n*****o 发帖数: 48 | 1 we locked our rate for 3.25% @15yrs yesterday. we need to pay the actual clo
sing cost. today I got another mortgage broker fee agreement form which says
I(borrower) will pay the broker compensation $5844.
the loan amount is 390k. what is this form? is this compensation amount soun
ds right? how can I pay the broker? from my closing cost, that's too much ba
? I thought the lender (bank) pay the broker |
o*****p 发帖数: 5952 | 2 作为mortgage broker, 我们从不收取这些费用,建议换agent. |
m*****3 发帖数: 13701 | 3 赞良心!
【在 o*****p 的大作中提到】 : 作为mortgage broker, 我们从不收取这些费用,建议换agent.
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n*****o 发帖数: 48 | 4 问了一下我的broker,说这个费用虽然表上这么写,但是我不会自己出,银行把这个钱
给我,然后我再把钱给broker,会在hud表中出现。
至于银行为什么这样,我没有问。
clo
says
soun
ba
【在 n*****o 的大作中提到】 : we locked our rate for 3.25% @15yrs yesterday. we need to pay the actual clo : sing cost. today I got another mortgage broker fee agreement form which says : I(borrower) will pay the broker compensation $5844. : the loan amount is 390k. what is this form? is this compensation amount soun : ds right? how can I pay the broker? from my closing cost, that's too much ba : ? I thought the lender (bank) pay the broker
|
o*****p 发帖数: 5952 | 5 为同胞服务,赚良心钱一向是我们的宗旨。
【在 m*****3 的大作中提到】 : 赞良心!
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b********2 发帖数: 5191 | 6 broker fee agreement是一个标准form, 上面一般会说谁来付broker commission, 是
borrower pay, 还是lender pay. 如果是您来付, 可以看一下lock confirmation上的
lender rebate是多少, 就知道lender是不是把钱先给您.
所以在问rate的时候, rate和rebate是关键.
【在 n*****o 的大作中提到】 : 问了一下我的broker,说这个费用虽然表上这么写,但是我不会自己出,银行把这个钱 : 给我,然后我再把钱给broker,会在hud表中出现。 : 至于银行为什么这样,我没有问。 : : clo : says : soun : ba
|
p******y 发帖数: 3523 | 7 需要跟broker确认,通常有两种broker fee收取的方式,lender paid或borrower paid
,二选一。通常都是选lender paid broker fee。有些特殊情况,只能靠borrower pay
的话应先于borrower达成共识。 |