h******e
发帖数: 290 | 1 第一次买房，不是很清楚。如果不保，需不需要单独买。 | b*d
发帖数: 9308 | 2 home insurance通常是指火险，Flood and earthquake保险需要单买。
【在 h******e 的大作中提到】
: 第一次买房，不是很清楚。如果不保，需不需要单独买。
| F**********e
发帖数: 207 | 3 flood insurance and earthquake insurance are not included in your home
insurance policy and you have to purchase them separately.
if your house is within the flood zone, then flood insurance is mandatory
requirement by your mortgage company.
your home insurance have some options that you may elect, such as sewerage
backup, etc
earthquake insurance is expensive and most people don't buy.
some Insurance companies may deny your flood insurance application if the
risk is too big, and some don't offer this at all. I understand there are
some government regulations about it | m********c
发帖数: 13337 | 4 你的房子如果在洪水区和地震频发带，保险公司一定会要求你购买的。
【在 h******e 的大作中提到】
: 第一次买房，不是很清楚。如果不保，需不需要单独买。
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