s********m
发帖数: 10 | 1 It seems if you keep an escrow account, the bank can rebate 0.25 points. So
you should always quote with broker rate under condition of "no escrow",
then ask for that 0.25 points back by changing to "keep escrow", right?
Also for 0.25 points, it's worth it to keep the escrow account, right? |
l*****u
发帖数: 12114 | 2 you mean, impound?
So
【在 s********m 的大作中提到】
: It seems if you keep an escrow account, the bank can rebate 0.25 points. So
: you should always quote with broker rate under condition of "no escrow",
: then ask for that 0.25 points back by changing to "keep escrow", right?
: Also for 0.25 points, it's worth it to keep the escrow account, right?
|
s********m
发帖数: 10 | 3 I don't know what impound means, sorry...
【在 l*****u 的大作中提到】
: you mean, impound?
:
: So
|
l*****u
发帖数: 12114 | 4 you are doing a loan, make sure you know those terms.
【在 s********m 的大作中提到】
: I don't know what impound means, sorry...
|
s******t
发帖数: 1672 | 5 escrow account是必须的，和利率没关系。你说的肯定是 impount account。自己
搜索看看吧。
So
【在 s********m 的大作中提到】
: It seems if you keep an escrow account, the bank can rebate 0.25 points. So
: you should always quote with broker rate under condition of "no escrow",
: then ask for that 0.25 points back by changing to "keep escrow", right?
: Also for 0.25 points, it's worth it to keep the escrow account, right?
|
s********m
发帖数: 10 | 6 Escrow means you deposit money monthly to pay your property tax, etc. No
escrow means you manage the money flow yourself. Going from no escrow to
escrow, bank will pay you back 0.25 points. Because bank gets your money for
a year to invest. |
s********m
发帖数: 10 | 7 just googled, yes I'm talking about escrow impound account.
【在 l*****u 的大作中提到】
: you are doing a loan, make sure you know those terms.
|
s******t
发帖数: 1672 | 8 escrow相当于一个独立的中间人，因为买卖双方互不信任。 理论上可以no escrow，
但但正常买卖没见过 没有escrow的。
for
【在 s********m 的大作中提到】
: Escrow means you deposit money monthly to pay your property tax, etc. No
: escrow means you manage the money flow yourself. Going from no escrow to
: escrow, bank will pay you back 0.25 points. Because bank gets your money for
: a year to invest.
|
s******t
发帖数: 1672 | 9 the point here is "impound", not "escrow".
【在 s********m 的大作中提到】
: just googled, yes I'm talking about escrow impound account.
|
b********2
发帖数: 5191 | 10 we agents use both terms interchangeably
【在 s******t 的大作中提到】
: the point here is "impound", not "escrow".
|
b*d
发帖数: 9308 | 11 impound account和escrow account是一样的,很多客人都不喜欢.
【在 s******t 的大作中提到】
: the point here is "impound", not "escrow".
|
