y********o
发帖数: 291 | 1 LD开始工作一年半，我工作也即将转到Boston。计划买Condo。但是现在的问题是如果
要20%首付的话就的从Roth IRA里提钱，只用本金，不需要提收益，所以应该没有税。
如果现在不买，一二年之间应该也能攒出首付来。就是看着工作附近的房租太高，租相
对买在经济上很不划算。想听听大家的意见，我这种情况应该尽快买还是再等等？感谢
。 |
t****g
发帖数: 35582 | 2 Roth IRA 第一次买房可以提up to 10K的收益，免税。
【在 y********o 的大作中提到】
: LD开始工作一年半，我工作也即将转到Boston。计划买Condo。但是现在的问题是如果
: 要20%首付的话就的从Roth IRA里提钱，只用本金，不需要提收益，所以应该没有税。
: 如果现在不买，一二年之间应该也能攒出首付来。就是看着工作附近的房租太高，租相
: 对买在经济上很不划算。想听听大家的意见，我这种情况应该尽快买还是再等等？感谢
: 。
|
J*****i
发帖数: 2622 | 3 10k for traditional ira for first time home buyer. for roth you can take as
much as you want at anytime up to your contributions wo tax consequences,
tax or penalty.
【在 t****g 的大作中提到】
: Roth IRA 第一次买房可以提up to 10K的收益，免税。
|
t****g
发帖数: 35582 | 4 In case of Roth:
Contribution, as much as you like since the money has been already taxed.
Capital Gain, you can take up to $10K for the first home and/or $10K for
your kids' college without penalty.
as
【在 J*****i 的大作中提到】
: 10k for traditional ira for first time home buyer. for roth you can take as
: much as you want at anytime up to your contributions wo tax consequences,
: tax or penalty.
|
y********o
发帖数: 291 | 5 Thanks a lot.
【在 t****g 的大作中提到】
: In case of Roth:
: Contribution, as much as you like since the money has been already taxed.
: Capital Gain, you can take up to $10K for the first home and/or $10K for
: your kids' college without penalty.
:
: as
|
