t******e
发帖数: 810 | 1 看看我的保险有木问题，要不要改改？
section property
a-dwelling:$273000
b-separate structures:$27300
c-personal property: $204750
d-loss of use: $109200
e-personal liability: each $500,000
f-medical payments:each $1000
section extensions of coverage
...
annual premium: $557.02
谢谢 |
k******o
发帖数: 3328 | 2 It largely depends on our risk tolerance index. :D
In general it is OK.
【在 t******e 的大作中提到】
: 看看我的保险有木问题，要不要改改？
: section property
: a-dwelling:$273000
: b-separate structures:$27300
: c-personal property: $204750
: d-loss of use: $109200
: e-personal liability: each $500,000
: f-medical payments:each $1000
: section extensions of coverage
: ...
|
b*d
发帖数: 9308 | 3 要看你的appraisal里面replacement cost是多少，Dwelling coverage要是够了就可以
了。
【在 t******e 的大作中提到】
: 看看我的保险有木问题，要不要改改？
: section property
: a-dwelling:$273000
: b-separate structures:$27300
: c-personal property: $204750
: d-loss of use: $109200
: e-personal liability: each $500,000
: f-medical payments:each $1000
: section extensions of coverage
: ...
|
f*******e
发帖数: 1300 | 4 this premium is pretty low. which state do you live? |
s***g
发帖数: 437 | 5 co-xmjdh，现在希望appraisal里replace cost不要再高了。
【在 f*******e 的大作中提到】
: this premium is pretty low. which state do you live?
|
k******o
发帖数: 3328 | 6 Appraisal value is just for lender usage only. Most home owner insurance
company has industry (or own) formula to compute replacement cost.
【在 s***g 的大作中提到】
: co-xmjdh，现在希望appraisal里replace cost不要再高了。
|
s***g
发帖数: 437 | 7 lender会要求dwelling coverage要大于等于appraisal里的replacement cost，或者是
保100% replacement。
【在 k******o 的大作中提到】
: Appraisal value is just for lender usage only. Most home owner insurance
: company has industry (or own) formula to compute replacement cost.
|
p******y
发帖数: 3523 | 8 LZ的personal property保得很高呀，比building的coverage低不了多少呀。如果不是
必须的，可以酌情下调，保费也会相应降低。 |
c*******7
发帖数: 2506 | 9 请问，网上的quotation里面personal property都是自动计算的，怎么才能调整这个数
额啊？ |
t******e
发帖数: 810 | 10 看看我的保险有木问题，要不要改改？
section property
a-dwelling:$273000
b-separate structures:$27300
c-personal property: $204750
d-loss of use: $109200
e-personal liability: each $500,000
f-medical payments:each $1000
section extensions of coverage
...
annual premium: $557.02
谢谢 |
|
|
k******o
发帖数: 3328 | 11 It largely depends on our risk tolerance index. :D
In general it is OK.
【在 t******e 的大作中提到】
: 看看我的保险有木问题，要不要改改？
: section property
: a-dwelling:$273000
: b-separate structures:$27300
: c-personal property: $204750
: d-loss of use: $109200
: e-personal liability: each $500,000
: f-medical payments:each $1000
: section extensions of coverage
: ...
|
b*d
发帖数: 9308 | 12 要看你的appraisal里面replacement cost是多少，Dwelling coverage要是够了就可以
了。
【在 t******e 的大作中提到】
: 看看我的保险有木问题，要不要改改？
: section property
: a-dwelling:$273000
: b-separate structures:$27300
: c-personal property: $204750
: d-loss of use: $109200
: e-personal liability: each $500,000
: f-medical payments:each $1000
: section extensions of coverage
: ...
|
f*******e
发帖数: 1300 | 13 this premium is pretty low. which state do you live? |
s***g
发帖数: 437 | 14 co-xmjdh，现在希望appraisal里replace cost不要再高了。
【在 f*******e 的大作中提到】
: this premium is pretty low. which state do you live?
|
k******o
发帖数: 3328 | 15 Appraisal value is just for lender usage only. Most home owner insurance
company has industry (or own) formula to compute replacement cost.
【在 s***g 的大作中提到】
: co-xmjdh，现在希望appraisal里replace cost不要再高了。
|
s***g
发帖数: 437 | 16 lender会要求dwelling coverage要大于等于appraisal里的replacement cost，或者是
保100% replacement。
【在 k******o 的大作中提到】
: Appraisal value is just for lender usage only. Most home owner insurance
: company has industry (or own) formula to compute replacement cost.
|
p******y
发帖数: 3523 | 17 LZ的personal property保得很高呀，比building的coverage低不了多少呀。如果不是
必须的，可以酌情下调，保费也会相应降低。 |
c*******7
发帖数: 2506 | 18 请问，网上的quotation里面personal property都是自动计算的，怎么才能调整这个数
额啊？ |
z******1
发帖数: 99 | |
f*****n
发帖数: 12752 | 20 我用state farm做online quote，31万的房子要每年2000的保险呢，也不知道哪里选的
option不对。。。 |
