p**********y
发帖数: 29 | 1 我的Equafix信用值不高699。想从30年Fixed 5.75 变到15年，昨天Agent给的利率是4.
35% 15
年Fixed。 $2400 Lender Credit. Closing Cost $2,000 + prepaid $1,700. It
seems that all lender credit can cover my closing cost. Loan amount is
$235,000. My monthly payment will increase $380. If we move after two
years, can we benefit from this refinance?
Freddie Mac owns my current loan. Agent told me that she can run a special
program for me. Is that a good thing that Freddie Mac owns my current
loan?
Sorry, I can not input Chinese.
T | b*d
发帖数: 9308 | 2 先看看你的房价现在值多少钱,那个Special Program能不用就不用.
4.
【在 p**********y 的大作中提到】
: 我的Equafix信用值不高699。想从30年Fixed 5.75 变到15年，昨天Agent给的利率是4.
: 35% 15
: 年Fixed。 $2400 Lender Credit. Closing Cost $2,000 + prepaid $1,700. It
: seems that all lender credit can cover my closing cost. Loan amount is
: $235,000. My monthly payment will increase $380. If we move after two
: years, can we benefit from this refinance?
: Freddie Mac owns my current loan. Agent told me that she can run a special
: program for me. Is that a good thing that Freddie Mac owns my current
: loan?
: Sorry, I can not input Chinese.
| n*******9
发帖数: 3244 | 3 How long have you been on your current mortgage and how long are you
planning to stay?
4.
【在 p**********y 的大作中提到】
: 我的Equafix信用值不高699。想从30年Fixed 5.75 变到15年，昨天Agent给的利率是4.
: 35% 15
: 年Fixed。 $2400 Lender Credit. Closing Cost $2,000 + prepaid $1,700. It
: seems that all lender credit can cover my closing cost. Loan amount is
: $235,000. My monthly payment will increase $380. If we move after two
: years, can we benefit from this refinance?
: Freddie Mac owns my current loan. Agent told me that she can run a special
: program for me. Is that a good thing that Freddie Mac owns my current
: loan?
: Sorry, I can not input Chinese.
| m*******r
发帖数: 202 | 4 Why 那个Special Program能不用就不用?
【在 b*d 的大作中提到】
: 先看看你的房价现在值多少钱,那个Special Program能不用就不用.
:
: 4.
| b*d
发帖数: 9308 | 5 因为他的利率高,只有你的LTV高于80%的时候才会去考虑.
【在 m*******r 的大作中提到】
: Why 那个Special Program能不用就不用?
| p**********y
发帖数: 29 | 6 请您具体说说，为什么那个Special Program能不用就不用？ 我三年前买时308K。 目
前257K
Balance。 Eppraisal 上房子值279K， Zillow上298K，Cyberhomes 307K。
谢谢！！！
【在 b*d 的大作中提到】
: 先看看你的房价现在值多少钱,那个Special Program能不用就不用.
:
: 4.
| p**********y
发帖数: 29 | 7 我已住了三年了。打算两三年换，但可能再住上更长。
【在 n*******9 的大作中提到】
: How long have you been on your current mortgage and how long are you
: planning to stay?
:
: 4.
|
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