1. go and see it as many times as you want.
2. yes you can. ask your agent to find out how much the current owner owns
to their lender(s). Write your offer within 80% of what is owned if nobody
else offering.
3. if this is what the listing said, do your own math and see whether it is
still a deal for you if you added a 3% for commission adn then talk to your
agent and make a deal with him on his part. Write into contract saying that
you will pay your agent and will not put 3% commission into the
