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Living版 - Re: Help: should I buy a house
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r**********e
发帖数: 2
1
If you don't have enough cash, you can get a loan without closing cost. The
rate will be higher.(0.25 in our case). The money you must pay up front is: at
least 5% down, one year Insurance, and 3 month property tax. (those typically
are not considered as closing cost).
most bank will only lend you 80% of the value of the property, which means you
have to get a second mortgage to make up the 15%. The rate will be much higher
than the first mortgage.
If you borrow money from other people, make sur
1 (共1页)
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