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C*S
发帖数: 1658 | 2 http://iceer.iem.cn/Prof.%20Shih-Chi_Liu.htm
Curriculum Vitae:
Summary
Dr. Shih-Chi Liu has been a charismatic and creative leader, leveraging
multilateral collaboration to increase the safety of our society and the
reliability of civil infrastructure and building international understanding
and goodwill among engineers and scientists throughout the world. In his
role as the Director for Earthquake Hazard Mitigation Program (1975-2001) at
the National Science Foundation (NSF), he initiated, dev... 阅读全帖 |
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s*******a
发帖数: 4166 | 3 对方ID:
microknife
Feedback (+/-/0):
+＋＋
具体交易内容:
EMD laptop
我的评价:
非常好 主动pm版上最新价格。 |
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j********x
发帖数: 2330 | 4 Effect of different data structures
The designer of the priority queue should take into account what sort of
access pattern the priority queue will be subject to, and what computational
resources are most important to the designer. The designer can then use
various specialized types of heaps:
There are a number of specialized heap data structures that either supply
additional operations or outperform the above approaches. The binary heap
uses O(log n) time for both operations, but allows peeking... 阅读全帖 |
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p****a
发帖数: 4829 | 5 是个德国的制药和化学试剂厂，在波士顿附近。前景好吗？适合去工作吗？ |
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p*a
发帖数: 3350 | 8 I suggest you wait few days because unexpected thing happens all the time.
if you have the evidence that the buyer has already secured the loan but
want to walk away for other reasons, take their EMD and move on.
It
and |
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q*f
发帖数: 592 | 9 我已经拿到了copy of seller signed purchase agreement. 时间是4/28
是这样的，我们先sign sell disclosure and fax to seller agent and our
purchase agreement.
然后seller 签好字，但有些小地方有所改动，EMD叫我们多叫点等其他小事情。就是他
们的seller在我们的PA上做了些额外的注释，然后叫我们签字回传，所以我手里有这份
copy. 你说的是否是这个意思呢？
现在我就是不知道是否所有文件都给银行了，那看来我下周叫我的agent去催了，不过
我agent告诉我一般要几个月的时间，所以6月底前close真是心理没底呀。 |
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h***b
发帖数: 1233 | 10 the written correspondence (email, etc) can prove Builder/Wells Fargo knew
the situation and the required appraised value that must equal to sale price
in order for you to qualify a loan w/ the down payment you're putting. you
showed Wells the denial letter from previous lender? did you work w/ Wells
retail bank? you should have every right to back out in this situation w/o
losing your EMD.
normally, Builder will work w/ buyer as long as you have legit reason.
how's the sales of the prop you'r... 阅读全帖 |
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s****n
发帖数: 539 | 11 不会你的Buyer Agent是个菜鸟吧？这么简单的事还急成这样？Sign一个"Cancel of
Contract"
and submit before Oct 21(Loan contingency & Appraisal contingency usually
the same date), seller is obligated to return your EMD. That's it! |
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h***b
发帖数: 1233 | 12 1. 可以 re-negotiate。可能的结果有 a. buyer 增加 $40k 首付; b. seller 减价 $
40k; c. 最大可能是双方取个中间数，各退一步，继续交易
2. 银行贷款是根据 appraisal 的value X 80% （20% down)。appraisal低，贷款额
相应下调
3. 原始property tax的基准是根据成交价，和 appraisal 没直接关系
如果你因为低 appraisal 而想退出，可用 appraisal 的 "contingency"，这是正当理
由，earnest money deposit (EMD--订金)可以全数退还，合约取销。 |
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v********d
发帖数: 618 | 13 When you find big problems in the house, you should request the seller to
repair/fix them, instead of sending the release form. If the seller refuse
to repair/fix the problems, then you have the right either proceed or send
the mutual release form.
If the seller doesn't sign without a reason, your agent should talk with his
/her broker, and let the broker talk with the seller's broker.
You agent should not give you back your EMD without the seller signing the
release form.
What you can do now is... 阅读全帖 |
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j**o
发帖数: 6425 | 14 我觉得这种情况最好的办法是和卖主实话实说，就说公司relocate,没办法买房子了，可
以给一定的补偿（EMD）。一般的卖主都会理解。
Seller |
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C*S
发帖数: 1658 | 15 any contingency, including HOA terms review 保护 earnest money, as you can
safely walk away with EMD back. |
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M********I
发帖数: 848 | 16 理论上讲，你没有在你的代理把卖家签字的合同给你前说不要了，你的emd就拿不回来
了。和你签没签字没关系。 |
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z****s
发帖数: 1418 | 17 惨痛教训!!
自己的agent的homework没做好, inspection后, 签了最后协定才从city public
records发现房子实际比listing info小150平方尺.原来价格当然太贵了. agent说现在
不能回去从新谈价格,因为已经签过字了. 5000刀的EMD还没付, 但现在一定会损失5000
刀吗? 还有其他办法吗?
大家买之前务必再三仔细, verify listing information!! |
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f**********r
发帖数: 816 | 19 10月看了一处房子，很喜欢就出了offer.虽然卖家提出了很多苛刻的要求，比如1万的
EMD,赔偿卖家2000块如果贷款拿不到，rentback不交security deposit,remove
apprasial contigency等等，但是因为喜欢房子，而且不想再带着小baby到处看房，就
和卖家签订了合约。促使我们签约的还有一点就是卖家答应12月初closing,1月末搬出
房子，所以合约上留了45天的occupancy contingency.这一点对我们来说是有利的，因
为我们回国一月中旬才回来，而且我们现在的租约要一月底才到期。所以当时卖家的
agent提出了这一点，我们就签了约。
现在房子马上要closing了，卖方的agent却说45天的occupancy，卖家可在45内的任何
一天搬走，卖家没有义务帮我们house sitting，和她当时email中说的完全不一样。当
时email上说卖家要45天的occupancy,这样的话可以在我们回来之后他们才搬走，房子
也不至于空着。现在我们怀疑卖家的agent当时为了促成这笔生意，就信口开河，根本
可能不是卖家的意思。c... 阅读全帖 |
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b*******7
发帖数: 907 | 20 earnest money deposit，签合同时放，seller要求20% sale price，我的律师说10%在
NY州是standard。10%也要好几万了，觉得这个太多了。听说过有放几千的，我放一万
对方还没接收。大家一般都放多少啊？ |
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M********I
发帖数: 848 | 22 1. based on old report from your statement:
"Inspection results, crawl space 里面湿度为16-26%"
"南卡州的法律规定，湿度应该低于20%。"
you should notice seller that you are not satisfied with inspection result
and will withdraw the offer.
2. if you already pass the time line for withdraw by inspection. and you are
saying there is new leaking in the crawl space, you have to hire another
inspector redo the inspection, maybe only for crawl space,
to state that house conditions have changed after last inspection and befor... 阅读全帖 |
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J*****t
发帖数: 86 | 23 工作丢掉导致loan denial
发光所有包子感谢 |
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c*b
发帖数: 3126 | 24 已经remove了loan contingency的话，就只能跟卖家商量了吧
一般都能拿回来 |
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j****7
发帖数: 3032 | 25 看看你的合同上有没有一条如果失去工作等incompetent 都可以取消合同并拿回押金。 |
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c**********e
发帖数: 1184 | 26 如果没有remove Loan Contingency就可以要回来。 Remove Loan Contigency是要签一
个单独的Addendum的，如果没有签就说明没有remove。丢掉工作导致loan denial是一
个合理的理由。 |
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a********t
发帖数: 284 | 27 第一次买房，是个小CONDO，出了OFFER最近在办贷款， BROKER是BUYER AGENT推荐的，
我们当初也不是很懂，就直接让她做了，她当初给了我们一个估价表，CLOSING COST
是２６００多，文件什么的都交上去了，前两天收到LENDER的信和GFE，发现里面列的
CLOSING COST要４８００多，打电话问BROKER，她说不要管，那些都是做的表面文件，
我们不需要签字什么的，最终的COST就是她给我们报的那些钱，其中PROCESSING FEE
６９９， UNDERWRITING FEE ７００，合起来第一部分ORIGINATION FEE是１３９９，
１５年FIXED 利率是3.６２５％，本来第一次问她的时候说是可以做到３.５％，现在
问她她说她会尽量帮我们争取锁到３.５％，说实在不行的话也没有办法，APRRAISAL已
经ORDER出去了，因为SELLER AGENT催的很急，我们的合同上写的是１２月３０号CLOSE
，当初签合同到CLOSE也就不到４５天的时间。今天我们已经收到LOAN 的CONDITIONAL
APPROVAL了，现在我们有点担心这个BROK... 阅读全帖 |
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m*******r
发帖数: 8950 | 28 AGENT不是问题。关键是，你要是现在反悔，EMD就没有了。 |
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b********4
发帖数: 442 | 30 10%EMD有点高, 是lender要求的吗? 一般shortsale就交几千块就可以了. |
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b********4
发帖数: 442 | 31 如果seller不release EMD,那这个房子也不能再卖. 所以看谁能挺到最后了. |
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b********4
发帖数: 442 | 32 在加州不可以扣EMD. 但是这种问题应该问您的agent.
谢。 |
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o*****p
发帖数: 5952 | 33 毎个地方说法梢有出入，—般称EMD (Earnest Money Deposit), 是房价1-3%. |
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s*********3
发帖数: 2890 | 34 下offer前seller有提供房屋检查报告吗？如果没有，为什么要下non contingency？
EMD交了吗？ |
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S*********g
发帖数: 24893 | 35 【 以下文字转载自 Stock 讨论区 】
发信人: StephenKing (金博士), 信区: Stock
标 题: 市面上流通1358种电子货币，包括ByteCoin
发信站: BBS 未名空间站 (Fri Dec 15 00:59:47 2017, 美东)
# Name Symbol Market Cap Price Circulating Supply Volume (
24h) % 1h % 24h % 7d
1
Bitcoin BTC $290,617,804,480 $17,358.40 16,742,200 $15,
825,500,000 -0.36% 5.62% 3.15%
2
Ethereum ETH $63,827,563,522 $662.47 96,348,146 $3,723,
910,000 -0.48% -10.50% 52.62%
3
Bitc... 阅读全帖 |
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b********y
发帖数: 5829 | 36 ☆─────────────────────────────────────☆
majiangpai (Model的男人，消灭投机.客) 于 (Sat Nov 7 00:56:27 2009, 美东) 提到:
P.S.1
本人无意PUMP软件，不讨论具体策略，不开BLOG，不荐股，不推荐买入卖出点。内容纯
属供大家围观。BSO。以激励大家建自己的系统－＞机器人。只有这样做，才能在市场
里活得久。***MARKET IS WAY TOO INEFFIECIENT**
P.S.2
在股版，只评大市，不论各股，偶尔潜水过来看看各位兄台贴的美女图。 |
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m********i
发帖数: 298 | 37 Did you multiply 100 for EMD, 5 for YM, and 20 for NQ? |
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m********i
发帖数: 298 | 41 SELL ３ MID－SPX FUTURE EMD，变成了SELL ３１， 还都成交了。
赶快买回来了。和和 |
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w****r
发帖数: 245 | 42 大侠，分类都分好了，求神签
# Basic Materials, Agricultural Chemicals
AGU Agrium Inc.
AVD American Vanguard Corp.
CAGC China Agritech Inc.
CF CF Industries Holdings, Inc.
CGA China Green Agriculture, Inc.
CMP Compass Minerals International
COIN Converted Organics Inc.
IPI Intrepid Potash, Inc.
MON Monsanto Co.
MOS Mosaic Co.
NOEC New Oriental Energy & Chemical
POT Potas... 阅读全帖 |
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H**********g
发帖数: 1312 | 43 有好多外汇的futures，
Australian Dollar
/6A... 100,000 N/A $2,835.00 .0001 = $10.00 physical
6pm-5pm ET
British Pound Sterling
/6B... 62,500 N/A $2,025.00 .0001 = $6.25 physical
6pm-5pm ET
Canadian Dollar
/6C... 100,000 N/A $2,430.00 .0001 = $10.00 physical
6pm-5pm ET
Cocoa
/CC... 10 $10 $2,730.00 1 = $10.00 physical
4am-2pm ET3
Coffee
/KC... 37,500 $375 $7,560.00 .0... 阅读全帖 |
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W***n
发帖数: 11530 | 44 small 3-5% gain by year emd |
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S*********g
发帖数: 24893 | 45 # Name Symbol Market Cap Price Circulating Supply Volume (
24h) % 1h % 24h % 7d
1
Bitcoin BTC $290,617,804,480 $17,358.40 16,742,200 $15,
825,500,000 -0.36% 5.62% 3.15%
2
Ethereum ETH $63,827,563,522 $662.47 96,348,146 $3,723,
910,000 -0.48% -10.50% 52.62%
3
Bitcoin Cash BCH $29,779,262,625 $1,766.66 16,856,250 $2
,532,880,000 -1.05% -5.14% 21.33%
4
Ripple ... 阅读全帖 |
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p****a
发帖数: 4829 | 48 是的德国的制药厂，在burlington mall附近。前景好吗？适合去工作吗？ |
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b**********r
发帖数: 1580 | 49 帮顶。恭喜, 拿offer了?能问一下是哪一块吗? |
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j*****7
发帖数: 4348 | 50 傻逼公司，从去年到现在跑了一堆统计师，剩下没走的也人心慌慌的。 |
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