S***i
发帖数: 50 | 1 I quoted a home insurance about $900 annual premium for a new home about $
800,000. Below is the detail. Is this home insurance a good deal? Is this
policy enough given we are living in Southern CA.
ECTION I - PROPERTY
Dwelling Limit
(Replacement Cost) $600,000.00
Separate Structures $60,000.00
Personal Property Limit $450,000.00
Loss of Use $240,000.00
SECTION II - LIABILITY
Personal Liability Limit $500,000.00
Medical Payments | v***s
发帖数: 4031 | 2 这跟你住在那儿和房屋造价有关。保险额倒是不高，估计你的房屋面积在三千尺左右。 | S***i
发帖数: 50 | 3 Yes, it is about 2,800 sf. So this policy covers normal circumstances, such
as fire. What about flood and earthquake? I can't tell if the last two are
covered or not... Thanks
【在 v***s 的大作中提到】
: 这跟你住在那儿和房屋造价有关。保险额倒是不高，估计你的房屋面积在三千尺左右。
| p*u
发帖数: 51 | 4 flood and earthquake are not covered
such
are
【在 S***i 的大作中提到】
: Yes, it is about 2,800 sf. So this policy covers normal circumstances, such
: as fire. What about flood and earthquake? I can't tell if the last two are
: covered or not... Thanks
| z*********n
发帖数: 94654 | 5 地震肯定不包
such
are
【在 S***i 的大作中提到】
: Yes, it is about 2,800 sf. So this policy covers normal circumstances, such
: as fire. What about flood and earthquake? I can't tell if the last two are
: covered or not... Thanks
| v***s
发帖数: 4031 | 6 The fire and basic flood insurance should be covered in the quote. If you
need an earthquake insurance, they can quote you one, about the premium is
about the same.
such
are
【在 S***i 的大作中提到】
: Yes, it is about 2,800 sf. So this policy covers normal circumstances, such
: as fire. What about flood and earthquake? I can't tell if the last two are
: covered or not... Thanks
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