w******x
发帖数: 2769 | 1 Monthly lease payment = depreciation payment + interest payment + tax
Residual affects depreciation payment, money factor affects interest payment.
I always bought car before, thinking I will keep the car forever, but now I
just accept the fact that we won't drive any cars forever, and I ALWAYS like
new cars with the latest technology. Not just reading magazine or website
and discuss it on BBS but actually drive one. So we figure we might as well
just lease. To us, less trouble and headache is w... 阅读全帖 |
|
s*****g
发帖数: 3527 | 2 lease 是把 car sell price - residue value， 得到的差额（Depreciation) 就是你
lease term 要付的钱。当然还要考虑利息，lease 中不叫APR, 而是 money factor.
应该是这个money factor * 2400 就是 APR。
有没有down payment 不一定，dealer 可以把downpayment roll into monthly
payment. 如果一次付清，可以省一些利息，但是一般dealer 不会答应你付
Depreciation 就可以，往往加些钱（为他们的利润）。这就看你的 negotiation
skill 了。
保险肯定不在租金里，lease 车很多时候还要买比一般保险高的额外险以便 cover car
total 时，一般保险付的钱和你欠的钱的差额。 |
|
y*****l
发帖数: 5997 | 3 来自主题: _pennystock版 - 半导体残了 盘后不是大涨了吗？还用分析啥？
我不会看报表，让红哥来吧。
看起来很不错，图也很牛。
SIMO你推荐了很多次都没买，可惜了。
神马都是浮云！
http://finance.yahoo.com/news/Silicon-Motion-Announces-pz-34337
Second Quarter 2011
Financial Highlights
Net sales increased 16% quarter-over-quarter to US$50.5 million from US$
43.4 million in 1Q11
Gross margin excluding stock-based compensation increased to 46.9% from
46.2% in 1Q11
Operating expenses excluding stock-based compensation, acquisition-
related charges, and other items decreased to US$13.1 million fr... 阅读全帖 |
|
g********n
发帖数: 2314 | 4 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: T8 (哇啦啦), 信区: SanFrancisco
标 题: 挪威搞错了，此人才应该得诺贝尔和平奖，刘晓波算个P啊
发信站: BBS 未名空间站 (Wed Oct 13 15:33:43 2010, 美东)
只有发动战争才能拯救美国经济--诺贝尔奖得主如是说
费尔德斯坦,克鲁格曼同意：另一场战争可能有用
来自两个政治派别的经济学家预测未来几年就业状况险恶
两场战争还不够。
两位著名经济学家--一位保守主义者和一位自由主义者--今天说，美国经济前景如此险
恶，完全没有政治解决方法，只有另一场大规模的战争可能才能把美国从长期的高失业
和低速增长中解救出来。
纽约时报专栏作家、诺贝尔奖得主保罗·克鲁格曼和哈佛大学的费尔德斯坦--他曾在里
根总统时期担任过政府经济顾问委员会(Council of Economic Advisers)主席--在华盛
顿的一个经济论坛上对于未来达成令人不安的一致。第三位经济学家、高盛集团（
Goldman Sachs）的Jan Hatzius 也同意这种看法。Jan Hatzius 说，他能预... 阅读全帖 |
|
l********s
发帖数: 1536 | 5 normal pp like us can claim rental loss and home depreciation too ba?
but may have lots of limitation. Also when you sell your home, those
depreciation will become gain. En, not good. |
|
d**w
发帖数: 14889 | 6 lease payment = depreciation + finance fee + tax
Depreciation Fee = ( Net Cap Cost – Residual ) ÷ Term
Finance Fee = ( Net Cap Cost + Residual ) × Money Factor
* yes, it's '+', not '-' |
|
h*****z
发帖数: 4732 | 7 不是逃税啊，同学。
举个例子，开公司。比如分到手２０万， 分配保税的钱可能只有１０万。有那个
assets的depreciation在，所以营业额就下降了。那些assets卖掉的时候，由于
depreciation了，所以base很底，但是gain可以算capital gain， 税率只有１５％了。
再说做房地产的，基本都不交税，但是可以用房子去银行借钱，所以日子过的好的很呢
。如果房子涨，最终买了，能还银行，跌的话，就不还了。 |
|
s*****n
发帖数: 81 | 8 is a really bad signal sent by the central government.
Nowadays local governments are courting FDI like crazy, in many areas FDI
(many are false FDI) can knock out local business with ease simply because
they are backed by local governments with both feet (running-dog governments),
for example, previlleges in land use and tax advantages.
Let's look at what FDI brings about:
GDP consists of four parts:
payment to employees; corporate profit,depreciation and tax surrendered to
governments. Among t |
|
q******j
发帖数: 577 | 9 Because of the political pressure, the current government is desperately
trying to "artificially create" some jobs, not only the jobs that the US has
competitive advantage, but also the jobs the US already lost its
competitive advantage (because of high manpower cost).
In order to get those manufacturing jobs that do not belong to the US back
to the US, the US wants to "artificially depreciate" its currency. Since
the US dollar is traded freely in open markets and the US does not "set" the
excha |
|
w****g
发帖数: 597 | 10 Quota:
“We hate you guys,” Luo Ping, a director-general at the China Banking
Regulatory Commission (CBRC), complained last week on a visit to New York.
“Once you start issuing $1-$2 trillion ... we know the dollar is
going to depreciate, so we hate you guys, but there is nothing much we can
do.” |
|
S******1
发帖数: 1831 | 11 谢国忠有篇关于房产税的文章，认为这是最糟糕的政策，跟LZ分析类似，房产税不但控
制不了房价，反而有可能增加穷人的负担。他提出向香港学习，政府建廉租房解决穷人
的住房问题，商品房该咋涨咋涨，反正久而久之就成为有产阶级的游戏了，而买不起房
的穷人才是政府应该重点要关注的。
房产税对房东的效应，either他们增加房租，至少部分转嫁到租客身上；or不涨房租，
但是他们觉得干脆不租得了，因为租出去对房子损坏造成的depreciation可能比房租还
大，他们显然不会甘心为租客做嫁衣裳。总之，房产税或多或少都会转嫁到底层租客身
上，因为无论你买房也好租房也好，你都得交这个税啊。生活成本提高了，必然要求底
层人民的收入也要相应提高，通货膨胀更严重，房价还得长。只要房价涨的预期远大于
房产税的利率，就总是会有人囤房的。所以，房产税对穷人真是很糟糕一件是，包括美
国在内，哪个国家不是穷人交税比富人多，所以增加税收项目对穷人是很杯具的。
不过，我觉得房产税最终也实行不了，现在所谓的试点，二次调控，其实就是政府以各
种虚招尽量稳住房价。其实国内通货膨胀这么厉害，房价稳住，相当于暗跌就已经是很
好一件事了，... 阅读全帖 |
|
c**i
发帖数: 6973 | 12 (1) Lingling Wei, Beijing Guides the Yuan Higher; A Stronger yuan puts
downward pressure on inflation and buoys its case as a global currency. Wall
Street Journal, Sept 27, 2011.
http://online.wsj.com/article/SB100014240
52970204422404576594490222289126.html
My comment:
(a) There is no need to read the report.
(b) It is unclear for the moment about Beijing's motive. To fight inflation
or to appease US Congress?
美国参议院将就中国操控人民币汇率投票. VOA Chinese, Sept 27, 2011
http://www.voanews.com/chinese/news/20... 阅读全帖 |
|
U*E
发帖数: 3620 | 13 Ghost town is the place where original residents left, like Detroit.
Empty town could be totally new town with new houses not yet sold.
They are different. Ghost town is abandoned and worthless, while the empty
new towns are depreciated assets only. |
|
c*****r
发帖数: 8227 | 14 "This tribe of black gentry work more effectually against us, than the enemy
's arms. They are a hundred times more dangerous to our liberties, and the
great cause we are engaged in. It is much to be lamented that each State,
long ere this, has not hunted them down as pests to society, and the
greatest enemies we have to the happiness of America."
- George Washington
"I fully agree with General Washington, that we must protect this young
nation from an insidious influence and interpenetration. T... 阅读全帖 |
|
M*P
发帖数: 6456 | 15 USD.
it's not a good reference, but it's hard to decide real purchasing power
over 200 years, many things are not there 200 years ago. You can use GOLD/
WHEAT ratio as another way to normalize for depreciation of USD. which is
more than 100 fold changes as well. |
|
d*****i
发帖数: 1078 | 16 http://www.autoblog.com/2010/03/17/report-detroit-automakers-head-to-congress-to-talk-japanese-ko/
We can't even pretend to know the first thing about currency manipulation,
so we won't bother trying to explain how artificially depreciated currency
can help imports into the U.S. market. But American manufacturing groups
have long accused the governments of China, Japan and South Korea of
manipulating their currency to gain an bigger foothold in the U.S. market,
and domestic automakers say Japan |
|
R********n
发帖数: 5904 | 17 I guess Uncle SAM is really enjoying RMB's depreciating: cheaper products &
labours can help maintain American luxury.
They shouted about RMB's appreciation, but who know what's their real
purpose. Don't trust easily what people are saying.
者。 |
|
R*******N
发帖数: 7494 | 18 This is mainly caused by exchange rate. If China can maintain its exchange rate of 1:1 rather than 1;8, "Wan yuan hu" in 80s could do similar things as this guy did.
So you can see how a government rob its people in such a clever way: depreciating your maney cleverly.
Also, in contrast, today's Japan is not 80's Japan anymore. Japan reached its peak in 80s and then kept going down and down. So here is relativity law: while others are going down quickly, you feel you're rising. |
|
p******u
发帖数: 14642 | 19 别傻，80年代万元户比现在的千万元户少多了，而且当时黑市换钱的税率比官方低得多
rate of 1:1 rather than 1;8, "Wan yuan hu" in 80s could do similar things
as this guy did.
depreciating your maney cleverly.
its peak in 80s and then kept going down and down. So here is relativity law |
|
|
c**i
发帖数: 6973 | 21 Reports in chronological order.
(1) Bob Davis and Evan Ramstad, 'Peer Pressure' Seen as Currency War Fix.
Wall STreet Journal, Nov. 6, 2010.
http://online.wsj.com/article/SB10001424052748704405704575595853994221046.html
My comment: Just take a look at the graphic, which hints that anticipation
of QE2 (Aug. 27, 2010 when Fed Chairman Bernanke signaled) led to
(a) renminbi appreciation by about 3% so far (left panel). It is misleading,
for the report neglects to say that China had promised to rais... 阅读全帖 |
|
M*****8
发帖数: 17722 | 22
...................
No, actually you can, if
1. the government allows it, and
2. businesses also accept it.
But there are no benefits for any
government to allow this, and most
businesses don't like inconvenience.
Exception occurs when local currency
depreciates too rapidly, as happened
in Zimbabwe. |
|
t*****k
发帖数: 2547 | 23 On Friday, the G-20 meeting in Seoul - the summit bringing together the
world's 20 most important economies - concluded. The gathering, the fifth
since former President George Bush revived the grouping in 2008, was the
place where the world was supposed to come together to rebalance the
teetering global economy.
Instead of doing so, presidents and prime ministers deferred solutions to
the most intractable problems to the indefinite future. Worse, they did so
when global commerce is especially vu... 阅读全帖 |
|
R*******N
发帖数: 7494 | 24 Exactly. RMB goes depreciation, USA & EU wins. It equals for 1.3 billion Chinese to give up to share world resources, leaving them to western who are only producing notes. |
|
E*V
发帖数: 17544 | 25 who is speculating on Currencies?
RMB will depreciate again!
1% on monday |
|
N*******d
发帖数: 5641 | 26 depreciation, not appreciation.
很显然是一部分美国人希望人民币贬值，一部分人不希望 |
|
b*****d
发帖数: 61690 | 27 NEW YORK (CNNMoney) -- The International Monetary Fund issued a report
Thursday on a possible replacement for the dollar as the world's reserve
currency.
The IMF said Special Drawing Rights, or SDRs, could help stabilize the
global financial system.
SDRs represent potential claims on the currencies of IMF members. They were
created by the IMF in 1969 and can be converted into whatever currency a
borrower requires at exchange rates based on a weighted basket of
international currencies. The IMF t... 阅读全帖 |
|
p********a
发帖数: 6437 | 28 see this typical retarded brainwashed thought!
and btw, what hell is this related with China FX reserve?
there is no "inflation" in China,
that's right, there is no "inflation"
it is simply currency(RMB) depreciation due to crazy printing. |
|
|
|
d*****l
发帖数: 8441 | 31 RMB is now over-valued. RMB should depreciate. |
|
s**********d
发帖数: 36899 | 32
正常吧，两辆车，loan/depreciation就不少啊，加保险汽油修车，
我觉得不止$5500吧。
另外3000多是别的，飞机啥的。
entertainment真高啊，$2700，中国人给拉下来不少吧。 |
|
d*****l
发帖数: 8441 | 33 Taiwan is too small. It's too late for the US to sell Taiwan at this time.
It will continue depreciating as time goes. |
|
H*********S
发帖数: 22772 | 34 回中国去反共闹革命，抓胡温薄杀全家都可以，但是走出国门后再攻击中国/中国人华
人（Chinese）那是恶习，那样首先是depreciate自己，最终是害自己，因为就算你换
个纯欧洲名字，也不能洗皮改出生地外加杀光所有已经知道你身份的亲戚朋友同事。
真的有本事，应该质疑小布什成绩稀烂前科累累怎么还能进yale这类的事。
gg |
|
H*********S
发帖数: 22772 | 35 中国人在海外更斗不得。
出了国整天骂国内，据说是“彰显出国先进性和优越性”，但是人家都TM5，6代美国公
民了，谁还待见你那点“优越性”？中国人出国来就算拿绿卡换护照，还是摆不脱自己
的中国背景哪怕你再不喜欢，任何攻击中国和中国人的行为实际上就是depreciate自己
，这个道理很多人搞不懂。 |
|
y*******o
发帖数: 6632 | 36 commodity has very high risk. If you take a look at the price graph of
commodity from 1990 to 2000, the commodity to dollar is depreciation a lot.
How can you hedge the risk?
Even if the commodity to dollar is appreciation, how can you make sure the
gold to CNY is appreciation?
Surely, I agree gold is a good investment choice, but now, may not be a good
time, can his father bear and 3 year loss and hold till the investment
becomes profitable?
If the payout is inflation adjusted and his father is... 阅读全帖 |
|
m*******r
发帖数: 1701 | 37 hehe,the whole point of bail out is to avoid chapter 11 or chapter 7.
so if you know it's going to bankrupt, why do u bail out and get some junk
which depreciate every min. |
|
L******f
发帖数: 5368 | 38 美国的Mobile Home。
Mobile homes are often sited in land lease communities known
as trailer parks. Also referred to as trailer courts, mobile
home parks, mobile home communities, manufactured home communities,
and factory built home communities, these communities allow
home owners to rent space on which to place a home.
In addition to providing space, the community can provide
basic utilities such as water, sewer, electricity, or natural
gas and other amenities such as garbage removal, community
roo... 阅读全帖 |
|
a****t
发帖数: 1056 | 39 Everytime when you pay out cash, you need to double the amount of what you
actually paid. If you pay $50 for a dinner, then the actual amount you paid
is $100.
Roughly,35% Federal tax, 5% state tax, 10% property tax, and 10% sales tax
In general, people will only enjoy less than 50% what they earned.
The actual RMB/US ratio should be around 3:1 now
Considering the US$ depreciation, and RMB$ appreciation,it should be around
2:1 in 2017, |
|
S**********n
发帖数: 264 | 40 What is the cost? Maintenance, depreciation, insurance, salary and benefits
of personnel, plus service of debts?
Any data comparing with 火电?
This is very good data, by the way. |
|
d*****l
发帖数: 8441 | 41 Correct!
The appreciation of Yuan is controlled and gradual.
And in the future it has the flexibility of depreciation if necessary. |
|
w********r
发帖数: 1189 | 42 i do not know if you are right or not but i know the final market price is
decided by the expected demand and supply in a short run, and true demand
and supply in a long run.
国五条 definitely causes some disruption in the market. its full effect is
yet to be seen.
In general, it helps depress the bubbles.
I believe 房价 is 跌 even the house price tag remains flat because of the
fast depreciation of RMB. Remember a house of RMB 2 MILLION may worth only 1
million in 5 years, although its paper value is... 阅读全帖 |
|
d*****l
发帖数: 8441 | 43 Ghost town is the place where original residents left, like Detroit.
Empty town could be totally new town with new houses not yet sold.
They are different. Ghost town is abandoned and worthless, while the empty
new towns are depreciated assets only. |
|
D**S
发帖数: 24887 | 44 Explain this?
You implied extreme depreciation of RMB? |
|
d*********2
发帖数: 48111 | 45 depreciation本来就是small business能混到的最后一口饭了 |
|
T*****e
发帖数: 799 | 46 I thought the won was depreciated by 40% in 2008.
新浪财经讯 北京时间4月19日上午消息，据外电报道，韩国财长玄旿锡(Hyun Oh Seok)
表示，日元贬值对韩国经济的影响要超过朝鲜威胁。
据彭博社报道，玄旿锡昨日在G20财长和央行行长会议前接受采访时表示：“日本
的经济政策为帮助全球经济复苏贡献了它们的一份力量，但如果这引发问题，然后这些
问题引发联盟国家新的回应，比如说一场货币战争，世界经济将面临艰难时刻。”
在上任后的第一个月，玄旿锡就一直在与影响韩国出口商的日元下跌与挫伤信心的
朝韩局势紧张作斗争。
玄旿锡表示：“相比朝鲜风险，日元下跌对韩国实体经济有着相当大的影响，日元
贬值已经引发了溢出效应现象，所以这值得讨论。”
玄旿锡表示，股票、货币和信用违约掉期权利金近期的变动受到朝鲜挑衅的影响，
塞浦路斯金融危机等其它事件也有影响。然而他表示：“将朝鲜和日元贬值视为风险水
平相同确实很难，朝鲜对实体经济没有产生大的影响。”
玄旿锡3月曾表示，日元走弱正在给韩国的出口亮红灯。出口占韩国经济的近一半
，三星[微博]电子1月份称汇率波... 阅读全帖 |
|
u****d
发帖数: 2578 | 47 当然这次又不是真的。狼真来的时候，一定是打枪的不要，悄悄地进村。A 股今年夏天
要大涨。
China Failure to Grow With $1 Trillion Is Warning to Li: Economy
By Bloomberg News - May 30, 2013 China’s economy is proving less responsive
to credit, escalating pressure on Premier Li Keqiang to strengthen the role
of private enterprise.
The government’s broadest measure of credit rose 58 percent to a record 6.
16 trillion yuan ($1 trillion) in January-to-March, when gross domestic
product gained 7.7 percent, compared with 8.1 percent a year earlier... 阅读全帖 |
|
D**S
发帖数: 24887 | 48 China Stimulated Its Economy Like Crazy After The Financial Crisis ... And
Now The Nightmare Is Beginning
http://www.businessinsider.com/chinas-excess-capacity-problem-2
China is seeing slower economic growth.
Concerns are building over a massive credit bubble, and some say it is no
longer an engine of global growth.
Excess capacity — in which demand for products is less than potential
supply — continues to be one of China's biggest problems.
An excellent piece by Jamil Anderlini in today's Fina... 阅读全帖 |
|
z****e
发帖数: 54598 | 49 三个成本
硬件的depreciation
软件的license fee
码农的salary
最后一个最高，其次是软件，最后是硬件
硬件通过cloud来省
软件通过开源来省
码农裁员，原来两个人做的
裁掉一个，把能干的那个人工资加50%
搞定
以后所有公司都这么干 |
|
g**8
发帖数: 4951 | 50 我们大家在美国亲眼目睹，亲身经历着和阿三的博斗，扯着脖子如此这
般的呼吁呐喊：小心阿三席卷美国科技行业，最后从决策和产业链上断了全球华人的科
技产业，而国内舆论媒体，不但从来完全听不到不想看我们的意见，反过来国内的贪官
和草包蠢货们却在急着疯狂投资印度，要投资3０００亿美元，还是中国国家开发银行
投资主导，要去投巨额资金主动承担印度30%的基础设施建设，而且特别善解人意的主
动要多投不会被印度人疑心别有所图的旅游业和基础道路这些设施。再下去就是要投资
建小学了，估计。据说是为了和日本争拉拢印度。拉拢个大傻博弈！就那么在乎吗？中国
投资印度3０００亿美金建基础设施，愚昧病态得毫无战略全局，痴呆歇斯底里弱智得
无以复加。
再看看印度媒体的报道吧，倒是真毫不客气：
China desperate to invest in India'
中国不顾一切地要投资印度 （另译：中国要死要活地要投资印度）
http://www.newindianexpress.com/cities/hyderabad/China-desperat
去年九月份的报道，
Although China’s economy ... 阅读全帖 |
|
