t****e
发帖数: 129 | 1 Vanguard和Fidelity都开账户，还是只开一个？
好像没有必要开分别2个账户来规避风险，因为操作平台无所谓风险。是吗？ |
w***n
发帖数: 1519 | 2 If your portfolio value is over SIPC coverage limit, it would make sense to
open multiple brokerage accounts. |
b*******c
发帖数: 20683 | 3 那50万是一家的上限？到了就把多出来的balance转出去其他地方另开账户，是吧？
to
【在 w***n 的大作中提到】
: If your portfolio value is over SIPC coverage limit, it would make sense to
: open multiple brokerage accounts.
|
t****e
发帖数: 129 | 4 If your brokerage firm goes out of business and is a member of the
Securities Investor Protection Corporation (SIPC), then your cash and
securities held by the brokerage firm may be protected up to $500,000,
including a $250,000 limit for cash.
【在 b*******c 的大作中提到】
: 那50万是一家的上限？到了就把多出来的balance转出去其他地方另开账户，是吧？
:
: to
|
m*******y
发帖数: 268 | 5 Fidelity和Vanguard怎么会破产，要这两个破产了估计美国也差不多该完蛋了。 |
t****e
发帖数: 129 | 6 我是在想，他们破产，和invested money应该没关系呀。
好比Amazon破产，在上面开店的厂商没有破产。
【在 m*******y 的大作中提到】
: Fidelity和Vanguard怎么会破产，要这两个破产了估计美国也差不多该完蛋了。
|
w***n
发帖数: 1519 | 7 You don't have to open a new account in another brokerage firm. You just
need a different type of account. Say, you can have one individual account
for yourself, one for your hubby, one for joint, plus a few IRAs, all in
Fidelity and still get full coverage of 500K for each of these account. If
you have two individual accounts for yourself though, they will be
considered one combined when it comes to SIPC coverage.
But of course, you could still go well over the limit even if you do all
these. That would be a good headache to have. It's why there exists treasury
bills that have negative rates.
【在 b*******c 的大作中提到】
: 那50万是一家的上限？到了就把多出来的balance转出去其他地方另开账户，是吧？
:
: to
|
w***n
发帖数: 1519 | 8 You never know, and it doesn't have to have anything to do with US economy.
【在 m*******y 的大作中提到】
: Fidelity和Vanguard怎么会破产，要这两个破产了估计美国也差不多该完蛋了。
|
S**C
发帖数: 2964 | 9 A bankrupted brokerage does not necessarily mean they misapproriate
customers' funds. |
