P****y
发帖数: 238 | 1 去年和lg每人都放满了5500roth ira
今年退税 adjusted income正好182000比规定181000多了1000
是不是要罚款啊
这可怎么办啊
irs怎么查这个呢？急求补救措施 |
R******4
发帖数: 96 | 2 如果你是vanguard的话，马上打电话给vanguard，说要recharacterize roth ira
contribution to traditional ira contribution
然后之后你再roll over到roth就行了
其他公司，我猜类似 |
S**C
发帖数: 2964 | 3 Recharacterize your (MAGI-181000)/10000*5500 ROTH contribution in year 2014
and its earnings or loss to traditional IRA, talk to your broker, they can
walk you through. In your case, only $550 need to be recharacterized.
【在 P****y 的大作中提到】
: 去年和lg每人都放满了5500roth ira
: 今年退税 adjusted income正好182000比规定181000多了1000
: 是不是要罚款啊
: 这可怎么办啊
: irs怎么查这个呢？急求补救措施
|
s***e
发帖数: 5242 | 4 not AGI but MAGI. double check your number.
【在 P****y 的大作中提到】
: 去年和lg每人都放满了5500roth ira
: 今年退税 adjusted income正好182000比规定181000多了1000
: 是不是要罚款啊
: 这可怎么办啊
: irs怎么查这个呢？急求补救措施
|
b******e
发帖数: 202 | 5 Does it mean I can contribution to Roth IRA right now for 2015 regardless of
my expected MAGI in 2015. then before april 15 2016, I do the
recharacterization if my MAGI does exceed the limit? is it safe? Thanks!
2014
【在 S**C 的大作中提到】
: Recharacterize your (MAGI-181000)/10000*5500 ROTH contribution in year 2014
: and its earnings or loss to traditional IRA, talk to your broker, they can
: walk you through. In your case, only $550 need to be recharacterized.
|
