S********5 发帖数: 67 | 1 第一次这样做。因为收入超过限制不能直接存Roth IRA, 所以今年2月存了$5000
Traditional IRA, 一周后转到Roth IRA.
现在报税,有几事不明,请教:
1. Turbotax问是否contribute了Traditional IRA and/or Roth IRA时,应该回答存了
Traditional IRA, 而没有存Roth IRA, 对吗?
2. Turbotax问How much of the $5000 you contributed to a traditional IRA for
2017 did you switch, or "recharacterize"(this does not include conversions
or rollovers), to a Roth IRA?
应该回答$0, 对吗?回答$5000税就增加了。我想我的操作是conversion。
3.Turbotax问Any Nondeductible contributions to my IRA?
我应该回答,Yes, I made and tracked nondeductible contributions to my IRA,
对吗?
为啥Turbotax提示Remember, most people with traditional IRAs do not make or
track nondeductible contributions that give them a basis other than 0? 这句
话啥意思啊?
我这样存的钱应该叫做nondeductible吧?
4.报2017税时只报存了Traditional IRA, 报2018年税时再报转成Roth IRA, 对吗?
多谢!! | f*******n 发帖数: 12623 | |
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