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c**********e
发帖数: 1184 | 1 SUMMARY: 今天的利率和上星期五的大致持平。Conforming Purchase可做到4.375%了。
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.625 3.875
<=$729K 4.750 4.125
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.375 3.625 2.875 3.250
APR: 4.483 3.937 4.524 3.895 2.974 3.351
<=$729K 4.625 4.000 3.375
APR: 4.715 4.154 3.458
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.500 3.750
<=$729K 4.750 4.000 3.750
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 3.875 4.375 3.750 3.750
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.625 2.875 3.250
APR: 4.483 3.937 4.398 3.895 2.974 3.351
<=$729K 4.625 4.000 3.375
APR: 4.715 4.154 3.458
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新
利率，请电949-829-3863或给我发email至i**[email protected]. | c**********e
发帖数: 1184 | 2 SUMMARY: 1:45PM (PST）更新！今天到目前为止利率又更新了两次，比今天开始时发布
的利率稍好。大家可以比较一下自己所关注的贷款品种是否有变化。
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.375 3.625
<=$729K 4.750 4.000 3.625
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 3.875 4.375 3.750 3.625 3.875
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.625 2.750 3.000
APR: 4.483 3.937 4.398 3.895 2.848 3.100
<=$729K 4.625 3.875 3.125
APR: 4.715 4.029 3.207
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.750 4.375 3.750 3.250 3.500
<=$729K 4.625 4.000 3.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.500 3.750
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.625 2.750 3.000
APR: 4.483 3.937 4.398 3.895 2.848 3.100
<=$729K 4.500 3.875 3.125
APR: 4.589 4.029 3.207
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新
利率，请电949-829-3863或给我发email至i**[email protected]. |
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