n********n
发帖数: 8336 | 1 The existence of God using logical absolutes
This is an attempt to demonstrate the existence of God using logical
absolutes. The oversimplified argument, which is expanded in outline form
below, goes as follows: Logical absolutes exist. Logical absolutes are
conceptual by nature--are not dependent on space, time, physical properties,
or human nature. They are not the product of the physical universe (space,
time, matter) because if the physical universe were to disappear, logical
absolutes w... 阅读全帖 |
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z**********g
发帖数: 16 | 2 Discussing The Existence of “repulsion particle” And Its Significance
Zhuang Yiliong
Shanghai Institute of Science and Technology Management
Abstract:This report has advanced a assume about the existence of “
repellention” by a kind of new idea. Beginning with this, I have explained
more successfully some import theory questions in the area of the present
physics, cosmology and philosophy ect. At same time a few of new reasons
have been raised But this is only rough idea of physica... 阅读全帖 |
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y*****7
发帖数: 2869 | 3 最近在换健康保险，之前的保险半年左右，现在开始一个新的保险，它的pre-existing
条款如下，我看着这些条文都比较拗口，有没有通俗版的？我没啥大毛病，最多感冒
啥的。跟这个没啥关系吧。之前拔牙过一次。没有其他的了。
Does the plan have a pre-existing condition clause?
Yes. Pre-Existing Conditions are excluded as follows: Pre-Existing
Conditions, except for individuals who have been continuously insured under
the school’s student insurance policy for at least 12 consecutive months;
The Pre-existing Condition exclusionary period will be reduced by the total
number of months that the Insured provides d... 阅读全帖 |
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C*******o
发帖数: 73 | 4 本人在加州。
我父亲持B2签证过来，我替我父亲买了Atlas的旅游保险，250美元的deductible,50000
美元的max limit,每个月我需要付160刀给保险公司。
保险合同说这个保险cover Acute Onset of Pre-existing Condition.
然后我找到合同中 Acute Onset of Pre-existing Condition的定义：
Acute Onset of Pre-existing Condition:
The term “Acute Onset of a Pre-Existing Condition(s)” shall mean a sudden
and
unexpected outbreak or recurrence of a Pre-existing Condition(s) which
occurs spontaneously and without advance warning
either in the form of Physician recommendations or symptoms, is of s... 阅读全帖 |
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z********o
发帖数: 18304 | 5 被人忽悠取英文论坛和基们辩论。交手几招，基们辩论不过，就把我封禁了。趁着帖子
还在，在这里留个底。
Is there a God? Or, does God exist?
My answer is: I don't know. Because I can neither prove nor disprove the
existence of a God.
Then why we can prove that the Christian God does NOT exist? The answer is:
information. Before I proceed to present my proof, let me give an example
first. Let's say:
1) if I tell you there is a strange horse-like animal but with two-heads and
three tails on earth. You may choose not to believe me, but can you prove I
... 阅读全帖 |
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p**********a
发帖数: 93 | 6 过了这么久不知你们还需不需要这个information.
我也有pre-existing condition，去年来美，这第一年的诊费只好都自费了。第二年嫌
学校的保险差换了外面的保险。我不知道别的保险，但是至少我现在的保险，pre-
existing condition并不是一直不包，而是有一个10个月的waiting period。意思就是
说自买保险起到10个月为止，你的病如果是pre-existing condition的话就要全部自费
。但是过了10个月保险公司就开始付钱了。而且就算是刚换一种保险，如让前一家保险
公司出示一封证明信说明你在买新保险之前是一直被之前的保险cover的，而且时间够
长，pre-existing condition的waiting period也会被免掉。我就是这样弄的。今年开
始看病后deductible还没交够，等交够了后不知道保险公司给钱爽不爽快。
那不知你们后来怎么弄的？决定自己自费一年？如果有什么好办法的话能否也告诉我一
下呢？我也为pre-existing condition伤透了脑筋。
con |
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f*********g
发帖数: 25 | 7 我有慢性病，目前处于治疗中。今年8月要到美国读PhD。在网上看了很多关于这个问题
的帖子，说法都不一样。有人说保险公司不cover,有人说学校的是group insurance，
不会严格要求，还有人说要等一段时间才cover。
我看到学校的保险条款对Pre-existing condition的定义是：
Pre-existing condition is any illness or injury for which a person would
have sought treatment service or person would have sought treatment, service
or diagnosis within the 6 months immediately prior to the effective date of
the policy。
还说对于Pre-existing condition每年最多只能给$5,000。调查了一下发现$5,000应该
是不够的。
1. 我的治疗记录都是国内的，那我到了美国跟医生说我刚发病是不是就不算Pre-
existi... 阅读全帖 |
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R*****i
发帖数: 135 | 8 一直都在这个板块，觉得这边的妈妈很热心，就发帖求助了。若发错版了，麻烦转。
今年8月份，老公觉得耳朵强烈不适，就去找了专科医生看了一下。在医生的建议下，
还做了几个测试。结果收到了保险公司拒绝支付医疗费用的信件，说是pre-existing
condition，需要支付所有的费用，粗略一算，好几千美刀啊。
Your certificate has been reviewed and in compliance with HIPAA, it has been
determined that there is no credible coverage. This determination was made
on the basis that the break in coverage between your loss of coverage under
your old plan and your enrollment date at your current employer is more than
63 days. Therefore, if any conditions are... 阅读全帖 |
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o***o
发帖数: 1254 | 9 【 以下文字转载自 NextGeneration 讨论区 】
发信人: oodeo (oodeo), 信区: NextGeneration
标 题: 关于父母探亲保险Pre-existing Condition的审核问题
发信站: BBS 未名空间站 (Sat Jun 11 02:07:57 2011, 美东)
妈妈6月底要来照顾我，让她去检查一下身体以防万一。结果检查出心率有点不齐。估
计是家里有点事，加上是最近准备过来照顾我给操心的。在版上看到有一个网站（这里
也顺便推荐一下）可以比较各种保险并提供QUOTE：www.americanvisitorinsurance.
com/insurance/visitor-medical-insurance.asp
现在正在选择到底是买什么保险。其中有一个很重要的问题，90%的保险都不COVER Pre
-existing Condition（Non-US citizen: Not Covered; Look back period for pre-
existing conditions is 3 years prior to start... 阅读全帖 |
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t*******r
发帖数: 22634 | 10 的确，现有的非公司的个人在外边买的健康保险，有 pre-existing
condition 的人是买不到健保的。
但是拿这个出来说必须要用全民健保来解决，就有点挂羊头卖狗肉了。
因为很明显，绝大部分受雇获得的公司的健保，有 pre-existing
condition，是没有任何问题的。
为啥？因为对保险公司来说，受雇获得的健康保险，风险较小。在于
（1）整个公司所有雇员作为一个 group 买保险，均衡了 pre-existing
的风险。（2）受雇获得的保险，不是你这个月想保就可以保，下个月
想不保就可以退，每年只有一次 open enrollment 的时候才可以改的。
当然，公司通常为雇员的健康保险支付相当的部分。如果雇员选择不保
险，退回来的钱很少或没有。但是这个并不是能获得 pre-existing
condition 保险的原因。因为有些福利差的公司，公司支付的员工医疗
保险的部分很少，一样能获得 pre-existing condition 的健保。员工
多付点钱就是了。
另外，大点的公司的员工健康保险，还有多种计划和不同的保险公司可
供选择的。一样可以获得 pre- |
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c******t
发帖数: 481 | 11 正在看一本数据库方面入门的书籍，现在对existence dependence 和 relationship
strength的关系有些迷惑。具体说，就是一个weak relationship中能否出现existence
dependence。 书中举了一个例子 COURSE 和 CLASS （COURSE generates CLASS)。
COURSE 和CLASS是两个entity with 1：M relationship。 如果COURSE定义为COURSE（
CRS_CODE（PK),DEPT_CODE, CRS_DESCR),CLASS定义为(CLASS_CODE(PK), CRS_CODE(FK)
, CLASS_SECTION,CLASS_TIME,...) 。那么因为CLASS的PK不包含COURSE的PK,那么这个
relationship应该是一个weak relationship。 但是根据business rules，每个CLASS
必须是根据一个COURSE产生的，即CLASS是existence dependent on COURSE。这样就出
现在一个... 阅读全帖 |
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n******n
发帖数: 12088 | 12 【 以下文字转载自 Stock 讨论区 】
发信人: lyrist (我是捂大的), 信区: Stock
标 题: New home sales and Existing home sales
发信站: BBS 未名空间站 (Sat May 30 22:42:03 2009)
我发过几次distress gap的图哦，说明现在new home sales和existing home sales之间
的gap需要弥补，从历史上来说，他们两个的sale比例应该是一致的。 我来解释一下ra
tional吧：
根据NAR的数据，现在existing home sales日渐稳定，主要是因为REO (real estate o
wned ) sales在增加, 但除了REO之外，其他的existing home sales实际上在下降。
为什么出现这个distressing gap，是因为new home sales无法和REO sales竞争。除了
市场上的REO之外，银行手里还有大量的foreclose的住房。在这些REO会慢慢消耗完，n
ew home sales都不会有起色。 在REO... 阅读全帖 |
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a***r
发帖数: 93 | 13 memory O(n)
time O(nlogn)
//~ Given a array,find out if there exist a subarray such its sum is zero
#include
#include
using namespace std;
static void swap(int *p, int i, int j) {
int t=p[i]; p[i]=p[j];p[j]=t;
}
static int partition(int *p,int left,int right) {
int j=left;
for(int i=left;i
if(p[i]
}
swap(p,j,right);
return j;
}
static void binary_sort(int *p, int left, int right) {
if(left>=r... 阅读全帖 |
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o***o
发帖数: 1254 | 14 妈妈6月底要来照顾我，让她去检查一下身体以防万一。结果检查出心率有点不齐。估
计是家里有点事，加上是最近准备过来照顾我给操心的。在版上看到有一个网站（这里
也顺便推荐一下）可以比较各种保险并提供QUOTE：www.americanvisitorinsurance.
com/insurance/visitor-medical-insurance.asp
现在正在选择到底是买什么保险。其中有一个很重要的问题，90%的保险都不COVER Pre
-existing Condition（Non-US citizen: Not Covered; Look back period for pre-
existing conditions is 3 years prior to start of plan）并且要看前3年的记录。
看到的唯一一个可以COVER的是叫做ATALS AMERICA， 还只是针对70岁以下。（If
under age 70, you are covered for Acute Onset of Pre-existing Condition.
Coverage availab... 阅读全帖 |
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u***r
发帖数: 19 | 15 太高深的看不懂, 所以转个这种总结性的供大家学习批判.
另外不知道上面那个大妞说的三个论据就是这里的三个?
http://www.ams.ubc.ca/Clubs/humanist/NEWS/NEWS0002.HTM#Philosophy
Does God Exist? (Part 1): There are several arguments for the existence of
God. I will only consider one at this time: the Cosmological argument. This
argument gets its name from the idea that God's existence can be inferred from
various features (most especially the very existence) of the Universe (the
cosmos).
One of the principal proponents of this argument was St. Thomas Aq |
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w*******y
发帖数: 60932 | 16 Since Sprint is running the promo $125 for new customers to transfer their
numbers from another carrier over for $125 credit, I figure it was worth a
try to see what they can offer their existing customer.
Conversation goes like this:
Me: Hi, I saw you guys having the the $125 for new customer to transfer
their number to Sprint. I was wondering if Sprint is holding something for
their existing and loyal customer.
Agent: Unfortunately no.
Me: It costs more to get a new customer than to keep an ... 阅读全帖 |
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j*******7
发帖数: 6300 | 17 【 以下文字转载自 TrustInJesus 讨论区 】
发信人: jmsma2007 (Sreenivas), 信区: TrustInJesus
标 题: The Universe Came In To Existence From Nothing
发信站: BBS 未名空间站 (Thu Jul 16 15:00:45 2015, 美东)
The Universe Came In To Existence From Nothing
The evidence for the beginning of our universe is cumulative, diverse and
substantial. The “stuff” of the universe (all space, time, and matter)
came into existence from nothing, and all the evidence scientists have
examined so far points to this reasonable conclusion. “Big Bang”... 阅读全帖 |
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L*****d
发帖数: 5093 | 18 【 以下文字转载自 Stock 讨论区 】
发信人: LionGod (hedge), 信区: Stock
标 题: Existing-home sales in U.S. up 4.4%, highest since 2007
发信站: BBS 未名空间站 (Fri Apr 21 10:19:09 2017, 美东)
Existing-home sales hit a 10-year high in March as homes fly off the market
Published: Apr 21, 2017 10:00 a.m. ET
Sales of previously-owned homes churned higher in March as sturdy demand for
housing bolsters the market.
Existing-home sales ran at a seasonally adjusted annual rate of 5.71 million
, a 4.4% monthly increase, the National A... 阅读全帖 |
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a*******9
发帖数: 2265 | 19 NEW YORK (CNNMoney.com) -- Sales of existing homes unexpectedly rose in
February, recovering from a sharp drop in the previous month, according to
an industry report released Monday.
The National Association of Realtors said that existing home sales rose last
month to a seasonally adjusted annual rate of 4.72 million million units,
up 5.1% from a rate of 4.49 million in January. February sales were down
nearly 5% from year ago levels.
Economists surveyed by Briefing.com were expecting existing h |
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L*****d
发帖数: 5093 | 20 【 以下文字转载自 Stock 讨论区 】
发信人: LionGod (hedge), 信区: Stock
标 题: Existing-home sales in U.S. up 4.4%, highest since 2007
发信站: BBS 未名空间站 (Fri Apr 21 10:19:09 2017, 美东)
Existing-home sales hit a 10-year high in March as homes fly off the market
Published: Apr 21, 2017 10:00 a.m. ET
Sales of previously-owned homes churned higher in March as sturdy demand for
housing bolsters the market.
Existing-home sales ran at a seasonally adjusted annual rate of 5.71 million
, a 4.4% monthly increase, the National A... 阅读全帖 |
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p*****n
发帖数: 131 | 21 说来话长，去年年底妈妈来探亲时因心慌头晕进了急诊室，用药后情况稳定，后因
护士阿姨过于谨慎，被安排进了CCU,于是一个晚上住下来花了一万多。好在生病前几天
刚买了保险，本以为只要付10%即可，结果保险公司拒付，称妈妈得的是Atrial
Fibrillation，并依据某医生（保险公司找来的）的判断，她的病是pre-existing的，
拒付！
真是岂有此理，妈妈心脏从来没有过问题，保险公司凭什么说pre-exist！于是我
找来医院的medical record，打算appeal保险公司。
在record里，医生提到Lone Atrial Fibrillation(孤立性心房纤颤)。请问各位：
Lone Atrial Fibrillation是pre-existing的吗？
另外，保险公司说appeal最好有医疗证明。目前我们有的只是她去年在美治疗的
record，为了证明她的健康状况，她以前的在国内的记录，比如每年的体检记录是否有
效。
恳请赐教。谢谢!
|
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d******p
发帖数: 335 | 22 收到psi保险公司的信，说在六个月以内是不包括pre-existing condition的，所以不
能支付。（其实就是胃痛，居然给算成了pre-existing condition)
在网上查了一下，根据HIPAA的条款，如果在此之前有连续18个月的保险，这个pre-
existing condition的waiting period是不成立的。我在买psi之前有超过两年不间断
的学校保险，那么是不是可以以此appeal psi的这个决定呢？多谢！ |
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o***o
发帖数: 1254 | 23 【 以下文字转载自 Reunion 讨论区 】
发信人: oodeo (oodeo), 信区: Reunion
标 题: 关于父母探亲保险里的Acute Onset of Pre-existing Condition?
发信站: BBS 未名空间站 (Wed Aug 24 17:30:37 2011, 美东)
打算给父母买保险，发现有些探亲保险要cover acute onset of pre-existing
condition。这意思是说pre-exsiting condition引起的突发事件要cover，一般诊断出
来的existing condition就不cover吗？那这样的话有啥问题看emergency岂不是更保险？
请有经验的大虾帮忙分析一下，不甚感激！ |
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c***n
发帖数: 223 | 24 【 以下文字转载自 Seattle 讨论区 】
发信人: codon (codon), 信区: Seattle
标 题: 求助：UW医保里，怀孕算不算pre-existing?
发信站: BBS 未名空间站 (Fri Aug 24 00:52:08 2012, 美东)
过段准备携ld去UW，ld目前自己有独立的医保，过去之后跟我的(UW)医保。听说过不少
无良保险公司把先怀孕再买保险算成“pre-existing”的故事，生个娃自掏腰包上万都
不止，坑死爹娘。请问UW的几种保险中（UMP classic, UMP CDHP, group health等）
，哪个会把投保前怀孕算成pre-existing拒保的？谢谢！ |
|
l****t
发帖数: 42 | 25 我发过几次distress gap的图哦，说明现在new home sales和existing home sales之间
的gap需要弥补，从历史上来说，他们两个的sale比例应该是一致的。 我来解释一下ra
tional吧：
根据NAR的数据，现在existing home sales日渐稳定，主要是因为REO (real estate o
wned ) sales在增加, 但除了REO之外，其他的existing home sales实际上在下降。
为什么出现这个distressing gap，是因为new home sales无法和REO sales竞争。除了
市场上的REO之外，银行手里还有大量的foreclose的住房。在这些REO会慢慢消耗完，n
ew home sales都不会有起色。 在REO消耗完之后， real estate的turnover rate会下
降，因为市场上的三种主要的房屋购买力量, speculative buying by flippers, spec
ulative buying by homeovers using excessive lev |
|
发帖数: 1 | 26 【 以下文字转载自 Military 讨论区 】
发信人: instagram1 (instagram), 信区: Military
标 题: 我以前经常发不好existing这个单词
发信站: BBS 未名空间站 (Thu Dec 22 15:40:12 2016, 美东)
甚至十次有五次会咬到自己舌头
今天查了字典 发现一个关键要点是要把两个短i发的放松 不是一的声音 而是接近e的
放松的口型
一旦这个要点掌握了 就能很轻松说出exists existing了
我太牛逼了 |
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L**********s
发帖数: 12988 | 27 1897年，8岁美国小女孩 Virginia 写信给纽约《太阳报》
"DEAR EDITOR: I am 8 years old.
"Some of my little friends say there is no Santa Claus.
"Papa says, 'If you see it in THE SUN it's so.'
"Please tell me the truth; is there a Santa Claus?
"VIRGINIA O'HANLON.
"115 WEST NINETY-FIFTH STREET."
以下是《太阳报》编辑的回信
VIRGINIA, your little friends are wrong. They have been affected by the
skepticism of a skeptical age. They do not believe except [what] they see.
They think that nothing can be which is not comprehensible by thei... 阅读全帖 |
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b*********d
发帖数: 596 | 28 http://www.npr.org/2011/08/09/138957812/evangelicals-question-t
Let's go back to the beginning — all the way to Adam and Eve, and to the
question: Did they exist, and did all of humanity descend from that single
pair?
According to the Bible (Genesis 2:7), this is how humanity began: "The Lord
God formed man of the dust of the ground, and breathed into his nostrils the
breath of life; and man became a living soul." God then called the man Adam
, and later created Eve from Adam's rib.
Polls by Gal... 阅读全帖 |
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发帖数: 1 | 29 Does God exist?
Amsl Sohail
Amsl Sohail
Written Feb 4
Alright. Let me get this straight.
You ask possibly the most famous and difficult question to answer.
A question that thousands of philosophers and scientists died trying to
answer.
A question that has puzzled the greatest of intellects since the beginning
of time.
A question that is arguably more deeply personal to people than any other
question.
A question whose answer, if found, would pretty much change the way we think
about everything.
…... 阅读全帖 |
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m****f
发帖数: 32 | 30 I use mysql for a web application.
This application requires the customer to log in using his email address and a
password.
Now when I get the customer password, I want to check the customer table in my
database and see if that e-mail address exists. If it exists, I then check if
the password the customer has just entered matches the one in the customer
table associated with the e-mail address.
What SQL statement should I use to check if the customer-supplied e-mail
address exists in the custom |
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s********e
发帖数: 893 | 31 Beijing前面那个帖子里第二个link里的这个例子好像有问题：
select book_title
where
not exists
(select
book_title
from
sales);
我知道作者漏掉了from books：
select book_title
from Books
where
not exists
(select
book_title
from
sales);
我用我们自己的数据库(oracle 11g)实验了这个query，没有返回任何东西。不理解为
什么不行。而用not in就可以。
必须加上两个table correlated 才可以：
select book_title
from Books
where
not exists
(select
book_title
from
sales where books.book_key = sales.book_key); |
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d*********t
发帖数: 277 | 32 就是想知道如果内查询有结果，那整个查询最终得到的结果是只运行外查询的结果呢，
还是内外查询一起作用的结果。
以下这个链接说是如果内查询有结果，那么最终结果只和外查询有关，与内查询再无关
联了。
http://www.1keydata.com/tw/sql/sql-exists.html
联机文档中的例题，外查询应该是
SELECT a.FirstName, a.LastName
FROM Person.Person，可是结果是johnson，这还是和内查询搅在一起了呀。
到底exists是什么意思呢？
谢谢。
USE AdventureWorks2012 ;
GO
SELECT a.FirstName, a.LastName
FROM Person.Person AS a
WHERE EXISTS
(SELECT *
FROM HumanResources.Employee AS b
WHERE a.BusinessEntityID = b.BusinessEntityID
AND a.LastName = 'Johnson');
结果：
FirstName L... 阅读全帖 |
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c*********l
发帖数: 3438 | 33 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: bigchance200 (bigchance), 信区: SanFrancisco
标 题: why WFG can still exist and grow?
发信站: BBS 未名空间站 (Mon Feb 23 11:26:20 2015, 美东)
one of my closet friends just joined them. And there is no way I can bring
my friend back. I am just so pissed off. I would rather see this company
destroyed by the Government. But it seems the government dose allow it
existence and let it grow very in a fast pace. |
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发帖数: 1 | 34 甚至十次有五次会咬到自己舌头
今天查了字典 发现一个关键要点是要把两个短i发的放松 不是一的声音 而是接近e的
放松的口型
一旦这个要点掌握了 就能很轻松说出exists existing了
我太牛逼了 |
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M*****n
发帖数: 16729 | 35 这个是不可能的。
这个bill只是说不能deny insurance for pre-existing condition, 但是不可能交费
一样的。
有pre-existing condition 的应该要多交钱的。如果交费一样，那就不公平了。 |
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l****z
发帖数: 29846 | 36 Dem. Senator: Washington’s Spending Problem Exists Only on Fox News
by Jammie
Democratic senator Mary Landrieu said on the Senate floor that
Washington’s spending problem exists only on Fox News:
“I am not going to keep cutting the discretionary budget, which by the way
is not out of control, despite what you hear on Fox News,” said Landrieu. |
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t*c
发帖数: 6929 | 37 如果一个人有连续12个月的effective ins，
那么当这个人转换保险计划的时候pre-existing
condition就会免除。
否则会有6个月至12个月的等待期，这是有条件
实施的pre existing condition条款。 |
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发帖数: 1 | 38 Ryan, Senate Intel committee see no evidence of Trump wiretap
By Manu Raju, Tom LoBianco and Theodore Schleifer, CNN
Ranking Democrat of the House committee Adam Schiff told CNN that he expects
FBI Director James Comey to also say that he's seen no evidence of Trump's
claim when the director testifies before his committee Monday.
"Because there's no evidence of this at all," Schiff told CNN. "But again
you can see the President trying to say, 'Well I didn't mean what I said or
what I said could ... 阅读全帖 |
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f**********n
发帖数: 29853 | 40 全文在链接里
http://www.creators.com/read/thomas-sowell/08/12/risky-business
The problem of "pre-existing conditions" is a problem largely because of the
way that politicians have written the laws — more specifically, by giving
a tax break to employer-provided health insurance. If individuals bought
their own health insurance, with the same tax advantages, the fact that an
illness occurred after they changed employers would not make it a "pre-
existing condition." |
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f****9
发帖数: 417 | 41 This is standard. For example, you cannot buy an insurance policy when you
realize you have heart disease. However, if you have a medical condition
that is covered under your previous policy, and if there is no gap between
your previous policy and your new policy, the medical condition should not
be treated as pre-existing condition. Pregnancy cannot be treated as pre-
exisiting condition. This clause is designed so that people do not buy
insurance after they realize they are sick.
existing
und... 阅读全帖 |
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S****n
发帖数: 519 | 43 看了好几个home warranty，都不保pre-existing condition，而且网上说
是不是pre-existing都是由他们公司说了算，那买这个home warranty有啥
作用呢？seller给买一年的，所以选起来很发愁 |
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l**t
发帖数: 6971 | 44 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: lopt (崇拜乔主席/拥护奥主席/怀念江主席), 信区: SanFrancisco
标 题: 铺tile是铺在existing vinyl上还是把vinyl揭下来？
发信站: BBS 未名空间站 (Wed Feb 2 02:24:46 2011, 美东)
如果把vinyl揭下来人家还要另外charge钱。不知道如果是直接铺在existing vinyl上是不是会影响质量？有行家能讲讲吗？ |
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w****2
发帖数: 12072 | 45 我老婆（F2）上个月回国探亲被查出是乙肝患者,现在在打普通干扰素.在此之前我们是
打算她过完年就过来，现在只好推迟，让她先治疗一段时间（2个月左右）再过来。
去年我没有给她买保险，她来了之后我要给她买。这样的话乙肝就是pre-existing con
dition了吧？请问有人买了pre-existing condition的保险吗？应该怎么买？如果大家
都没买，那长期的病岂不是都是自己掏钱治？ |
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p**********a
发帖数: 93 | 46 这个问题我周围的朋友们几乎都问遍了，但是因为大家都比较健康，都不能给我一个答
案。所以想在这里请教一下。按说美国这么大一个华人群体，当初来美时身体就不大好
的人应该是有的，看我有没有运气在这里碰到哪位知道这种情况的给解答一下。
我的情况就是我有慢性病，是来美之前就得的。到美国后在这边找了一个医生，又开始
定期看病。我在美买的是学校的医疗保险，大家知道在买保险之前得的病会被算作pre-
existing condition，保险公司是不会给出钱的。我当初在美国这个医生处开始看病时
为了不耽误治疗，就照直跟医生说我得这种病有一段时间了，并没有隐瞒。但现在的问
题是去看我加入保险之前得的病保险公司是不给报诊费的。
有一次在和我和保险公司交涉另一笔医药费时，无意中得知如果能证明我来美之前是有
医疗保险的，就说明我在买现在的保险前有credible coverage，pre-existing
condition的诊费就也能报了。那个工作人员说有很多买她们保险的国际学生都从外国
开来了他们在本国有医疗保险的证明，证明他们之前是有credible coverage的。我再
问她具体是什么样的证明，她 |
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p**********a
发帖数: 93 | 47 这个问题我周围的朋友们几乎都问遍了，但是因为大家都比较健康，都不能给我一个答
案。所以想在这里请教一下。按说美国这么大一个华人群体，当初来美时身体就不大好
的人应该是有的，看我有没有运气在这里碰到哪位知道这种情况的给解答一下。
我的情况就是我有慢性病，是来美之前就得的。到美国后在这边找了一个医生，又开始
定期看病。我在美买的是学校的医疗保险，大家知道在买保险之前得的病会被算作pre-
existing condition，保险公司是不会给出钱的。我当初在美国这个医生处开始看病时
为了不耽误治疗，就照直跟医生说我得这种病有一段时间了，并没有隐瞒。但现在的问
题是去看我加入保险之前得的病保险公司是不给报诊费的。
有一次在和我和保险公司交涉另一笔医药费时，无意中得知如果能证明我来美之前是有
医疗保险的，就说明我在买现在的保险前有credible coverage，pre-existing
condition的诊费就也能报了。那个工作人员说有很多买她们保险的国际学生都从外国
开来了他们在本国有医疗保险的证明，证明他们之前是有credible coverage的。我再
问她具体是什么样的证明，她 |
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g*******s
发帖数: 2054 | 48 如果你的公司提供医疗保险， 就想楼上说的 6 个月里Pre-Existing Condition不被
Cover， 以后就没事了（只要你不在中断保险）。 这也是为什么要是你能证明你原来
一直有保险，那么新的保险公司就不能Deny你的Pre-existing Condition。
|
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n*******e
发帖数: 974 | 49 不知道放这合适不， 都说旅游报销没啥用， 不保pre-existing的看病。 我妈要过来
， 准备待半年， 风湿性心脏病， 房颤心律， 12年前开过大刀换了金属瓣膜， 不过
毕竟病久了开刀也久了年纪66了， 平时保持虽然还好也已经心衰3度了， 她过来B2我
要给她买保险， 楼下这个说cover pre-existing旧病复发什么的， 靠谱吗？虽然5万
对心脏病复发来说是杯水车薪， 不过总比没有好哇？或者大家有什么好的建议推荐吗？
http://www.visitorscoverage.com/atlas-america-insurance/ |
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z********r
发帖数: 120 | 50 想请教一下保险公司怎么判断pre-existing condition.
最近找到工作也入了保险，但之前有好几年都没有保险和工作。
有个地方一直不太舒服，怀疑是慢性炎症或者增生，以前从没看过医生。
请问如果去看病的话，被查出是慢性病，或者一个瘤子长了一段时间了，是否会被保险
公司以pre-existing condition的理由拒付？
人在加州，谢谢！ |
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