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Living版 - 同意用preferred lender并交了earnest money之后想换lender怎么办
相关主题
大家买新房都用builder提供的贷款服务吗?Builder 要求放5000刀earnest money合理吗
30年利率how to compare lenders?
最快什么时候可以Refinanceearnest money for buying a new house
贷款的问题买新房贷款的问题
请大家帮我分析下我是该在2个月后开始死撑还是现在就退出新房15 年固定利率,3.5%的利率怎么样?
APPRAISAL? Change lender?下面几个贷款选项应该选哪个?
紧急求助!代款,被骗了同时正式申请两个mortgage的贷款,会有什么后果?
还没有凑够cash 可以给房子下cash offer么?买新建房是不是最好用builder自己的贷款公司??
相关话题的讨论汇总
话题: lender话题: earnest话题: builder话题: money话题: preferred
进入Living版参与讨论
1 (共1页)
p**********u
发帖数: 67
1
第一次买房没经验。买房合同里同意了使用这个lender,但是这个builder的preferred
lender给的利率太高,但是我们交了10k的写的non-refundable的earnest money。我
们现在还能换lender么?要怎么操作?如果builder不同意的话怎么办?我们能把10k弄
回来退出合同吗?
w*****m
发帖数: 20421
2
这个可能不好换了吧,过半年REFIN算了,差不多少
z******i
发帖数: 291
3
1. i don't think the builder can force you to use a particular lender, they
can offer incentive if you choose to use their preferred lender.
2. as for the earnest money, you give the builder the earnest money at the
time that you signed your sales contract. if you decide to back out of the
contract for any personal reason before closing, the earnest money is non-
refundable. bottom line, i don't think the earnest money has anything to do
with the lender that you want to use.
我们现在还能换lender么?
-Depends on the closing date of your house. it takes about 1 month for the
lender to process the loan. the builder should give you a deadline on when
you need to let them know which lender you will be using.
要怎么操作?
-you should first contact your builder asap and make sure they allow you to
switch. if they do allow you to switch, just start shopping around
如果builder不同意的话怎么办?
-either you accept it and try to refinance it after you close on the house
OR back out from the contract and take a $10k loss.
z******i
发帖数: 291
4
also, read the fine prints in the contract that you signed. is there a
clause that specifically says you have to use their preferred lender.
read the thread below, people have asked similar question in the past
Can a seller/builder force me to finance with a particular lender?
http://www.zillow.com/advice-thread/Can-a-seller-builder-force-me-to-finance-with-a-particular-lender/396388/
1 (共1页)
进入Living版参与讨论
相关主题
买新建房是不是最好用builder自己的贷款公司??请大家帮我分析下我是该在2个月后开始死撑还是现在就退出新房
问bed及其他大牛一个refin的问题APPRAISAL? Change lender?
ARM期间可以refinance吗?紧急求助!代款,被骗了
earnest money还没有凑够cash 可以给房子下cash offer么?
大家买新房都用builder提供的贷款服务吗?Builder 要求放5000刀earnest money合理吗
30年利率how to compare lenders?
最快什么时候可以Refinanceearnest money for buying a new house
贷款的问题买新房贷款的问题
相关话题的讨论汇总
话题: lender话题: earnest话题: builder话题: money话题: preferred