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c********1
发帖数: 5269
g*s
发帖数: 2277
2
229000 de 1-bed condo ye afford bu qi ma?//run

250,
g********n
发帖数: 2314
3
来自主题: _GoldenrainClub版 - [合集] goldenrain的观点未免偏颇 (转载)
【 以下文字转载自 SanFrancisco 讨论区 】
发信人: dadabear (bless you), 信区: SanFrancisco
标 题: [合集] goldenrain的观点未免偏颇
发信站: BBS 未名空间站 (Thu Feb 8 16:24:51 2007), 站内
☆─────────────────────────────────────☆
MSJ (Mission San Jose) 于 (Tue Feb 6 00:42:38 2007) 提到:
看完他blog的《现在在哪里买房风险小》,我只能笑着摇摇头。在我眼里,这个列表与
其说是“风险小”列表,不如说是“房子难涨地区列表”。试论证一二:
1. 常言道“强者恒强,弱者恒弱”。NYC, SF地区房价高企不是一年两年了,支撑房价
的不是那个affordability的percentage,而是能afford的人口数和房子总数的比例。
这里看百分比是没有多大意义的。只要还有人能买得起还愿意买,即使affordability
只有15%又如何呢?
2. 正如high tech公司的P/E要远大于... 阅读全帖
o****7
发帖数: 674
4
来自主题: Automobile版 - 如果你买不起XXX,那么可以试试OOO
刚刚看到的,我精简了一下,贴上来大家玩玩。
So You Can't Afford: Porsche Carrera 911 S
400-hp 3.8-liter flat six
Price: $98,300
But Maybe You Can Afford: Chevrolet Corvette
430-hp, 5900-rpm 6.3-liter V-8
Price: $49,600
So You Can't Afford: Audi A7
300-hp, 3.0-liter supercharged V-6
Price: $59,250
But Maybe You Can Afford: VW CC
200-hp, 2.0-liter inline-four turbo
Price: $30,250
So You Can't Afford: Mercedes-Benz S-Class
429-hp, 4.6-liter twin turbo V8
Price: $94,550
But Maybe You Can Afford: Hyundai Equus
429-hp 4.6-... 阅读全帖
z********3
发帖数: 1430
5
来自主题: Boston版 - 求建议 有关health insurance的事
http://www.massresources.org/health-reform.html#howmuchpenalty
What is the Massachusetts Health Reform Act?
The Massachusetts Health Reform Act is a state law passed in 2006 that
requires all adult Massachusetts residents to have health insurance if they
can afford it. Residents without health insurance face a tax penalty.
Massachusetts residents with limited incomes may be eligible for MassHealth
or Commonwealth Care. For other residents, the state determines how much you
should be able to spen... 阅读全帖
c*******u
发帖数: 12899
6
☆─────────────────────────────────────☆
yqwen (小少爷) 于 (Fri Dec 31 16:18:40 2010, 美东) 提到:
祝各位爸爸妈妈新年快乐,宝宝健康可爱。
coupon本是无价的东西,有用的人很需要它,没用的人只能当它是张废纸。用coupon来版面上换几个包子纯属娱乐,有益心情。但是用它来买卖,小的有点看不过去,现有一个好心mm的支持,使得我没有在唱独角戏,第三次谢过了!
请有需要的同学在底下排队,一人一个coupon。
我也再次advocate今后如果有没用的coupon, 请奉献出来,可以给周围认识不认识的人,也可以散发在版面,也可以捐献给真正的慈善机构。
谢谢。
===============
更新:目前已经把所有的coupon发放出去了,请排在前列的同学check站内,数量及其有限(我也没想到反响如此强烈),没有轮到的同学先对不起了。
拿到coupon的同学请赶快用,为了保险起见,请用没有使用过Y开头coupon的Amazon账户(如果有必要,用朋友的,或再开一个账户)。
然后,有coupon的同学可以继续... 阅读全帖
c*******u
发帖数: 12899
7
☆─────────────────────────────────────☆
yqwen (小少爷) 于 (Fri Dec 31 16:18:40 2010, 美东) 提到:
祝各位爸爸妈妈新年快乐,宝宝健康可爱。
coupon本是无价的东西,有用的人很需要它,没用的人只能当它是张废纸。用coupon来版面上换几个包子纯属娱乐,有益心情。但是用它来买卖,小的有点看不过去,现有一个好心mm的支持,使得我没有在唱独角戏,第三次谢过了!
请有需要的同学在底下排队,一人一个coupon。
我也再次advocate今后如果有没用的coupon, 请奉献出来,可以给周围认识不认识的人,也可以散发在版面,也可以捐献给真正的慈善机构。
谢谢。
===============
更新:目前已经把所有的coupon发放出去了,请排在前列的同学check站内,数量及其有限(我也没想到反响如此强烈),没有轮到的同学先对不起了。
拿到coupon的同学请赶快用,为了保险起见,请用没有使用过Y开头coupon的Amazon账户(如果有必要,用朋友的,或再开一个账户)。
然后,有coupon的同学可以继续... 阅读全帖
A*********t
发帖数: 7481
8
Looking to buy a new car, truck or crossover? You may find it more difficult
to stretch the household budget than you expected, according to a new study
that finds median-income families in only one major U.S. city actually can
afford the typical new vehicle.
The typical new vehicle is now more expensive than ever, averaging $30,500
in 2012, according to TrueCar.com data, and heading up again as makers curb
the incentives that helped make their products more affordable during the
recession when ... 阅读全帖
l****z
发帖数: 29846
9
Barney Frank continues distorting the truth on his role in the financial
crisis
By Peter J. Wallison
December 29, 2011, 11:03 am
Soon-to-be former Congressman Barney Frank continues to try to defend his
record on Fannie and Freddie by distorting, or simply reversing, the truth.
Here he is in the TheAtlantic.com today on his history as he hopes we will
remember it:
In 2004, the administration of President George W. Bush began a
conscious plan of trying to increase levels of homeownership as p... 阅读全帖
l****z
发帖数: 29846
10
CBO: 7 million to lose employer-based insurance when ACA rules take effect
February 7, 2013 by Michael Laprarie
But don’t worry – your family will be able to buy health insurance through
a government exchange for a mere $20,000 a year!
As much as I would like to call this fiction, it isn’t. The Affordable
Care Act health insurance mandate and penalty regulations are confusing and
ridiculous.
An employer must offer each employee “affordable” coverage (meaning the
employee’s premium contributio... 阅读全帖
l****z
发帖数: 29846
11
Government Creating Another Housing Bubble?
By John Ligon and Mitchell Tu | May 8, 2015 | 10:02 AM
More than six years out from a government-driven housing bubble, the chief
regulator at the Federal Housing Finance Agency, Mel Watt, and the
Department of Housing and Urban Development secretary, Julian Castro are
respectively clearing a path to expand the “credit box” for government-
backed home loans.
Two recent examples: Fannie Mae recently started a program guaranteeing
loans with as little a... 阅读全帖
l**n
发帖数: 137
12
来自主题: SanFrancisco版 - ZZ详解-2016湾区房市分析
详解 2016湾区房市分析
原创 2016-03-08 Rocky Li 硅谷房地产
http://mp.weixin.qq.com/s?__biz=MzA5MDQ5NDI4Ng==&mid=402505368&
1Affordability
首先,过去的一年的发展与去年的预测相符,包括2016年上半年的房市也已呈现出上涨
的态势。但什么时候触顶?这个至少要推迟一年。或者说至少要推迟到2017年,或者更
晚。
先看最重要的一个数据:affordability。参见所附的图片。2015年末加州
affordability为30%,与17%还相差甚远。或者大家可以跟上一个周期对比。本轮房市
周期还有不小的空间。
最后还是要提醒大家,房市预测对在湾区好的区域买房没有什么意义,早买早托生。但
房市预测对在差区买房就很关键。后边会慢慢分析别的原因为什么会修正这个预测。
附:affordability 定义
C.A.R.'s Traditional Housing Affordability Index (HAI) measures the
percentage of households th... 阅读全帖
b*****o
发帖数: 6080
13
来自主题: USANews版 - 奥大酋长的医疗“改革”
我先来引用一篇。嫌长就单看最后一句吧。
GUEST POST WRITTEN BY
Luke Hilgemann
Mr. Hilgemann is the CEO of Americans for Prosperity.
November is important for more than just elections. It’s also kicked off
open enrollment for health insurance policies sold through the Affordable
Care Act’s federal and state exchanges. And as millions of patients across
the country just found out, premiums and out-of-pocket costs for 2016 are
increasing significantly—many by much more than expected.
That’s the conclusion of a new repo... 阅读全帖
n*********e
发帖数: 25274
14
来自主题: NewJersey版 - 北泽西,租房比买房划算
5 housing markets where renting beats owning
In theory, plummeting home prices and record-low interest rates should make
buying a home cheaper than renting one. But experts say in some parts of the
country, it still pays to be a tenant.
Despite the incentives to buy now, including record-low interest rates and
depressed prices, sales of single-family existing homes slipped 1.5% in May
from a month earlier, according to data from the National Association of
Realtors.
The drop, which came during t... 阅读全帖
g********d
发帖数: 4174
15
Legal Experts See a Close Win for Health-Reform Law
By By Dennis Thompson
HealthDay Reporter | HealthDay – 2 hrs 47 mins ago
Email
2
Print
THURSDAY, March 22 (HealthDay News) -- The U.S. Supreme Court seems likely
to uphold the sweeping health-reform legislation known as the Affordable
Care Act when it takes up the case next week, according to a small survey of
legal experts.
The experts base this prediction on a number of factors linked to the nine
justices' legal history, political considerati... 阅读全帖
P*********0
发帖数: 4321
16
http://healthcarereform.procon.org/view.resource.php?resourceID
History of the Individual Health Insurance Mandate, 1989-2010
Republican Origins of Democratic Health Care Provision
Heritage Foundation's 1989 report is considered to be the conceptual origin
of the health insurance mandate.
The concept of the individual health insurance mandate is considered to have
originated in 1989 at the conservative Heritage Foundation. In 1993,
Republicans twice introduced health care bills that contained an... 阅读全帖
S********e
发帖数: 620
17
[the Washington Post]
Various real estate entities have weighed in with their prognostications for
the 2017 housing market. Most observers expect home sales and prices to
moderate in the coming year. They say suburbs will make a comeback while the
days of low mortgage rates are over.
Of course, a lot depends on the actions of the new administration. Although
President-elect Donald Trump said little about housing during the campaign,
some of the issues he highlighted will have an effect on the re... 阅读全帖
W*****e
发帖数: 7759
18
http://realestate.yahoo.com/promo/most-and-least-affordable-cities-to-buy-a-house-2010
Top 5 Least Affordable Cities
1. New York
Median home price: $426,000
Median income: $65,600
Affordability score: 20.9%
2. San Francisco
Median home price: $585,000
Median income: $98,400
Affordability score: 23.4%
3. Honolulu
Median home price: $403,000
Median income: $81,700
Affordability score: 34.7%
4. Santa Ana, Calif.
Median home price: $410,000
Median income: $87,300
Affordability score: 34.5%
5: Los An
b********n
发帖数: 38600
19
16 People On Things They Couldn’t Believe About America Until They Moved
Here
http://thoughtcatalog.com/michael-koh/2013/11/16-people-on-thin
1. Rakib Islam
I am originally from Bangladesh and here are a few things that I find hard
to explain to peeps back home.
•Fruits and vegetables are way more expensive than meat and poultry.
•That, generally speaking, the poor is more obese than the rich.
•A lot of couples adopt children, sometimes in spite of having their
own, and treat t... 阅读全帖
l****z
发帖数: 29846
20
January 18, 2012 by Warner Todd Huston
I have to say, I am getting a bit sick and tired of this nonsensical lament
about how rotten it is that those running for president are “rich” people.
Stop it right now, America. The fact is that we’ve never really had a poor
man as president so talking about it as if it is news that rich people
often seek the presidency is stupid. Not only that, but today it is
impossible for a poor or even middle class man to run for president anyway,
so get this populist... 阅读全帖
l****z
发帖数: 29846
21
by Jammie
They knew for months and did what they do best: They covered it up.
As far back as March, a top IT official at the Department of Health and
Human Services said the department’s current ambition for the law’s new
online insurance marketplaces was that they not be “a Third-World
experience.” Several provisions had already been abandoned in an effort to
simplify the administration’s task and maximize the chances that the new
systems would be ready to go live in October, when customers... 阅读全帖
l*****9
发帖数: 9501
22
Healthcare System Ratings: U.S., Great Britain, Canada
by Rick Blizzard, D.B.A.
Healthcare Editor
The healthcare systems in the United States, Canada, and Great Britain
provide interesting comparisons to one another, especially since the U.S.
system is considered private and Canada and Great Britain each have national
health systems that supply universal coverage. National health systems are
theoretically designed to provide accessible, affordable care for all
segments of the population, but cri... 阅读全帖
l*****9
发帖数: 9501
23
联邦赤字不断攀升,但是美国百姓对医疗系统的满意程度远远低于英加
右逼来解释一下
Healthcare System Ratings: U.S., Great Britain, Canada
by Rick Blizzard, D.B.A.
Healthcare Editor
The healthcare systems in the United States, Canada, and Great Britain
provide interesting comparisons to one another, especially since the U.S.
system is considered private and Canada and Great Britain each have national
health systems that supply universal coverage. National health systems are
theoretically designed to provide accessible, affordable care for... 阅读全帖
l****z
发帖数: 29846
24
来自主题: USANews版 - 对巴马care的又一沉重打击
Federal court invalidates some ObamaCare subsidies, separate ruling
preserves them
WASHINGTON – A federal appeals court dealt a major blow to ObamaCare on
Tuesday, ruling against the legality of some subsidies issued to people
through the Affordable Care Act exchanges.
The ruling is likely to be appealed. And a separate federal appeals court --
the Fourth Circuit Court of Appeals -- hours later issued its own ruling on
a similar case that upheld the subsidies in their entirety.
But the decision... 阅读全帖
l****z
发帖数: 29846
25
Companies Try to Escape Health Law’s Penalties
Some Employers Seek to Shift Employees to Medicaid; Others Plan to Offer ‘
Skinny’ Benefit Plans
By
Anna Wilde Mathews And Julie Jargon
Updated Oct. 21, 2014 9:17 p.m. ET

With companies set to face fines next year for not complying with the new
mandate to offer health insurance, some are pursuing strategies like
enrolling employees in Medicaid to avoid penalties and hold down costs.
The health law’s penalties, which can amount to about $2,000 per ... 阅读全帖
l****z
发帖数: 29846
26
Brilliant Bullshit!
On Tuesday evening I watched president Obama's state of the union address.
It was brilliant.
Obama rang all the bells, dotted all the i's, and attacked all the ghosts.
At times, he even made sense.
All in all, it was a brilliant effort, possibly his best speech ever, even
though his speech was essentially bullshit.
Belief in Change
In his address, Obama said "I believe in change because I believe in you".
That's ironic because his first campaign slogan was "Change you can bel... 阅读全帖
g********2
发帖数: 6571
27
September 28, 2016
Uh, Hillary, Your Hubby Caused the 2008 Recession
By Jack Cashill
On the debate stage Monday night, Hillary Clinton smugly repeated the big
lie that Democrats have been telling with something close to impunity since
2008.
“We had the worst financial crisis, the Great Recession, the worst since
the 1930s,” said Hillary. “That was in large part because of tax policies
that slashed taxes on the wealthy, failed to invest in the middle class,
took their eyes off of Wall Street, and... 阅读全帖
g********2
发帖数: 6571
28
September 28, 2016
Uh, Hillary, Your Hubby Caused the 2008 Recession
By Jack Cashill
On the debate stage Monday night, Hillary Clinton smugly repeated the big
lie that Democrats have been telling with something close to impunity since
2008.
“We had the worst financial crisis, the Great Recession, the worst since
the 1930s,” said Hillary. “That was in large part because of tax policies
that slashed taxes on the wealthy, failed to invest in the middle class,
took their eyes off of Wall Street, and... 阅读全帖
w****h
发帖数: 1344
29
来自主题: USANews版 - 怒了。 周末前发两千家。
信箱裏投传单就行.
解放区
We have all known that Hillary is the most corrupted politician and Hillary'
s Syria war created ISIS. But here is something you may not know.
The Affordable Care Act is not affordable. With two out of the three
government funded program ending,
Obamacare Premiums for 2017 will rise 30% - 60% in PA. Please check out
your premium (or penalty).
Hillary wants to double down and extend it to illegal immigrants.
Trump will get rid of Obamacare and make heath care affordable again.
敌占区
... 阅读全帖
w****h
发帖数: 1344
30
来自主题: USANews版 - 怒了。 周末前发两千家。
信箱裏投传单就行.
解放区
We have all known that Hillary is the most corrupted politician and Hillary'
s Syria war created ISIS. But here is something you may not know.
The Affordable Care Act is not affordable. With two out of the three
government funded program ending,
Obamacare Premiums for 2017 will rise 30% - 60% in PA. Please check out
your premium (or penalty).
Hillary wants to double down and extend it to illegal immigrants.
Trump will get rid of Obamacare and make heath care affordable again.
敌占区
... 阅读全帖
g********2
发帖数: 6571
31
September 28, 2016
Uh, Hillary, Your Hubby Caused the 2008 Recession
By Jack Cashill
On the debate stage Monday night, Hillary Clinton smugly repeated the big
lie that Democrats have been telling with something close to impunity since
2008.
“We had the worst financial crisis, the Great Recession, the worst since
the 1930s,” said Hillary. “That was in large part because of tax policies
that slashed taxes on the wealthy, failed to invest in the middle class,
took their eyes off of Wall Street, and... 阅读全帖
m***y
发帖数: 14763
32
Sorry, my English sux. Somebody told me it's hard to figure out what I meant
in this post. And I had to read it twice to recall what I meant.
So, let me rephrase. Traditionally, some professions like police/
firefighters/teachers/nurses pay low, but their service is vital to a
community. So, the towns with high house price usually set up affordable
living, so these professionals can afford to live decently. Although they
pay artificially low property tax, they contribute to the neighborhood in a... 阅读全帖
l****z
发帖数: 29846
33
Obamacare’s Hierarchy of Privilege
No one who favors the law wants to be bound by it.
By Mark Steyn
On his radio show the other day, Hugh Hewitt caught me by surprise and asked
me about running for the United States Senate from New Hampshire. My
various consultants, pollsters, PACs, and exploratory committees haven’t
fine-tuned every detail of my platform just yet, but I can say this without
a doubt: I will not vote for any “comprehensive” bill, whether on
immigration, health care, or anything ... 阅读全帖
n********r
发帖数: 25
34
来自主题: GunsAndGears版 - The Poor Man’s Guide To Survival Gear
http://www.zerohedge.com/news/guest-post-poor-man%E2%80%99s-gui
(It has all the photos)
From Brandon Smith of Alt-Market
The Poor Man’s Guide To Survival Gear
Special Note: Obviously, an entire book could be written on this subject,
which is a task beyond the scope of this article. The purpose of the
following piece is to give those with financial difficulty a foothold on
prepping without added pain. It is meant to be a starting point, not a
compendium.
A friend of mine took note recently tha... 阅读全帖
b********n
发帖数: 38600
35
来自主题: Military版 - 看看美帝怎么算计大宋的
http://www.strategypage.com/htmw/htlead/articles/20120807.aspx
Can't We All Just Obey China?
China recently declared that most of the 3.5 million square kilometers South
China Sea had become Sansha, the latest Chinese city. The area China claims
is within the city limits comprises over two million square kilometers of
largely open ocean and a few hundred tiny islands and reefs, many of which
are only above water during low tide. Sansha is administered from one of the
Paracel islands (Woody Islan... 阅读全帖
l****z
发帖数: 29846
36
来自主题: USANews版 - Supreme irony?
Supreme irony? Top court poised to throw out Obamacare in echo of case Obama
made against Hillary Clinton
It is a tad unfortunate that just days after the White House embraced the
term "Obamacare" - previously regarded on the Left as a pejorative label - a
majority of the nine Supreme Court justices have given strong indications
they will rule it unconstitutional.
Even more ironic is that the justices, or five of them at least, look like
they might force President Barack Obama back to the drawin... 阅读全帖
r***l
发帖数: 9084
37
来自主题: USANews版 - 说说全民健保是怎么通过的
周末写了点东西,都比较长,不过本来就是挺复杂的事情,我也不愿意搞口号和谩骂
似的帖子,那样很没意思。
有事实和数据错误指出。网上评论就算了,liberal和conservative的评论都看的挺
有理,根本没法分别。大家都太言之凿凿了,其实辨不清楚就看结果,对于全民健保来
说,就是保费是升了还是降了。因为这是健保的名字 Patient Protection and
Affordable Care Act. capitalized "AFFORDABLE"。 最近两年大部分老百姓的保费
涨的挺猛,当然医保公司赚了更多的钱, 股票也涨了不少, so where is affordable?
我不用obamacare因为我觉的这个贬义名字对obama不公平。这个法案是大部分民主党
push通过的,无论以后是成功和失败,obama都不应该独自享受荣誉或者担当责任,起
码要拉上pelosi和harry reid,呵呵。
其实本版很多人包括我都不反对全民健保, 我甚至认为全民健保是历史潮流。 But
if you want to do it, do it right.
全民健... 阅读全帖
l****z
发帖数: 29846
38
Judge: IRS Obamacare Rule 'Is Arbitrary, Capricious, and Abuse of Discretion'
October 2, 2014 - 1:10 PM
In his decision, U.S. District Judge Ronald White concluded Tuesday that the
IRS rule altering the Obamacare law and providing billions in subsidies is
"arbitrary, capricious and abuse of discretion":
"The court holds that the IRS rule is arbitrary, capricious, and abuse of
discretion or otherwise not in accordance with law, pursuant to 5 U.S.C.706(
2)(A), in excess of summary jurisdiction, au... 阅读全帖
l****z
发帖数: 29846
39
来自主题: USANews版 - Yahoo Finance肉麻的吹捧巴马care
Obamacare 43% Approval Rating Declared a Victory
Credit Yahoo!Finance for the inane headline of the day: Employers shrug off
Obamacare, robbing Republicans of a campaign issue.
===============
Just 18 months ago, a Republican fantasy seemed about to come true.
The Affordable Care Act was in the midst of a disastrous rollout plagued
by dialup-stye technology snafus. President Obama had sabotaged his own
health-reform plan by falsely promising that everybody happy with their
health plan co... 阅读全帖
l****z
发帖数: 29846
40
The American public has questions. And unlike others running for president,
I have frank answers.
And with my answers to major questions presented below, I officially throw
my hat into the GOP presidential sweepstakes ring.
11 Questions US Public Wants to Ask Candidates
Gallup has an interesting article based on the premise If the American
People Were Running the GOP Debate what would they ask?
Gallup claims the questions are based on issues that people say are the most
important problems facing... 阅读全帖
a*********a
发帖数: 3656
41
来自主题: USANews版 - 极右反堕胎已经反到脑残了
first it is pure semantics. 1$ public funding going to 计生委 "but NOT
allowed to be used on abortions" means 1$ of private money that if freed up
to fund abortions.
semantics aside. One could very well argue that in the era of Obamacare, the
non-abortion arm of Planned Parenthood has no reason to receive public
funding anymore.
All insurance plans are required by the Affordable Care Act to cover birth
control and other women's health issue.
For those who could not afford health insurance on their ... 阅读全帖
l****z
发帖数: 29846
42
Trey Gowdy Grills DHS Official on Due Process, Gun Rights
BY: Stephen Gutowski Follow @@StephenGutowski
December 14, 2015 4:10 pm
Rep. Trey Gowdy (R., S.C.) questioned a Department of Homeland Security
official about the idea that American citizens on the terrorist watchlist
should be denied gun rights on Friday.
“What process is afforded a U.S. citizen, not someone who’s overstayed a
visa, not someone who crossed a border without permission, but an American
citizen—what process is currently ... 阅读全帖
f*****h
发帖数: 4489
43
来自主题: Automobile版 - 官方解释:该花多少钱在车上
之前概念有点混乱 现在清楚很多。按照下文的解释是比较节俭的持家有度的做法,汽
车的支出连保险在内不超过税前总收入的10%。也就是说一个赚五万三的人只能买一万
七的车,正好是收入的1/3。但请注意,这里的前提是贷款四年,也就是说四年可以换
一辆新车,如果你打算八年再换车,预算可以适当提高。
由此可推算出税前家庭收入和理性买车的预算:这里假设一家两辆车
家庭年收入五万的,两辆八千的二手车
家庭年收入十万的,两辆一万七的车,可选的有civic,福克斯,烤肉等compact car
家庭年收入十五万的,两辆两万五的车,比如Camry,malibu,equinox等
家庭年收入二十万的,两辆三万的车,比如edge,pacific,crv等
家庭年收入二十五万的,两辆四万的车,比如BMW三系,mb c级,奥德赛等
家庭年收入三十万的,两辆五万的车,比如q5,glc等
The 20/4/10 rule
It all starts with what we call the 20/4/10 rule, which says you should:
Make a down payment of at l... 阅读全帖
l**h
发帖数: 7994
44
这篇不错,不敢贴链接,超过来了。
If you've been sitting on the sidelines, waiting for the best time to
refinance or get a mortgage to buy a home, think of 2013 as your last chance
to act.
With good credit, persistence and some shopping skills, you can still snag
phenomenal deals this year -- even if you are underwater on your loan.
Here are 10 mortgage tips to help you with your mortgage decisions in 2013.
Tip 1: Stop procrastinating and refinance
If you haven't refinanced recently, you're probably paying a hig... 阅读全帖
S********e
发帖数: 552
45
Manchester-By-The-Sea 地税第12高. 平均地税$10,760. 单栋屋均估价$1,029,681.
Affordability ratio 1.0%
Westwood地税第18高 平均地税$9,601 单栋屋均估价$623,429
Affordability ratio 2.5%
Medfield 地税第21高. 平均地税$9,182. 单栋屋均估价$569,616
Affordability ratio 2.8%
Sharon 地税第24高. 平均地税$8,914. 单栋屋均估价$433,791
Affordability ratio 4.7%
It seems we should buy in these (More Affordable) towns:
Sharon -> Acton -> Wayland -> Medfield -> Sudbury -> Westwood
s****c
发帖数: 130
46
住在PHR的一定看到CCA边上正在平整土地。Wermers要在那里建197间condo给低收入家
庭。2016年建完。http://www.affirmedhousing.com/projects/cielo/index.html
大家认为会影响周围的房价么?
SAN DIEGO HOUSING COMMISSION PARTNERSHIP
WILL CREATE 195 AFFORDABLE APARTMENTS FOR
LOW-INCOME FAMILIES IN SAN DIEGO’S NORTH CITY
The Cielo Carmel apartments in the Pacific Highlands Ranch community
will be affordable for 55 years
SAN DIEGO, CA—New long-term affordable housing for low-income families is
coming to San Diego’s North City, north of State Route 56, with t... 阅读全帖
d**n
发帖数: 3172
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来自主题: SanFrancisco版 - Pleasanton vs North Fremont.
最新的研究,大家看出什么问题没有?
Transportation boosts cost of living in suburbs
Michael Cabanatuan
Lance Iversen / The Chronicle
Cars cross the Bay Bridge. Life in the suburbs isn't so cheap when
transportation costs are considered.
View Larger Image
MORE BAY AREA NEWS
Tahoe skier dies in avalanche 03.02.12
Bid to end death penalty headed to the ballot 03.02.12
Federal court asked to deny rehearing on Prop. 8 03.02.12
Everyone knows it costs a lot to live in the Bay Area, but a new study
points out that when ... 阅读全帖
q*******g
发帖数: 132
48
来自主题: SanFrancisco版 - 看看英文的房坑
http://www.city-data.com/forum/san-jose/2216916-any-chance-real
Obviously no one can predict a bubble accurately, or they wouldn't form in
the first place. That being said, my personal opinion is that we are NOT in
a bubble. Let's compare the current market, to the last bubble and crash
back in 2008.
- In the last crash, high prices were driven primarily by cheap financing.
That is, loose lending practices allowing people to buy homes who frankly
could not afford them. This, of course, increased... 阅读全帖
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