t***k 发帖数: 610 | 1 and escrow insurance tax?
can anybody give an estimated list of closing cost?
bao zi xie! | c********n 发帖数: 731 | 2 I can help you. let me know your sale price, tax, condo fee if applicable,
interest rate, property type.
Your mortgage will have these charges:
Origination fee, $500 to $1,000
Commitment charge: this could be waived depending on your transaction amount
Appraisal: about $500
Your title will have these charges:
Title insurance: you can google title insurance calculator to find out. It
is a fixed amount in NJ based on your sale price
Title service charges: few hundreds
Other fees: Notary, e-doc, closing notice, etc.
Settlement charge: $150 to $200
Government recording charges: $200 to $300
Your escrow: sometimes few months of tax, or tax of remaining quarter, condo
fees, one year insurance.
Usually, you are looking at about 3-4 percent of cash to close, depending on
property type and transaction amount. |
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