由买买提看人间百态

topics

全部话题 - 话题: floods
首页 上页 1 2 3 4 5 6 7 8 9 10 (共10页)
s**********s
发帖数: 23
1
http://www.alternet.org/news/148481/why_the_u.s._has_launched_a_new_financial_world_war_--_and_how_the_rest_of_the_world_will_fight_back_/?page=entire
CounterPunch / By Michael Hudson
Why the U.S. Has Launched a New Financial World War -- and How the Rest of
the World Will Fight Back
Finance is the new form of warfare -- without the expense of a military
overhead and an occupation against unwilling hosts.
October 12, 2010 |
What is to stop U.S. banks and their customers from creating $1 tril... 阅读全帖
s**********s
发帖数: 23
2
【 以下文字转载自 USANews 讨论区 】
发信人: sadenessless (were-human transforming), 信区: USANews
标 题: Why the U.S. Has Launched a New Financial World War
发信站: BBS 未名空间站 (Tue Oct 19 02:29:46 2010, 美东)
http://www.alternet.org/news/148481/why_the_u.s._has_launched_a_new_financial_world_war_--_and_how_the_rest_of_the_world_will_fight_back_/?page=entire
CounterPunch / By Michael Hudson
Why the U.S. Has Launched a New Financial World War -- and How the Rest of
the World Will Fight Back
Finance is the new form of wa... 阅读全帖
g********d
发帖数: 19244
3
来自主题: Automobile版 - 去年的hurricane sandy淹了日车没有?
你什么时候才能停止自扇耳光
刚才还说贷款不保flood
三分钟不到又说贷款要强制保flood
发信人: geniushanb (公孙轩辕), 信区: Automobile
标 题: Re: 去年的hurricane sandy淹了日车没有?
发信站: BBS 未名空间站 (Mon Dec 16 22:04:03 2013, 美东)
全保也不保flood你懂不?flood,vandalism这些东西都是comprehensive保的,贷款什
么的只是强制有collision防止你开路上撞车的,没几个强制规定comprehensive的。

嘿,我还真见过不少不要求comprehensive的,不过他们会要求flood和vandalism。
有些人就是嘴比屁眼还脏,真是啥玩艺改不了干啥。
c**********e
发帖数: 1184
4
房屋贷款的closing cost,主要有下面四大类:
一、ORIGINATION FEE(即常说的ORIGINATION POINT):
这一类费用主要是因选择的利率和mortgage broker而异。如果是0 point,则这类
费用为零。
二、LENDER CHARGES:
这一类收费因lender而异,包括Appraisal fee和Lender Underwriting Fee,总数
通常在$1200~$1500左右。有的lender还会收Tax Service Fee, Flood Certification
Fee, Wiring Fee等等,有的lender则是将这些费用一股脑包括在Underwriting Fee中
完事儿。下面是一些lender的收费,供读者参考:
• Citibank:
o Appraisal fee (1-Unit Primary Residence, <$500K):
• CA: $420
• FL: $365
... 阅读全帖
F***Q
发帖数: 6599
5

drain
google "FEMA flood zone"+你的town的名字,你可以找到flood zone的map,看看这家
的水位是否高到有flood的危险。如果在flood zone里面,你还得买flood insurance.
w*********a
发帖数: 121
6
真的是在flood zone吗?我们买房时,title company的report说房子是flood zone,
FEMA 的地图上也说是在flood zone (zone A好象是)。agent从city要来证明这个房
子不在flood zone 的certificate,咨询了三个保险中介,两个说他们的系统显示不是
,一个说是,并说那个certificate is out dated,房子需要按zone A的rate保。紧张
了一阵后,loan agent告诉我们,银行的报告说不是flood zone,所以贷款通过了,一
场虚惊。希望你们也是有惊无险。
q****e
发帖数: 3660
7
今天去做了INSPECTION,还没有收到正式REPORT,想先问问大家的意见
1977年的SFH.chicago area.
A. 主要的问题是下水系统。房子是FINISHED BASEMENT。
1。地下室1200尺,3个sump pump,inspector 不明白为啥需要这么多SUMP PUMP
2. 地下室 flood 过。看起来至少 furnace/water heater room 曾经有过 flood. 6-8
inch water stain on the dry wall. 但是在旁边不远的一个 sump pump 的房间里没
有看见 flood 的水渍。
3. the owner claimed that the ejector pump failed in Jan 2013 and there was
a flood in the basement but they fixed the ejector pump and redid the whole
basement.但是今天我们测试的时候,当你flush toilet twice,水从旁边的地流出来,
还有旁... 阅读全帖
w********o
发帖数: 10088
8
来自主题: Boston版 - 这种房子能买么
今天去看了一个open house,感觉都还不错,就是listing agent说这房子以前是在
flooding zone里面的,后来估计owner找了律师,现在房子不算在flooding zone里,
document说房子在flooding level之上,但是地还是在flooding zone里。
而且有个暗流从院子里留过,属于ground water district,好像也不能种菜,怕污染
水源
这种房子能买么?会不会以后还是要买flooding的保险?多谢多谢
q****e
发帖数: 3660
9
【 以下文字转载自 Living 讨论区 】
发信人: qiuxue (whoru), 信区: Living
标 题: 请大家帮忙看看这个房子的INSPECTION
发信站: BBS 未名空间站 (Tue Aug 13 18:49:55 2013, 美东)
今天去做了INSPECTION,还没有收到正式REPORT,想先问问大家的意见
1977年的SFH.chicago area.
A. 主要的问题是下水系统。房子是FINISHED BASEMENT。
1。地下室1200尺,3个sump pump,inspector 不明白为啥需要这么多SUMP PUMP
2. 地下室 flood 过。看起来至少 furnace/water heater room 曾经有过 flood. 6-8
inch water stain on the dry wall. 但是在旁边不远的一个 sump pump 的房间里没
有看见 flood 的水渍。
3. the owner claimed that the ejector pump failed in Jan 2013 and there was
a ... 阅读全帖
c*********t
发帖数: 2921
10
来自主题: SanFrancisco版 - 就这点儿雨就淹没房子啦
https://www.yahoo.com/finance/news/creeks-rivers-top-banks-latest-california
-storm-085915781.html
U.S.
Hundreds rescued from California floodwaters in San Jose
Kristin j. Bender and Marcio j. Sanchez, Associated Press,Associated Press
30 minutes ago Comments Sign in to like Reblog on Tumblr Share Tweet
Email
Raw: Five Rescued from Flooding in California
Scroll back up to restore default view.
SAN JOSE, Calif. (AP) -- Rescuers chest-deep in water steered boats full of
people, some with babi... 阅读全帖

发帖数: 1
11
湾区经纪人Heather给大家问好啦~
今天分享个小福利给大家,如何研究disclosure reports,另外想做个调查,我做房产
经纪7年里的一些故事,包括创业经验的分享,参加选美获奖等,最后还是选择了做
full time的real estate agent 不知道大家有没有兴趣?给我留言就好啦
哈哈,好了步入正题,今天手把手教大家做购房小能手的123步:
首先是preliminary report,
这个report提供的是此房title是否Clean的信息。这个preliminary report的重要性不
言而喻。preliminary report一般是由Title company出具,会有这个房子的产权信息
和是否有各种lien的问题(例如mechanic lien, 就是原屋主曾经做过装修或扩建,却没
有付工头工钱,工头就会放一个lien在房子上,必须付清工钱之后,这房子才能再被买
卖)。preliminary report会使买家买房之后避免产权纠纷或者因为原屋主的欠款而损
失金钱。
然后是seller的disclosure,
里面主要是seller提供的房子本身... 阅读全帖
P**********c
发帖数: 3417
12
flood险跟地震险不能同日而语。湾区在flood zone的是必须买flood险的,而在
fault zone的却不要求买地震险。而且flood险比地震险便宜很多,deductable低很多
。休斯顿就不清楚了。不过听说那边保险很高,很有可能是包括flood险的。
s*****i
发帖数: 5548
13
☆─────────────────────────────────────☆
cococa (micky's hubby) 于 (Thu Mar 1 16:52:27 2012, 美东) 提到:
地点在西北的好吗?还有其他注意事项麽?谢谢
☆─────────────────────────────────────☆
zz1188 (好利农场) 于 (Thu Mar 1 16:58:52 2012, 美东) 提到:
那要看想种什么
☆─────────────────────────────────────☆
abih (不晚) 于 (Thu Mar 1 22:08:08 2012, 美东) 提到:
解闷还是谋生?

☆─────────────────────────────────────☆
zz1188 (好利农场) 于 (Thu Mar 1 22:27:14 2012, 美东) 提到:
我就在290西北,注意事项太多太多
☆─────────────────────────────────────☆
nkfly (南开阿非... 阅读全帖
b********r
发帖数: 7725
14
来自主题: TVGame版 - Halo 4还真不错
我2代里有个写错了,神风战士一开始是为了消灭原本驻守在一代halo附近的叛军。估
计它们反叛的原因是因为知道了halo的真实作用。叛军首领也是个Elite,它被神风战
士杀死,临死前告诉神风战士别信prophet,halo是个神秘武器。然后神风战士才遇到
MC。
sparta战士分期,MC好像是一期的,reach里面几个sparta都是MC的下属。Flood本来被
关在一代halo的试验室里,被秋风之敦号的舰长keyes放了出来,认为可以对付
covenant,酿成大祸,后来keyes也死了。尸脑兽是flood的合体,flood单体原来设计
是没有思考能力的,后来说flood会进化。所以一代里面flood都是自爆或这带者手雷向
你冲,二代里就能开ghost,三代里可以开舰了。
halo的故事要看书,游戏讲得比较粗略。像halo和mgs之类架构庞大的系列作品,如果
不是从头开始打,是不可能搞清很多细节的。
c**i
发帖数: 6973
15
(1) By "ZT", you have indicated that this is a copy. Not even the title of posting, what
you contribute in your original posting is "看完后说说,真的假的?我从来没听说过。
。。。。"
Here is the original.
杜君立:75·8浩劫. 共识网, Aug 15, 2011
http://www.21ccom.net/articles/lsjd/lccz/article_2011081443213.
, the second half of which is copied everywhere, because the first half
sternly takes China, and CCP, to task. For example, Mr Du stated:
"723和谐灾难之后,中国官方第一反应不是救人,而是迅速掩埋列车,这种下意识的愚
蠢思维其实是权力一贯的作法,傲慢地想继续依靠暴力来删除真相,或者垄断真相的唯
一解释权。“多... 阅读全帖
h***i
发帖数: 89031
16

B.C.
Around that time, the excessive precipitation plus the melting remaining ice
shelf cause floods in many places of the world.
I am not talking about a single huge flood which last couple of weeks and
damaged everywhere. There was no such a flood in the real world. Each of the
catastrophic flood in different tales was just a human exaggeration of one of
the many floods over the world during that time.
The chinese version is more trustable, sounds like a real climate problem.
BTW, during that
O****e
发帖数: 43
17
来自主题: Security版 - [转载] 拒绝服务攻击
【 以下文字转载自 ITnews 讨论区,原文如下 】
发信人: chenkj (十三), 信区: ITnews
标 题: 拒绝服务攻击
发信站: The unknown SPACE (Thu Jun 1 02:03:41 2000) WWW-POST
安全隐患: TFN
受影响平台:Linux, Solaris, Unix
危险程度:高度
攻击类别:网络/主机
Tribe Flood Network (TFN)是分布式拒绝服务(DDOS)攻击工具,它
允许攻击者运用及台主机在同一时刻向一个目标发动攻击,他拥有四
种形式,ICMP Echo flood, UDP Flood, SYN Flood, and Smurf 攻
击TFN客户端和服务器端利用ICMP echo答复信息包已进行彼此交流。
参考:详细情况清查阅:
http://www.cert.org/incident_notes/IN-99-07.html
安全隐患: TFN(2k)
受影响平台:Linux, Solaris, Unix
危险程度:高度
攻击类别:网络/主机
Tribe Flood Network (TFN(
z*****y
发帖数: 554
18
先谢过了!!
今年四月初跟房东签了半年的lease。由于所处地方有flood的风险,签的时候有过
concern。
房东承诺从未发生过flood,并且她有很好的措施防患未然。于是签了lease,并且买了
全套全新的家具电器等等。
结果一场大雨导致整个一层被淹在40厘米的水里,家具毁了一半,另一半也只能勉强用
吧 (外观严重受损)。还有所有的衣物,鞋子,旅行箱,手表,床垫,支票,各种证
书.....总之现在初步估计损失大约在$3000左右(不算衣服这种洗洗还能穿的)。
房东只有flood insurance,没有property insurance (我租的她的空房子,她完全没
有任何损失),所以她澄清不付任何责任。并且要求我立刻搬走,因为她的flood
insurance cover房子的整修。
想请问这种情况可以通过法律手段跟房东索求任何经济赔偿吗?首先我签了lease,没有
到期,她让我提前搬走,现在只能住宾馆再找房子,这算不算是单方面违约。其次,发
水的时候她在家里,却并没有通知我,否则应该可以减小一些损失的。再有她承诺过不
会发生flood,我才买了家具等等打算在这里住的。这算... 阅读全帖
w*******d
发帖数: 3714
19
德国一百年前的下水道这么牛逼,怎么一百年后自己还有水灾呢?一定是中共特务的破
坏!!!
Merkel visits flood-hit eastern German state
Großansicht des Bildes mit der Bildunterschrift: The state of
Brandenburg is battling the worst flooding since 1997German Chancellor
Merkel visited the flood-affected eastern state of Brandenburg near the
Polish border on Saturday. She praised the infrastructural improvements
since a disastrous flood in 1997.
Merkel along with Brandenburg's state premier Matthias Platzeck paid a visit
to Frankfurt (Od
w*******d
发帖数: 3714
20
德国的坝好像也不是很牢嘛,这是KGB干的!
Floods wreak havoc in Germany
Some parts of Dresden can barely be seen
A dam has burst in south-eastern Germany as flood waters sweep northwards
from the Czech Republic, spreading chaos in Europe's worst floods for more
than a century.
The dam at Bitterfeld collapsed around midday, sending the Mulde River
cascading towards the town, whose 16,000 inhabitants are being urgently
evacuated.
A large chemical plant at Bitterfeld is unlikely to be flooded, the
authorities say, but
H****g
发帖数: 14447
21
那再来看看这个棒子Andrew S. Natsios 写的书?
The Great North Korean Famine [Paperback]
Andrew S. Natsios (Author)
很不幸,读者这么说:"Much of this book is built on such half-truths."
As a professional colleague once said about another author, he got the story
right but the facts wrong.
This is a difficult book to evaluate. It basically gets the story of the
North Korean famine right, but it is misleading or wrong in many of the
specifics, starting with the first sentence of the book "In September 1995
the North Korea... 阅读全帖
a****d
发帖数: 3964
22
来自主题: Military版 - 五毛的逻辑:洪水=降雨
你说话也太不诚实了吧。
03/15/2010 的降水是2-4 inch.
这个flood 是因为 边上的 Potomac River 由于 2-4 inches of rain this past
weekend plus additional snow melt from the mountains of western Maryland 导
致Potomac River 河水 上涨超过 flood stage 10.37 feet 而引起的。
这和街道的水排不出去是2回事,解决办法也不一样。
http://www.examiner.com/weather-in-baltimore/flood-pictures-was
http://www.examiner.com/weather-in-baltimore/flood-pictures-and
x******g
发帖数: 33885
23
这份是89年的六四前夕的电报:(很有历史研究的意义啊)
http://www.wikileaks.org/cable/1989/04/89BEIJING10642.html
PRO-DEMOCRACY DEMONSTRATORS FLOOD TIANANMEN
SQUARE IN SECOND NIGHT OF DEMONSTRATIONS
¶1. CONFIDENTIAL - ENTIRE TEXT.
¶2. SUMMARY: THOUSANDS OF STUDENTS FROM BEIJING
UNIVERSITIES FLOODED TIANANMEN SQUARE IN CENTRAL
BEIJING FOR A SECOND NIGHT ON APRIL 18. THEY CROWDED
AROUND THE BASE OF THE MARTYRS MONUMENT AT THE CENTER
OF THE SQUARE CHANTING PRO-DEMOCRACY SLOGANS AND
SINGING PATRIOTIC SONGS. TEN... 阅读全帖
l******t
发帖数: 55733
24
来自主题: Military版 - 北京的市政建设也挺扯淡的
体制问题,天灭土工啊
D.C. flooding: D.C. area soaked as heavy rains bring flooding
http://www.wjla.com/articles/2011/09/d-c-flooding-d-c-area-soak
Bloomingdale, D.C.: Flooded three times in 10 days
w********e
发帖数: 8594
25
来自主题: Military版 - 中国太牛逼了:Amazing China!
找到了:
Passion Pit - Swimming in the Flood
My eyes have once again been proven wrong
Your clouds, your blanket and my pity song
Hovering on your front lawn
Carry on until it's gone
What can I do?
The river's overrun
We're swimming in a flood, you know?
I thought I felt your touch
But the water's rising up
Then I lie naked in a rampage
In the flesh, face to face with the onset
I forget everything that's ever made me
Rise again
Now slowly leave my memory
What can I do?
The river's overrun
We're swim... 阅读全帖
b********n
发帖数: 38600
26
来自主题: Military版 - Defending Dollar Imperialism
http://www.counterpunch.org/2014/12/01/defending-dollar-imperia
“The Fed’s ‘need’ to take on an even more active role as foreigners
further slow the purchases of our paper is to put the pedal to the metal on
the currency debasement race now being run in the developed world — a race
which is speeding us all toward the end of the present currency regime.”
– Stephanie Pomboy, MacroMavens
“No matter what our Western counterparts tell us, we can see what’s going
on. NATO is blatantly building up its ... 阅读全帖

发帖数: 1
27
来自主题: Military版 - 这次洪水说明了中国5000年来
There are three types of flood
Costal flood
River flood
Surface flood.
第一种很难防。第二种和水利有关。第三种和城市排水系统有关。
[在 DRGX3 (飝驫) 的大作中提到:]
:http://www.epochtimes.com/gb/tag/美国水灾.html
:http://news.sina.com.cn/w/2006-05-16/10549875861.shtml
:http://www.chinanews.com/gj/2016/06-03/7892855.shtml
:http://www.bbc.com/zhongwen/simp/world/2016/06/160603_paris_flood_high_alert
:http://www.epochtimes.com/b5/15/9/11/n4525335.htm
:http://www.bbc.com/zhongwen/trad/world/2015/09/150910_japan_flood
w*p
发帖数: 16484
28
来自主题: Military版 - 休斯顿市长的洗地文来了 LOL
Why evacuating major cities before a hurricane can be deadly
Dave Mosher, provided by
Published 11:55 am, Monday, August 28, 2017
Hurricane Harvey has dumped several feet of rain on parts of Texas, leaving
in its wake deadly floodwaters that are still rising.
"We are anticipating over 30,000 people being placed in shelters temporarily
," Brock Long, who leads the US Federal Emergency Management Agency, said in
a statement Monday morning. "We are expecting over 450,000 potential
registers of disa... 阅读全帖
g*****1
发帖数: 666
29
来自主题: Military版 - 纽约地铁一下雨就变成水帘洞
周一纽约大雨,大家再次到纽约地铁来看海
http://www.businessinsider.com/new-york-city-subway-flooding-tweets-photos-videos-rain-tweets-2019-7
New York's subway system flooded yet again after torrential rain, leaving
commuters soaking wet and furious
New York City's subway system has a flooding problem.
The stations, platforms, and tunnels regularly flood during rainstorms —
snarling commutes for millions of people.
Monday was no exception, as heavy rain complicated signal delays on major
transit lines.
http://pbs.tw... 阅读全帖
m********8
发帖数: 7463
30
来自主题: USANews版 - 必须要关注气候变化了!!!
Climate Change Is Harming Economy, Report Says
White House Says Urgent Action Needed; Report Details Effects in Every State
A new report from the federal government says changes in the climate are
causing harm to Americans and the economy, which has caused billions in
damages and will continue to get worse. Alicia Mundy has details. Photo:
Getty.
Climate change is having a present-day, negative impact on Americans'
everyday lives and damaging the U.S. economy as extreme weather brings
flooding, ... 阅读全帖
w**d
发帖数: 956
31
一帮子在那找机会就拿左和右说事。连点基本常识都没有, 好歹你胡喷之前先做点研
究吧。
就知道拿休斯顿市说事,知道Harris county 在哪吗,知道county 和 city 的关系吗
?你以为休斯顿就是市中心画个圈?就是 知道休斯顿东南, 正南, 西南还有多少县
, 人口? 这些地方地势都比休斯顿低,这些人疏散要不要通过休斯顿才出的去?
德州人民不是崇尚自由吗? 你以为让疏散大家就疏散? 你以为你让地势低的人疏散地
势高的人有觉悟不恐慌不撤离把路堵上? 你以为每家人的车都是加满油,保养做好,
一声令下全体60迈整整齐齐排着队就开州了? 经历过2005年撤离吗? 我在单独开的一
个帖子里05年休斯顿东南的地区大概早一两天先得到命令撤离,结果最后还是大家堵在
一块。这次就是命令撤离, 包括我在内的大部分人都会选择留下。和党的Harris
county judge 05年飓风Rita 就在位,你以为county judge 就是坐堂审案的?
还有对着键盘就知道哪里地势低, 哪里地势高?知道不知道休斯顿2015年Memorial
Day flood? 知道不知道2016年Tax Day ... 阅读全帖
s*******u
发帖数: 692
32
谁说没报道?
Earlier on Thursday, Sept. 14, during a visit to Florida to survey damage
from Hurricane Irma, President Donald Trump, First Lady Melania, and Vice
President Mike Pence handed out food to victims. During the visit, Trump got
chummy with one of the gentlemen in line. After exchanging a few words, he
asked the man to share with the cameras what he had just said, so the man
turned around and shouted, “Where was Obama on the last hurricane? He was
playing golf.”
This is not the first time we... 阅读全帖
M*******e
发帖数: 3792
33
来自主题: Automobile版 - Vin help: 3N1CB51D35L570268
Vehicle Information:
2005 NISSAN SENTRA 1.8/1.8S
VIN: 3N1CB51D35L570268
SEDAN 4 DR
1.8L L4 SFI DOHC 16V
FRONT WHEEL DRIVE
Standard Equipment | Safety Options
Standard Equipment
Power Windows, Power Steering, Air Conditioning, AM / FM CD, Power Brakes,
Tilt Wheel, 6-digit Odometer
Safety Options
4 Wheel ABS Optional, Dual front air bags/active (manual) belts
CARFAX Report Provided By:
Idearc Media Services - West Inc.
2200 West Airfield Dr.,
DFW Airport, TX 0
903-593-5400
www.everycarlisted.com
... 阅读全帖
d*b
发帖数: 21830
34
来自主题: Automobile版 - 四年前买的Nissan Rogue
SLA的电池有3种,AGM, Gel, flood,flood的电池一般2年寿命,walmart卖的大多是
这种,比较高级点的是Gel的,寿命比flood的长很多,AGM的SLA电池基本算是干电池了
,运输分类也不算危险品,价格一般是flood的2倍,电极一般是铅钙合金,寿命也长很
多。
AGM以前大多在飞机上用,现在也比较普遍了,很多UPS电源就是AGM,汽车工业比较罕
见。
h**********c
发帖数: 4120
35
来自主题: JobHunting版 - 请教G家新题 continental divider
import java.util.ArrayList;
import java.util.LinkedHashMap;
import java.util.List;
import java.util.Map;
/**
* This is a brain-tease. To find from array elements, monotone (less than
not equal) decreasing from adjacent element, leading to all '0's.
* Connected zeros is one ocean.
* The solution is growing the sea level, when all oceans become one BODY,
the none-basin (none-prohibited) element is the answer.
*/
//DONE Identify water bodies
//DONE Manually design other cases: trivial change
//TODO... 阅读全帖
F**********e
发帖数: 207
36
flood insurance and earthquake insurance are not included in your home
insurance policy and you have to purchase them separately.
if your house is within the flood zone, then flood insurance is mandatory
requirement by your mortgage company.
your home insurance have some options that you may elect, such as sewerage
backup, etc
earthquake insurance is expensive and most people don't buy.
some Insurance companies may deny your flood insurance application if the
risk is too big, and some don't offe... 阅读全帖
s****x
发帖数: 4701
37
如图1,去找了flood的资料,蓝色线状是stream,深红色是100年一遇flood area,大
红色是100年一遇flood的缓冲滩。
买的房子在A,后院有斜坡,在lot里没有小溪可见。
在B处(别人家的lot里)可见一点点小溪,B家把溪水封在了fence外,所以我们可以看
到。之后小溪入了树林里,看不到。要不是去看flood分部地图,不会发现这个lot在小
溪交叉口。
C处的人家,就在C这个位置造了游泳池。B处人家也弄一个地面上的游泳池。
目前卖家一家挺好的,夫妻两个职业不错,updated买全新房子去了,新婚买的房子,
住了4年还生了个女儿也很可爱。
图2,远景,橙色点是A处。
c***c
发帖数: 685
38
floodzone有那么重要么?我们这个城市号称是整个都在flood zone里,某个大坝一旦
完蛋全城flood,但是多少年几十万人就这么住着呢。。。要是再担心就加买个flood
insurance? 另外你那是什么豪宅啊,怎么各项都那么贵呢?

flood
h*********d
发帖数: 80
39
谢谢大家的关心。其实我们倒不是担心会真的FLOOD, 毕竟几十年都没事。主要还是考
虑到这房子以后也难卖,而且每年要多交一两千flood insurance。那个小区一两百户
,就那个房周围10户左右在flood zone. 我们都这么犹豫,将来的买家也会得。
另外,查flood zone 要去FEMA的网站:https://msc.fema.gov/webapp/wcs/stores/
servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1&userType=G
输入地址就行。
l**********9
发帖数: 526
40
塞翁失马。钱都是小事了,真被flood了哭都来不及。我们原来看过一个在flood zone
的房子,很多年前被淹过,最近几十年从来没有被水淹过,房子很好,我们下了offer
犹豫了很久也back out了。也损失了一些钱如inspection等等。不过那年夏天我们这边
下很大的暴雨,我们后来买的不在flood zone的一点事情没有,结果一天开车路过那个
flood zone的房子,发现整个房子一半在水下。觉得幸好没有买啊。损失钱是小事,投
了那么多钱给自己添堵干嘛。
c**********e
发帖数: 1184
41
其它的还好,对于$200K的贷款,$1,798的Lender's Title Insurance很高了,是不是
还包括settlement fee?其次Attorney Fee和Attorney Office Charge一共有$2,335,
是不是有些重复?Power of Attorney如果不委托其他人签字的话应该不用收;再就是
Flood serch和Flooding zone是否重复收了?
In the HUD:
Lender's title insurance: $1798
Owner's title insurance: $3463 (this is the NJ standard rate)
Goverment Recording: $505
Appraisal Fee: $485
Credit check: $12.83
Tax Service: $85
Flooding zone check: $3.9
Attorney office charge total: $1435
Attorney fee: $900
overnight: $115
Notice of S... 阅读全帖
I****A
发帖数: 608
42
来自主题: Living版 - 回答税务和房地产的问题
你需要找人查一下有没有MOLD吧。 如果保险公司立马做了处理,相当于你这房子
remodel了一下,不会影响房子的本身。
我觉得你需要考虑的是,你房子大雪加大雨导致房子再次FLOOD的几率大不大。如果一
有大雨大雪,这房子会再次FLOOD,那还是需要考虑的。毕竟虽然房子有保险,房子出
了问题,保险公司会赔,但给生活带来很多不便。在房屋修好之前要流离失所一阵子。
如果房子被FLOOD了,SELLER DISCLOSURE一定会DISCLOSED, 你可以向卖方要求相关信
息,比如怎样FLOOD的,当时的损坏程度,多久发现的,多久保险公司来处理的,保险
公司怎样处理的。卖方必须详尽的回答,你可以就此作出判断。
I****A
发帖数: 608
43
来自主题: Living版 - 回答税务和房地产的问题
你需要找人查一下有没有MOLD吧。 如果保险公司立马做了处理,相当于你这房子
remodel了一下,不会影响房子的本身。
我觉得你需要考虑的是,你房子大雪加大雨导致房子再次FLOOD的几率大不大。如果一
有大雨大雪,这房子会再次FLOOD,那还是需要考虑的。毕竟虽然房子有保险,房子出
了问题,保险公司会赔,但给生活带来很多不便。在房屋修好之前要流离失所一阵子。
如果房子被FLOOD了,SELLER DISCLOSURE一定会DISCLOSED, 你可以向卖方要求相关信
息,比如怎样FLOOD的,当时的损坏程度,多久发现的,多久保险公司来处理的,保险
公司怎样处理的。卖方必须详尽的回答,你可以就此作出判断。
m*******l
发帖数: 12782
44
☆─────────────────────────────────────☆
louisxu (flood) 于 (Fri Feb 10 17:42:00 2012, 美东) 提到:
怕什么来什么,今天收到打指纹通知,可是那天我正好要参加个会还要做报告,分身乏
术。通知上说可以邮寄的方式改期,我前些日子好象在版上看到有人提前去打也行。不
知不同的中心要求是否不一样。我在VA Alexandria Center,麻烦有经验的人告知。另
外主副申请人不在同一天打指纹应该没事吧?
☆─────────────────────────────────────☆
olympicbear (bear) 于 (Fri Feb 10 17:46:39 2012, 美东) 提到:
提前一两天walkin,如果不行就让他们当时给你改,很快。
☆─────────────────────────────────────☆
fatmingzhou (fatming) 于 (Fri Feb 10 17:48:18 2012, 美东) 提到:
你收到通知了?那上边不是写着如何改期吗... 阅读全帖
wh
发帖数: 141625
45
时间地点介绍贴在下面。看上去是从抗战时期、蒋介石炸毁河南郑州花园口的黄河大堤
说起,到1941-43年的河南大饥荒。河南作家刘震云的中篇小说《温故一九四二》说的
就是那个事儿,大批河南人背井离乡逃难,还有很多人吃人的事件,惨不忍睹。建国以
后挖井、修渠,有个很出名的红旗渠。但现在黄河水一年比一年干,水渠的水也比以前
少很多。去年去河南,听当地人说因为挖井、修渠大量开发地下水,破坏了生态环境平
衡。这个讲座似乎还是持积极态度的。有关心这方面的朋友可以去听听。
Monday, April 9, 2012 (4:30 PM)
2011-2012 CEAS CHINA COLLOQUIUM SERIES
War, Water, Power: An Environmental History of Henan's Yellow River Flood
Area, 1938-1952
Micah Muscolino – Associate Professor of History, Georgetown University
4:30 PM, Room 203, Luce Hall, 34 Hil... 阅读全帖
m****s
发帖数: 7397
46
来自主题: NewJersey版 - Totowa NJ适合居住么?
Totowa is a good place if your budget it not high.
but you MUST check flood zones. stay away from low gounds and areas NEAR
river.
Paterson is not good
East Paterson (now officially renamed as Elmwood Park (EP)) is not good
West Paterson (now officially renamed as Woodland Park (WP)) is not good
Passaic is not good.
Wayne is good. but you MUST check flood zones. stay away from low gounds
and areas NEAR river.
Fairfield is good. but you MUST check flood zones. stay away from low
gounds and are... 阅读全帖
p****r
发帖数: 766
47
来自主题: RhodeIsland版 - 有住在靠水的同学吗??
flood/wet zone的房子问题不在发潮,而是发大水,也就是大量的水会漫到或渗到地下
室里面来。新英格兰很多房子有这种问题,很多房子因为这个问题都装了自动排水泵,
通常是在地下室挖一个洞下去,装一个排水泵,如果地下水面上升到一定高度,排水泵
就自动启动开始排水,flood/wet zone的房子本身通常处在地势低的地方,排水会很困
难,如果水排不出去,地下室就会进水,找公司紧急排水非常贵。
一定不要以为地面或墙面发潮这么简单。
还有,不在flood/wet zone的房子同样会有这样的问题,只是在flood/wet zone的房子
更有可能,而且更严重有这种问题。
我的朋友的装修公司可以提供免费咨询如果有这方面的问题。http://www.Pro88.net
m*****u
发帖数: 19562
48
来自主题: RhodeIsland版 - 有住在靠水的同学吗??
多谢您热情回答。再多问2句,
如果以前有过flood对地基造成伤害过, 有经验的inspector是不是能发现?
如果有flood insurance的话, 如果洪水对地基造成伤害,保险公司是修地基还是直接
就陪一笔钱让屋主去买个新的?
我有个朋友跟我说, 200多块的flood insurance不算高, 可能是被水淹的可能性不大。
Barrington被水环绕, 好多房子都是flood zone上。 sigh...
l***o
发帖数: 7937
49
来自主题: SanFrancisco版 - 幸福屯,挺幸福的
说到湾区的地震带,一般大家指的是hayward那条大的。要照你的标准,整个湾区的城市都在地震带内。再说,幸福村只有西边有一个不大的断裂带,而南湾的城市是夹在两个大的断裂带之间。应该南湾的城市更危险。
要说flood, 只要有creek的城市都可能有flood. 别告诉我只有下游才会flood. 没有
creek的城市湾区有几个? 再说,即使没有creek也会发生flood。
总之,我认为幸福村不是地震、水灾等自然灾害发生的高危险区。
P**********c
发帖数: 3417
50
来自主题: SanFrancisco版 - 94555这个区怎么样?
这个不需要买额外保险,主要就看你是否comfortable。
94555有四个小学,Forest Park, Ardenwood, Warwick和Patterson. 价格基本上是递
减趋势。不过Lakes & Birds有一块区虽然是Warwick学区,但是平顶房小lot居多, 明
显比其他地方便宜。94555的flood zone基本也在那一块。
是不是flood zone跟离bay远近似乎没有必然关系。Union City的delaine eastin区基
本就靠着bay了,也不是flood zone. Lakes & Birds在94555基本离Bay最远,反而有
一块是flood zone.
首页 上页 1 2 3 4 5 6 7 8 9 10 (共10页)