l****z
发帖数: 29846 | 1 Insurers, lawmakers slam latest Obamacare fix
President Obama on Thursday announced an administrative policy change that
will let people keep their existing health insurance for another year, but
the plan is already facing pushback from Republicans, some Democrats and the
insurance industry -- with some saying the president's move goes too far,
and others saying it doesn't go far enough.
The president's decision doesn't force insurers to renew existing insurance
plans on the individual and small markets, it only gives them the option of
doing so -- it also gives them the option of reaching out to the millions of
Americans already dropped from plans and letting them renew their coverage
for next year.
However, already at least one state insurance commissioner -- Washington
state insurance commissioner Mike Kreidler, a former Democratic member of
Congress -- said he will not go along with the president's decision.
"I understand that many people are upset by the notices they have recently
received from their health plans and they may not need the new benefits
today," Kreidler said in a statement. "But I have serious concerns about how
President Obama's proposal would be implemented and more significantly, its
potential impact on the overall stability of our health insurance market."
In the interest of keeping consumer protections in place and keeping costs
on the new marketplace down, he said, "We are staying the course. We will
not be allowing insurance companies to extend their policies."
One other Democratic state insurance commissioner, Jay Bradford of Arkansas,
is also reportedly refusing to comply with the president's fix.
State insurance commissioners are responsible for determining what plans
insurance companies can sell in the state-based marketplaces, and Mr. Obama
predicted Thursday, "There's gonna be some state-by-state evaluation on how
this is handled."
He added, however, that the "key point" is that it's no longer the
Affordable Care Act that's responsible for plans being dropped.
Yet letting people keep their current coverage as the new Obamacare
marketplaces open could weaken the new markets, insurance officials and
industry analysts are warning. Letting those with coverage on the individual
market keep their existing plans, they've argued, would leave only the
sickest consumers on Obamacare marketplaces. That could, in turn, lead to
higher future premiums in the market. Some have said this could lead to a "
death spiral," but there are mechanisms in the health care law that would
make that unlikely.
"Changing the ACA provisions could alter the dynamics of the insurance
market, creating two parallel markets operating under different rules,
thereby threatening the viability of insurance markets operating under the
new rules," Cori Uccello, a senior health fellow for the American Academy of
Actuaries, said in a statement.
America's Health Insurance Plans' (AHIP) President and CEO Karen Ignagni
warned in a statement that premiums have already been set for next year
based on the assumption that those on the individual market would join
Obamacare.
"If now fewer younger and healthier people choose to purchase coverage in
the exchange, premiums will increase and there will be fewer choices for
consumers," she said. "Additional steps must be taken to stabilize the
marketplace and mitigate the adverse impact on consumers."
Individual insurance companies released marginally optimistic statements,
warning they'll need the support of state insurance commissioners.
Cigna said that "the preservation of choice for consumers is key. | p**j
发帖数: 7063 | 2 当初我老早就说过了，全民健保最终的结果就是全民没保险，就跟大锅饭的结果是人人
没饭吃一样，有些人就是不信。
the
insurance
of
of
coverage
【在 l****z 的大作中提到】
: Insurers, lawmakers slam latest Obamacare fix
: President Obama on Thursday announced an administrative policy change that
: will let people keep their existing health insurance for another year, but
: the plan is already facing pushback from Republicans, some Democrats and the
: insurance industry -- with some saying the president's move goes too far,
: and others saying it doesn't go far enough.
: The president's decision doesn't force insurers to renew existing insurance
: plans on the individual and small markets, it only gives them the option of
: doing so -- it also gives them the option of reaching out to the millions of
: Americans already dropped from plans and letting them renew their coverage
| a**e
发帖数: 5094 | 3 外行指挥内行
政令出不了中南海
价格双轨制
the
insurance
of
of
coverage
【在 l****z 的大作中提到】
: Insurers, lawmakers slam latest Obamacare fix
: President Obama on Thursday announced an administrative policy change that
: will let people keep their existing health insurance for another year, but
: the plan is already facing pushback from Republicans, some Democrats and the
: insurance industry -- with some saying the president's move goes too far,
: and others saying it doesn't go far enough.
: The president's decision doesn't force insurers to renew existing insurance
: plans on the individual and small markets, it only gives them the option of
: doing so -- it also gives them the option of reaching out to the millions of
: Americans already dropped from plans and letting them renew their coverage
| b******o
发帖数: 5644 | 4 三年做不好个网站，让所以保险公司一个月内把系统都改了。矿工码农们见过吗。就是
个姿态，然后责备保险公司恶意不合作。现在我是信啥叫没底线了。 | H******9
发帖数: 8087 | | a*********a
发帖数: 3656 | 6 bingo. 巴马就是要把blame转移到保险公司头上。
撤销的计划哪里是说恢复就恢复的。要恢复必须重新算价格，重新联系医生，重新谈
coverage，重新在系统造册。巴马三年都搭不起一个网站，要保险公司一个月完成所有
这些？
就算这些计划暂时复活了，一年以后怎么办？要保险公司找人加班加点，花大力气复活
一堆只能用一年的产品？
就算这些计划永久复活了，你允不允许保险公司推广这些计划？还是只对以前的客户有
效？不能推广的计划势必成本越来越高，这些计划有不能拿补贴，最后保险公司想维持
都维持不了。8马care的目标之一就是干掉这些计划，把这批保户全部推倒8马care，这
样才能有足够多的健康的sucker买8马care。
目前保险公司根本没有动力恢复这些计划，恢复只可能亏钱。但是他们不能不答应，不
然DOJ，IRS要他们好看。Jamie Dimond 本来是红人，但是一次对巴马出言不虚，公司
就要被罚一百多亿。
【在 b******o 的大作中提到】
: 三年做不好个网站，让所以保险公司一个月内把系统都改了。矿工码农们见过吗。就是
: 个姿态，然后责备保险公司恶意不合作。现在我是信啥叫没底线了。
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