s*****l
发帖数: 49 | 1 最近在靠近曼哈顿的地方看中个condo, 但是这房子不是Fannie Mae和FHA approved,
broker说这种情况很普遍。想问下这房子该不该买，以后会不会卖不出去？ | M********n
发帖数: 62 | 2 如果不是Fannie Mae和FHA approved. That means. Nobody can get the Loan.
There will be a problem in the future. Not many people can pay in Cash. So
the price in that Condo won't go up.
You can also check with Condo Association. Give them a call. find it out.
what is the problem. You can't trust Broker. | m*f
发帖数: 8162 | 3 最好别买。
broker的话也可以信，新泽西就能跑到纽约东边去了。。。
【在 s*****l 的大作中提到】
: 最近在靠近曼哈顿的地方看中个condo, 但是这房子不是Fannie Mae和FHA approved,
: broker说这种情况很普遍。想问下这房子该不该买，以后会不会卖不出去？
| c********n
发帖数: 731 | 4 If it is not FHA approved, that only means you cannot get FHA backed loan
like 5% downpayment. That also probably imply that certain percentage of the
condos in that building are rentals, which is why it is not FHA approved.
Think like this: If you don't live there in the future, it could be easily
rented. But you and future buyers need at least 20% downpayment to get the
loan. It has pros and cons.
【在 s*****l 的大作中提到】
: 最近在靠近曼哈顿的地方看中个condo, 但是这房子不是Fannie Mae和FHA approved,
: broker说这种情况很普遍。想问下这房子该不该买，以后会不会卖不出去？
| N**********8
发帖数: 122 | 5 You should able to get a loan from some a small local bank. They will hold
your loan in their portfolio and not sell to the secondary market. You have
to put 20 to 30% down payment to get this type of loans.
The building is not Fannie Mae approved, ask the builder to cover your
closing cost. If the location is good, eventually the building will be
Fannie Mae approved. You can do a re-finance it in a few months.
In general the market is stabilize in most part of NJ especially Jersey City
and high rating school districts. I will not pass this house just because
it is not Fannie Mae approved. You should try to use this condition to
negotiate with the builder to get a good deal.
【在 s*****l 的大作中提到】
: 最近在靠近曼哈顿的地方看中个condo, 但是这房子不是Fannie Mae和FHA approved,
: broker说这种情况很普遍。想问下这房子该不该买，以后会不会卖不出去？
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