia Coal Mine Experience"™ (circa
1900).
By incrementally monopolizing necessities (food, water, shelter, utilities),
by debt expansion, and by wage suppression: we now work in their compa... 阅读全帖 |
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f********g
发帖数: 1 | 37 necessity，我看你是瞎操心。
你要去台湾省就去吧，也没有人不让你渡过去。
其他省的人都像爱自己省的人一样爱台湾省的人。
我看上面的朋友听到你的气话，才会出现“打台湾”的词。
你要说台湾省武力强，那就说吧。
你硬是说不是我生的，那我有什么办法？
这个跟台湾省没有任何关系。
台湾，香港，澳门和大陆都是一个娘生的，
拜的是一个祖宗，祭的是同一片天。
我都不知道你necessity 在争什么？ |
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c****g
发帖数: 37081 | 38 university of reading 也因necessity而出名，necessity应该冀此要求校方予以奖励
。 |
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l****z
发帖数: 29846 | 39 By John O'Sullivan
March 14, 2012 4:00 A.M.
Where is conservatism heading in the English-speaking world? This question
is currently being answered in the four countries of the Anglosphere —
namely, the U.S., Canada, Australia, and Britain — in four distinctive ways.
THE UNITED STATES
I will assume that American readers have a rough grasp of the state of
conservatism in the U.S. as revealed in the Republican primaries. It is
currently — as it has been for many years — a struggle for dominance in
... 阅读全帖 |
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M********n
发帖数: 4650 | 40 security clearance is necessity based. If no necessity, none should be given.
Just |
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l**********1
发帖数: 5204 | 41 alternative ask:
自己的中了纺锭的标书大半一年后 开始觉得很难接近原标书目标正方向的PI 这里有
么?
那以后是曲线救标的 就是收集向斜方向或逆方向的数据呢 还是直线下潜始忽悠 利
用统计原理/Markov model 啥的 哈 ??
pls refer
the HHMI researchers also produced 35
percent more research papers that went largely uncited. (These papers were
abject failures, the Solyndra of peer-review.)
more pls go to
http://www.wired.com/wiredscience/2011/09/the-necessity-of-fund
The Necessity of Funding Failure
By JONAH LEHRER09.25.2011 10:30 PM
Top omitted
HHMI, in contrast, is known for supporti... 阅读全帖 |
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a**********d
发帖数: 2293 | 42 可以坐bus、骑车上班，学校周围有合适住房的话也可以走过来。一般来说，停车位不
是教师完成工作的necessity，学校有偿提供是合理的。办公室、电脑、Internet
access、图书馆这些属于工作的necessities，所以不收费。 |
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r******o
发帖数: 1530 | 43 房子暴涨的时代根本就一去不复返，
房子根本不是luxury，而是necessity.
从来没听说过买房子能抗通货膨胀，要抗通货膨胀不如上大宗商品。
所谓买房子投资的根本原因其实是因为leverage，买房子本身有两个leverage，一是贷
款本身，二是利息抵税。前10年疯狂的上leverage的根本原因是0.5%的基准利率和松散
的放贷制度，现在基准利率比那时还低，都不能让房价回暖，马上inflation上来，不
得不上调，到时候放贷标准更高，利息更高，对房子不是利好。如果对房子的需求上不
来，房子可能不升反跌，所谓的inflation hedge搞不好还得赔钱。
bottom line：买房子的出发点，现在就不应该看是不是出于投资需求，再说一遍，房
子根本不是luxury，而是necessity。最主要的还是要看自己是不是想在这里settle
down，是不是要raise一个family。投资的话，比房子好的投资工具到处都是。
不要把中国的国情带到美国来，国内房价虚高的根本原因也是钱多的，而且投资渠道少
的可怜，美国的投资渠道太多了，为什么一定要套在房子里。
如果说现在想锁定一个比 |
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y*******n
发帖数: 141 | 44 Assume a family with 3 persons and only one works, and rents a 2 bedrooms
condo. Bay area in US, and Hangzhou in China.
200K USD in US, 130K left after tax, not sure.
House rent: 2000 / month
Kid: 1000 / month
Basic necessities: 1000 / month
Left: 80K USD / year
700K RMB in China, 500K left after tax.
House rent: 4000 / month
Kid: 1000 / month
Basic necessities: 2000 / month
Left: 420K RMB / year
No travel, no eating outside, no party, no hospital, no others.
Not that much different. |
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y*******n
发帖数: 141 | 45 Assume a family with 3 persons and only one works, and rents a 2 bedrooms
condo. Bay area in US, and Hangzhou in China.
200K USD in US, 130K left after tax, not sure.
House rent: 2000 / month
Kid: 1000 / month
Basic necessities: 1000 / month
Left: 80K USD / year
700K RMB in China, 500K left after tax.
House rent: 4000 / month
Kid: 1000 / month
Basic necessities: 2000 / month
Left: 420K RMB / year
No travel, no eating outside, no party, no hospital, no others.
Not that much different. |
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s****a
发帖数: 9912 | 46 necessity除了南加就是FL，其他地方没看出necessity来
FL一般不买SFH，飓风很厉害，还是买CONDO省心，偶的2CENTS |
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l***s
发帖数: 1405 | 47 最近怀孕了，是学生保险
其中关于maternity testing的内容我复制了一些
this policy does not cover routine , preventive or screening examination or
tesing
unless medical necessity is established based on medical records.
The following maternit routine tests and screening exams will be considered,
of all
other policy provisions have been met. This includes a pregnancy test, CBC,
Hepatitis
B surface antigen, ....
One ultrosound will be considered in every pregnancy, without additional
diagnosis. Any subsequent ultrasounds can... 阅读全帖 |
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l*******r
发帖数: 658 | 48 anthem blue cross epo, 加州。
给保险公司打了好多电话，有的说只要是in-network durable medical equipment
supplier提供的，保险100% cover。有的说cover上限$150。
给supplier打电话，要我签个waiver form，说万一保险不报，我自己掏腰包每月$170
。。。这不比自己买还贵吗？
想问问有没有MM成功拿到奶泵的？都是什么牌子啊？产后要回去上班算不算medical
necessity？
查了一下policy上这么说：
Lactation management aids are a covered benefit for Anthem Blue Cross State
Sponsored Business members. Hand held breast pumps can be obtained via
prescription without prior authorization.
Electric breast pumps are available for medical necessi... 阅读全帖 |
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M*****y
发帖数: 2223 | 49 怀孕后期每次看OB都做B超，做B超之前我问OB，我的保险只能cover2次ultrasound，这
些多做的B超能cover吗？
OB很肯定地跟我说，没问题，因为这些都是有Medical necessity的。
昨天接到账单，1244块钱，最后的四次B超全部被保险公司deny了。打电话给保险公司
，保险说这些没有medical necessity。打电话给OB，OB办公室说已经帮我向保险公司
appeal了一次了，又被deny了。
我现在该找谁啊？？？难道真的就交1244块钱了？？？感觉真不甘心啊，被骗了！！ |
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w*********0
发帖数: 154 | 50 感觉还是找OB理论，既然说过是medical necessity。如果你的insurance的terms里有
cover medical necessity，就一定appeal要保险cover。美国的医疗保险公司真是很狡
猾。 |
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