S*********s
发帖数: 1963 | 1 要收的 不收的说法早已经是陈年旧历了
建议带fidelity或者capital360的debit卡取钱 或者带discover信用卡让商家按银联通
道刷卡 其他外币信用卡经常无法刷
刚回国回来 以上三种途径都成功试过 没有手续费 汇率也不错 6.2左右
★ 发自iPhone App: ChineseWeb 8.6 |
|
D********6
发帖数: 97 | 2 fidelity或者capital360的debit卡在任何银行的取款机吗？ |
|
|
b*****3
发帖数: 395 | 4 can transfer up to 3 UA accounts. rate 1.6
take BOA online transfer, Capital360 P2P, Paypal.
thanks |
|
|
b*****3
发帖数: 395 | 6 can transfer up to 3 UA accounts. rate 1.6
take BOA online transfer, Capital360 P2P, Paypal.
thanks |
|
g**********2
发帖数: 4881 | 7 出售AA@$400/UA@$350国际升舱卷
AA eVIP 2/29/2016
UA GPU 1/31/2016
UA must be W or + fare
AA any fare is ok
take chase, paypal, BOA, billpay, capital360 or RMB |
|
t****e
发帖数: 129 | 8 股市新高。进入退休计划的新钱不想投入股市。
那么就买CD吧。
CD的利息还没有银行的高（比如capital360, 0.75%)
Secondary CD的rate比new issued CD的高。比如这个：
GOLDMAN SACHS BK USA NY
1.15000% 09/28/2015CD
USIP 38143AG33
Bid Ask
Price 99.300 Price 100.212
Qty(min) 95(10) Qty(min) 5(1)
Yield / Type 3.243 / M Yield / Type 0.519 / M
问题：
（1）这是谁给的bid price？应该没有卖家卖吧。
（2）其实这个ask price的yield, 0.519，还是不错的。
类似的同期到期的new issued CD的利息大概是0.35-0.25。
既然这个GOLDMAN SACHS BK USA NY的利息比同类产品好这么多，风险应该很低的吧（
GOLDMAN SACHS BK）。那么谁还... 阅读全帖 |
|
g********k
发帖数: 838 | 9 大家好，我就是知道，这个是他们买ing的，现在interest比较高
值得入手嘛？谢谢,可靠嘛 |
|
u****r
发帖数: 2053 | 10 wait for black friday's deal.
not a fan with checking, saving is better. |
|
g********k
发帖数: 838 | 11 why, wait for BF deal?
the checking has higher interest,that's why I am asking for checking. |
|
u****r
发帖数: 2053 | 12 Usually, somewhere around $100 bonus for new customer.
Only requirement of several purchases within a certain period of time, say 7
times for 1st 45 days. |
|
g********k
发帖数: 838 | 13 thanks, so why saving not checking?
I noticed that checking has higher interest. What is the difference?
7 |
|
u****r
发帖数: 2053 | 14 Saving has a higher APY.
You can open saving first then wait for BF's checking promo to avoid
potential hard pull |
|
g********k
发帖数: 838 | 15 Thnaks, saving needs hard pull? what is a hard pull? tranfer money to avoid
fee? |
|
c********t
发帖数: 351 | 16 whenever they pull your credit score, your score will lowered ~20 points,
that's a hard pull |
|
p**i
发帖数: 688 | 17 他们家的allpoints的ATM机在我家附近挺多的, 取款方便
android mobile app存支票挺方便的, 感觉比BOA的mobile APP好用 |
|
a****h
发帖数: 1012 | 18 我也看到他家的广告了。。。就说貌似开户会HARD PULL。。。 |
|
g********k
发帖数: 838 | 19 thanks, I see.
So how to avoid it? how to avoid credit score be lowered? |
|
|
u****r
发帖数: 2053 | 21 I said so which means checking would have a hard pull, not saving.
If you have saving first, they might treat you as exsisting customer on file
and won't do a hard pull.
It works for me.
avoid |
|
g********k
发帖数: 838 | 22 thank you so much! So I will open a saving without lowering my credit, and
then open checking, right?
Do I need to wait BF for the saving deal?
file |
|
m****d
发帖数: 9307 | 23 我前几天开了saving account，这个会收到卡吗？谢谢 |
|
|
f*********9
发帖数: 1986 | 25 只开savings account 的话没有debit卡，需要开个他家的checking才会有debit card
。 |
|
e*******e
发帖数: 9616 | 26 Walmart Discover CC 20130718: 777; Source: TransUnion US
BOA better balance CC 20130515: 796, source: Experian
Card applied in between 5/15/2013 and 07/18/2013 other than cards indicated
above:
Approved:
AE everyday cash
Citi dividend
BB
Ink Cash
Capital360 echecking
BOA echecking
AP
Rejeceted due to duplicate application
AE prefer
My score drop from 796 (Experina) to 777 (transunion), isn't it too bad?
Which score agent is more stringent, Experina or Transunion?
When should I be able to apply f... 阅读全帖 |
|
z**********3
发帖数: 11979 | 27
开online saving acc
设好monthly auto payment 10刀就可以
ally capital360之类 |
|
e*******e
发帖数: 9616 | 28 是不是online bank都不收MO？
我查了ally是不收的，chase根本就不敢玩。
其他的capital360/discover啥的情况不明。 |
|
s***r
发帖数: 2604 | 29 capital360或者以前的ing direct的账户 |
|
l*******o
发帖数: 2795 | 30 这个用ing direct/capital360来转账，算direct deposit吗？ |
|
l*******o
发帖数: 2795 | 31 这个用ing direct/capital360来转账，算direct deposit吗？ |
|
a*****i
发帖数: 192 | 32 以前有ing direct帐号，然后后来直接变成capital 360,一直没有关，那么还能申吗？ |
|
|
x******x
发帖数: 1903 | 34 不能，你试试申请一下，开账户之前网页会显示你不qualify bonus |
|
a*****i
发帖数: 192 | 35 555，那关账号后，多久能申呢？这个账号好几年没用了 |
|
d******y
发帖数: 11545 | 36
好像是life time once。和ssn连的，你换了ssn可以再试一下。 |
|
x******x
发帖数: 1903 | 37 而且Capital One 360 没法完全销户，即使所有账户都没有了还是有Customer number
，还是有记录。 |
|
|
w****r
发帖数: 15252 | 39 这种傻的问题问都不用问，就算给你换，你信用变成一张白纸，就为了那点bonus，你
哭都来不及 |
|
|
u***n
发帖数: 21026 | 41 很多啊，online checking基本都不需要啊，比如capital360，discover，fedelity算
了，还能ATM refund |
|
