D*******0 发帖数: 2523 | 1 似乎跟神医一样,什么东西赚多了都觉得心里很空。
【 以下文字转载自 Money 讨论区 】
发信人: newjersey (NJ furniture dealer), 信区: Money
标 题: MONEY版捡钱者叹息-心里很空
发信站: BBS 未名空间站 (Mon Sep 9 17:11:24 2013, 美东)
没有正经职业,靠MONEY版捡钱为生。
年过40而不立,心里真是很空。
生活在POINTS的虚拟空间,如同隔绝于尘世。
没有朋友,只有键盘远处,天天要涨价的AIRLINES,日日要点数贬值的旅馆.
这样 的生活没有依托, 真的很空呐。
除了买香草就是卖点数,生活在算计中太不轻松。日日忙碌过15个钟,挣得却过不了
码工,有了上顿不知道下顿,生活悬浮在太空 |
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t**********2 发帖数: 357 | 2 光头的病人,发信过来问收不收money order
以前没弄过money order,是不是骗人的
我看邮局的money order和现金一样的
money order能不能用credit card买,还是只能用cash?
如果只能用cash的话应该就不会是骗子吧 |
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m*******a 发帖数: 79 | 3 所谓的50% hard money,是指工资的一半要从grant里出。想问一下,如果做ap的时候
是这个规定,拿到tenure后,工资还是50% 的hard money吗?还是直接就变成100%的
hard money? |
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a********e 发帖数: 547 | 4 You are right! I don't have much money. but it is true that both all my
family members wants my money.
If I do have much money, I woudn't care they ask for my money. but I don't.
That is why I complain. |
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r***a 发帖数: 857 | 5 【 以下文字转载自 Money 讨论区 】
发信人: ryana (ryana), 信区: Money
标 题: 请问用money order付房产税有问题吗?
发信站: BBS 未名空间站 (Tue Jan 16 02:32:26 2018, 美东)
有人付过吗?几千块的房产税,都用money order付会不会有不良影响?
多谢! |
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t***s 发帖数: 163 | 6 shishi是大侠,有米,risk tolerance高于大部分new cop,所以new cop不要学
我来说说BT money买基金的风险
1.首先BT money有时间限制,通常是短期(1年)。虽然说你总可以找到新的deal
不断把到期的BT转到新卡上,在如今interst rate提高,card issuer改变策略
的情况下,找到新deal的可能性不断降低
2. BT money面临随时还钱的危险。一次late payment;BT卡(Amex)忽然遭关闭
遭reveiw降低limit等都要求迅速还钱,否则>10% interest rate可不是闹着玩的
3. stock fund的预期长期收益是每年10 +/- 15%
注意关键词是“预期”“长期”“+/- 15%”,1年内赔钱很容易的(看看2000年)
买risk大的fund更是要注意
4. bond fund有时候pay higher interest than Money market/CD,但是bond fund
会risk lose principal,long term bond |
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s********n 发帖数: 1962 | 7 ☆─────────────────────────────────────☆
roydebox (roy) 于 (Sun Jan 27 09:48:04 2008) 提到:
有些钱几个月不用,听说可以park on money market fund。有人了解这个东西吗?是
低风险吗?和存CD比呢?
☆─────────────────────────────────────☆
stockdemon (天下大乱·返璞归真) 于 (Sun Jan 27 10:28:44 2008) 提到:
wikipedia money market
money market is more like a saving account except that the interest rate
is floating and it's actually possible (although not very possible) that
you loss money.
☆─────────────────────────────────────☆
SQL (结构化的查询语言 |
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W*****e 发帖数: 7759 | 8 【 以下文字转载自 Stock 讨论区 】
发信人: Warfare (German==Arschloch), 信区: Stock
标 题: haha, 花街的'smart money'被他们所谓的'dumb money'涮了
发信站: BBS 未名空间站 (Mon Aug 30 17:54:17 2010, 美东)
http://www.ft.com/cms/s/0/918d099e-b1fb-11df-b2d9-00144feabdc0.html
节选如下:
1. high-profile hedge funds shutting down, a bitter truth is dawning for
investment professionals.
2. the ranks of retail investors, commonly derided as “dumb money” by the
Street, have made the right call on US equity and bond markets in 2010.
3. since the eruptio |
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L*1 发帖数: 11537 | 9 FDRXX Fidelity Cash Reserves
SPAXX Fidelity Government Money Market Fund
FLTXX Fidelity Treasury Money Market Fund
Very safe -- flat since 2009.
Money market and CD rates are normally linked to federal interest rate, that
's why it is not a good time to put money there now. |
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o*******u 发帖数: 242 | 10 现在正在自己办h1b,到最后一步要寄材料了,需要付款,但不知道从银行办的money
order行不行。uscis说money order 要properly endorsed。这是什么意思?是不是
money order 上面要写公司名称、地址,后面还要签字?请问有没有人见过给uscis的
money order,指点一下,谢谢! |
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m******3 发帖数: 983 | 11 You should not give permission to release the earnest money.
I know that one buyer did not give permission to release the money. The
seller cannot get it after 3-4 month. The sellers told me that if the buyer
never releases it, they can never get that money. That money will go to
some state fund in the end.
You have been ripped off by the seller. |
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r******d 发帖数: 1879 | 12 If you wire the money from your own China account to your US account, lender
need to check your one or two month statement and any large transactions in
that account has to be sourced, just exact the way they check for your own
bank account assest in US since this is your own money, which will cause
many troubles, such as you must get similar bankstatement in English version
, need Notarized translation if it is Chinese version, need to calcuate the
currency value for the day....etc, you name it... 阅读全帖 |
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z******i 发帖数: 291 | 13 1. i don't think the builder can force you to use a particular lender, they
can offer incentive if you choose to use their preferred lender.
2. as for the earnest money, you give the builder the earnest money at the
time that you signed your sales contract. if you decide to back out of the
contract for any personal reason before closing, the earnest money is non-
refundable. bottom line, i don't think the earnest money has anything to do
with the lender that you want to use.
我们现在还能换lender么?
-Dep... 阅读全帖 |
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r***a 发帖数: 857 | 14 【 以下文字转载自 Money 讨论区 】
发信人: ryana (ryana), 信区: Money
标 题: 请问用money order付房产税有问题吗?
发信站: BBS 未名空间站 (Tue Jan 16 02:32:26 2018, 美东)
有人付过吗?几千块的房产税,都用money order付会不会有不良影响?
多谢! |
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d***y 发帖数: 183 | 15 前两天贴在测试站点被冲掉了,再贴一下。。。最近上来比较少,主要是www根本进不来,
再加上忙一点别的事情。Acer归隐博士上任,都没有机会表示一下,特别是acer的离任赠
言颇有感触,我就厚着脸抛砖引玉一篇,希望money版在博士的领导下更加繁荣,少一点水
文,多一点干货,少一点精华去里就有的简单问题,多一点有信息量的原创。大家共同进
步,一起发财:)
CNN Money: 15种最不明智的理财行为(一)
http://verydummy.com/drupal/node/49
CNN Money上面从税务储蓄到投资计划等日常理财的几个方面列出了50种明智的理财行为:
http://money.cnn.com/magazine/investing/smartest
相应地也列出了15种最不明智的习惯和行为。Dummy也专门学习了一下这”15 Dumbest Mo
ney Moves”,发现都是很好的题目,就借题发挥侃一侃,也算是检视一下自己的理财习惯
:
1. 把所有的投资都放在自己公司的股票上。
永远不要把鸡蛋都放在一个篮子里,每个人都知道但是做起来却不容易。Enron的例子大家
应该 |
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d*****r 发帖数: 39446 | 16 【此篇文章是由自动发信系统所张贴】
⊙ 购买此博彩彩票所需条件:
1. 上站物理时间需大于 30 天.
⊙ 博彩开启于:Tue Jan 2 00:26:38 2007 类别:单选
⊙ 主题:Money 2006 之星评选
⊙ 博彩题目描述:
请把你认为在money张贴deal最多,回答问题最多,给他人帮助最多的人选出来,让他
获得500 mit$ 的奖励。现在征集提名。(请不要提名版主...对不起了博士。。。)
随后将开启博采,请为你支持的money之星提供支持。
【选项如下】
(1) (1) yolanda
(2) (2) Amboy
(3) (3) wayneluo
(4) (4) sqwd
(5) (5) HQ
(6) (6) kkkkkkkk(8k) |
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s****i 发帖数: 222 | 17 I am selling a camera in local. The buyer said he can send money to me using
"send money to friend" through paypal, and the money will be transfered
instantly.
Is this safe enough? Can he withdraw it before I got home and transfer the
money out of my paypal account? Thank you! |
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z****y 发帖数: 6864 | 18 If you are sending money to friends
or family, there are no fees charged to them to accept the money. If you are
sending money to a business for goods or services, PayPal will charge them
a fee to accept the money.
这句怎么解释呢 |
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g*****i 发帖数: 4457 | 19 used to be able to send money, then that function was disabled. I asked them
, here is what they said:
Discover offers a variety of ways for customers to use their Discover Card,
and Money Messenger is the most recent addition. Not all customers will have
the ability to use Money Messenger right away and the ability to use it may
also change. However, as Money Messenger use increases, more customers will
be given access to this feature. Please continue to check Discover.com for
availability.
Eas... 阅读全帖 |
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p****l 发帖数: 3483 | 20 衷心感谢一直以来money版及各大老的帮助和答疑解惑
这次回国坐business class加first class.终于在飞机上伸直了腿躺下睡了个好觉,赞
哪!腰痛病发得也轻了点
不仅如此,咱可是头一次机上点餐哪同志们!那个红酒,那个牛扒!俺那个鸡冻!一直以来
咱都是被空姐空少扔个锡纸盒饭吃的来!还有转机时各个机场VIP 室里呆着来,里面提供
的东东让俺眼花瞭乱哪.俺在上海吃了人参牛尾汤,LA机场酒吧里灌了不少红酒.竟然还
有淋浴!俺都傻眼了
如果没有money版,俺就不可能享受这种豪华待遇了.
为表示对money 版的感激之情,前五回复发包子,回复必须要赞美money版.哦呵呵!~ |
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T*P 发帖数: 2697 | 21 现在的BSO越来越强大啊!
衷心感谢一直以来money版及各大老的帮助和答疑解惑
这次回国坐business class加first class.终于在飞机上伸直了腿躺下睡了个好觉,赞
哪!腰痛病发得也轻了点
不仅如此,咱可是头一次机上点餐哪同志们!那个红酒,那个牛扒!俺那个鸡冻!一直以来
咱都是被空姐空少扔个锡纸盒饭吃的来!还有转机时各个机场VIP 室里呆着来,里面提供
的东东让俺眼花瞭乱哪.俺在上海吃了人参牛尾汤,LA机场酒吧里灌了不少红酒.竟然还
有淋浴!俺都傻眼了
如果没有money版,俺就不可能享受这种豪华待遇了.
为表示对money 版的感激之情,前五回复发包子,回复必须要赞美money版.哦呵呵!~ |
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c*********3 发帖数: 49 | 22 我信用历史差不多三年了。记得刚来美国的时候就是从money版起步的,陆陆续续了解
了一些申请信用卡的基本历史。那时候老羡慕有cash back的信用卡了,结果乱申,一
堆hard pull,就capital one给了张300limit的烂卡,从此开始了我的信用历程。当然
后来卡越深越好,了解的东西也从money版转向各大博客论坛,如flyertalk,
boardingarea, thepointsguy, millionmilesecretes,从中开始获取各种信息,知道
了很多常客计划的各种用法和技巧。
回归正传,在2012年,一月初申了spg, 30000点,三月refer LD, 我10000,LD25000点
,五月份southwest刷一笔50000,七月two browser trick两张AA共100000,八月份申
了AMEX白金50000,十月份申了chase的priority club一笔消费80000, 同时还申了citi
的premier thank you card 50000。
其中AMEX活动搞了不少,best buy20off200时买了几张200的... 阅读全帖 |
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z****l 发帖数: 5282 | 23 ☆─────────────────────────────────────☆
newjersey (NJ furniture dealer) 于 (Mon Sep 9 17:11:24 2013, 美东) 提到:
没有正经职业,靠MONEY版捡钱为生。
年过40而不立,心里真是很空。
生活在POINTS的虚拟空间,如同隔绝于尘世。
没有朋友,只有键盘远处,天天要涨价的AIRLINES,日日要点数贬值的旅馆.
这样 的生活没有依托, 真的很空呐。
除了买香草就是卖点数,生活在算计中太不轻松。日日忙碌过15个钟,挣得却过不了
码工,有了上顿不知道下顿,生活悬浮在太空
☆─────────────────────────────────────☆
Sai (sai) 于 (Mon Sep 9 17:16:05 2013, 美东) 提到:
我想买香草 根本没地方能买。。。
☆─────────────────────────────────────☆
jiazi (Light be with you.) 于 (Mon Sep 9 17:17:03 2013... 阅读全帖 |
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n******7 发帖数: 839 | 24 前段时间的亲身经历。星期五下午6点不到,买的west union的money order,买好之后
赶在银行下班前在柜台存了。结果周六上午账户就出问题了,打电话一问说是周五存的
money order上的资金不能verify,以为我是fraud了,让我周一去branch找banker搞。
后来周一赶紧去branch,给我开户的banker帮我打电话给银行,后来电话里资金就
verify了。差点账户都被关了,还好最后还是平安搞定了。
我之前一直很纳闷,我是正规买来的money order,怎么还会不能verify上面的钱。上
周五于是我特意又在差不多时间去买了一张,然后回家用WU的电话查询了一下这张
money order,果然电话里说这张MO查询不到!整个周末都查询不到。然后今天周一再
查询就能查询到了。
所以WU的MO买好之后,不是立刻能用的,特别是碰到周末,要到周一才能用。特意上来
给大家提个醒,以后千万别买好急着存了。
附上WU的查询电话:800-999-9660。 |
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m******n 发帖数: 137 | 25 看来得飞一趟去给孩子办旅行证了。现在订机票,打算当天往返。从Houston网站上了
解到,有回邮服务,但后面又说“回邮只接受money order,并加5 美元手续费”。这
是什么意思?是说我要开给他们一张5美元的money order吗?
多谢!在线等,清楚了就赶紧订机票。
http://houston.china-consulate.org/chn/qzhz/zghz/t53260.htm
“如需回邮服务,请提供贴足邮资的回邮信封。无需提前预约。”
二、费用、办理时间:25美元,4个工作日取证。1个工作日取证,另加收30美元特急费
(须有紧急情况,并于上午11时前递交申请);2至3个工作日取证,另加收20美元加
急费。 只接受汇票( Money Order )、VISA CRAD 、MASTER CARD,不收现金。回邮
只接受MONEY ORDER, 并加5 美元手续费。向总领馆申请,抬头请写:Chinese
Consulate。 |
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t**********r 发帖数: 1497 | 26 【 以下文字转载自 Money 讨论区 】
发信人: thegodfather (godfather), 信区: Money
标 题: 为什么在money pass上取serve的钱还要交手续费?
发信站: BBS 未名空间站 (Thu Dec 4 15:21:07 2014, 美东)
今天特地去取钱,不是说money pass的ATM机上没有fee么,结果看了下还得交费,为啥
呀?
莫非是有的机子会收? |
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j*********n 发帖数: 90 | 27 濡傛灉浣犱拱涓滆タ鎷夸簡Macy's money, 閫笢瑗挎椂浼氭妸Macy's money 瀹屽叏
鍑忔帀锛屼笉鏄寜姣斾緥鍑忋鎴戜拱浜嗕袱浠惰。鏈嶏紝涓欢35锛屼竴浠5锛
屽噾浜0锛屾嬁浜0鍧楅挶Macy's money銆傛槰澶╂垜鍘婚鍘熶环$15鐨勮。鏈嶏
紝鍙$5锛屽洜涓衡缁欎簡鎴10鈥濄鎴戝氨娌¢銆傛垜鎯冲鏋滄垜涔颁簡
$100锛屾嬁浜20Macys money, 閭i$15涓滆タ鏄笉鏄粈涔堥兘鎷夸笉鍥炴潵锛 |
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j*********n 发帖数: 90 | 28 如果macy's money已经用掉了,那退货的时候要减掉macy's money。而且不是prorated
.我买了两样东西凑了$50,拿了$10 MACY'S MONEY. 其中一件不是太满意,当时是$15,
但退的时候只退$5,因为“给了你$10". 我就没退。
我不确定如果买了$100, 拿了$20,退$15的东西 是不是就不退钱,还是退$15的东西,
还qualify $15 MACY'S MONEY 所以最后可以拿回$10? |
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s**u 发帖数: 9035 | 29 给DOS寄普通的check可以, See below information
Processing Fee - Waiver of the Exchange Visitor Two-Year Home-Country
Physical Presence Requirement
As part of your DS-3035 Application for Recommendation of a J-1 Waiver of
the two-year home-country physical presence requirement, also known as the
foreign residence requirement, you must pay a processing fee of US$215.00.
THE PROCESSING FEE IS NON-REFUNDABLE.
A check or money order must be made payable to the U.S. Department of State
and must include the fo... 阅读全帖 |
|
s**u 发帖数: 9035 | 30 那行写 U.S Department of State 就可以
给DOS寄普通的check可以, See below information
Processing Fee - Waiver of the Exchange Visitor Two-Year Home-Country
Physical Presence Requirement
As part of your DS-3035 Application for Recommendation of a J-1 Waiver of
the two-year home-country physical presence requirement, also known as the
foreign residence requirement, you must pay a processing fee of US$215.00.
THE PROCESSING FEE IS NON-REFUNDABLE.
A check or money order must be made payable to the U.S. Department ... 阅读全帖 |
|
s**u 发帖数: 9035 | 31 See
办理的时候,让他们打印,比如银行等,你要仔细检查,有无错误。
打印比手写清晰的多。三联单每一联均有。
发信人: shmu (shmu), 信区: Postdoc
标 题: Re: 请问,给DOS寄普通的check可以吗?
发信站: BBS 未名空间站 (Sat Feb 11 08:19:07 2012, 美东)
给DOS寄普通的check可以, See below information
Processing Fee - Waiver of the Exchange Visitor Two-Year Home-Country
Physical Presence Requirement
As part of your DS-3035 Application for Recommendation of a J-1 Waiver of
the two-year home-country physical presence requirement, also known as the
foreign residence requirement, you must pay a proc... 阅读全帖 |
|
s**u 发帖数: 9035 | 32 See
http://www.mitbbs.com/article3/Postdoc/31284159_0_tp.html
发信人: shmu (shmu), 信区: Postdoc
标 题: Re: 请问,给DOS寄普通的check可以吗?
发信站: BBS 未名空间站 (Sat Feb 11 08:19:07 2012, 美东)
给DOS寄普通的check可以, See below information
Processing Fee - Waiver of the Exchange Visitor Two-Year Home-Country
Physical Presence Requirement
As part of your DS-3035 Application for Recommendation of a J-1 Waiver of
the two-year home-country physical presence requirement, also known as the
foreign residence requirement, you must pay... 阅读全帖 |
|
S**o 发帖数: 447 | 33 people sometimes talk about a position with hard money or soft money.
what is difference between them? What is hard money? What is soft money? |
|
b*******r 发帖数: 432 | 34 The fastest way is to send by wire (Dian(4)Hui(4)). Transfer
the money you want to send to your Checking account, then
simply go to your bank and tell the clerk you want to send
some money by wire and give him your parents' acount no. in
Bank of China(I think other bank in China may not work) ,
follow his instruction to fill in some forms
and you are done ! Sending money by wire is very quick, your
parents will receive your money in three days. But the deficiency
is the fee is relatively high. F |
|
g*****0 发帖数: 887 | 35 It is heart-wrenching when you hear stories of investors losing their life
savings for avoidable reasons. A recent story in Bloomberg BusinessWeek
about Leona Miller, an 84-year-old retired beautician who invested in
derivatives, got me thinking of ways people lose money in stocks and how to
avoid them.
1. Investing in a product or business you don't understand
Leona Miller bought a structured note called a "reverse convertible note
with a knock-in put option tied to Merck stock." Even I was un... 阅读全帖 |
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c**y 发帖数: 419 | 36 我觉得应该买at the money的
out of money的就不用说了, 等于赌博
deep in the money 的put就等价于直接short 股票.我还不如直接short股票呢 |
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j**********e 发帖数: 442 | 37 巨额dumb money从equity mutual funds流出(光上周一周就流出400亿美元)
所以smart money就木有太多群众可以玩了
所以smart money只好自娱自乐,大涨大跌,哗众取宠
特别是high frequency trader把股市搞成赌场,越来越efficient.efficient到了只能用chaos theory来解释的地步。特别是,现在butterfly有比较多,所以butterfly effect导致风向完全木有办法预测。股市涨跌取决于有多少台电脑在用类似的算法trading.
journal of finance有一篇文章对algorithmic trading高唱赞歌,说For large stocks in particular, algorithmic trading narrows spreads, reduces adverse selection, and reduces trade-related price discovery. The findings indicate that algorithmic trading i... 阅读全帖 |
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m********0 发帖数: 2717 | 38 小青蛙一只,轻拍。
最近比较focus on money management,尤其是position sizing。
这里绝大部分都是跟我一样的beginner,基本上很看重入点,什么时候买最好。我转到
期货和外汇以后在这上面下了挺大的功夫,并没有达到原先预想的效果(包括SVM,
Linear,Non-Linear,Wavelets,HONN, Kalman Filter,这些可能以后会有一定的突
破,但现有的概念和理论,实践起来的效果并不会提高多少,甚至没有提高,所以投入
产出比不佳),加上我一年多几千次浅显的交易经验给我的感觉是,入点远没有想象的
重要。50%的正确率够不够?我感觉远大于盈利的需求。
下面的blog有介绍expectancy的重要性,前两天我也引用了他的Risk Adjusted Profit
的概念,把纯profit 算作profit realized - stop loss level(the risk you took,
in fact,
should be more than stop level as it's dangerous to use stp ... 阅读全帖 |
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k********8 发帖数: 7948 | 39 http://www.forbes.com/sites/gordonchang/2012/08/12/china-is-run
China Is Running Out Of Money
Gordon G. Chang Contributor
Image credit: AFP/Getty Images via @daylife
Last week’s release of disappointing economic and trade data for July has,
predictably, renewed calls for additional stimulus. In May, Beijing ramped
up its support for the economy, and observers had expected activity to pick
up by last month.
Why has the economy so far failed to respond? There are various reasons,
but perhaps th... 阅读全帖 |
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N*****d 发帖数: 9872 | 40 之后1年多这些股票都跌成渣了吧
https://seekingalpha.com/article/57966-jim-cramers-mad-money-lightning-round
-12-19-07-forbidden-citi
Stocks discussed in the lightning round session of Jim Cramer’s Mad Money
TV program, Wednesday December 19. Click on a stock ticker for more analysis:
Bullish calls:
Guess? (NYSE:GES)
J. Crew (JCG): 'Is run by the unbelievable Mickey Drexler, who also has a
MadeWell division that's right.'
Molson Coors Brewing (NYSE:TAP)
Thompson Creek (TC): 'You've got to buy more... Molybdenum... 阅读全帖 |
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发帖数: 1 | 41 Taiwan aims to regulate bitcoins according to AML rule before the end of
this year. It is reported that the minister of justice in Taiwan, Qiutai
declared in the last Friday that the aim is to establish the relevant
regulatory mechanism before the Asia/Pacific Group on Money Laundering
visits Taiwan. The report pointed out that the group on money laundering is
an intergovernmental organization, which is similar to FATF and will visit
Taiwan to evaluate its work on money laundering.
The chairman ... 阅读全帖 |
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f*******n 发帖数: 12623 | 42 It's not just what money you save now, but also what money you can save
later.
$600 tax for $4000 means you are in the 15% tax bracket. Your tax rate will
probably be higher in the future. In this case you should consider putting
money into a Roth IRA instead. You don't save tax now but you won't pay tax
on the money and earnings later. |
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S*******s 发帖数: 10098 | 43 钱是一种商品,它可以随着时间改值,贬值。想像你面前放了一桶水,尽管你一直往里
灌,水面却依然下降, 你灌得快,水有时漏得比你灌得还快。这时, 你应该停止注水
,先想办法去堵住漏洞,哪怕堵漏的工程暂时延缓了你灌水的速度, 那也值得。
同理,我们对待money leaks的现象也该如此。 是的,我们的财富在“缩水”,在你睡
着的时候,一些因素一直就在侵蚀风化着它的价值。那么,哪些侵蚀因素会causing
your money bucket to spring leaks? 根据Robert Castiglione的书列举:
1.高税收 Taxes:你赚得越多,上交的税钱越多。估计本版支付25%以上税率的人不少,
要努力学习降税办法——堵漏。
2.通胀 Inflation:1960年买一加仑汽油只要 $0.31. 买房子$16,500 dollars.
3.机会成本 Lost Opportunity Costs:你支付$100 towards tax, 你不仅仅失去这
$100, 同时你还失去这个100块能替你赚回来的投资回报。
4.股市下跌 Stock-Market Declines:假如... 阅读全帖 |
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y********g 发帖数: 311 | 44 I went to a bench trial for getting my $1000 earnest money back in
Bloomington. But the judge decided the defendant (seller) to keep the
earnest money.
After home inspection, there are many problems in the for-sale-house,
suggesting the poor overall construction quality. My realtor (buyer realtor)
told me that I directly rejected the house with 100% guarantee for my
earnest money back. However, the sellor realtor sent me a letter and
requested me to go to the court for getting me earnest money b |
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m*****t 发帖数: 697 | 45 【 以下文字转载自 Money 讨论区 】
发信人: mimimit (mimimit), 信区: Money
标 题: Western Union money transfer
发信站: BBS 未名空间站 (Tue Jul 26 20:47:07 2011, 美东)
Has anyone used western union money transfer with a debit card? Did the
debit card charge you any fee? The western union website says that the debit
/credit card company may charge cash advance fee? I thought it only applies
to credit card. For PIN based debit card transaction, don't they deduct the
amount directly from your available balance? Thanks. |
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d******o 发帖数: 2489 | 49 If this is true, some heads will roll !
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WASHINGTON (AP) -- MF Global, the securities firm led by Jon Corzine,
admitted using clients' money as its financial troubles mounted, a federal
official says. The FBI is expected to investigate whether the firm's actions
violated criminal laws, according to two people familiar with the situation.
An MF Global executive told regulators early Monday that the company had
diverted client money, according to an official familiar with a separate
pr... 阅读全帖 |
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K******n 发帖数: 170 | 50 借钱不需要申报,但最好要留下单据以备IRS查询。所谓gift money是指给了不用还的
钱。买房时如果你从亲戚朋友那里借钱作为首付,而且在贷款时钱没有在你的银行账户
里呆够两个月,这时银行需要你出具Gift money letter,如果你不能出具,银行会认
为这笔不是你自己的钱,不能作为首付,或者会把这一部分钱算作债务,从而会影响你
的贷款能力。
Gift money tax只针对赠与的人,接受赠与的人不需要缴税。每年每个人有14K的限额
可以用来赠与,限额以下不需要申报,限额以上部分你可以申报然后交Gift money tax
,也可以Claim again终身赠与免税额度。现在每个人终身可以免税赠与别人534万美元。
http://www.mtlawllc.com/cn/news_article12 |
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