p***e
发帖数: 1257 | 1 rt.听说一种说法，hold 有dividend的股票超过61天，才qualify low tax for
dividend gain.是这样么？另外，roth ira的股票收益不交税，那么roth 里dividend
收益交税么？谢谢 | m*****g
发帖数: 342 | 2 有这么好的事么, Roth IRA 股票收益可以不交税, 也就是省掉 30%的税?
大牛们一定要解释一下
rt.听说一种说法，hold 有dividend的股票超过61天，才qualify low tax for
dividend gain.是这样么？另外，roth ira的股票收益不交税，那么roth 里dividend
收益交税么？谢谢
【在 p***e 的大作中提到】
: rt.听说一种说法，hold 有dividend的股票超过61天，才qualify low tax for
: dividend gain.是这样么？另外，roth ira的股票收益不交税，那么roth 里dividend
: 收益交税么？谢谢
| a***f
发帖数: 20 | 3 for question 1:
dividend 必须是 Qualified dividend and then it will be taxed at 15% or 5%
depending on the individual's ordinary income tax bracket.
而Qualified dividend 最主要的是一定要满足 holding period requirement.
meet holding period requirements: You must have held the stock for more than
60 days during the 121-day period that begins 60 days before the ex-
dividend date. The ex-dividend date is the first date following the
declaration of a dividend on which the buyer of a stock is not entitled to
receive the next dividend payment. When counting the number of days you held
the stock, include the day you disposed of the stock, but not the day you
acquired it.[1]
more details see http://en.wikipedia.org/wiki/Qualified_dividend
for question 2:
不需交税但有penalties if withdrawn early。
All money invested in a Roth IRA grow tax deferred. That means that no taxes
are due each year on any gains or dividends paid on investments inside of
the account.
While the gains and dividends earned inside of a Roth IRA are subject to
taxes and penalties if withdrawn early, the contributions to the account are
not. For example, if a taxpayer contributes $20,000 over several years to a
Roth IRA and earns $10,000 in dividends, an amount up to $20,000 may be
withdrawn at any time tax-free and without penalty. | p***e
发帖数: 1257 | 4 多谢！
than
held
【在 a***f 的大作中提到】
: for question 1:
: dividend 必须是 Qualified dividend and then it will be taxed at 15% or 5%
: depending on the individual's ordinary income tax bracket.
: 而Qualified dividend 最主要的是一定要满足 holding period requirement.
: meet holding period requirements: You must have held the stock for more than
: 60 days during the 121-day period that begins 60 days before the ex-
: dividend date. The ex-dividend date is the first date following the
: declaration of a dividend on which the buyer of a stock is not entitled to
: receive the next dividend payment. When counting the number of days you held
: the stock, include the day you disposed of the stock, but not the day you
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