z*********n
发帖数: 94654 | |
c**********e
发帖数: 1184 | |
h****a
发帖数: 637 | 3 恭喜。from what rate to what rate? |
z*********n
发帖数: 94654 | 4 5.25 - 4.5
【在 h****a 的大作中提到】
: 恭喜。from what rate to what rate?
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h****a
发帖数: 637 | 5 不错，我的close刚一个月，5.0。希望那天也refi到低一点的.就怕appraisal少了就麻
烦了
【在 z*********n 的大作中提到】
: 5.25 - 4.5
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z*********n
发帖数: 94654 | 6 啊？你咋那么高呢，最近利率那么低啊
【在 h****a 的大作中提到】
: 不错，我的close刚一个月，5.0。希望那天也refi到低一点的.就怕appraisal少了就麻
: 烦了
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h****a
发帖数: 637 | 7 等了两个月才close. lock的时候还可以, jumbo conforming。BoA relock要有一个点
的差异才能做.所以也没能re-lock.申请贷款的时候还是EAD，也不敢找小银行
【在 z*********n 的大作中提到】
: 啊？你咋那么高呢，最近利率那么低啊
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p********r
发帖数: 1980 | 8 才批? 我应该比你晚开始,已经funding了好几天了.
【在 z*********n 的大作中提到】
: 用了三周
: 还凑合
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z*********n
发帖数: 94654 | 9 哦，豪宅，失敬失敬
【在 h****a 的大作中提到】
: 等了两个月才close. lock的时候还可以, jumbo conforming。BoA relock要有一个点
: 的差异才能做.所以也没能re-lock.申请贷款的时候还是EAD，也不敢找小银行
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z*********n
发帖数: 94654 | 10 嗯
【在 p********r 的大作中提到】
: 才批? 我应该比你晚开始,已经funding了好几天了.
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w********6
发帖数: 12977 | |
P********e
发帖数: 2610 | 12 no cost?
【在 z*********n 的大作中提到】
: 5.25 - 4.5
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z*********n
发帖数: 94654 | 13 no cost no fee no impound no nothing. even got some rebate, hehe
【在 P********e 的大作中提到】
: no cost?
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w********6
发帖数: 12977 | 14 Are you using the same agent that you bought your house? If you think they
are good, please refer to me by PM
【在 z*********n 的大作中提到】
: no cost no fee no impound no nothing. even got some rebate, hehe
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z*********n
发帖数: 94654 | 15 我的第一个agent很烂
现在这个非常好
【在 w********6 的大作中提到】
: Are you using the same agent that you bought your house? If you think they
: are good, please refer to me by PM
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b*d
发帖数: 9308 | 16 过几周再低了，就再做。
【在 z*********n 的大作中提到】
: no cost no fee no impound no nothing. even got some rebate, hehe
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w********6
发帖数: 12977 | 17 给我他的联系方式把
【在 z*********n 的大作中提到】
: 我的第一个agent很烂
: 现在这个非常好
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s********d
发帖数: 2216 | |
z*********n
发帖数: 94654 | 19 没问题
【在 w********6 的大作中提到】
: 给我他的联系方式把
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s********d
发帖数: 2216 | 20 现在还允许给 rebate 吗？
我问过一圈，都说不行啊 |
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P********e
发帖数: 2610 | 21 赞
【在 z*********n 的大作中提到】
: no cost no fee no impound no nothing. even got some rebate, hehe
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f****i
发帖数: 20252 | 22 我的loan doc也ready了，拖了一个多礼拜
【在 z*********n 的大作中提到】
: 用了三周
: 还凑合
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z*********n
发帖数: 94654 | 23 不知道会不会卖回BOA去，呵呵
我第一个LOAN就两次专卖卖到boa了，整好和我的帐号联系起来，很方便
且可以享受免费boa prima account
【在 f****i 的大作中提到】
: 我的loan doc也ready了，拖了一个多礼拜
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f****i
发帖数: 20252 | 24 BOA有啥好的
卖到Wells Fargo去更好，PMA account可以拿来炒股。
【在 z*********n 的大作中提到】
: 不知道会不会卖回BOA去，呵呵
: 我第一个LOAN就两次专卖卖到boa了，整好和我的帐号联系起来，很方便
: 且可以享受免费boa prima account
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z*********n
发帖数: 94654 | 25 也行。我就是一直用boa，方便，很多帐号已经在那setup了，省心
【在 f****i 的大作中提到】
: BOA有啥好的
: 卖到Wells Fargo去更好，PMA account可以拿来炒股。
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f****i
发帖数: 20252 | 26 BOA最近毁了很多人，搞得别人没法做loan modification
房子沉下水以后，先是跟borrower说，你要default以后才能qualify loan modification。等屋主default过后，就回说不行，不default才能qualify loan modification。
【在 z*********n 的大作中提到】
: 也行。我就是一直用boa，方便，很多帐号已经在那setup了，省心
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h****a
发帖数: 637 | 27 不是豪宅,小破房.你的贷款少于417K吗？conforming的loan版上的agent们报的利率好
象更低啊 4.375啥的.
【在 z*********n 的大作中提到】
: 哦，豪宅，失敬失敬
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z*********n
发帖数: 94654 | 28 en, I didn't get 4.375. only got 4.5. might not be the lowest. but I couldn'
t get t4.375 anywhere actually when I started. unless I am willing to pay
SOME kind of cost or fee or point or whatever.
I don't want to pay any of those shit, hehe.
well, 0.125 diff, what can you do
【在 h****a 的大作中提到】
: 不是豪宅,小破房.你的贷款少于417K吗？conforming的loan版上的agent们报的利率好
: 象更低啊 4.375啥的.
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w********6
发帖数: 12977 | 29 exactly, you can always choose to pay more to save
couldn'
pay
【在 z*********n 的大作中提到】
: en, I didn't get 4.375. only got 4.5. might not be the lowest. but I couldn'
: t get t4.375 anywhere actually when I started. unless I am willing to pay
: SOME kind of cost or fee or point or whatever.
: I don't want to pay any of those shit, hehe.
: well, 0.125 diff, what can you do
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z*********n
发帖数: 94654 | 30 the key is this broker was recommended by my coworker, who is a super
cheapskate. If he lands on somebody, that somebody must be good, hehe.
Actually he was pretty good. didn't have any problem with my loan, and he
asked for minimum documents, super fast, straightforward,
my first agent was referred by my agent, thinking back, she was just
bullshit. took advantage that I had to close, gave me shitty rate...
well, maybe, refi is always easier and better than purchase loan. who knows.
【在 w********6 的大作中提到】
: exactly, you can always choose to pay more to save
:
: couldn'
: pay
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d**s
发帖数: 1255 | 31 gx, you are so lucky
knows.
【在 z*********n 的大作中提到】
: the key is this broker was recommended by my coworker, who is a super
: cheapskate. If he lands on somebody, that somebody must be good, hehe.
: Actually he was pretty good. didn't have any problem with my loan, and he
: asked for minimum documents, super fast, straightforward,
: my first agent was referred by my agent, thinking back, she was just
: bullshit. took advantage that I had to close, gave me shitty rate...
: well, maybe, refi is always easier and better than purchase loan. who knows.
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