m********d 发帖数: 400 | 1 包括律师费等等么?谢谢。如果不包括,还需要其他什么费用? |
r******d 发帖数: 1879 | 2 各个地方各种费用名目繁多。只要记住自己需要付什么就行了。
a. previous lender's loan interest from Date A to Date B
b. current lender's loan interest from Date C to Date D
c. Old loan amount - New loan amount
d. other debit such as impound account deposit, hazard insurance or others
e. other credit such as old lender refund
f. prepaid appraisal fee
g. prepaid credit check fee
You need to pay (a + b + c + d - e - f - g) |
m*********n 发帖数: 6098 | 3 mark
【在 r******d 的大作中提到】 : 各个地方各种费用名目繁多。只要记住自己需要付什么就行了。 : a. previous lender's loan interest from Date A to Date B : b. current lender's loan interest from Date C to Date D : c. Old loan amount - New loan amount : d. other debit such as impound account deposit, hazard insurance or others : e. other credit such as old lender refund : f. prepaid appraisal fee : g. prepaid credit check fee : You need to pay (a + b + c + d - e - f - g)
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h**********a 发帖数: 746 | 4 What about title insurance?
【在 r******d 的大作中提到】 : 各个地方各种费用名目繁多。只要记住自己需要付什么就行了。 : a. previous lender's loan interest from Date A to Date B : b. current lender's loan interest from Date C to Date D : c. Old loan amount - New loan amount : d. other debit such as impound account deposit, hazard insurance or others : e. other credit such as old lender refund : f. prepaid appraisal fee : g. prepaid credit check fee : You need to pay (a + b + c + d - e - f - g)
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h*****n 发帖数: 2023 | 5 同问
【在 h**********a 的大作中提到】 : What about title insurance?
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r******d 发帖数: 1879 | 6 Lender's title insurance is not a fee clients need to pay in No-Cost
refinance. |
z**********i 发帖数: 12276 | 7 I think the broker will cover this for no-cost.
【在 r******d 的大作中提到】 : Lender's title insurance is not a fee clients need to pay in No-Cost : refinance.
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b*d 发帖数: 9308 | 8 Broker去付Title insurance的Charge。
【在 h*****n 的大作中提到】 : 同问
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m********d 发帖数: 400 | 9 谢谢各位大侠的解答,那是不是no cost refinance risk free了 |
b*d 发帖数: 9308 | 10 对,如果你的appraisal也是Broker提前付的,那就真的没有Risk了。
【在 m********d 的大作中提到】 : 谢谢各位大侠的解答,那是不是no cost refinance risk free了
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d*e 发帖数: 999 | 11 不过一般的 broker都让你先垫付,close时再返还给你。要不然,你半截儿变卦了,他
岂不倒贴钱。
【在 b*d 的大作中提到】 : 对,如果你的appraisal也是Broker提前付的,那就真的没有Risk了。
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r******e 发帖数: 289 | 12 yes, we want our clients to pay this first and will refund fully once the
escrow is done.
thanks for the consideration. it is very important to build mutual trust.
real estate business is a big investment in anyone's life, so a lot of
twists and turns could happen.
【在 d*e 的大作中提到】 : 不过一般的 broker都让你先垫付,close时再返还给你。要不然,你半截儿变卦了,他 : 岂不倒贴钱。
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a*****e 发帖数: 4936 | 13 就是说title endurance 一定是我们自己付的了?而且既是buyer也是seller?这个钱
是最大的一笔了。
【在 b*d 的大作中提到】 : 对,如果你的appraisal也是Broker提前付的,那就真的没有Risk了。
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t***l 发帖数: 533 | 14 最简单的区分,就是non-recurring的,就是cost,
其他都不算
【在 m********d 的大作中提到】 : 包括律师费等等么?谢谢。如果不包括,还需要其他什么费用?
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b***j 发帖数: 554 | 15 LA这边都是一般都是broker直接付,自己不用垫付。
【在 d*e 的大作中提到】 : 不过一般的 broker都让你先垫付,close时再返还给你。要不然,你半截儿变卦了,他 : 岂不倒贴钱。
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