大家鄙视我吧最近贪点数搞了好几个信用卡。信用分不足740。
另外如果我用heloc钱付首期，银行怎样算monthly debt? minimum payment (interest
) or what?
用heloc的钱pay down/pay off current mortgage/ car loan 有木有帮助？
我每个月大量使用信用卡,是否该少用? 或者spread among several cards instead of
regularly using just 1 card?
thanks，
k*******2 发帖数: 132
2
Do you request free annual credit report from all three (3) credit bureau
each year?
Link provided for you: https://www.annualcreditreport.com/cra/index.jsp
It will tell you how to maintain and increase your credit score.
There is one concept called Utilization Ratio of your credit card.
"用heloc的钱pay down/pay off current mortgage/ car loan 有木有帮助？"; 要看
情形，帮助不会很大。
interest
of
【在 N**s 的大作中提到】 : 大家鄙视我吧最近贪点数搞了好几个信用卡。信用分不足740。 : 另外如果我用heloc钱付首期，银行怎样算monthly debt? minimum payment (interest : ) or what? : 用heloc的钱pay down/pay off current mortgage/ car loan 有木有帮助？ : 我每个月大量使用信用卡,是否该少用? 或者spread among several cards instead of : regularly using just 1 card? : thanks，
