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发帖数: 199 | 1 The only reason to buy saving bond now is because it allows using credit card.
With 2-5% cash rebate (or plus 6-12 months 0% APR), it would be a very good
deal. The choice is determined by the length of period you expected to hold.
For a relatively short period, 1-2 years, EE bond wold be a good choice due to
expected deflation and increasing interest rate.
However, if you don't have a good credit card to use by now (the last day of
saving bond purchase by credit card), and you don't plan to h | b****b
发帖数: 199 | 2 Of course, espeically after today. Those with high APY and gracious terms are
dominant strategy over bonds.
1) You can withdraw at anytime (depending on the terms). More flexible than
saving bond which you have to wait at least one year.
2) Higher returns (if you don't plan to hold it for 10 years).
3) Zero risk. safter because it is FDIC insured. Bond are not insured.
4) Return rate is a constant (also means a lower risk). If you don't think
this important, then you probably just need to buy st |
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