m********d
发帖数: 1281 | 1 那个HOME EQUITY LINE OF CREDIT利率比MORTGAGE的利率要低啊。 |
a*****h
发帖数: 2182 | 2 co-ask
【在 m********d 的大作中提到】
: 那个HOME EQUITY LINE OF CREDIT利率比MORTGAGE的利率要低啊。
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s**********d
发帖数: 36899 | |
b*d
发帖数: 9308 | 4 呵呵,那个可是浮动利率.
【在 m********d 的大作中提到】
: 那个HOME EQUITY LINE OF CREDIT利率比MORTGAGE的利率要低啊。
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z*****z
发帖数: 2438 | 5 HELOC没有100%，现在最多见过85%的。
就是说1x0.85-0.5=0.35
只能heloc到35%
首付57.5,才能helco到剩下的42.5。
【在 m********d 的大作中提到】
: 那个HOME EQUITY LINE OF CREDIT利率比MORTGAGE的利率要低啊。
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f****i
发帖数: 20252 | 6 no
【在 m********d 的大作中提到】
: 那个HOME EQUITY LINE OF CREDIT利率比MORTGAGE的利率要低啊。
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n*******9
发帖数: 3244 | 7 nice try and good luck when FED raise the rate 9 months later.
【在 m********d 的大作中提到】
: 那个HOME EQUITY LINE OF CREDIT利率比MORTGAGE的利率要低啊。
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h***b
发帖数: 1233 | 8 Not much lower these days. many lenders charge Prime rate + 1-2%. so it's
~4.5% and this rate goes up and down w/ the prime rate. 30-yr fixed is ~5%.
It's a trade off--using short term benefit (lower rate in the next 0-2 yrs)
vs long term **guaranteed** savings (near record low interest rate on 30-yr
mtg).
if your time horizon of owning the prop is short, say 0-5 yrs (particularly
investment prop), go for it. the odds favor you. anything longer, it's the
opposite in my opinion.
【在 m********d 的大作中提到】
: 那个HOME EQUITY LINE OF CREDIT利率比MORTGAGE的利率要低啊。
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