由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
Money版 - NorthPointe这个checking怎么样?5% APY
相关主题
northpointe bank easy $100Middlesex Savings Bank 5.25% APY CD FAQ
邮局买MO算Northpointe debit卡消费吗?FNBO Direct FAQ (V0.1)
Northpointe Bank Ultimate Account 5% APY[合集] FNBO Direct FAQ (V0.1)
Re: 现在买I-BOND还是EE-BOND?[合集] [证实] PenFed 3Y-CD 6%
quick summay of UFB high yield MM 3.05%APY[合集] WaMu Free Checking 貌似不错
介绍几个流行的online saving account(1)[合集] 最好的chekcing账户Fidelity MySmart Cash
[合集] Recommand: use USAA Asset Management account as check[合集] 6.01% APY -- United Federal Credit Union
[合集] 5-month CD 4.65% APY - AffinityBank.com$15000闲钱如何处理
相关话题的讨论汇总
话题: apy话题: debit话题: vp话题: balance
进入Money版参与讨论
1 (共1页)
n*******c
发帖数: 1100
1
头1万5%apy之后0.01(要求也不算难)
cc funding 100
fdic
考古之后看起来nra/ra申请也不是问题,只是不知道这个apy能维持多久
链接2楼
n*******c
发帖数: 1100
n*******c
发帖数: 1100
3
Qualifications include 15 or more debit card purchases that post and settle
per the statement period, enrollment in eStatements and direct deposit or
automatic withdrawal of $100 or more per statement period. $100 minimum
deposit required to open. No minimum balance requirement. APY is effective
as of 05/02/2017 and has not changed since 12/19/2014. New accounts subject
to approval. Rates are subject to change including after the account is
opened.
n*******c
发帖数: 1100
4
要求比之前简单多了,之前要求debit每月消费5百,现在只要15笔
n*******c
发帖数: 1100
D***s
发帖数: 5613
6
5%好像还可以的,不过每个月15笔消费比较annoying

【在 n*******c 的大作中提到】
: 头1万5%apy之后0.01(要求也不算难)
: cc funding 100
: fdic
: 考古之后看起来nra/ra申请也不是问题,只是不知道这个apy能维持多久
: 链接2楼

n*******c
发帖数: 1100
7
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/
有个叫bill clancy的各种回复,“Yes, confirmed. However, in full disclosure
this offer is only sustainable if account holders use it as a regular
account. If a marked spike in 15 x $1 debit transactions flood in, something
will have to change (rate, balance cap and/or debit spend requirement).
Based on all the past interactions I’ve had with Will and DoC readers, plus
our rates on deposit products and home loans, it should be clear to folks
that Northpointe operates differently than most banks and credit unions.
Great value, transparency, user experience are all critical priorities for
us, as is making a fair return/profit. These don’t have to be mutually
exclusive – we see it as a two-way street and are working hard to strike a
balance we think maximizing benefits for both.”
https://www.linkedin.com/in/billclancy VP还有时间来干这个???
不过要是小额不算数的话,就在犹豫要不要开了,开开关关太麻烦,
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399320没bonus,confirmed

【在 D***s 的大作中提到】
: 5%好像还可以的,不过每个月15笔消费比较annoying
c*******y
发帖数: 570
8
银行的VP,进去一两年全是VP,跟客人谈生意,我们来了个vp,客人高兴

something
plus

【在 n*******c 的大作中提到】
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/
: 有个叫bill clancy的各种回复,“Yes, confirmed. However, in full disclosure
: this offer is only sustainable if account holders use it as a regular
: account. If a marked spike in 15 x $1 debit transactions flood in, something
: will have to change (rate, balance cap and/or debit spend requirement).
: Based on all the past interactions I’ve had with Will and DoC readers, plus
: our rates on deposit products and home loans, it should be clear to folks
: that Northpointe operates differently than most banks and credit unions.
: Great value, transparency, user experience are all critical priorities for
: us, as is making a fair return/profit. These don’t have to be mutually

n*******c
发帖数: 1100
9
好吧,我就被忽悠了

【在 c*******y 的大作中提到】
: 银行的VP,进去一两年全是VP,跟客人谈生意,我们来了个vp,客人高兴
:
: something
: plus

c******o
发帖数: 2151
10
感觉这个就是等着把客户圈到手后再提高要求,比如每笔消费要超过50之类的。去年拿
到开户奖励后不久就关了,消费500还可以买MO,再消费14次有点烦,毕竟cap也只有
10K。。

something
plus

【在 n*******c 的大作中提到】
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/
: 有个叫bill clancy的各种回复,“Yes, confirmed. However, in full disclosure
: this offer is only sustainable if account holders use it as a regular
: account. If a marked spike in 15 x $1 debit transactions flood in, something
: will have to change (rate, balance cap and/or debit spend requirement).
: Based on all the past interactions I’ve had with Will and DoC readers, plus
: our rates on deposit products and home loans, it should be clear to folks
: that Northpointe operates differently than most banks and credit unions.
: Great value, transparency, user experience are all critical priorities for
: us, as is making a fair return/profit. These don’t have to be mutually

相关主题
介绍几个流行的online saving account(1)Middlesex Savings Bank 5.25% APY CD FAQ
[合集] Recommand: use USAA Asset Management account as checkFNBO Direct FAQ (V0.1)
[合集] 5-month CD 4.65% APY - AffinityBank.com[合集] FNBO Direct FAQ (V0.1)
进入Money版参与讨论
n*******c
发帖数: 1100
11
对,很多人说是bait and switch
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399061
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399532
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399811

【在 c******o 的大作中提到】
: 感觉这个就是等着把客户圈到手后再提高要求,比如每笔消费要超过50之类的。去年拿
: 到开户奖励后不久就关了,消费500还可以买MO,再消费14次有点烦,毕竟cap也只有
: 10K。。
:
: something
: plus

c******o
发帖数: 2151
12
其实现在还是有点摇摆的。。如果这个bait不是那么成功,过了好久都没switch,还是
可以考虑的。不过说不定还会有更好的bait出现,先等等也可以。

【在 n*******c 的大作中提到】
: 对,很多人说是bait and switch
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399061
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399532
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399811

n*******c
发帖数: 1100
13
头1万5%apy之后0.01(要求也不算难)
cc funding 100
fdic
考古之后看起来nra/ra申请也不是问题,只是不知道这个apy能维持多久
链接2楼
n*******c
发帖数: 1100
n*******c
发帖数: 1100
15
Qualifications include 15 or more debit card purchases that post and settle
per the statement period, enrollment in eStatements and direct deposit or
automatic withdrawal of $100 or more per statement period. $100 minimum
deposit required to open. No minimum balance requirement. APY is effective
as of 05/02/2017 and has not changed since 12/19/2014. New accounts subject
to approval. Rates are subject to change including after the account is
opened.
n*******c
发帖数: 1100
16
要求比之前简单多了,之前要求debit每月消费5百,现在只要15笔
n*******c
发帖数: 1100
D***s
发帖数: 5613
18
5%好像还可以的,不过每个月15笔消费比较annoying

【在 n*******c 的大作中提到】
: 头1万5%apy之后0.01(要求也不算难)
: cc funding 100
: fdic
: 考古之后看起来nra/ra申请也不是问题,只是不知道这个apy能维持多久
: 链接2楼

n*******c
发帖数: 1100
19
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/
有个叫bill clancy的各种回复,“Yes, confirmed. However, in full disclosure
this offer is only sustainable if account holders use it as a regular
account. If a marked spike in 15 x $1 debit transactions flood in, something
will have to change (rate, balance cap and/or debit spend requirement).
Based on all the past interactions I’ve had with Will and DoC readers, plus
our rates on deposit products and home loans, it should be clear to folks
that Northpointe operates differently than most banks and credit unions.
Great value, transparency, user experience are all critical priorities for
us, as is making a fair return/profit. These don’t have to be mutually
exclusive – we see it as a two-way street and are working hard to strike a
balance we think maximizing benefits for both.”
https://www.linkedin.com/in/billclancy VP还有时间来干这个???
不过要是小额不算数的话,就在犹豫要不要开了,开开关关太麻烦,
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399320没bonus,confirmed

【在 D***s 的大作中提到】
: 5%好像还可以的,不过每个月15笔消费比较annoying
c*******y
发帖数: 570
20
银行的VP,进去一两年全是VP,跟客人谈生意,我们来了个vp,客人高兴

something
plus

【在 n*******c 的大作中提到】
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/
: 有个叫bill clancy的各种回复,“Yes, confirmed. However, in full disclosure
: this offer is only sustainable if account holders use it as a regular
: account. If a marked spike in 15 x $1 debit transactions flood in, something
: will have to change (rate, balance cap and/or debit spend requirement).
: Based on all the past interactions I’ve had with Will and DoC readers, plus
: our rates on deposit products and home loans, it should be clear to folks
: that Northpointe operates differently than most banks and credit unions.
: Great value, transparency, user experience are all critical priorities for
: us, as is making a fair return/profit. These don’t have to be mutually

相关主题
[合集] [证实] PenFed 3Y-CD 6%[合集] 6.01% APY -- United Federal Credit Union
[合集] WaMu Free Checking 貌似不错$15000闲钱如何处理
[合集] 最好的chekcing账户Fidelity MySmart Cash有谁给科普一下reward checking?
进入Money版参与讨论
n*******c
发帖数: 1100
21
好吧,我就被忽悠了

【在 c*******y 的大作中提到】
: 银行的VP,进去一两年全是VP,跟客人谈生意,我们来了个vp,客人高兴
:
: something
: plus

c******o
发帖数: 2151
22
感觉这个就是等着把客户圈到手后再提高要求,比如每笔消费要超过50之类的。去年拿
到开户奖励后不久就关了,消费500还可以买MO,再消费14次有点烦,毕竟cap也只有
10K。。

something
plus

【在 n*******c 的大作中提到】
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/
: 有个叫bill clancy的各种回复,“Yes, confirmed. However, in full disclosure
: this offer is only sustainable if account holders use it as a regular
: account. If a marked spike in 15 x $1 debit transactions flood in, something
: will have to change (rate, balance cap and/or debit spend requirement).
: Based on all the past interactions I’ve had with Will and DoC readers, plus
: our rates on deposit products and home loans, it should be clear to folks
: that Northpointe operates differently than most banks and credit unions.
: Great value, transparency, user experience are all critical priorities for
: us, as is making a fair return/profit. These don’t have to be mutually

n*******c
发帖数: 1100
23
对,很多人说是bait and switch
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399061
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399532
http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399811

【在 c******o 的大作中提到】
: 感觉这个就是等着把客户圈到手后再提高要求,比如每笔消费要超过50之类的。去年拿
: 到开户奖励后不久就关了,消费500还可以买MO,再消费14次有点烦,毕竟cap也只有
: 10K。。
:
: something
: plus

c******o
发帖数: 2151
24
其实现在还是有点摇摆的。。如果这个bait不是那么成功,过了好久都没switch,还是
可以考虑的。不过说不定还会有更好的bait出现,先等等也可以。

【在 n*******c 的大作中提到】
: 对,很多人说是bait and switch
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399061
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399532
: http://www.doctorofcredit.com/northpointe-5-interest-checking-account/#comment-399811

V**A
发帖数: 1596
25
不接受新客户了,老的不知道还能撑多久。
1 (共1页)
进入Money版参与讨论
相关主题
$15000闲钱如何处理quick summay of UFB high yield MM 3.05%APY
有谁给科普一下reward checking?介绍几个流行的online saving account(1)
新手求助reward checking?[合集] Recommand: use USAA Asset Management account as check
看到有saving的APY很高的小银行 但是放心可靠吗[合集] 5-month CD 4.65% APY - AffinityBank.com
northpointe bank easy $100Middlesex Savings Bank 5.25% APY CD FAQ
邮局买MO算Northpointe debit卡消费吗?FNBO Direct FAQ (V0.1)
Northpointe Bank Ultimate Account 5% APY[合集] FNBO Direct FAQ (V0.1)
Re: 现在买I-BOND还是EE-BOND?[合集] [证实] PenFed 3Y-CD 6%
相关话题的讨论汇总
话题: apy话题: debit话题: vp话题: balance