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发帖数: 1184 | 1 今天的利率比昨天的稍好一些。No Cost Refinance可做到4.5%了。
详情请到方圆贷款俱乐部查询。方圆贷款俱乐部网址：
http://www.mitbbs.com/club_bbsdoc/CircleSquareMortgage.html | c**********e
发帖数: 1184 | 2 今天早晨利率发布（7:36AM PST）后的第一次更新（9:46AM PST）：
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.625 3.875
<=$729K 4.750 4.125 3.750
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 4.000 4.375 3.875 3.750
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.625 2.875 3.250
APR: 4.483 3.937 4.398 3.895 2.974 3.351
<=$729K 4.500 4.000 3.375
APR: 4.589 4.154 3.458
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.875 4.375 3.750 3.500 3.750
<=$729K 4.625 4.000 3.750
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.750
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.625 2.875 3.250
APR: 4.483 3.937 4.398 3.895 2.974 3.351
<=$729K 4.500 3.875 3.375
APR: 4.589 4.029 3.458
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate. |
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