s*****b
发帖数: 24 | 1 最近在看房，在国内的父母打算资助down payment（从国内的银行wire到我在这边的银
行）. 但
loan officer跟我说这笔钱这边的银行会报告给IRS，我得交税。美国的gift tax is
35%,如果
是这样实在不忍心，毕竟是父母辛辛苦苦赚的钱。
哪位有相似经验的人能否说说如何能不交这笔税，又不触犯美过税法。
谢谢！ |
c*******n
发帖数: 913 | 2 谁告诉你说要交税的谁就是ＳＢ
如果是你的Ｌｏａｎ ａｇｅｎｔ告诉你的，马上换掉
我把一个Ｇｉｆｔ ｌｅｔｔｅｒ 的模版贴出来，希望能帮到你
RE: Gift Letter
To whom it may concern:
This letter to address the gift of $xxxxx I am giving to my son/daugher, (
full name) for the down-payment on the home purchasing. This is purely a
gift and I/we will not accept any repayment of this $xxxxx.
I am so glad that he/she wants to build his/her assets in U.S. and I want to
help him/her buy the house of his/her dream.
Sincerely,
(Name of the Donor)
这个ｌｅｔｔｅｒ 的唯一目的就是当银行审批你的贷款的时候 |
s*****b
发帖数: 24 | 3 gift letter证明资金的合法来源肯定是需要的，这个我的loan officer也告诉我了，
但她说美国
这边的银行肯定会report给IRS，到时候我会收到IRS的信，要求交税，不知道有人知道
是否真是这
样？
(
want to
【在 c*******n 的大作中提到】
: 谁告诉你说要交税的谁就是ＳＢ
: 如果是你的Ｌｏａｎ ａｇｅｎｔ告诉你的，马上换掉
: 我把一个Ｇｉｆｔ ｌｅｔｔｅｒ 的模版贴出来，希望能帮到你
: RE: Gift Letter
: To whom it may concern:
: This letter to address the gift of $xxxxx I am giving to my son/daugher, (
: full name) for the down-payment on the home purchasing. This is purely a
: gift and I/we will not accept any repayment of this $xxxxx.
: I am so glad that he/she wants to build his/her assets in U.S. and I want to
: help him/her buy the house of his/her dream.
|
c******l
发帖数: 502 | 4 you don't need to pay tax. The loan officer will give you a official gift
letterto let you complete. |
