g********k
发帖数: 838 | 1 大家好，我就是知道，这个是他们买ing的，现在interest比较高
值得入手嘛？谢谢,可靠嘛 |
u****r
发帖数: 2053 | 2 wait for black friday's deal.
not a fan with checking, saving is better. |
g********k
发帖数: 838 | 3 why, wait for BF deal?
the checking has higher interest,that's why I am asking for checking.
【在 u****r 的大作中提到】
: wait for black friday's deal.
: not a fan with checking, saving is better.
|
u****r
发帖数: 2053 | 4 Usually, somewhere around $100 bonus for new customer.
Only requirement of several purchases within a certain period of time, say 7
times for 1st 45 days.
【在 g********k 的大作中提到】
: why, wait for BF deal?
: the checking has higher interest,that's why I am asking for checking.
|
g********k
发帖数: 838 | 5 thanks, so why saving not checking?
I noticed that checking has higher interest. What is the difference?
7
【在 u****r 的大作中提到】
: Usually, somewhere around $100 bonus for new customer.
: Only requirement of several purchases within a certain period of time, say 7
: times for 1st 45 days.
|
u****r
发帖数: 2053 | 6 Saving has a higher APY.
You can open saving first then wait for BF's checking promo to avoid
potential hard pull |
g********k
发帖数: 838 | 7 Thnaks, saving needs hard pull? what is a hard pull? tranfer money to avoid
fee?
【在 u****r 的大作中提到】
: Saving has a higher APY.
: You can open saving first then wait for BF's checking promo to avoid
: potential hard pull
|
c********t
发帖数: 351 | 8 whenever they pull your credit score, your score will lowered ~20 points,
that's a hard pull |
p**i
发帖数: 688 | 9 他们家的allpoints的ATM机在我家附近挺多的, 取款方便
android mobile app存支票挺方便的, 感觉比BOA的mobile APP好用
【在 g********k 的大作中提到】
: why, wait for BF deal?
: the checking has higher interest,that's why I am asking for checking.
|
a****h
发帖数: 1012 | 10 我也看到他家的广告了。。。就说貌似开户会HARD PULL。。。 |
g********k
发帖数: 838 | 11 thanks, I see.
So how to avoid it? how to avoid credit score be lowered?
【在 c********t 的大作中提到】
: whenever they pull your credit score, your score will lowered ~20 points,
: that's a hard pull
|
g********k
发帖数: 838 | 12 我没有注意过 allpoints的atm
【在 p**i 的大作中提到】
: 他们家的allpoints的ATM机在我家附近挺多的, 取款方便
: android mobile app存支票挺方便的, 感觉比BOA的mobile APP好用
|
u****r
发帖数: 2053 | 13 I said so which means checking would have a hard pull, not saving.
If you have saving first, they might treat you as exsisting customer on file
and won't do a hard pull.
It works for me.
avoid
【在 g********k 的大作中提到】
: Thnaks, saving needs hard pull? what is a hard pull? tranfer money to avoid
: fee?
|
g********k
发帖数: 838 | 14 thank you so much! So I will open a saving without lowering my credit, and
then open checking, right?
Do I need to wait BF for the saving deal?
file
【在 u****r 的大作中提到】
: I said so which means checking would have a hard pull, not saving.
: If you have saving first, they might treat you as exsisting customer on file
: and won't do a hard pull.
: It works for me.
:
: avoid
|
