d**h
发帖数: 364 | 1 is the high contribution limit.
With IRA or roth IRA, you can put down max $4000.
That's no contest to $14000.
You say 401K has very limited choice, very true.
But remember once you change job, you can rollover
it to a traditional IRA and the best part is, you
can later convert it to roth IRA.
(your AGI must be < 100K during the year of conversion,
so if you ALWAYS earn big bucks, you missed the best part.
But then again, don't you hope so?)
Now you are sitting with a roth IRA (read: tax-free if |
|
