j*******0
发帖数: 347 | 1 It is a storm for loan applicants and loan agents alike. Nobody knows when
it comes but know it will come some day.
A few things leads to this wave. Greece's recently fully-approved second
bailout, no action in treasure market from FOMC Announcement,stronger Retail
Sales, and the good unemployment rate all work together to pinpoint the
weakness of bond rates as well as MBS rates.
It was very true that either Feds or Europe was bolstering low interest
rates for past few months. Now it seems that two pillars are gone for some
time.
So how about the people who are still floating either with purchase or
refinance? Still you are not missing historical low. We can not get every
good cookie at one time. But good date range seems to be broken with so many
negative forces working together. Now it is time to think about if the
potential for an eighth of a percent improvement is worth the risk of
getting another eighth percent higher.
As always, the rates could come back or move higher tomorrow. A rumor in
Europe might pick up one domino. Some bad economic indicators can get us a
little bit room for breathe. But new world might come and we all know we can
live with it with some good or bad memory. | n***d
发帖数: 647 | 2 您老在哪里看mortgage rate的啊？
Retail
【在 j*******0 的大作中提到】
: It is a storm for loan applicants and loan agents alike. Nobody knows when
: it comes but know it will come some day.
: A few things leads to this wave. Greece's recently fully-approved second
: bailout, no action in treasure market from FOMC Announcement,stronger Retail
: Sales, and the good unemployment rate all work together to pinpoint the
: weakness of bond rates as well as MBS rates.
: It was very true that either Feds or Europe was bolstering low interest
: rates for past few months. Now it seems that two pillars are gone for some
: time.
: So how about the people who are still floating either with purchase or
| j*******0
发帖数: 347 | 3 we do loan so we know rates for every day.
【在 n***d 的大作中提到】
: 您老在哪里看mortgage rate的啊？
:
: Retail
| z****0
发帖数: 3942 | 4 you are right, rates are slowly moving higher.
Recently the congress asked Fannie and Freddie to charge additional 10bps,
which will then be pass to Treasury to offset future stress losses. And more
gfee add-ons are coming just to keep up with the credit losses of the big
two. So even the benchmark rates stay low, I expect the rates to mortgage
borrowers going up slowly.
Retail
【在 j*******0 的大作中提到】
: It is a storm for loan applicants and loan agents alike. Nobody knows when
: it comes but know it will come some day.
: A few things leads to this wave. Greece's recently fully-approved second
: bailout, no action in treasure market from FOMC Announcement,stronger Retail
: Sales, and the good unemployment rate all work together to pinpoint the
: weakness of bond rates as well as MBS rates.
: It was very true that either Feds or Europe was bolstering low interest
: rates for past few months. Now it seems that two pillars are gone for some
: time.
: So how about the people who are still floating either with purchase or
|
|
