d***y 发帖数: 183 | 1 听起来像是VUL, did he/she mention tax-deffered growth? Did he/she care to tell
you how much commission he/she may get? I doubt the surrender fee is only 6%
of interest, I think it could be the whole first year 6% interest. Usually VUL
charges large surrender fees especailly for the early years. Beside, VUL costs
more because it adds an extra layer of insurance fee structure over the
underlying investing costs. To buy or not, it depends on your own financial
situation and it's your own call. Usually t |
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