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全部话题 - 话题: coverage
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l******h
发帖数: 2
1
Highly reputational company with very competitive compensation for all
positions.
Please send in your resume and position/positions you like to apply to my
email address below.
h*******[email protected]
All resumes will be deliver to hiring manager directly. Act fast!
Thanks!
Silicon Engineering Group
Sr. Physical Design Timing Engineer
Timing (STA) Manager
Senior Physical Design Engineer
CAD Manager - Front-End Design and Verification
Sr. CAD Engineer - Place & Route / Physical Design Engineer
Sr. CA... 阅读全帖
l******h
发帖数: 2
2
Highly reputational company with very competitive compensation for all
positions.
Please send in your resume and position/positions you like to apply to my
email address below.
h*******[email protected]
All resumes will be deliver to hiring manager directly. Act fast!
Thanks!
Silicon Engineering Group
Sr. Physical Design Timing Engineer
Timing (STA) Manager
Senior Physical Design Engineer
CAD Manager - Front-End Design and Verification
Sr. CAD Engineer - Place & Route / Physical Design Engineer
Sr. CA... 阅读全帖
k*********5
发帖数: 1417
3
来自主题: Automobile版 - amex的租车租车保险怎么选?
今天加入了amex的租车计划
不过有两个选项
Amount of Theft/Damage Coverage* Premium (per rental)
Up to $100,000 $24.95
Up to $75,000 $19.95
请问这其中到底有什么区别啊
不是说只能租不超过5万的车么?
那是Up to $100,000 $24.95的不超过5万?那19.95的最多能租多少价值的车呢?
这个5万是怎么弄出来的?
还有看了他家的解释
是不是这两个的区别主要在于不同价值的人身保险和财产保险?
PREMIUM CAR RENTAL PROTECTION DETAILS
Premium Car Rental Protection (PCRP) is an insurance product offered by
American Express® Travel Related Services Company, Inc. to help protect
American Express Cardmembers and Passengers when the Cardmemb... 阅读全帖
k*********5
发帖数: 1417
4
今天加入了amex的租车计划
不过有两个选项
Amount of Theft/Damage Coverage* Premium (per rental)
Up to $100,000 $24.95
Up to $75,000 $19.95
请问这其中到底有什么区别啊
不是说只能租不超过5万的车么?
那是Up to $100,000 $24.95的不超过5万?那19.95的最多能租多少价值的车呢?
这个5万是怎么弄出来的?
还有看了他家的解释
是不是这两个的区别主要在于不同价值的人身保险和财产保险?
PREMIUM CAR RENTAL PROTECTION DETAILS
Premium Car Rental Protection (PCRP) is an insurance product offered by
American Express® Travel Related Services Company, Inc. to help protect
American Express Cardmembers and Passengers when the Cardmemb... 阅读全帖
C**8
发帖数: 536
5
来自主题: NewJersey版 - 租车求教~~~
American Express PREMIUM CAR RENTAL PROTECTION PLAN TERMS AND CONDITIONS
SUMMARY OF TERMS AND CONDITIONS
By enrolling in the Premium Car Rental Protection Plan, you are also
enrolling all your other American Express Card accounts and any Additional
Cards issued on those accounts. Any Card accounts issued to you in the
future, and Additional Cards on those accounts, will also be enrolled. The
only Cards that will not be enrolled are Corporate Cards, Additional Cards
enrolled independently, and Ad... 阅读全帖
y****g
发帖数: 1320
6
这里是州政府对 no fault 的具体解释:
http://www.michigan.gov/documents/cis_ofis_ip202_25083_7.pdf
Page 1
Department of Insurance and Financial Services PO Box 30220 Lansing, MI
48909-7720
(517)373-0220 Toll Free (877)999-6442
[FIS-PUB 0202] [04/13]
Insurance Consumer Information Sheet
Brief Explanation of Michigan No-Fault Insurance
NO-FAULT INSURANCE is required by law in Michigan. Every owner of a car must
buy certain basic coverages in order to get license plates. It is against
the law to drive or let you... 阅读全帖
l****z
发帖数: 29846
7
Exchanges See Little Progress on Uninsured
Early Estimates Suggest That Majority of Sign-Ups Already Had Health Plans
By Christopher Weaver and
Anna Wilde Mathews
Updated Jan. 17, 2014 8:07 p.m. ET
Early signals suggest the majority of the 2.2 million people who sought to
enroll in private insurance through new marketplaces through Dec. 28 were
previously covered elsewhere, raising questions about how swiftly this part
of the health overhaul will be able to make a significant dent in the number
... 阅读全帖
l****z
发帖数: 29846
8
来自主题: USANews版 - UPS宣布cut部分员工的医疗福利
UPS to End Health Benefits for Some Working Spouses of Employees
Company Says Move Is Prompted in Part by Federal Health Overhaul.
By TIMOTHY W. MARTIN
, BETSY MORRIS
and SCOTT THURM
CONNECT
United Parcel Service Inc. UPS +0.99% plans to cut off health benefits to
working spouses of thousands of employees starting in 2014, a move it said
is prompted in part by higher costs related to the federal health overhaul.
The Atlanta-based package delivery giant said in an internal memo to
employees last ... 阅读全帖
m***d
发帖数: 1050
9
来自主题: Automobile版 - 常见问题回答: 租车要不要买保险
I have car insurance. Do I really need to buy their coverage, too?
The answer is: it depends. You want to make sure you’re covered, but you
also don’t want to pay for unnecessary duplicate coverages that could
double the price of your rental.
The first step is to check your auto policy to see what your coverage is. If
you carry comprehensive and liability coverage on your personal car,
coverage will extend to your rental car. If you’re renting a car of similar
value to your personal car, in all... 阅读全帖
s**s
发帖数: 260
10
来自主题: Automobile版 - 车保险买多少合适
Bodily Damage: 100,000/300,000
collision: deductible 500 or 1000 for new cars
comprehensive: deductible 500 or 1000 for new cars
Property Damage: 50,000 or 100,000
Uninsured Motorist: 25,000/500,00 depends on your car value
Liability for Bodily Injury – The minimum coverage for bodily injury varies
by state and may be as low as $10,000 per person or $20,000 per accident.
Many auto policies stop at a maximum of $300,000 or $500,000 per accident
for Liability coverage. If you injure someone wit... 阅读全帖
A*******s
发帖数: 9638
11
来自主题: Medicalpractice版 - Malpractice insurance
Malpractice insurance is essential for practice. But someone says if you don
't have the insurance, you may not get sued since there is no money to lure
the attorney. Is that true?
Let's take a look at this interesting article:
What is colloquially referred to as “going bare”.
First, let’s agree to never use that term. It has its origin in the conduct
of doctors who literally carry no coverage and hide their assets (or so
they think…). It is unethical and it is stupid.
What we are talking about... 阅读全帖
O*****n
发帖数: 78
12
来自主题: CellularPlan版 - 美国手机计划入门信息
响应版主号召,把这篇老文章从俱乐部搬到新家。原文写于三年前,而在过去两年里,
各家运营商都已经全面铺开了LTE。原文里的有些信息已经过时,明显错漏的已经更新
,其余的我会抓紧更新。
我看到版上隔三差五总有些关于Prepaid入门的问题。觉得如果有个这样的帖子,可能
会有帮助。
Disclaimer: 本文的目的是为普通用户提供Prepaid方面的信息。本文作者非电信专业
人士。文中有任何不当之处,欢迎指出或订正。
美国的电信运营商(Carriers)
美国有四大National的电信网络/运营商:AT&T,Verizon,T-Mobile,和Sprint(
Regional的运营商就不在此文讨论之列了)。他们的主要业务是合约机(Postpaid)。
最常见的形式是两年的合约,用户先使用他们的电信服务,然后付账。运营商通常都会
提供减价/免费的手机。如果用户希望提早解除合约,通常都需要付出一笔解约费(
Early Termination Fee, ETF)。这四大运营商也提供预付费手机服务(Prepaid),
但是价格往往比他们的代理商要贵一些。预付费手机服务没有合约限制,通常用户通过
... 阅读全帖
c****e
发帖数: 1984
13
http://www.johnziegler.com/editorials_details.asp?editorial=220
Thursday, July 19, 2012
Editorial by John Ziegler
How the Media May Have Framed Joe Paterno
7/19/2012
Regardless of what the final facts eventually say about what Joe Paterno
knew and when he knew it about Jerry Sandusky’s criminal behavior (contrary
to what the media has told you, they aren’t in yet), the media coverage of
him has been as unfair as any I have ever seen. In some ways, the media
coverage of Joe Paterno has combined s... 阅读全帖
l****z
发帖数: 29846
14
http://www.forbes.com/sites/theapothecary/2014/05/10/new-mckins
Avik Roy , Forbes Staff
One of the principal flaws in the coverage of Obamacare’s exchange
enrollment numbers to date has been that the press has not made distinctions
between those who have “signed up” for Obamacare-based plans, and those
who have actually paid for those plans and thereby achieved enrollment in
health insurance. A new survey from McKinsey indicates that a large majority
of people signing up are now paying for their... 阅读全帖
N********g
发帖数: 132
15
当Consultant,保险要完全自己买。从来没有这方面的经验,做研究做得头都大了,真
心请教大家。因为很多术语不知道准确的中文翻译,所以中英混杂,见谅……
现在家里的基本情况是家在新泽西,只有老公一人上班,老婆不上班,有一个不到三岁
的娃。全家都很健康,很少看医生,娃马上要去day care,暂时没有生二娃的打算。所
以这个保险平时可能主要用来给娃看医生了。请大家建议一下应该如何选择,多谢!
看到保险有好多种,HMO,EPO,PPO之类,基本定义是这个样子:
HMO,有primary care physician,有health network,network之外不cover;
EPO,不需要指定primary care physician,有health network,network之外不cover;
PPO,不需要指定primary care physician,有health network但是network之内看病也
要出一些钱,network之外cover一部分,deductible比较高。
http://www.boston.com/business/healthcar... 阅读全帖
l*******s
发帖数: 7316
16
【 以下文字转载自 Prepaid 俱乐部 】
发信人: OldBean (老豆), 信区: Prepaid
标 题: 美国Prepaid入门信息 - 建议新手仔细阅读
发信站: BBS 未名空间站 (Tue Jun 11 15:26:44 2013, 美东)
我看到版上隔三差五总有些关于Prepaid入门的问题。觉得如果有个这样的帖子,可能
会有帮助。
Disclaimer: 本文的目的是为普通用户提供Prepaid方面的信息。本文作者非电信专业
人士。文中有任何不当之处,欢迎指出或订正。
美国的电信运营商
美国有四大National的电信网络/运营商:AT&T,Verizon,T-Mobile,和Sprint(
Regional的运营商就不在此文讨论之列了)。他们的主要业务是合约机(Postpaid)。
最常见的形式是两年的合约,用户先使用他们的电信服务,然后付账。运营商通常都会
提供减价/免费的手机。如果用户希望提早解除合约,通常都需要付出一笔解约费(
Early Termination Fee, ETF)。这四大运营商也提供预付费手机服务(Prepaid),
但是价格往往比他... 阅读全帖
l****z
发帖数: 29846
17
Companies Try to Escape Health Law’s Penalties
Some Employers Seek to Shift Employees to Medicaid; Others Plan to Offer ‘
Skinny’ Benefit Plans
By
Anna Wilde Mathews And Julie Jargon
Updated Oct. 21, 2014 9:17 p.m. ET

With companies set to face fines next year for not complying with the new
mandate to offer health insurance, some are pursuing strategies like
enrolling employees in Medicaid to avoid penalties and hold down costs.
The health law’s penalties, which can amount to about $2,000 per ... 阅读全帖
h*********a
发帖数: 828
18
计划去San Juan, PR租车,但是本人没有自己的car insurance.
准备租enterprise的车。有下面三个保险选项
1. Damage Waiver
2. Personal Accident Insurance
3. Supplemental Liability Protection
如果我用chase united, 还需要买哪(几)个 ?
谢谢大家!
Damage Waiver
DAMAGE WAIVER (DW) FOR THIS BRANCH RANGES BETWEEN $15.99 AND $19.99 PER DAY.
- DW IS OFFERED AT THE TIME OF RENTAL FOR AN ADDITIONAL DAILY CHARGE. IF
THE RENTER ACCEPTS DW, ENTERPRISE WAIVES OR REDUCES THE RENTER'S
RESPONSIBILITY FOR LOSS OF, OR DAMAGE TO, THE RENTAL VEHICLE (INCLUDING BUT... 阅读全帖
P*********0
发帖数: 4321
19
http://healthcarereform.procon.org/view.resource.php?resourceID
History of the Individual Health Insurance Mandate, 1989-2010
Republican Origins of Democratic Health Care Provision
Heritage Foundation's 1989 report is considered to be the conceptual origin
of the health insurance mandate.
The concept of the individual health insurance mandate is considered to have
originated in 1989 at the conservative Heritage Foundation. In 1993,
Republicans twice introduced health care bills that contained an... 阅读全帖
l****z
发帖数: 29846
20
CBO: 7 million to lose employer-based insurance when ACA rules take effect
February 7, 2013 by Michael Laprarie
But don’t worry – your family will be able to buy health insurance through
a government exchange for a mere $20,000 a year!
As much as I would like to call this fiction, it isn’t. The Affordable
Care Act health insurance mandate and penalty regulations are confusing and
ridiculous.
An employer must offer each employee “affordable” coverage (meaning the
employee’s premium contributio... 阅读全帖
l****z
发帖数: 29846
21
来自主题: USANews版 - WSJ: 疤蟆care遭到沉重打击
Blows to Health-Care Law Pile Up, Cutting Its Sweep .
By LOUISE RADNOFSKY
and CHRISTOPHER WEAVER
The big expansion of health insurance envisioned under the 2010 Affordable
Care Act is now looking less sweeping.
The latest indication that the coverage net won't be as wide as initially
expected came this week when the Obama administration delayed for a year a
requirement that larger employers offer health insurance to workers or pay a
penalty. The move means businesses with 50 or more employees th... 阅读全帖
l****z
发帖数: 29846
22
Wal-Mart to End Health Insurance for Some Part-Time Employees
Cutback to Affect 30,000 Who Work Fewer Than 30 Hours a Week

By Shelly Banjo,
Updated Oct. 7, 2014 7:37 p.m. ET
Wal-Mart Stores Inc. WMT +1.38% is cutting health insurance for another
30,000 part-time workers and raising premiums for its other employees, as U
.S. corporations push to contain costs in the wake of the federal health-
care law.
Autumn is typically when U.S. companies unveil changes to employee insurance
plans. Thi... 阅读全帖
n*******4
发帖数: 6402
23
街趴车bumper被撞凹
HIT AND RUN,当然找不到坏人了。
GEICO的保险
是走Comprehensive还是走Collision?
Comprehensive定义如下:
Comprehensive coverage pays for loss or damage to your vehicle caused by
fire, theft, vandalism, hail, windstorm, riot, falling objects, flood,
collision with an animal, and other events as stated in your policy contract.
Each comprehensive claim is subject to a deductible (the amount you will pay
out of pocket). You should choose a deductible that meets your financial
needs; the higher the deductible, th... 阅读全帖
z********3
发帖数: 1430
24
来自主题: Boston版 - 求建议 有关health insurance的事
http://www.massresources.org/health-reform.html#howmuchpenalty
What is the Massachusetts Health Reform Act?
The Massachusetts Health Reform Act is a state law passed in 2006 that
requires all adult Massachusetts residents to have health insurance if they
can afford it. Residents without health insurance face a tax penalty.
Massachusetts residents with limited incomes may be eligible for MassHealth
or Commonwealth Care. For other residents, the state determines how much you
should be able to spen... 阅读全帖
l****z
发帖数: 29846
25
Small-business owners across the U.S. are bracing for the health-care law
that kicks in next year, fearing it will increase the cost of providing
insurance to employees.
But Rick Levi, a business owner in Des Moines, Iowa, is among those
considering the government's escape hatch: paying a penalty to avoid the law
's "employer mandate."
Under the Affordable Care Act, employers with 50 or more full-time workers
will be required to provide coverage for employees who work an average of 30
or more ho... 阅读全帖

发帖数: 1
26
22. What qualifies as a short coverage gap?
In general, a gap in coverage that lasts less than three months qualifies as
a short coverage gap. If you have more than one short coverage gap during a
year, the short coverage gap exemption only applies to the first gap.If you
have a coverage gap of 3 months or more, you are not exempt for any of
those months.
If you do not have coverage for a continuous period that begins in one
taxable year and ends in the next, for purposes of applying the short
c... 阅读全帖
Y*Z
发帖数: 1301
27
来自主题: NextGeneration版 - First come to 我 爱 宝 宝
My friends will come to USA as H4 and want to have a baby. She want to know
the following health insurance is Ok?
Hope 我 爱 宝 宝 can give some suggestion.
Thanks
Enhanced HSA/1500Details At a GlancePlan Type: PPO
Office Visit for Primary Doctor:
Find Doctors 0% after deductible
Office Visit for Specialist: 0% after deductible
Coinsurance: 0% after deductible
Annual Deductible: Individual:$1,500
Separate Prescription Drugs Deductible: Medical Plan Deductible Applies
Prescription Drugs: Generic: 0%... 阅读全帖
Y*Z
发帖数: 1301
28
来自主题: NextGeneration版 - First come to 我 爱 宝 宝
My friends will come to USA as H4 and want to have a baby. She want to know
the following health insurance is Ok?
Hope 我 爱 宝 宝 can give some suggestion.
Thanks
Enhanced HSA/1500Details At a GlancePlan Type: PPO
Office Visit for Primary Doctor:
Find Doctors 0% after deductible
Office Visit for Specialist: 0% after deductible
Coinsurance: 0% after deductible
Annual Deductible: Individual:$1,500
Separate Prescription Drugs Deductible: Medical Plan Deductible Applies
Prescription Drugs: Generic: 0%... 阅读全帖
c*****g
发帖数: 21627
29
来自主题: USANews版 - 灾难来临:ObamaCare的时间表
Dec. 15, 2013—This is the date you need to enroll for insurance on the
exchange and pay your first premium in order for your health coverage to go
into effect on Jan. 1, 2014. After Dec. 15, you still can enroll, but your
start date for coverage will be delayed by between two and six weeks,
depending on what day of the month you enroll.
Jan. 1, 2014—Insurance coverage from plans sold on the health exchanges
begin. Most people who don't have insurance coverage by this date will face
a tax penalty... 阅读全帖
a****z
发帖数: 79
30
来自主题: Automobile版 - Camry warranty 爆胎了包换吗?
新车一般前3年或36k mile是有basic warranty,但除了轮胎和CD。roadside
assistant也是同时包括,给dealer打电话,他们就能摆平。
Basic 36 months/36,000 miles (whichever comes first) (all components other
than normal wear and maintenance items).
如果单独买road hazardous保险也能包括。
如果是因为你违反了warranty条款,比如爆胎不换,引起其他毛病,就要自己付了。
超过basic warranty,下面是camry主要部件的保险条款:
Powertrain 60 months/60,000 miles (whichever comes first) (engine,
transmission/transaxle, drive system, seatbelts and airbags).
Rust-Through 60 months/unlimited miles (corrosion perforation o... 阅读全帖
S*********s
发帖数: 1963
31
来自主题: Investment版 - HR说spouse FSA不影响我enroll HSA??
谢谢。不过我从网上找到IRS的下面规定,从规定的内容理解,IRS似乎看的是当前年度
整个calendar year内是否有FSA coverage,而不在于是否有contribute到FSA。我们因
为有去年的$500 FSA balance rollover到今年,所以看来是不能enroll HSA了。我们
的HR看来也没理解对。
不过,是否有办法把我从spouse的FSA coverage “remove”出来?FSA账户上是可以把
我的名字去掉,但是似乎随时可以加回进去,所以这种操作应该不算“remove”
coverage。
https://www.irs.gov/irb/2005-49_IRB/ar08.html#d0e1151
Interaction Between HSAs and Health FSAs
Section 223(a) allows a deduction for contributions to an HSA for an “
eligible individual” for any month during the taxable year. An “... 阅读全帖
x*****9
发帖数: 3256
32
来自主题: Living版 - Renter insurance保房东吗?
新房东强制要求购买renter insurance
并且需要保他的那种
我研究下
发现没有什么保房东的条款
比如geico
Personal Property Coverage (Coverage C) ?
Example: Your apartment is on fire, your furniture, electronics, and clothes
are damaged or destroyed, coverage is provided up to the limits stated here
.
Loss of Use (Coverage D) ?
Example: You must stay in a hotel and eat out, coverage is provided up to
the limits stated here.
Property Deductible ?
Example: The amount of your loss totals $7000, your portion to pay is $500,
or the amount y... 阅读全帖
l****i
发帖数: 2772
33
来自主题: Money版 - 也说说AmeX信用卡租车保险
如果你自己的车有全包,租车超过3天的话,amex的付费保险比较好。
The $100,000 coverage level with a premium of $24.95 covers:
Up to $100,000 of primary damage and theft coverage for the rental car.
• Up to $100,000 of Accidental Death and Dismemberment (AD&D) coverage.
• Up to $15,000 per person of excess coverage for Medical Expenses.
• Up to $5,000 per person of excess coverage for personal property,
maximum of $10,000 for all. For Florida Residents, up to $15,000 per person
of excess coverage for personal... 阅读全帖
h****n
发帖数: 362
34
来自主题: Money版 - 问个租车保险的问题?
在amex网站上找到两个
What is the American Express Car Rental Insurance plan?
American Express Car Rental Insurance provides coverage for damage and theft
to your rental vehicle for a maximum of 45 consecutive days. Damage and
theft coverage is primary for up to $50,000, so you will not need to involve
your car insurance company and risk having your premiums increase. Also
this plan provides coverage for ‘loss of use’ while the car is being
repaired. You can also contact our Travel Assistance program an... 阅读全帖
l******n
发帖数: 9344
35
来自主题: Reunion版 - 给大家一个保险的信息
在expedia.com买机票的时候,可以选择International flight insurance,价格大概
70$左右。
对于不想买regular travel insurance的同学,可以考虑一下。
SUMMARY OF COVERAGES
PART A. TRAVEL ARRANGEMENT PROTECTION
Trip Cancellation and Trip Interruption Benefits
Pre-Departure Trip Cancellation
We will pay a Pre-Departure Trip Cancellation Benefit, up to the amount in
the Schedule for non-refundable cancellation charges imposed by Expedia, Inc
., if you are prevented from taking your Covered Trip due to your, an
Immediate Family Member’s, Trav... 阅读全帖
m******o
发帖数: 8504
36
来自主题: Football版 - 季前赛好多电视上都没有啊
其他更详细的local 电视台:
Tampa Bay Buccaneers at Philadelphia Eagles
7pm ET
Buccaneers TV coverage: Channel 38 (Tampa), Fox (Orlando, Fort Myers,
Tallahassee), CHannel 44 (Mobile)
Eagles TV coverage: Comcast Sportsnet (Philadelphia), Fox (Harrisburg,
Scranton), My/29 (State College)
------
Washington Redskins at Atlanta Falcons
7pm ET
Redskins TV coverage: WRC (Washington), Comcast Sportsnet Mid-Atlantic, CW (
Baltimore), ABC (Charlotte), CBS (Norfolk), Fox (Richmond)
Falcons TV coverage: CW (Atlanta), ... 阅读全帖
p********3
发帖数: 5750
37
INTRODUCTION — The word "acupuncture" is derived from the Latin words "acus
" (needle) and "punctura" (penetration). Acupuncture originated in China
approximately 2000 years ago and is one of the oldest medical procedures in
the world.
Over its long history and dissemination, acupuncture has diversified and
encompasses a large array of styles and techniques. Common styles include
Traditional Chinese, Japanese, Korean, Vietnamese, and French acupuncture,
as well as specialized forms such as hand,... 阅读全帖
l****z
发帖数: 29846
38
(CNSNews.com) - President Barack Obama’s Treasury Department issued a new
regulation today that for the second time directly violates the plain and
unambiguous text of the Patient Protection and Affordable Care Act by
allowing some businesses to avoid the law’s Dec. 31, 2013 deadline to
provide health insurance coverage to their employees.
Initially, on July 2, 2013, the administration unilaterally delayed the
deadline for the employer mandate until 2015. Now, the administration is
unilaterally... 阅读全帖
z****l
发帖数: 5282
39
☆─────────────────────────────────────☆
gtc (牛顿的苹果) 于 (Sun Jul 11 20:37:02 2010, 美东) 提到:
就是那个每次收20块钱左右,最多cover一个月的。本版很多人吹捧这个卡,说花了这
个钱就不用买任何租车公司的保险了。
我刚才dig了一下:
Coverage (for you and your passengers)
* Up to $100,000 of primary coverage for damage or theft of a Rental Car.
* Up to $100,000 of Accidental Death or Dismemberment coverage.
* Up to $15,000 for excess medical expenses.
它家不包括liability。而同样的coverage,VISA跟MASTER根本就不收钱。
结论:这个Program就是个垃圾。
☆──────────────────────────────────... 阅读全帖
t******n
发帖数: 6242
40
来自主题: Money版 - 哪张信用卡有road service?
发信人: tjphoton (冬种秋收), 信区: FLY
标 题: [原创]AAA与信用卡路边救援服务之比较
发信站: BBS 未名空间站 (Sun Nov 13 21:23:06 2011, 美东)
美国汽车俱乐部(AAA)的主要卖点在于提供路边救援服务(Roadside Assistance),外加
一些打折优惠、免费地图。第一个会员的年费需要$57(Basic Membership),或者$87(
Plus RV)。AAA提供的服务,除了换轮胎、Jump电池、开锁外,主要的是免费拖车,普
通会员最多免费拖5迈,Plus RV会员免费拖100迈。如果车没汽油而熄火,普通会员可
以免费送油,油费自理,Plus RV会员汽油免费。
现在很多信用卡行业竞争激烈,很多有年费的高端信用卡提供路边救援服务,此贴根据
手上已有信用卡的Terms and Conditions,宣传单,网上的信息,尝试总结和比较各个
信用卡之间的路边救援服务的优劣和价格。难免遗漏,欢迎补充和修正。
1. AMEX Card
1.1 Platinum (年费$450),Delta Reserve($450),P... 阅读全帖
t******n
发帖数: 6242
41
【 以下文字转载自 FLY 俱乐部 】
发信人: tjphoton (冬种秋收), 信区: FLY
标 题: [原创]AAA与信用卡路边救援服务之比较
美国汽车俱乐部(AAA)的主要卖点在于提供路边救援服务(Roadside Assistance),外加
一些打折优惠、免费地图。第一个会员的年费需要$57(Basic Membership),或者$87(
Plus RV)。AAA提供的服务,除了换轮胎、Jump电池、开锁外,主要的是免费拖车,普
通会员最多免费拖5迈,Plus RV会员免费拖100迈。如果车没汽油而熄火,普通会员可
以免费送油,油费自理,Plus RV会员汽油免费。
现在很多信用卡行业竞争激烈,很多有年费的高端信用卡提供路边救援服务,此贴根据
手上已有信用卡的Terms and Conditions,宣传单,网上的信息,尝试总结和比较各个
信用卡之间的路边救援服务的优劣和价格。难免遗漏,欢迎补充和修正。
1. AMEX Card
1.1 Platinum (年费$450),Delta Reserve($450),Premier Rewards Gold ($175)... 阅读全帖
t******n
发帖数: 6242
42
【 以下文字转载自 FLY 俱乐部 】
发信人: tjphoton (冬种秋收), 信区: FLY
标 题: [原创]AAA与信用卡路边救援服务之比较
美国汽车俱乐部(AAA)的主要卖点在于提供路边救援服务(Roadside Assistance),外加
一些打折优惠、免费地图。第一个会员的年费需要$57(Basic Membership),或者$87(
Plus RV)。AAA提供的服务,除了换轮胎、Jump电池、开锁外,主要的是免费拖车,普
通会员最多免费拖5迈,Plus RV会员免费拖100迈。如果车没汽油而熄火,普通会员可
以免费送油,油费自理,Plus RV会员汽油免费。
现在很多信用卡行业竞争激烈,很多有年费的高端信用卡提供路边救援服务,此贴根据
手上已有信用卡的Terms and Conditions,宣传单,网上的信息,尝试总结和比较各个
信用卡之间的路边救援服务的优劣和价格。难免遗漏,欢迎补充和修正。
1. AMEX Card
1.1 Platinum (年费$450),Delta Reserve($450),Premier Rewards Gold ($175)... 阅读全帖
t******n
发帖数: 423
43
https://www.americanexpress.com/us/content/card-benefits/purchase-protection
/faq.html
1. How does Purchase Protection work?
When an American Express® Card Member charges a covered purchase with
their Card account, Purchase Protection can help protect your purchases for
up to 90 days from the date of purchase if it is stolen or accidentally
damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000
per Card Member account per calendar year. Please read important exclusions
... 阅读全帖
c*****2
发帖数: 899
44
来自主题: Carolinas版 - 赞一下北卡州政府
前两天收到保险公司的一封信,大意是他们保费的标准超过州政府的规定,所以要我签名
同意他们超额收费.我立刻查了查其他公司的保费,才发现我如果从Allstate转到Geico,
同样的保险package,保费可以降低超过一半.三年前我还是从Geico转到Allstate的,看
来保险公司很难说哪家一定便宜.还是得每隔些时间就换一次.
Dear Customer:
We're writing to let you know that, at the most recent renewal of your auto
policy, your insurance rates are higher than those determined by the North
Carolina Rate Bureau. We know that this is not welcome news, but we want to
provide you with more information about this change.
We Need Your Consent to Continue Covera... 阅读全帖
G*******9
发帖数: 4371
45
来自主题: Connecticut版 - 美国汽车保险科普2
本科普的写作,和康州有很直接的关系,因为我先是在康州大学数学系读书,后来做保
险方面的工作。
在此感谢帮助我成功申请康州大学的好友以及我在康州大学期间给我帮助的同学。
第三章第一节
3.1保险计划的各个赔付范围
保险,是一份合约(保单),它规定在受保人交保险费的前提下,保险公司在受保人和
受保车在各种情况下负多大的责任。不要被英文的合约吓到,因为这些合约的各个组成
部分都是模块化公式化的,合约只是把你选中的模块堆砌在这个合约里面,所以你不用
担心各个模块里面的文字游戏和法律陷阱。
买保险,首先要明确保险的范围或者覆盖方面(Coverage),也就是保险公司什么情况
下负责赔付谁多少。这些东西,加起来就是保险计划或者合约的主题部分。
初级部分里面已经提到,最基本的保险范围是人身伤害和财产损失,没有买这两个保险
的司机,是不能合法开车的。现在就保险范围做更广泛深入的介绍。因为学习工作都是
用英文,而且读者仍然需要用英文和保险公司打交道,所以我们在讨论这些专业名词的
时候,为了不含混,主要用英文,有时用汉语翻译一下,翻译不一定符合中国的习惯。
请谅解。
保险计划包括赔付的几个覆盖方面(Cov... 阅读全帖
k*****e
发帖数: 22013
46
【 以下文字转载自 ChinaNews 讨论区 】
发信人: pipigou123 (鼠姐虎弟), 信区: ChinaNews
标 题: Re: 在美国,学中医的比这里大部分人赚得多
发信站: BBS 未名空间站 (Sun Aug 14 19:55:23 2011, 美东)
INTRODUCTION — The word "acupuncture" is derived from the Latin words "acus
" (needle) and "punctura" (penetration). Acupuncture originated in China
approximately 2000 years ago and is one of the oldest medical procedures in
the world.
Over its long history and dissemination, acupuncture has diversified and
encompasses a large array of styles and techniques. ... 阅读全帖
T*R
发帖数: 36302
47
来自主题: Military版 - 今天有一个坏消息
WALGREEN把16万员工推向EMPLOYER EXCHANGE,让他们自己去买保险。
这是OBMACARE通过后目前最大的企业走向这一步。
这个和把PENSION改成401K其实一回事。
就是把公司的支出从随通胀调整改成固定支出,员工能享受福利的肯定大大降低。
WALGREEN以前一直以好福利著称的。
Walgreen Joins Rush To Employer Exchanges, An Alternative To Obamacare
Marketplace
HOLLYWOOD, CA - JANUARY 15: People walk out o...
Walgreen Co. and another 17 large employers are turning to a new concept of
offering workers health benefits via private online marketplaces known as
exchanges such as one run by Aon Hewitt. (Image credit: Getty Im... 阅读全帖
f******y
发帖数: 2971
48
By Jessica Wohl
(Reuters) - Wal-Mart Stores Inc's (WMT) U.S. employees will pay between 8
and 36 percent more in premiums for its medical coverage in 2013, prompting
some of the 1.4 million workers at the nation's largest private employer to
say they will forego coverage altogether.
In mailings sent to employees for its recently completed open-enrollment
period, Wal-Mart noted that its rates would increase because healthcare
costs continue to rise.
For its most popular plan, which covers individ... 阅读全帖
l****z
发帖数: 29846
49
The nation's largest provider of security guards plans to discontinue its
lowest-cost health plans and steer roughly 55,000 workers to new government-
sponsored insurance exchanges for coverage next year, in the latest sign of
the fraying ties between employment and health care.
The U.S. arm of Sweden's Securitas AB SECU-B.SK +0.68% is among more than 1,
200 employers that offer the kind of bare-bones health plans that must be
phased out beginning Jan. 1 under the health-care law. Nearly four mi... 阅读全帖
l****z
发帖数: 29846
50
U.S. Overstates Health-Care Enrollees
Incorrect Inclusion of Dental Coverage Enrollees in Medical Insurance
Numbers
By
Louise Radnofsky
Updated Nov. 20, 2014 9:01 p.m. ET
The Obama administration said it recently overstated how many people had
paid-up health coverage through the Affordable Care Act’s insurance
exchanges because of the incorrect inclusion of dental coverage sign-ups,
marking an embarrassing disclosure as the health-care markets open for their
second year of operation.
Some 6.7 mi... 阅读全帖
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