Y*Z
发帖数: 1301 | 1 My friends will come to USA as H4 and want to have a baby. She want to know
the following health insurance is Ok?
Hope 我 爱 宝 宝 can give some suggestion.
Thanks
Enhanced HSA/1500Details At a GlancePlan Type: PPO
Office Visit for Primary Doctor:
Find Doctors 0% after deductible
Office Visit for Specialist: 0% after deductible
Coinsurance: 0% after deductible
Annual Deductible: Individual:$1,500
Separate Prescription Drugs Deductible: Medical Plan Deductible Applies
Prescription Drugs: Generic: 0% after deductible
Brand: 0% after deductible
Non-Formulary: 0% after deductible
Annual Out-of-Pocket Limit: Individual:$1,500
Includes deductible
Lifetime Maximum: Unlimited
Health Savings Account (HSA) Eligible: Yes (See HSA Administrators)
Out-of-Network Coverage: Yes (Details in plan brochure below)
Out of Country Coverage: Emergency Care Only . Paid as out-of-network, and
member must submit an itemized bill with services rendered and a diagnosis
in order to be reimbursed.
Rate Guarantee: 12 months. View Detail
Physicians
Primary Care Physician (PCP) Required: No
Specialist Referrals Required: No
Preventive Care Coverage
Periodic Health Exam: No Charge (No Deductible)
Periodic OB-GYN Exam: No Charge (No Deductible)
Well Baby Care: No Charge (No Deductible)
Prescription Drug Coverage
Generic Prescription Drugs: 0% after deductible
Brand Prescription Drugs: 0% after deductible
Non-Formulary Prescription Drugs Coverage: 0% after deductible
Mail Order for Prescription Drugs: Generic: 0% after deductible
Brand: 0% after deductible
Non-Formulary: 0% after deductible
Days Supply: 90
Separate Prescription Drugs Deductible: Medical Plan Deductible Applies
Hospital Services Coverage
Emergency Room: 0% after deductible
Outpatient Lab/X-Ray: 0% after deductible
Outpatient Surgery: 0% after deductible
Hospitalization: 0% after deductible
Maternity Coverage
Pre & Postnatal Office Visit: Not Covered
Labor & Delivery Hospital Stay: Not Covered
Additional Coverage
Chiropractic Coverage: 0% Coinsurance after deductible for 30 Visits per
Calendar Year; Combined with Physical, Occupational, Speech, Cognitive,
Audiology, Cardiac, and Respiratory Therapy)
Mental Health Coverage: 0% Coinsurance after separate mental health
deductible which is equal to the plan single/family deductible. No waiting
period
Substance Abuse Coverage: 0% Coinsurance after separate mental health
deductible which is equal to the plan single/family deductible. No waiting
period
Out-of-Network Coverage
Out-of-Network Authorization Required: Yes
Out-of-Network Deductible: $3,000 Individual/$6,000 Family
Out-of-Network Coinsurance: 30% after deductible
Out-of-Network Out-of-Pocket Limit: $7,500 Individual /$15,000 Family
Additional Information
A.M. Best Rating: A- as of 06/02/2010
Application Fee: No
Electronic Signature for Application Available: Yes
Will insurance company obtain and pay for medical records? Yes
Additional information about this health insurance plan is available in the
documents below.
Plan Brochure
Exclusions and Limitations | s***e
发帖数: 1203 | 2 你对你朋友真的很不错，写的这么详细。不过俺实在看不下去，太长了。
建议：你朋友两口子先自己研读保险的材料，然后跟身边用同样保险生过孩子的人咨询
。最后如果还有疑问，简单扼要的到版里发帖问。
为啥全篇英文，偏偏版名要用中文尼？吸引眼球？
know
【在 Y*Z 的大作中提到】
: My friends will come to USA as H4 and want to have a baby. She want to know
: the following health insurance is Ok?
: Hope 我 爱 宝 宝 can give some suggestion.
: Thanks
: Enhanced HSA/1500Details At a GlancePlan Type: PPO
: Office Visit for Primary Doctor:
: Find Doctors 0% after deductible
: Office Visit for Specialist: 0% after deductible
: Coinsurance: 0% after deductible
: Annual Deductible: Individual:$1,500
| L*******7
发帖数: 14902 | 3 看着头疼
既然是H4，那跟着老公公司的保险就行了吧 | Y*Z
发帖数: 1301 | 4 LD'S has been renewed, need join into next year.
【在 L*******7 的大作中提到】
: 看着头疼
: 既然是H4，那跟着老公公司的保险就行了吧
| Y*Z
发帖数: 1301 | 5 Sorry, I can't type chinese here and Thanks for your suggestion.
Enhanced HSA/1500
Monthly Cost:$224.53
Plan Details Plan Type: PPO
Deductible: $1,500
Coinsurance: 0%
Office Visit: 0% after deductible
Prescription Included
【在 s***e 的大作中提到】
: 你对你朋友真的很不错，写的这么详细。不过俺实在看不下去，太长了。
: 建议：你朋友两口子先自己研读保险的材料，然后跟身边用同样保险生过孩子的人咨询
: 。最后如果还有疑问，简单扼要的到版里发帖问。
: 为啥全篇英文，偏偏版名要用中文尼？吸引眼球？
:
: know
| Y*Z
发帖数: 1301 | 6 My friends will come to USA as H4 and want to have a baby. She want to know
the following health insurance is Ok?
Hope 我 爱 宝 宝 can give some suggestion.
Thanks
Enhanced HSA/1500Details At a GlancePlan Type: PPO
Office Visit for Primary Doctor:
Find Doctors 0% after deductible
Office Visit for Specialist: 0% after deductible
Coinsurance: 0% after deductible
Annual Deductible: Individual:$1,500
Separate Prescription Drugs Deductible: Medical Plan Deductible Applies
Prescription Drugs: Generic: 0% after deductible
Brand: 0% after deductible
Non-Formulary: 0% after deductible
Annual Out-of-Pocket Limit: Individual:$1,500
Includes deductible
Lifetime Maximum: Unlimited
Health Savings Account (HSA) Eligible: Yes (See HSA Administrators)
Out-of-Network Coverage: Yes (Details in plan brochure below)
Out of Country Coverage: Emergency Care Only . Paid as out-of-network, and
member must submit an itemized bill with services rendered and a diagnosis
in order to be reimbursed.
Rate Guarantee: 12 months. View Detail
Physicians
Primary Care Physician (PCP) Required: No
Specialist Referrals Required: No
Preventive Care Coverage
Periodic Health Exam: No Charge (No Deductible)
Periodic OB-GYN Exam: No Charge (No Deductible)
Well Baby Care: No Charge (No Deductible)
Prescription Drug Coverage
Generic Prescription Drugs: 0% after deductible
Brand Prescription Drugs: 0% after deductible
Non-Formulary Prescription Drugs Coverage: 0% after deductible
Mail Order for Prescription Drugs: Generic: 0% after deductible
Brand: 0% after deductible
Non-Formulary: 0% after deductible
Days Supply: 90
Separate Prescription Drugs Deductible: Medical Plan Deductible Applies
Hospital Services Coverage
Emergency Room: 0% after deductible
Outpatient Lab/X-Ray: 0% after deductible
Outpatient Surgery: 0% after deductible
Hospitalization: 0% after deductible
Maternity Coverage
Pre & Postnatal Office Visit: Not Covered
Labor & Delivery Hospital Stay: Not Covered
Additional Coverage
Chiropractic Coverage: 0% Coinsurance after deductible for 30 Visits per
Calendar Year; Combined with Physical, Occupational, Speech, Cognitive,
Audiology, Cardiac, and Respiratory Therapy)
Mental Health Coverage: 0% Coinsurance after separate mental health
deductible which is equal to the plan single/family deductible. No waiting
period
Substance Abuse Coverage: 0% Coinsurance after separate mental health
deductible which is equal to the plan single/family deductible. No waiting
period
Out-of-Network Coverage
Out-of-Network Authorization Required: Yes
Out-of-Network Deductible: $3,000 Individual/$6,000 Family
Out-of-Network Coinsurance: 30% after deductible
Out-of-Network Out-of-Pocket Limit: $7,500 Individual /$15,000 Family
Additional Information
A.M. Best Rating: A- as of 06/02/2010
Application Fee: No
Electronic Signature for Application Available: Yes
Will insurance company obtain and pay for medical records? Yes
Additional information about this health insurance plan is available in the
documents below.
Plan Brochure
Exclusions and Limitations | s***e
发帖数: 1203 | 7 你对你朋友真的很不错，写的这么详细。不过俺实在看不下去，太长了。
建议：你朋友两口子先自己研读保险的材料，然后跟身边用同样保险生过孩子的人咨询
。最后如果还有疑问，简单扼要的到版里发帖问。
为啥全篇英文，偏偏版名要用中文尼？吸引眼球？
know
【在 Y*Z 的大作中提到】
: My friends will come to USA as H4 and want to have a baby. She want to know
: the following health insurance is Ok?
: Hope 我 爱 宝 宝 can give some suggestion.
: Thanks
: Enhanced HSA/1500Details At a GlancePlan Type: PPO
: Office Visit for Primary Doctor:
: Find Doctors 0% after deductible
: Office Visit for Specialist: 0% after deductible
: Coinsurance: 0% after deductible
: Annual Deductible: Individual:$1,500
| L*******7
发帖数: 14902 | 8 看着头疼
既然是H4，那跟着老公公司的保险就行了吧 | Y*Z
发帖数: 1301 | 9 LD'S has been renewed, need join into next year.
【在 L*******7 的大作中提到】
: 看着头疼
: 既然是H4，那跟着老公公司的保险就行了吧
| Y*Z
发帖数: 1301 | 10 Sorry, I can't type chinese here and Thanks for your suggestion.
Enhanced HSA/1500
Monthly Cost:$224.53
Plan Details Plan Type: PPO
Deductible: $1,500
Coinsurance: 0%
Office Visit: 0% after deductible
Prescription Included
【在 s***e 的大作中提到】
: 你对你朋友真的很不错，写的这么详细。不过俺实在看不下去，太长了。
: 建议：你朋友两口子先自己研读保险的材料，然后跟身边用同样保险生过孩子的人咨询
: 。最后如果还有疑问，简单扼要的到版里发帖问。
: 为啥全篇英文，偏偏版名要用中文尼？吸引眼球？
:
: know
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