c*********o
发帖数: 471 | 1 A red-light running violation occurs when a motorist enters an
intersection after the traffic signal has turned red. Motorists already in
the intersection when the signal changes to red, waiting to turn for example
, are not considered red-light violators.
So 黄灯过线不算闯红灯 according to above. Because must be red before you
enter intersection. |
|
b****n
发帖数: 3343 | 2 Do you have uninsured motorist insurance coverage? I guess no. Otherwise,
your insurance company will pay for your car repair and medical bill. As you
don't have that insurance, I'm not aware other options you have other than
象保险公司说的告她.
BTW, the uninsured/under-insured motorist insurance coverage doesn't cost
much, about $30 for 6-month coverage. Unlike collision coverage, your
premium won't increase as it's not your fault after you make insurance claim in this case. |
|
s*****t
发帖数: 63 | 3 Compulsory Bodily Injury Liability $20,000/$40,000
Property Damage Liability $50,000
Optional Bodily Injury Liability $50,000/$100,000
Uninsured Motorist Bodily Injury Liability $50,000/$100,000
Underinsured Motorist Bodily Injury Liability $50,000/$100,000
Medical Payments $5,000
Personal Injury Protection $8,000
Personal Injury Protection Deductible $0 - no deductible
Collision Deductible $1,000
Waiver of Collision Deductible Included
Comprehensive Deductible $5000
05年的SAAB93,96000MI... 阅读全帖 |
|
d******u
发帖数: 99 | 4 来自主题: Automobile版 - 新手问保险 拿到permit后买的车，现在在学，打算买个保险然后去路考。看到geico的好像最便宜
，打算买个这样的保险：
quote的结果是每月189.62，性价比如何，保额上还有什么要改的吗
Coverage Limits
Bodily Injury Liability(BI) $100,000/$300,000
Property Damage Liability(PD) $50,000
Medical Payments(MED) Not Included N/A
Uninsured & Underinsured Motorist $15,000/$30,000
Comprehensive(COMP)
2001 HONDA ACCORD LX $500 deductible
Collision(COLL)
2001 HONDA ACCORD LX $500 deductible
Uninsured Motorist Property Damage
2001 HONDA ACCOR... 阅读全帖 |
|
I*D
发帖数: 40035 | 5 来自主题: Automobile版 - 新手问保险 建议买
Bodily Injury Liability(BI) $250,000/$500,000
Uninsured Motorist Property Damage $10,000,
Medical Payments(MED) $5,000
10年的旧车就不要买full coverage了，所以可以考虑不要
Comprehensive(COMP)
2001 HONDA ACCORD LX $500 deductible
Collision(COLL)
2001 HONDA ACCORD LX $500 deductible
Uninsured Motorist Property Damage
2001 HONDA ACCORD LX Not Included N/A
Emergency Road Service(ERS)
2001 HONDA ACCORD LX I accept this coverage/No deductible
Rental Reimbursement(RR)
... 阅读全帖 |
|
s*********7
发帖数: 1180 | 6 拿到permit后买的车，现在在学，打算买个全险。下面是报价，大家帮忙
看看如何吧。看看还有什么需要改的不。谢谢先。
Liability To Others
Bodily Injury Liability $100,000 each person/$300,000 each accident
Property Damage Liability $50,000 each accident
……………………………………………………………………………………………………
………………………Uninsured/Underinsured Motorist $50,000 each person/$100,
000 each accident ……………………………………………………………………………
…………………………………………………………………………..
Comprehensive Actual Cash Value $500 …………………………………………………
……………………………………………………………………………………………………
..
Collision Actual Cash... 阅读全帖 |
|
o****w
发帖数: 1800 | 7 半年多的新车，在apartment楼下停车场被擦了，没有目击证人，应该算是hit and run
（或者根据police的说法是leaving the scene）。
已经去警局报了案，只拿到一个case＃，没有给我copy件。
去dealer那边估价，要近2000刀。
也打电话给了保险公司（geico），想走Uninsured Motorist option，我的collision
的duductable比较多,不然我就没这么多麻烦事了。
在geico的主页上看到hit and run在某些州是算到Uninsured Motorist option里的，
打电话给geico，customer service的人也告诉我NJ是qualified。
不过今天下午和负责claim的人打电话，说这种情况的话，虽然是hit and run，但是必
须要找到hit的那个人，表明他不能，也没有能力支付，这个UM条款才适合。
这不是废话吗？如果能找到那个人，那还叫hit and run吗？现在在等他们给我发书面
的具体的解释给我看。
我现在想在这问问大家下面我该怎么办？先谢啦！ |
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p**n
发帖数: 1437 | 8 记得之前有人科普过，有的州H&R算Uninsured Motorist有的不算，你保险这么说的话
估计你们州不算在Uninsured Motorist里面
run
collision |
|
d****d
发帖数: 184 | 9 我是新手，给刚买的新车买保险，下面是geico的报价，请帮忙看一下有没有买少、有
没有买多、价钱是不是合适，多谢了
Coverage Limits Cost
Bodily Injury Liability(BI) $50,000/$100,000 $282.00
Property Damage Liability(PD) $10,000 $234.10
Medical Payments(MED) $25,000 $151.70
Uninsured & Underinsured Motorist $25,000/$50,000 $55.60
Comprehensive(COMP)
2012 JEEP GRAND CHER $500 deductible $102.60
Collision(COLL)
2012 JEEP GRAND CHER $500 deductible $600.30
Uninsured Motorist Property Damage
... 阅读全帖 |
|
w**a
发帖数: 4743 | 10 新泽西的法律，看到highway了?
At night, motorists should watch for anyone walking along a highway and
exercise due caution. None of the above absolves motorists from their duty
to be extra vigilant in watching for pedestrians on the roadway.
Always yield to pedestrians. Be extra careful at intersections,
particularly when making an allowed right turn on red. |
|
n********e
发帖数: 1655 | 11 马上要续保了，在GEICO，大家帮我看看各项保险的保额选多少比较好。我的车是2000
年的老车，半保就可以了。
Bodily Injury Liability，现在是$25,000/$50,000， 保费$116.80
Property Damage Liability，现在是$10,000， 保费$128.10
Personal Injury Protection，现在是$1,000 deductible，保费$67.70
Guest Personal Injury Protection, Not Carried
Additional Personal Injury Protection,Not Carried
Medical Payments,Not Carried
Uninsured Motorists,现在没有，我在Kentucky,打算买，但也不知道多少合适
Underinsured Motorist，同上
我觉得我的保险额度有点低，当时买的都是最低限度的。版里大多说额度要买高点的，
以防万一。
此外还有几个疑问：
1. Property Damage Liability包括... 阅读全帖 |
|
U*******L
发帖数: 94 | 12 这是geico的全保quote(6个月的),其他试了progressive和ensurance的，也都是差不多。
三藩地区，但是我看板上其他的每个月只要100-200，为啥我的要450多？
Coverage Limits Cost
Bodily Injury Liability(BI) $100,000/$200,000 $571.40
Property Damage Liability(PD) $20,000 $480.50
Medical Payments(MED) Not Included N/A
Uninsured & Underinsured Motorist $15,000/$30,000 $43.30
Comprehensive(COMP)
2008 INFI EX35 $500 deductible $271.20
Collision(COLL)
2008 INFI EX35 $500 deductible $1,249.80
Uninsure... 阅读全帖 |
|
a*****a
发帖数: 19262 | 13 请问保险中哪一项是COVER对方的事故医疗费用的呢？
我看Medical Expense Payments那一项说是给车上的人的哦。
懂的人给解释一下吧
Bodily Injury Liability
Property Damage Liability
Medical Expense Payments
Loss of Income
Uninsured Motorist Bodily Injury
Uninsured Motorist Property Damage |
|
z*******3
发帖数: 1593 | 14 之前在GA，买的全保，半年是422刀。刚刚搬到IL，以为保费会涨很多，毕竟是北方嘛
，雪多，容易出事故，结果新的保险半年才289刀，大出我意料阿。
Bodily Injury Liability: $100,000/$300,000
Property Damage Liability Limit: $50,000
Uninsured Motorist Bodily: $100,000/$300,000
Underinsured Motorist: $100,000/$300,000
Comprehensive $250 Ded.
Collision $500 Ded. |
|
s********9
发帖数: 132 | 15 各个州法律不一样吧？我们州这样说的，供参考：
It is the motorist's responsibility to do everything possible to avoid
colliding with pedestrians.
Bicyclists, skaters and skateboarders in a crosswalk or driveway are
considered pedestrians.
Turning motorists must stop for pedestrians at intersections and driveways. |
|
d*********6
发帖数: 1972 | 16 当初办保险的时候就是客服给推荐了啥项目就开了啥项目
现在想回头看看有木有啥问题 请教牛人
Bodily Injury Liability 我理解是我at fault时赔别人医疗
Property Damage Liability 应该是我at fault时赔别人车
这两个都是强制的 我都选了上限liability
Medical Payments和Basic Personal Injury Protection
当时就听了客服的没选，它们有啥区别？
这个是我at fault时候，还是别人at fault时有效？
和自己的医疗保险是不是重合了？
Underinsured Motorist和Underinsured Motorist Property Damage
我理解就是对方at fault;且对方没有保险、或者hit and run的时候赔我
（而且没有deduction)
这两个都选了
Comprehensive我理解就是非人为错误造成的车的伤害，没有人at fault时赔车
Collision我理解就是我at fault的时候赔我自己的车
这两个我都选了500 deductibl... 阅读全帖 |
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b*******y
发帖数: 1240 | 17 买了车，用了之前的保险，之前听了roommate的建议，大家都是为了省钱但是刚才看了
一个帖子，看来我得好好调整一下保险
Bodily Injury Liability : $10,000/$20,000
这个要保到至少多少？
Property Damage Liability : $10,000
这个要保到至少多少？
Personal Injury Protection-Insured : Not Carried
我有公司的医保，这个需要么？
Personal Injury Protection-Insured & Relative : Non Deductible
这个需要保多少？
Personal Injury Protection -Insured with Excluded Work Loss [Add]
不太明白1
Personal Injury Protection -Insured and Relative with Excluded Work Loss :
Not Carried
不太明白2
Additional Personal Inj... 阅读全帖 |
|
k*******q
发帖数: 5493 | 18 Bodily Injury Liability : $100,000/$300,000 或者更高
Property Damage Liability : $50,000 或者 10万
Uninsured Motorist - Nonstacked : 数额和BIL等同
Uninsured Motorist - Stacked : 数额和BIL等同
|
|
g*******o
发帖数: 156 | 19 事故发生在几小时前，晚上10：40左右。我以正常速度（30迈左右或略低）在限速30迈
的路上行驶，被后车直接撞飞，我的车失速后再次被后车撞击。后车撞好后想溜，但是
由于撞击过大，无法发动。司机被周围的人拽下车，按倒在地，看上去神志不清，可能
酒驾或者其他原因。
然后被周围人告知肇事车在撞击我之前大概是60迈的速度，而且在撞我的车之前已经撞
了3辆（可能属于擦碰那种），周围大多数人都是追他车追过来的，而且在之前已经拨
打了911。
警察来后把肇事者压上车，听取所有目击者和受害人的证词。按照其中一个警察的说法
是很可能(他用了likely)是他全责，但是需要court宣判。之后就是我和附驾的朋友还
有其他被撞车主还有目击证人写statement，最后给了我case number，拖车公司的名字
地址，让我给自己的保险公司电话。
目前的情况是我的车险只包括liability, uninsured motorists还有medical payments
，而肇事者有没有车险未知（当时被压上了警车，而且不清醒，警察也搜查了他的车没
有找到）。警察说我可以要求accident report的cop... 阅读全帖 |
|
L*1
发帖数: 11537 | 20 先查清你的uninsured motorists保什么，每个地方/保险公司不一样。在德州如果对方
没有保险，可以用来代替对方赔。对方撞这么多车，肯定赔不过来，一定要用到你自己
的uninsured motorists这一项的。
另外，今天一定去看病，至少找你的family doctor先看一下，一定要讲是车祸引起的
。如果有时间，可以先找车祸律师，他们会安排医生的。 |
|
h***9
发帖数: 518 | 21 初到美国买了车，但是买保险的时候不懂，基本上就是跟风买的。
很多名词和意思都不理解。
我现在的coverage如下：
Comprehensive and $1500 Actual Cash Value Less $500
Collision and $1500 Actual Cash Value Less $500
Property damage Liability $50000 each Occurrence
Body Injury Liability $50000 each person, $100000each Occurrence
Uninsured Motorists-Bodily Injury (non-stacked)
$50000 each person, $100000each Occurrence
Underinsured Motorists-Bodily Injury (non-stacked)
$50000 each person, $100000each Occurrence
Los... 阅读全帖 |
|
y***g
发帖数: 10422 | 22 Comprehensive: 赔付你的车损（非事故）。比如自燃、水淹、盗抢、恶意破坏、撞鹿
等；
Collision: 你的事故责任，赔付你自己的修车费；
Property damage Liability: 你的事故责任，赔付别人的财产损失；
Body Injury Liability: 你的事故责任，赔付别人的医药费；
Uninsured Motorists-Bodily Injury: 对方的事故责任，但对方无保险，用你自己的
保险赔付你的医药费；
Underinsured Motorists-Bodily Injury: 对方的事故责任，但对方保额不够，用你自
己的保险赔付你的医药费； |
|
n***i
发帖数: 777 | 23 根据 yling的 说明 再详细展开说说
deductible：只有你的损失在deductible之上时，保险公司才会赔付你多余deductible
的部分。
comprehensive 基本可以理解为天灾，即事故不是identifiable的人的过错也不是你的
过错，而是因为某些不可抗力造成（可能是人为造成，比如别人故意损坏）。注意
deductible不要太高，不然被人恶意破坏了如果损失在deductible之内，也是拿不到钱
的。个人建议不要超过250.
collision 在你自己过错情况下赔付你自己的车
还有这两个：
Uninsured Motorists-Bodily Injury
Underinsured Motorists-Bodily Injury
最好都保上，别保了第一个而忘了第2个。因为我觉得在马路上开的车很大比例保险额
度都不够，万一出了对方责任的事故如果你有这个保险，则你的保险公司先给垫上。我
的理解是然后 你的保险公司再跟事故责任人讨债去。如果你没有这个保险而对方额度
不够，对方保险公司最多给到对方保的额度，你就没地方找人了，除非你自己去讨债。 |
|
H********r
发帖数: 298 | 24 各位，那种防止hit and run的应该买个条目啊？ 好像不是underinsured motorist 或
者uninsured motorist。这两个都得抓到对方，确实没保险或者保险不足才行，要是抓
不到人就不能索赔。
谢谢！ |
|
a********x
发帖数: 169 | 25 What Is Uninsured Motorist Property Damage?
Uninsured Motorist Property Damage pays for damage to your vehicle caused by
an uninsured driver or in many cases, a hit-and-run driver. There are a
number of common exclusions to this coverage that will be detailed in your
policy.
---from Geico |
|
l*******r
发帖数: 388 | 26 Bodily Injury Liability(BI)
2010 HYUNDAI SONATA GLS $50,000/$100,000 $109.20
Property Damage Liability(PD)
2010 HYUNDAI SONATA GLS $25,000 $74.00
Medical Payments(MED)
2010 HYUNDAI SONATA GLS Not Included N/A
Uninsured Motorist Bodily Injury
2010 HYUNDAI SONATA GLS $50,000/$100,000 $53.20
Uninsured Motorist Property Damage
2010 HYUNDAI SONATA GLS $25,000 $14.70
Comprehensive(COMP)
2010 HYUNDAI SONATA GLS ... 阅读全帖 |
|
p******y
发帖数: 102 | 27 新泽西的driver manual是这样说的。
Driving Too Slowly
A motorist should always try to keep up with the normal flow of traffic,
while not exceeding the posted speed limit. Some collisions are caused by
driving too slowly and backing up traffic. When road surfaces and traffic
are normal, New Jersey law prohibits blocking traffic through slow driving.
If vehicle problems prevent a motorist from keeping up with the normal flow
of traffic, he/she should pull off the road and activate hazard lights. |
|
C*********a
发帖数: 613 | 28 刚刚查了我的coverage：
Uninsured Motorist $100,000/300,000/100,000
Underinsured Motorist $100,000/300,000 |
|
a*****h
发帖数: 67 | 29 BODILY INJURY & PROPERTY DAMAGE LIABILITY $155.00
BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT
MEDICAL PAYMENTS $10,000 EACH PERSON $19.00
COMPREHENSIVE ACV LESS $250 DEDUCTIBLE $61.00
COLLISION ACV LESS $250 DEDUCTIBLE $80.00
UNINSURED MOTORIST $6.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UNDERINSURED MOTORIST $2.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
ROADSIDE ASSISTANCE $5.00
... 阅读全帖 |
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h**h
发帖数: 298 | 30 知道德州的汽车保险最低要求是personal liability insurance in the amounts of $
30,000 and $60,000 for bodily injury and $25,000 for property damage.
quote了一个agent说德州还要求多买Personal Injury Protection（PIP）和Uninsured
Motorist Bodily Injury以及Uninsured Motorist Property Damage这三样。
请问这三样是强制购买的还是optional的？
谢谢 |
|
l****c
发帖数: 245 | 31 来自主题: Automobile版 - 保险扫盲贴 这贴太及时了，正在网上找quote。感谢楼主
不过有个疑问，GEICO对uninsured or underinsured motorists的解释是用来赔付己方
的人身伤害。它还有另一项Uninsured Motorist Property Damage是用来赔付车子损失
的。
如果我有医保，赔付人身伤害那一项可以不买吗 |
|
m******d
发帖数: 3243 | 32 autos.aol.com/article/new-jersey-to-slow-drivers-get-out-of-the-way-or-
prepare-to-pay/
Get moving or get out of the way.
That's the message a New Jersey lawmaker wants to send slowpokes who block
the flow of faster traffic in the left lanes of the state's highways and
aggravate their fellow motorists.
State Senator Donald Norcross (D) has sponsored a bill that would toughen
the penalties for clogging the left lane.
"Being trapped behind a slower vehicle is one of the biggest triggers for
road r... 阅读全帖 |
|
r****y
发帖数: 397 | 33 那uninsured motorist和underinsured motorist呢？ |
|
r****y
发帖数: 397 | 34 我也是用的progressive，不过我在大农村。
刚拿的驾照，liability100/300/50，uninsured motorist & underinsured motorist
100/300，medical payments 2000
comprehensive 500 duductible, collision 500 deductible
roadside assistance
6个月$380的样子，6个月以后会降一些，因为有6个月的continuous insurance了。
各个地方差距很大的…… |
|
f*******n
发帖数: 12623 | 35 来自主题: Automobile版 - 事故请教！ 保险是跟车的。无论是谁开的，都是对方车的车主的保险保他的。你要你保险公司查一
查对方的车牌号，就知道对方的车的保险了。
你说你没有Uninsured Motorist Bodily Injury。这个有什么关系呢？你不是说你没有
伤吗？应该看Uninsured Motorist Property Damage。 |
|
r***e
发帖数: 653 | 36 来自主题: Automobile版 - 事故请教！ 这个具体要看哪个州吧？因为即使hit and run，在加州都得弄淸楚对方的identity,
保险才会用uninsured motorist 。即使用了uninsured motorist, 你还得自掏
deductible. 保险应该给你派adjustor和inspector，你自己最好也找body shop free
estimate.如果你想要回deductible 和什么贬值费，那就得通过律师上庭，但没医疗
事故，律师没钱挣，不鸟你。你岂不成窦娥了？ |
|
j****n
发帖数: 236 | 37 http://www.redding.com/news/2011/jun/11/must-i-change-lanes-for
Q: Could you tell me the law in regard to a vehicle traveling along
Interstate 5 and going past a patrol car with lights on and off the side of
the road on the shoulder? Any different law with a single vehicle or one
pulling a trailer?
A: First, the California vehicle code states: "A person driving a vehicle on
a freeway approaching a stationary authorized emergency vehicle displaying
emergency lights, or a stationary tow truck disp... 阅读全帖 |
|
d***e
发帖数: 476 | 38 没有撞痕，前轮有点变形.交换相方信息后他很快骑走，没来及拍自行车照片.
http://www.virginiadot.org/programs/bk-laws.asp
Where to Ride
Bicyclists must ride with the flow of traffic on the right side of the
highway...Exceptions to this are when bicyclists are overtaking and passing
another vehicle proceeding in the same direction
Bicyclists must not ride between two lanes of traffic moving in the same
direction unless one lane is a separate or mandatory turn lane.
If traffic control devices specify the method of crossings, these... 阅读全帖 |
|
l*****i
发帖数: 669 | 39 十月十九号，我开车在最熟悉的路上行驶，是一个十字路口，十字路口那里是个bus
station，最右面的lane是bus lane，不应该有车在上面行驶，但是人们总是这么做，
也没有什么办法。我在bus lane旁边的那条lane正常行驶，由于撞了我的那辆车停在
bus zone上面，bus没有办法，只有拐到我的这条lane上面，我跟在bus后面，当绿灯亮
了的时候，bus开始右转，我也跟着bus右转，这时候，停在bus zone的那辆大的chevy
突然加速向我冲来，把我车右边撞出了一个大坑。
我马上下车，他也下车，开始不停的骂我，说他是停在所谓的“右转道”上面，而我是
停在相反的方向，我没管那么多，直接拨911，警察说没有人受伤就不出警，我说我一
定要做police report，他们说那你把那个人一起叫来，做一下report，我然那人人停
止咒骂，一起去警察局，他同意，临走之前，我抄下了那人的plate number，怕他逃跑。
他走一路骂一路，到了警察局里面，他话非常多，跟警察说完全是我的错，警察也采取
一些我的说法，给了我police report number，我问他要他的保... 阅读全帖 |
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a********s
发帖数: 575 | 40 Should we change oil every 3000 miles like Dad did?
It depends on conditions, so I have included an article from Consumer
Reports to help you decide.
Our 4-1/2-million-mile test with a fleet of New York City taxicabs turned
some conventional wisdom on its head.
Mobil commercial claims its oil "has been in more Indy 500 winners than any
other oil." Quaker State shows an engine with a terminally corroded inside
what they imply could happen when you use another oil. Exxon's commercial
for its Super... 阅读全帖 |
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m********7
发帖数: 1791 | 41 那个租车和拖车的选项并不贵，我的两车，半年少于三十。AAA plus 会员要$100吧
Total Vehicle Premium:$215.64 $191.44 Protects you and your
passengersBodily Injury Liability [Edit]
Current Limit: $100,000/$300,000
$38.11 $33.97Property Damage Liability [Edit]
Current Limit: $100,000
$55.10 $57.11Personal Injury Protection [Edit]
Current Limit: OPTION A($2,500/Waived)
$4.55 $3.83Uninsured Motorist Bodily Injury [Edit]
Current Limit: $100,000/$300,000
$11.23 $11.23Uninsured Motorist Property Damage [Edit]
Cu... 阅读全帖 |
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s*****1
发帖数: 2312 | 42 Gas tax revenue down, officials eye mileage levy
With gas tax revenues down, state officials eye tax on 'vehicle miles
traveled'
By Dave Gram, Associated Press | Associated Press – 22 hours ago
Email
1
Print
MONTPELIER, Vt. (AP) -- Carpooling, higher fuel economy, hybrids and
electric cars may be good for the environment, but they're bad for
government transportation funding, which relies on gasoline and diesel taxes
to help pay for the building and upkeep of roads and bridges.
Now some states, ... 阅读全帖 |
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n*******t
发帖数: 1296 | 43 两辆车（一辆七年老车和一辆新车）两个人，半年全保$480，这个价格怎么样？
Bodily injury
$100K/person
$300k/accident
Property damage
$100K/accident
Uninsured motorist bodily injury
$100K/person
$300k/accident
Uninsured Motorist PD (less deductible)
$25K/accident
Medical payment
5k/person
comprehensive $500 deductible
Collision $500 deductible
Rental car reimburement $30/day
Auto death benefits
$15K/person |
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L*1
发帖数: 11537 | 44 请先搞清楚uninsured motorist cover什么。第一次没搞清楚没关系，别人质疑你后不
会Google？
楼主这种情况，典型的对方hit and run，不归uninsured motorist归什么赔？ |
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L*1
发帖数: 11537 | 45 请先搞清楚uninsured motorist cover什么。第一次没搞清楚没关系，别人质疑你后不
会Google？
楼主这种情况，典型的对方hit and run，不归uninsured motorist归什么赔？ |
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f*******n
发帖数: 12623 | 46 先看看你自己有没有uninsured motorist保险。很多时候就算半保也买uninsured
motorist的。 |
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i********r
发帖数: 195 | 47 新第一次买车险，大家帮忙看看有什么不对的地方
Bodily Injury $100/300,000 ** Per Person/Per
Accident
Property Damage $100,000 Each Accident
Medical Payment $5000
Uninsured Motorist BI $100/300,000 Per person/Accident
Uninsured Motorist BI $100/300,000 Per person/Accident
Other than Collision $500 Deductible
Collision $500 Deductible
Towing & Labor ... 阅读全帖 |
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l********k
发帖数: 24 | 48 春假最后一天心情跌到谷底。。。昨晚上去超市，出来以后发现在停车场里车门被撞进
去很大一块，肇事者已经逃逸，遂报警并联系保险公司。警察说这案子基本没啥希望破
，保险公司说过两天会联系我。我买的是progressive的liability（半保），但是我仔
细看了下我的policy，我也买了UNINSURED MOTORIST和UNDERINSURED MOTORIST。大家
帮我看看这事儿是基本我倒霉了还是保险公司可以cover掉呢？谢谢大家了！感激不尽
！ |
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a*****a
发帖数: 19262 | 49 以前一直都选的最低premium的保险，最近在update保险，但是不知道应该提高那个项
目的保额，请大家指教一下。
下面是我目前的保险
Bodily injury liability $50,000
Property Damage Liability $50,000
Medical Expense Payments (Not carried)
Loss of Income (Not carried)
Uninsured Motorist Bodily Injury(Current Limit: $25,000/$50,000)
Uninsured Motorist Property Damage (Current Limit: $20,000)
多谢多谢 |
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c*******g
发帖数: 1996 | 50 撞人赔的钱升级到最高了
Protects you and your passengers
Bodily Injury Liability
Current Limit: $100,000/$300,000
Edit $151.40
Property Damage Liability
Current Limit: $50,000
Edit $119.50
Personal Injury Protection
Current Deductible: $1,000 Ded.
Edit $58.40
Guest Personal Injury Protection
Current: Not Carried
Add
Not Carried
Additional Personal Injury Protection
Current: Not Carried
Add
Not Carried
Medical Payments
Current: Not Carried
Add
Not Carried
Uninsured Motorists
Curren... 阅读全帖 |
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